KCA Wealth Management LLC
Prepare for the Future You Envisioned: Comprehensive Wealth Management- Financial, Business, Retirement, Insurance, Investment and Estate Planning.
Prepare for the Future You Envisioned with KCA Wealth Management
Few life events are filled with more emotion than the future you have worked to enjoy. From excitement over your newfound freedom in the next phase of life to concern about your financial security, most people face new stages with a mix of apprehension and enthusiasm. At KCA Wealth Management, we understand the challenges that come
04/09/2024
Could your portfolio benefit from a zero-coupon bond?
The ABCs of Zero Coupon Bonds Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
What did it take to become the richest man in Babylon?
Your chance of an IRS audit may not be that high. It pays to know what may trigger one.
28/08/2024
To make money harder to copy, there have been continual changes to the artwork, paper and ink.
Countering Counterfeit Currency Combating counterfeiting remains core to preserving the integrity of the nation’s money.
28/08/2024
🎉 Celebrating a Milestone!🎉
Today marks the 1-year work anniversary of our incredible Client Admin Specialist, Justin! 🌟
Over the past year, Justin has shown dedication, hard work, and a passion for delivering exceptional service to our clients. We are so grateful to have him as part of our team.
Thank you, Justin, for all that you do! Here’s to many more successful years ahead! 🎊
26/08/2024
may be important in growing your company, but it may introduce liability. Is your company protected?
Social Media: #NewestBusinessLiabilityRisk Social media may be a modern imperative for businesses looking to grow and build their brand, but it also introduces risk.
Many have heard they should avoid probate; do you understand what probate is and how it works?
21/08/2024
The Consumer Price Index has shown low inflation since '09. Are your prices rising faster?
Historical Inflation This calculator shows how inflation over the years has impacted purchasing power.
19/08/2024
Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:
Medicare Advantage Plans (Medicare Part C) Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.
16/08/2024
Is your household's inflation rate higher than the national average?
Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.
14/08/2024
Self-employed? Learn more about your retirement plan options.
Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
13/08/2024
"Believe in yourself and all that you are. Know that there is something inside you that is greater than any obstacle."
Do you know what all those emojis you keep seeing in your text messages mean? Here's a handy guide.
09/08/2024
Bi-weekly mortgage payment can potentially accelerate your mortgage payoff. Sound interesting?
Bi-Weekly Payments This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
07/08/2024
How long will your retirement money last with regular withdrawals? Have you run the numbers?
A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals.
05/08/2024
What role would taxes play in your investment decisions? Find out in this message.
Tax Efficiency in Retirement What role would taxes play in your investment decisions?
02/08/2024
How many ways can you pay for college? Loans, grants, savings and investments, to name a few.
Saving for College This calculator can help you estimate how much you should be saving for college.
31/07/2024
Do you carry a balance on your credit card? Learn how long it may take to pay off the entire debt.
Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.
29/07/2024
Some firms create a “sources and uses of funds” statement to evaluate operations. What does yours say?
What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.
26/07/2024
Consider preparing for 30 years in retirement. Are your assets ready?
Potential Income from an IRA Estimate your monthly and annual income from various IRA types.
24/07/2024
Extended-care insurance is one of the most complex types of insurance you may consider. Learn more.
What to Look for in an Extended-Care Policy Here’s a list of 8 questions to ask that may help you better understand the costs and benefits of extended-care insurance.
22/07/2024
Concerned about identity theft? Some things to leave at home.
Please Leave Home Without It Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.
19/07/2024
These 6 things might make your next return a prime target for an IRS audit.
Red Flags for Tax Auditors Here are six flags that may make your tax return prime for an IRS audit.
17/07/2024
This investment account question is vital and should be answered as early as possible. Explore the reasons in this piece.
Who Is Your Trusted Contact? This investment account question is vital and answered as early as possible.
15/07/2024
All those years of work can add up to a small fortune. What's your strategy for your money?
Lifetime of Earnings Estimate how much you have the potential to earn during your working years.
12/07/2024
What would you rather have: \$500 today or a 50% chance at \$2,000 tomorrow? Know your risk profile.
What Is My Risk Tolerance? This questionnaire will help determine your tolerance for investment risk.
10/07/2024
You can help ensure that losing your wallet doesn't turn into something bigger.
What to Do When You Lose Your Wallet Ever lost your wallet? Frustrating. Here’s what you can do to keep yourself safe.
05/07/2024
Social host laws may make you responsible for underage drinking in your home, even if you are away.
Teen Drinking and Your Liability Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
03/07/2024
The earlier you start pursuing financial goals, the better your outcome may be. Let this piece help you get started.
Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.
01/07/2024
Assets minus liabilities = net worth. When was the last time you calculated yours?
What Is My Current Net Worth? Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Our Story
Prepare for the Future You Envisioned with KCA Wealth Management, LLC
Few life events are filled with more emotion than the future you have worked to enjoy. From excitement over your newfound freedom in the next phase of life to concern about your financial security, most people face new stages with a mix of apprehension and enthusiasm.
