Neptune Flood
- Largest private flood insurance company in the USA
- Proper protection from flooding
Unleash the power of analytics with data driven pricing, underwriting and acquisition. Delivered in an effortless, intuitive, on-demand platform, Neptune uses a proprietary algorithm to identify properties where homeowners can save up to 25% off their premium for the exact same coverage as an NFIP policy.
Do you own a residential rental property? Get covered today with a residential flood policy and add Loss of Rental Income coverage to help you maintain rental income in the event of a loss.
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No one is without potential flood risk.
25% of all flood claims are located outside "high-risk" zones. The benefits of buying a flood insurance policy cannot be underestimated.
๐ Read our blog to learn 13 reasons why you should consider purchasing flood insurance even if you're in a "low-risk" zone: https://zurl.co/bP8P
Is your home protected in the event of flood damage?
Flood coverage differs from homeowners insurance because most homeowners policies specifically exclude water damage resulting from rising water. ๐
With the increased risk of flooding in many areas, it's more important than ever to make sure you're protected.
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Protect your wallet and your peace of mind! ๐ฐ
As a business owner, flood damage from hurricanes can be costly, but with the right insurance coverage, you and your business can weather any storm.
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Floridaโs Disaster Preparedness Sales Tax Holiday is in effect until June 14. Be prepared early and save on supplies for the hurricane season.
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Hurricane season starts TODAY! ๐
Is your home protected if a hurricane comes through your city this year? With Neptune Flood, you can prepare for the unexpected and safeguard your home. Don't wait until it's too lateโget coverage now and protect what matters most.
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๐ฃ๏ธ Our customers say it best!
Nothing beats the peace of mind that comes with a Neptune Flood insurance policy and exceptional service.
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๐ข Protect your business from flood risks with Neptune Flood's commercial flood insurance. Our policies go beyond the NFIP, offering comprehensive coverage including Business Interruption and Loss of Rental Income options. Stay covered and keep your business running smoothly.
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๐ As hurricane season approaches, take proactive steps to protect your property. Conduct a thorough inspection of your home or business to check for loose roof shingles, seal any cracks, and reinforce doors and windows to withstand high winds.
Preparedness is key to mitigating risks and safeguarding your assets. From reinforcing structures to securing loose items, every measure counts in minimizing damage and ensuring safety. ๐
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Hurricane Preparedness with Neptune Flood - Neptune Flood Hurricanes are one of lifeโs most powerful and destructive storms. They can wreak havoc on land and structures and the average hurricane season causes millions of dollars in damages, displacing thousands of families. Planning For the Worst, Hoping for the Best While you canโt stop a tropical sto...
๐ก Flood Fact: Just one inch of water in your home can cause thousands of dollars in damage.
Reduce your risk by elevating utilities, installing flood barriers, and ensuring your insurance coverage is up to date. Check out more tips here: https://zurl.co/ioLz
Hurricane season is 1๏ธโฃ month away! NOW is the time to review your insurance coverage.
Neptune Flood offers protection against flood damage, ensuring your home or business is safeguarded when the storm hits. Don't let hurricane season catch you off guard.
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๐งDid you know floodwater can be toxic? Be cautious of potential health risks such as skin infections, respiratory diseases, and more. ๐ซ Stay informed of the dangers and protect your well-being.
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๐ก๐ง๏ธ Hurricane Season Ready: 4 important lessons from last year that can help protect your home.
1๏ธโฃ Be sure you have enough building coverage. Neptune goes up to $4,000,000 in residential coverage, surpassing basic limits.
2๏ธโฃ Add Temporary Living Expenses to your policy. Don't overlook the comfort of having optional coverage to help with those expenses.
3๏ธโฃ Regardless of your property's flood zone, consider Neptune coverage, especially with the increasing threat of inland flooding.
4๏ธโฃ If your home has a basement, disclose it upfront to avoid surprises during claims.
Prepare for the season ahead with Neptune Flood! Contact your agent to ensure your policy coverages are up to date: https://zurl.co/MdUR
๐ Neptune's policy offers the same core coverage as the NFIP but with added benefits. Choose Neptune for comprehensive protection covering not just fixed buildings, but also external structures. Plus, enjoy options like Temporary Living Expenses for added peace of mind!
Your safety matters โ trust Neptune Flood Insurance!
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Weโre thrilled to unveil our new look! Our new branding reflects who we are today and the future weโre building โ providing the smartest and simplest way to protect your property. Weโre excited to step into this new chapter with you.
๐ก Protect Your Home with Neptune Flood! ๐
Did you know regular homeowners policies may not cover flood damage? Ensure peace of mind with Neptune.
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Up to $4,000,000 coverage for building.
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Quick & Easy Process: Get covered in a few simple steps.
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Don't let flood damage catch you off guard!
