Kingstone Insurance Company

Homeowners, are you ready for hurricane season? 🌊🏠

We've created an informative infographic to help you prepare and stay safe during the 2024 Atlantic hurricane season. From key dates and important terms to essential preparation tips and home protection strategies, this guide has some top things to remember!

Share this post with friends and family to help everyone stay prepared. 🌀

Learn more about how it works: https://www.zojacks.com/kingstone

Exciting news from ZoJacks! 💦 We're making strides in New York as we partnered with Kingstone Insurance Company to introduce water leak detection technology to their esteemed policyholders.

Our systems are perfect for seasonal homeowners, offering peace of mind during those months when properties are left unattended. 🏡 Early detection of leaks and freezing temperatures not only saves money and resources but also minimizes insurance claims.

Protect your property, even from afar. Reach out to us today to learn more about how ZoJacks can safeguard your investments!

In observance of Memorial Day, our office will close today at 3:00 PM and be closed on Monday, May 27th. We will reopen for normal business hours on Tuesday, May 28th.

From all of us at Kingstone, have a safe and happy holiday weekend! 🇺🇸

P.S. Should you clients need us - you can report a claim 24/7 at 1 (855) 394-0704 or: https://bit.ly/4bQTIej

We're thrilled to welcome Danielle Sanchez to ! 🎉

With an impressive 23 years of experience in auto and home property and casualty underwriting, Danielle brings a wealth of knowledge and expertise to our team.

🏢 Work Experience: Danielle has worked her way up through the ranks, starting from the message center all the way to the role of AVP, Underwriting Operations Manager. Her extensive background in the industry makes her a valuable addition to our underwriting department.

🌟 Interests: Outside of the office, Danielle has a diverse range of hobbies and interests. She knows how to make the most of her free time, from traveling and attending car shows to enjoying movies and playing darts and pool. And yes, she's not afraid to admit she enjoys long walks on the beach too!

👨‍👩‍👧 Personal Touch: Danielle is a proud wife and mother to a wonderful 9-year-old daughter named Sadie, who shares a name with one of our own team members, Shannon! Adding to the family dynamic is Martini, her adorable 2-year-old Chihuahua, affectionately known as "Tini" for short. With her family by her side, Danielle brings a sense of warmth and camaraderie to our Kingstone family.

Please join us in giving a warm welcome to Danielle! We look forward to the incredible contributions she will make to our team.

🏡🌿 Did you know certain houseplants not only beautify your space but also purify the air?

For homeowners, investing in certain indoor plants can help reduce indoor pollutants, ensuring a healthier environment for you and your loved ones.

Flip through to see some of the top indoor plants known for improving the air quality in your home + their benefits.

🙌 Bonus: These plants are not only great air purifiers but also incredibly easy to care for, making them perfect for busy homeowners. 🙌

Wishing all who celebrate a happy holiday! Passover begins today at sundown and ends at sundown on Tuesday, April 30.

If you're wondering how to support your colleagues, here's a quick read we came across: https://bit.ly/3Wcjghs

When it comes to protecting your home from costly water damage, there's only one thing that can really help: Early Detection 🚨

It's no secret that water damage can wreak havoc on homes, but it can also potentially have a major financial impact, leading to costly repairs, increased insurance premiums, and decreased property value.

Therefore, it's crucial to spot major issues before they escalate into expensive problems.

Here are some ways you can detect water issues before they get out of hand:

🛡️ Installing water leak alarms in key areas prone to leaks
🛡️ Regularly inspecting plumbing fixtures for leaks or drips
🛡️ Monitoring water bills for unexpected increases
🛡️ Keeping an eye out for signs of water damage
🛡️ Maintaining gutters and downspouts

Ensure you're taking proactive measures and safeguard what matters most.

Don't let these common hazards dampen your Easter festivities. 🌼 🥚

From slip-and-falls to food poisoning, stay vigilant and safeguard your loved ones against potential risks.

Remember, taking simple precautions can prevent accidents and liability on your property. Prioritize safety this Easter by knowing the most common risks and how to prevent them.