At KCA Wealth Management, LLC, we understand the challenges that come with preparing for the future—and we're here to make your transition as smooth and fulfilling as possible by assisting you in reaching your goals and vision.
We work with clients who enjoy their current success and ones that have had successful careers. These individuals all desire a retirement lifestyle for themselves and their families that's just as successful. Our team's life-planning support strategically addresses every aspect of our clients' wealth and helps them bring their current, future, and legacy dreams to reality.
KCA Wealth Management LLC is a financial services firm that specializes in assisting seniors, business owners, professionals, and their families plan for their financial future through the establishment and implementation of pre-retirement, retirement, financial and estate planning strategies. We help our clients preserve and protect their families and businesses utilizing tax reduction strategies and toward the fulfillment of their investment goals and objectives.Financial planning can be a life-long process that assists you and your family in taking control of your financial future. We can help you set your financial goals, develop and implement financial strategies, and review your progress on a regular basis.
Retirement Planning
We offer full, qualified retirement planning services utilizing a wide variety of tax-favored plan designs. Our advisors can not only help you save toward retirement, but also help you devise and implement a distribution strategy.
Trust & Estate Planning Strategies
Through the use of various trust and other planning techniques, we can help you protect what you have worked a lifetime to build and make sure that your assets are distributed as you want them to be.
Investment Planning
We recognize the commitment and responsibility we undertake when we provide investment advice. That’s why we listen closely to needs and objectives before recommending a course of action. Then, after careful consideration and analysis, we’ll walk you through an asset allocation process that is designed to help you identify your goals and develop appropriate strategies to pursue those goals while taking advantage of asset building and risk management techniques.
Business Continuation and Tax Reduction Strategies
Working with your other professional advisors, we design, implement and provide funding alternatives for business continuity and/or business succession plans to protect against premature death or disability utilizing tax reduction strategies.
Insurance
The selection of the appropriate mix and amount of insurance is essential of every plan. This includes not only life insurance which is necessary to meet liquidity, future income, and wealth transfer needs, but also disability income insurance, disability buy-out insurance, health insurance and long term care insurance.
Protecting Your Assets
We can help you protect what you have worked a lifetime to accumulate. Utilizing a financial engineering process, we coach you through strategies that may not only help protect you from the many contingencies life may bring your way, but at the same time, help you accumulate assets, increase your retirement income options and account for lost opportunity costs utilizing tax reduction strategies.
Our Commitment
We exist because of and for our clients — past, present and future. We are committed to ensuring that our decisions and actions withstand their scrutiny and judgment at all times. KCA Wealth Management, LLC, draws its strength from their history and traditions of integrity and quality.
These are the five steps in the preparation of a professional financial plan:
1.An Opening Interview to assess your current financial situation and to identify your priorities and concerns.
2.Gathering information to develop a Profile of your current situation, including a review of your financial information and relevant documents. We will analyze this data to be certain we understand your unique situation and how to address it.
3.Presenting the financial planning analysis during a strategy session allowing you to understand where you are in relation to where now and where you want to be in the future.
4.Using the financial plan as a blue print, develop an Implementation schedule and identify specific products and services to help you towards reaching your goals.
5.The last step in the process is the Periodic Review of your financial situation. At a minimum, we recommend you assess the need for any changes annually. Even the best financial plan must be reviewed on a regular basis to help you towards achieving your goals.
Most people find that managing their finances is a challenge. We face many opportunities, obstacles, and hazards along the way. We struggle with anxiety relating to our personal financial circumstances. Further, many families are too busy dealing with the challenges of day-to-day life to think about the next month; let alone retirement, which may be twenty years or more into the future.
By developing a financial plan, you and your family:
Will have a better understanding of your current financial situation.
Determine attainable retirement, education, insurance, and other financial goals.
Review goals, funding strategies, and alternatives where goals have to be compromised. Have the necessary financial resources set aside to fund your goals as they occur. Reduce the effect of unexpected events, such as disability, premature death, etc.
Retirement planning is an integral part of your overall financial plan. Strategies should be designed to suit your goals and comfort level as well as to take advantage of tax reduction opportunities. For any financial plan to be effective, it is necessary to implement these strategies and to review your goals and progress periodically.
The amount you will need in retirement depends on the age you plan to retire, your desired retirement lifestyle, how long you expect to live and the rate of return you expect to earn on your investments. Social Security and employer-sponsored pension plans will probably provide a smaller percentage of what you will need than they did for your parents. The most important aspect of planning your future needs is estimating how much you will have to save each year to produce the income you need to maintain your standard of living after you stop working.
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Opening Hours
| Monday | 08:30 - 17:00 |
| Tuesday | 08:30 - 17:00 |
| Wednesday | 08:30 - 17:00 |
| Thursday | 08:30 - 17:00 |
| Friday | 08:30 - 13:00 |