Bruce Arnold Financial Advisor

High interest rates are affecting companies that sell mortgages, chemicals, facelift machines, vacations, and pretty much anything else you can imagine.

How High Interest Rates Are Affecting Every Corner of Business—What CEOs Are Saying High interest rates, driven by the Federal Reserve’s campaign of anti-inflation rate hikes are affecting companies that sell mortgages, chemicals, facelift machines, vacations, and pretty much anything else you can imagine.

You worked hard to plan for a comfortable retirement. Spending your life savings on long-term care services isn't on your to-do list. Contact me to learn how long-term care insurance can help you protect your future.
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Looking for something to do this summer that’s fun for all ages and connects you and your loved ones with the beauty of nature? 🏕️ Unplug and unwind with a camping adventure and spot wildlife in their natural habitats. But before you go, discover safe wildlife camping tips from Mutual of Omaha’s Wild Kingdom. 👉 https://bit.ly/3ytQgrH

If you are near age 70 and have retirement accounts, you may have to take a Required Minimum Distribution (RMD) per the IRS. Check out the IRS page to learn more, and contact me to create a customized RMD strategy that fits into your retirement income plan.
https://bit.ly/45sv81t

Not only does a Children’s Whole Life policy provide life insurance protection, it also builds cash value. This helps create a solid financial foundation for your children or grandchildren — all for a modest premium.

Contact me to learn how you can protect what matters most.

Before you invest, there's a few items to check off your list. Collaborating with an advisor can provide objective insight into your financial situation and solutions to help you work toward your unique financial objectives. Contact me at (434) 962-2505 or email [email protected] to get started today.

After moving steadily downward, inflation has been higher than expected in the first quarter of 2024.

What Stubborn Inflation Could Mean for the U.S. Economy

Social Security is complex, and it's important to understand the basic rules and options.

Social Security 101 (May)

We hope we helped you crack a smile to celebrate National Smile Day! We love putting a smile on our customers' faces by helping them plan their financial future. Let us help put a smile on yours!

Digital platforms make it easier than ever to get money quickly, whether you're a parent who forgot the fees for your child's field trip or you're a teenager who receives an allowance virtually.

Venmo, Apple Wallet, and Digital Money Guide for Parents A guide for parents on common money apps. Find out why Apple Wallet, Cash App, and children's debit cards stand out among other players such as PayPal and Google Pay.

Children’s Whole Life Insurance is an easy-to-apply-for policy that grandparents can purchase to help the next generation — and the next. It can cover costs associated with an unexpected loss and it can help protect a child’s future insurability. Plus, it’s affordable!

Contact me today to get a policy in place for your family.

Did you know that friends, family and grandparents can all make an impact on a child’s educational future through 529 savings plans?

If you’d like to contribute to making the educational dreams of the next generation come true, contact me today!

Learn more about how 529 plans can be used: https://bit.ly/4bVJJV3
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Life insurance is a critical part of any comprehensive financial strategy, and it’s probably more affordable than you think.
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Could you cover all your expenses for 3-6 months if you lost your income due to an injury or illness? Most people can’t. Contact me today to learn more
about income protection.

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One of the biggest decisions you’ll make when changing jobs is what to do with any retirement funds. You don’t need to do this alone, I’m here to help. Check out this article to learn more: https://bit.ly/3UV7u8V

Has anyone taken the time to explain Medicare to you? Medicare can be confusing to understand. Contact me to learn how Medicare can benefit you. [Insert Insurance License Number]

Have questions about how much life insurance you need? Learn how working with a professional like me can help.

Many people think their house, car or savings account is their most valuable asset. But, what about your income? What would you do if you lost it?

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The ever-increasing costs of a higher education can make the concept of paying for college feel scary.

With a 529 plan, you can save early and save often — even $50 a month adds up over time to help make big savings for this hugely important expenditure.

Envision your college savings plans at https://www.savingforcollege.com/calculators/college-savings-calculator. Contact me today to decide what amount of 529 savings best fits your budget!

You worked hard to plan for a comfortable retirement. Spending your life savings on long-term care services isn't on your to-do list. Contact me to learn how long-term care insurance can help you protect your future.
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Increase your and learn more about disability income insurance. If you’re not sure where to start, give me a call and I’d love to chat.

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Not sure the 529 savings plan funds would be used?
• Rolled to other family members or transferred to yourself
• Place tax-free into a Roth IRA*
• Put toward student loan repayments **

Sources:
*Learn more at https://www.savingforcollege.com/article/roll-over-529-plan-funds-to-a-roth-ira #:~:text=As%20of%20January%201%2C%2
2024,in%20a%20529%20plan%20account.
**Subject to certain limitations. https://bit.ly/4anem4N

Term life insurance may make sense when you need protection for a certain amount of time, or “term.” Many people choose a term that protects them until their kids graduate college or a mortgage is paid off.
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Paying for the funeral of a loved one in the United States is expensive. It helps to plan ahead, but there are ways to cover the costs—even when death comes suddenly.

How to Pay for a Funeral Families have several options for paying for a funeral, including using life insurance funds, withdrawing money from a savings account, and prepaying for a funeral in advance.

Do you have a lump sum of money you want to grow for future needs? A fixed annuity may be the solution for you! United of Omaha Life Insurance Company currently has a [4.0%] interest for 5 years or [4.0%] for 7 years on fixed accounts.

Contact me today to learn more: [agents phone number] [agents email]

Disclosure: https://www.mutualofomaha.com/annuities?agent_id={reference_id}

The recent 'Survey of Consumer Finances' from the Federal Reserve found that more than 40% of households are either too worried about retirement readiness or not worried enough.

Do You Know If Your Retirement Is at Risk? (Apr) More than 40% of households are either too worried about retirement readiness or not worried enough.

Did you know that 529 plans can be used for a variety of educational opportunities?
In some states, this includes K-12 private school tuition and up to $10,000 per beneficiary for lifetime student loan repayments.

529s are a smart and useful way to make your family’s educational goals a reality. Contact me today and let’s get started!

Visit https://bit.ly/3URMjpu to learn more.

Permanent life insurance can provide protection for your lifetime as long as you continue to pay your required premiums. It also accumulates cash value on a tax-deferred basis, which you can use however you choose.
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35% of American adults indicate they can’t pay an unexpected $400 bill without having to carry a balance on their credit card or borrow money from friends, family or the bank*.

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I'm always excited for an opportunity to get to know you better. Who is up for some "This or That?" Do you wait for an opportunity, or create an opportunity? Do you stick to what you know, or try new things? Comment your answers below!