Neptune Flood

Neptune Flood

- Largest private flood insurance company in the USA
- Proper protection from flooding

Unleash the power of analytics with data driven pricing, underwriting and acquisition. Delivered in an effortless, intuitive, on-demand platform, Neptune uses a proprietary algorithm to identify properties where homeowners can save up to 25% off their premium for the exact same coverage as an NFIP policy.

26/06/2024

Do you own a residential rental property? Get covered today with a residential flood policy and add Loss of Rental Income coverage to help you maintain rental income in the event of a loss.

๐Ÿ”— https://zurl.co/y2BQ

22/06/2024

No one is without potential flood risk.

25% of all flood claims are located outside "high-risk" zones. The benefits of buying a flood insurance policy cannot be underestimated.

๐Ÿ”— Read our blog to learn 13 reasons why you should consider purchasing flood insurance even if you're in a "low-risk" zone: https://zurl.co/bP8P

19/06/2024

Is your home protected in the event of flood damage?

Flood coverage differs from homeowners insurance because most homeowners policies specifically exclude water damage resulting from rising water. ๐ŸŒŠ

With the increased risk of flooding in many areas, it's more important than ever to make sure you're protected.

โžก๏ธ Contact us for a quote: https://zurl.co/ddnm

08/06/2024

Protect your wallet and your peace of mind! ๐Ÿ’ฐ

As a business owner, flood damage from hurricanes can be costly, but with the right insurance coverage, you and your business can weather any storm.

Secure your financial future today with Neptune: https://zurl.co/lgmy

03/06/2024

Floridaโ€™s Disaster Preparedness Sales Tax Holiday is in effect until June 14. Be prepared early and save on supplies for the hurricane season.

See the full list here: https://zurl.co/G0AG

01/06/2024

Hurricane season starts TODAY! ๐ŸŒ€

Is your home protected if a hurricane comes through your city this year? With Neptune Flood, you can prepare for the unexpected and safeguard your home. Don't wait until it's too lateโ€”get coverage now and protect what matters most.

Secure your peace of mind today: https://zurl.co/Chkb

29/05/2024

๐Ÿ—ฃ๏ธ Our customers say it best!

Nothing beats the peace of mind that comes with a Neptune Flood insurance policy and exceptional service.

๐Ÿ”— https://zurl.co/WE15

22/05/2024

๐Ÿข Protect your business from flood risks with Neptune Flood's commercial flood insurance. Our policies go beyond the NFIP, offering comprehensive coverage including Business Interruption and Loss of Rental Income options. Stay covered and keep your business running smoothly.

Talk with your agent or visit this link to learn about our commercial coverage: https://zurl.co/RRmj

Hurricane Preparedness with Neptune Flood - Neptune Flood 18/05/2024

๐ŸŒ€ As hurricane season approaches, take proactive steps to protect your property. Conduct a thorough inspection of your home or business to check for loose roof shingles, seal any cracks, and reinforce doors and windows to withstand high winds.

Preparedness is key to mitigating risks and safeguarding your assets. From reinforcing structures to securing loose items, every measure counts in minimizing damage and ensuring safety. ๐Ÿ 

Stay ahead of the storm with more tips here: https://zurl.co/gGI1

Hurricane Preparedness with Neptune Flood - Neptune Flood Hurricanes are one of lifeโ€™s most powerful and destructive storms. They can wreak havoc on land and structures and the average hurricane season causes millions of dollars in damages, displacing thousands of families. Planning For the Worst, Hoping for the Best While you canโ€™t stop a tropical sto...

07/05/2024

๐Ÿ’ก Flood Fact: Just one inch of water in your home can cause thousands of dollars in damage.

Reduce your risk by elevating utilities, installing flood barriers, and ensuring your insurance coverage is up to date. Check out more tips here: https://zurl.co/ioLz

02/05/2024

Hurricane season is 1๏ธโƒฃ month away! NOW is the time to review your insurance coverage.

Neptune Flood offers protection against flood damage, ensuring your home or business is safeguarded when the storm hits. Don't let hurricane season catch you off guard.

โžก๏ธ Find coverage that fits your needs: https://zurl.co/clU5

29/04/2024

๐Ÿ’งDid you know floodwater can be toxic? Be cautious of potential health risks such as skin infections, respiratory diseases, and more. ๐Ÿšซ Stay informed of the dangers and protect your well-being.

Read more about floodwater hazards and safety tips here: https://zurl.co/hZIY

22/04/2024

๐Ÿก๐ŸŒง๏ธ Hurricane Season Ready: 4 important lessons from last year that can help protect your home.