Hurricane season is only TWO months away! ๐ Are you prepared? Check out our checklist to safeguard your home and loved ones.
Swipe right and visit this link to learn more. โก๏ธ https://neptuneflood.com/blog/hurricane-preparation-in-the-off-season/
Waterproof your life! ๐ง
Neptune Residential Flood allows you to tailor your policy to protect many items not covered in the National Flood Insurance Program, including the contents of your basement, unattached structures such as a garage, pool house, or shed, temporary living expenses, and more.
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Residential Flood Insurance | Neptune Flood National Flood insurance program coverage through Neptune Flood offers residential flood insurance & more to protect you & your belongings from disasters.
Worried about where you'd stay if a flood forced you out of your home? ๐ก
With Neptune Flood Insurance, we've got you covered! Talk to your agent today to add Temporary Living Expenses (TLE) coverage to your policy up to $20,000. With hurricane season on the horizon, now is the time to add TLE to your policy,
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Gear up, homeowners! ๐ Hurricane season is around the corner, and Neptune Flood has your back.
๐ก From storm strategies to packing essentials, our latest blog covers everything you need to for the upcoming storms. Read more here: https://zurl.co/tEfR
Hurricane Preparedness List & Tips | Neptune Flood Prepping for hurricane season? See Neptune Flood's hurricane preparedness list to guide your planning & make your experience with the hurricane less stressful.
Neptune Flood is now offering excess flood coverages. ๐ฆ If you have a National Flood Insurance Program (NFIP) policy, this additional coverage is a benefit you wonโt want to miss.
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Neptune Flood Insurance Neptune Flood Insurance specializes in all things Flood Insurance. Get the coverage you need in minutes, save money, and go enjoy your life! Learn how we can save you up to 25% on your policy.
๐ก In 2023, 86% of surveyed homeowners felt that flood risk is important when purchasing a new home.
Your awareness and understanding matter when searching for a new place to live. With better education on flood risk and flood insurance pricing, Neptune Flood can protect your home and loved ones. See how here: https://zurl.co/71K1
A pipe breaks in your home, causing water damage. Which insurance covers this?
Homeowners insurance typically covers water damage from things like broken pipes. Flood insurance covers flooding from naturally rising water, like a storm surge or flash flood. Contact our agents or read more here to learn about our coverages: https://zurl.co/HdgV
Swipe right for 4 things you can do today to secure your home in the event of a flood. ๐ ๐ Comment below with other or advice you have!
๐ According to FEMA, 99% of U.S. counties have experienced a flood since 1998. Floods don't care who you are or where you are. They will happen to anyone at any time. Are you prepared?
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NFIP policyholders, this update is for you! Neptune now offers excess flood insurance on top of an NFIP policy to ensure you are fully protected. Plus, our enhanced coverages, which are not available through the NFIP, respond as primary coverage. Contact your agent today.
75% of homeowners think they have flood insurance, but less than 5% actually do! Our 2022 survey shows 19% of people don't even know they live in a flood zone. Don't be left underwater.
Neptune Flood is here to clear the waters and ensure you're covered. Stay informed, stay protected. ๐ก
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๐ค When is the right time to buy flood insurance for my property? Check out our guidelines to help you decide the best time for you to get Neptune Flood coverage here: https://zurl.co/fO7z
Join Neptune's team of agents this and harness our revolutionary technology! Protect your E&O, boost your flood conversions, and increase retention. Contact us today to start writing with ๐ Neptune Flood.
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Explore Flood Insurance Careers | Neptune Flood Looking for a career at Neptune Flood? Check out our available positions on our Career page! Contact our team to learn more.
Our Story
Neptune Flood utilizes advanced mapping technologies, and aerial remote sensing, to create a sophisticated algorithm that provides customers with a flood insurance policy in three minutes or less. The company demonstrates how data can be collected and utilized to develop smarter mathematics, predict risk, and ultimately mitigate future losses. Aside from delighting customers with a fast, more intuitive, online experience Neptune can provide valuable lessons for carriers around using data to develop policies and price risk better. This revolutionary approach to pricing flood risk often results in superior coverages, savings over the NFIP of up to 25% and is available to households in all designated flood zones. Neptune Flood was founded in 2016 by insurance and technology industry veterans, including CEO Jim Albert, with a goal of bringing advanced analytics and extreme ease of use to the flood insurance market. Neptune Flood's policies are currently backed by Lloyd's of London, rated "A" (Excellent) by A.M. Best. Neptune launched its product in early 2017 in Florida, and later in the year achieved the designation of Lloyd's Coverholder with authority to provide flood insurance throughout the US. In January 2018, Neptune raised over $2 million in seed financing led by C1 Bank founder and former CEO Trevor Burgess who now serves as Neptuneโs Chairman.