1๏ธโƒฃ Be sure you have enough building coverage. Neptune goes up to $4,000,000 in residential coverage, surpassing basic limits.
2๏ธโƒฃ Add Temporary Living Expenses to your policy. Don't overlook the comfort of having optional coverage to help with those expenses.
3๏ธโƒฃ Regardless of your property's flood zone, consider Neptune coverage, especially with the increasing threat of inland flooding.
4๏ธโƒฃ If your home has a basement, disclose it upfront to avoid surprises during claims.

Prepare for the season ahead with Neptune Flood! Contact your agent to ensure your policy coverages are up to date: https://zurl.co/MdUR

18/04/2024

๐ŸŒŠ Neptune's policy offers the same core coverage as the NFIP but with added benefits. Choose Neptune for comprehensive protection covering not just fixed buildings, but also external structures. Plus, enjoy options like Temporary Living Expenses for added peace of mind!

Your safety matters โ€“ trust Neptune Flood Insurance!
https://zurl.co/VDRz

08/04/2024

Weโ€™re thrilled to unveil our new look! Our new branding reflects who we are today and the future weโ€™re building โ€“ providing the smartest and simplest way to protect your property. Weโ€™re excited to step into this new chapter with you.

07/04/2024

๐Ÿก Protect Your Home with Neptune Flood! ๐ŸŒŠ

Did you know regular homeowners policies may not cover flood damage? Ensure peace of mind with Neptune.

โœ… Up to $4,000,000 coverage for building.
โœ… Quick & Easy Process: Get covered in a few simple steps.

๐Ÿ”— Contact your agent today and learn more here: https://zurl.co/xnzz

Don't let flood damage catch you off guard!

Photos from Neptune Flood's post 02/04/2024

Hurricane season is only TWO months away! ๐ŸŒ€ Are you prepared? Check out our checklist to safeguard your home and loved ones.

Swipe right and visit this link to learn more. โžก๏ธ https://neptuneflood.com/blog/hurricane-preparation-in-the-off-season/

Residential Flood Insurance | Neptune Flood 28/03/2024

Waterproof your life! ๐Ÿ’ง

Neptune Residential Flood allows you to tailor your policy to protect many items not covered in the National Flood Insurance Program, including the contents of your basement, unattached structures such as a garage, pool house, or shed, temporary living expenses, and more.

โžก๏ธ Find out more about the Neptune advantage: https://zurl.co/1ceQ

Residential Flood Insurance | Neptune Flood National Flood insurance program coverage through Neptune Flood offers residential flood insurance & more to protect you & your belongings from disasters.

20/03/2024

Worried about where you'd stay if a flood forced you out of your home? ๐Ÿก

With Neptune Flood Insurance, we've got you covered! Talk to your agent today to add Temporary Living Expenses (TLE) coverage to your policy up to $20,000. With hurricane season on the horizon, now is the time to add TLE to your policy,

๐Ÿ‘‰ Prepare for the unexpected today! https://zurl.co/3ZDj

Hurricane Preparedness List & Tips | Neptune Flood 17/03/2024

Gear up, homeowners! ๐ŸŒ€ Hurricane season is around the corner, and Neptune Flood has your back.

๐Ÿก From storm strategies to packing essentials, our latest blog covers everything you need to for the upcoming storms. Read more here: https://zurl.co/tEfR

Hurricane Preparedness List & Tips | Neptune Flood Prepping for hurricane season? See Neptune Flood's hurricane preparedness list to guide your planning & make your experience with the hurricane less stressful.

Neptune Flood Insurance 08/03/2024

Neptune Flood is now offering excess flood coverages. ๐Ÿ’ฆ If you have a National Flood Insurance Program (NFIP) policy, this additional coverage is a benefit you wonโ€™t want to miss.

โžก๏ธ Contact your agent today to waterproof your life: https://zurl.co/xYpI

Neptune Flood Insurance Neptune Flood Insurance specializes in all things Flood Insurance. Get the coverage you need in minutes, save money, and go enjoy your life! Learn how we can save you up to 25% on your policy.

02/03/2024

๐Ÿก In 2023, 86% of surveyed homeowners felt that flood risk is important when purchasing a new home.

Your awareness and understanding matter when searching for a new place to live. With better education on flood risk and flood insurance pricing, Neptune Flood can protect your home and loved ones. See how here: https://zurl.co/71K1

Photos from Neptune Flood's post 28/02/2024

A pipe breaks in your home, causing water damage. Which insurance covers this?

Homeowners insurance typically covers water damage from things like broken pipes. Flood insurance covers flooding from naturally rising water, like a storm surge or flash flood. Contact our agents or read more here to learn about our coverages: https://zurl.co/HdgV

Photos from Neptune Flood's post 26/02/2024

Swipe right for 4 things you can do today to secure your home in the event of a flood. ๐Ÿ ๐ŸŒŠ Comment below with other or advice you have!

23/02/2024

๐ŸŒŠ According to FEMA, 99% of U.S. counties have experienced a flood since 1998. Floods don't care who you are or where you are. They will happen to anyone at any time. Are you prepared?

Get prepared with Neptune Flood: https://zurl.co/uzle

20/02/2024

NFIP policyholders, this update is for you! Neptune now offers excess flood insurance on top of an NFIP policy to ensure you are fully protected. Plus, our enhanced coverages, which are not available through the NFIP, respond as primary coverage. Contact your agent today.

20/02/2024

75% of homeowners think they have flood insurance, but less than 5% actually do! Our 2022 survey shows 19% of people don't even know they live in a flood zone. Don't be left underwater.

Neptune Flood is here to clear the waters and ensure you're covered. Stay informed, stay protected. ๐Ÿก

๐Ÿ”— https://zurl.co/awsG

17/02/2024

๐Ÿค” When is the right time to buy flood insurance for my property? Check out our guidelines to help you decide the best time for you to get Neptune Flood coverage here: https://zurl.co/fO7z

Explore Flood Insurance Careers | Neptune Flood 14/02/2024

Join Neptune's team of agents this and harness our revolutionary technology! Protect your E&O, boost your flood conversions, and increase retention. Contact us today to start writing with ๐ŸŒŠ Neptune Flood.

โžก๏ธ https://zurl.co/NS14

Explore Flood Insurance Careers | Neptune Flood Looking for a career at Neptune Flood? Check out our available positions on our Career page! Contact our team to learn more.

Our Story

Neptune Flood utilizes advanced mapping technologies, and aerial remote sensing, to create a sophisticated algorithm that provides customers with a flood insurance policy in three minutes or less. The company demonstrates how data can be collected and utilized to develop smarter mathematics, predict risk, and ultimately mitigate future losses. Aside from delighting customers with a fast, more intuitive, online experience Neptune can provide valuable lessons for carriers around using data to develop policies and price risk better. This revolutionary approach to pricing flood risk often results in superior coverages, savings over the NFIP of up to 25% and is available to households in all designated flood zones. Neptune Flood was founded in 2016 by insurance and technology industry veterans, including CEO Jim Albert, with a goal of bringing advanced analytics and extreme ease of use to the flood insurance market. Neptune Flood's policies are currently backed by Lloyd's of London, rated "A" (Excellent) by A.M. Best. Neptune launched its product in early 2017 in Florida, and later in the year achieved the designation of Lloyd's Coverholder with authority to provide flood insurance throughout the US. In January 2018, Neptune raised over $2 million in seed financing led by C1 Bank founder and former CEO Trevor Burgess who now serves as Neptuneโ€™s Chairman.

Videos (show all)

No one is without potential flood risk.25% of all flood claims are located outside "high-risk" zones. The benefits of bu...
Is your home protected in the event of flood damage?Flood coverage differs from homeowners insurance because most homeow...
Protect your wallet and your peace of mind!
๐Ÿ’ก Flood Fact: Just one inch of water in your home can cause thousands of dollars in damage. Reduce your risk by elevatin...
Hurricane season is 1๏ธโƒฃ month away! NOW is the time to review your insurance coverage. Neptune Flood offers protection a...
๐Ÿ’งDid you know floodwater can be toxic? Be cautious of potential health risks such as skin infections, respiratory diseas...
Commercial Flood Insurance
๐Ÿก๐ŸŒง๏ธ Hurricane Season Ready: 4 important lessons from last year that can help protect your home.1๏ธโƒฃ Be sure you have enou...
๐ŸŒŠ Neptune's policy offers the same core coverage as the NFIP but with added benefits. Choose Neptune for comprehensive p...
๐Ÿก Protect Your Home with Neptune Flood! ๐ŸŒŠDid you know regular homeowners policies may not cover flood damage? Ensure pea...
Worried about where you'd stay if a flood forced you out of your home? ๐ŸกWith Neptune Flood Insurance, we've got you cove...
๐Ÿก In 2023, 86% of surveyed homeowners felt that flood risk is important when purchasing a new home.Your awareness and un...

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