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🛠️ Planning a home renovation? Wait!

Before you break out the sledgehammer or call in the contractors, there's a crucial step you might be forgetting...

🚨 Telling your insurance agent about that remodeling project. 🚨

Why is this important?

Renovating your home can impact its replacement cost. 💰🛠️

NOTE: This is not to be confused with the home's market value. This is strictly talking about what it would cost to rebuild your home exactly as it is.

Even if your home's market value stays the same, upgrades can increase what it would cost to rebuild after a disaster.

Therefore, it's crucial to ensure you're discussing any changes to your home with your agent before you start.

Because your agent isn't just there for paperwork – they're your home's best defense. ⭐

Chatting with them about your renovation plans will ensure your insurance coverage stays rock-solid from start to finish.

P.S. Share this with a friend who's gearing up for a home reno! Trust us, they'll thank you for saving them from an insurance headache down the road. 🙌

🌷 Springtime is a season of renewal and rejuvenation, but it's also a critical time for home maintenance.

Neglecting your home during this season can lead to costly consequences. From water damage to fire hazards, the risks are real.

Ensure you're not making some of the biggest springtime home maintenance mistakes. ⤵️

And discover essential tips for keeping your home safe, functional, and ready for the season ahead! 🏡✨

Ever wondered what a homeowners insurance policy typically covers? 🏡 🤔

Swipe through for the ins and outs of what home insurance covers, from the common coverage options available to understanding deductible choices.

📌 And be sure to save this so you can reference it when talking with your insurance agent!

Remember, your home is more than just a structure—it's where memories are made and loved ones gather.

That's why prioritizing its protection with a comprehensive home insurance policy is crucial.

Ensuring you have the right policy and coverages in place isn't just about fulfilling a requirement; it's about safeguarding your family's financial security and peace of mind.

Imagine the relief of knowing you're covered in the event of a disaster or unexpected mishap.

By taking the time to review and understand your home insurance policy, you're not just checking off a box—you're actively investing in the safety and well-being of your loved ones and your home.

Don't wait until disaster strikes to discover gaps in your coverage. Take proactive steps today to protect what matters most. 🛡️

Did you know? 📊 Space heaters were involved in 88% of heating-related fire deaths from 2016 to 2020, causing 480 deaths annually, according to the NFPA.

This is not to say you can't use space heaters, but proper usage and precautions are key as half of heating fires occur in winter:

🔥 Most are designed for limited, supervised use, typically 3 hours or less. But you should always refer to the manufacturer's instructions for specific guidelines.

🔌 Avoid plugging into an extension cord. Only plug directly into a wall outlet, and unplug at night.

🛌 Never leave a space heater on overnight or unattended while sleeping.

⚠️ And consider alternative heating methods like electric blankets or central heating.

Stay warm, but most importantly, stay safe!

How do you figure out how much home insurance you need? A home inventory is where you need to start. 📝

Creating a detailed home inventory isn't just about cataloging your belongings; it's your secret weapon for determining the right amount of coverage. 💡💰 Here's why:

🔎 Accurate Valuation: Your inventory provides a clear picture of your possessions' value, helping you avoid underestimating or overestimating your coverage needs. It's the key to ensuring you're adequately protected without paying for unnecessary insurance.

🛡️ Tailored Protection: By documenting everything from furniture to electronics, you gain insights into the replacement cost of your belongings. This information allows you to customize your insurance policy to meet your specific needs and lifestyle.

💫 Dynamic Updates: As life changes, so do your insurance needs. Major purchases, renovations, or lifestyle adjustments should prompt updates to your inventory. Keeping it current ensures your coverage aligns with your evolving circumstances.

🙏 Peace of Mind: Knowing you've done your due diligence in assessing your insurance needs brings unparalleled peace of mind. Your inventory serves as a tangible reassurance that you're prepared for whatever life throws your way.

So, take the time to review or create your home inventory. It's the first step in securing the right amount of coverage to protect what matters most. 🌟🏠

🚨❄️ With freezing temperatures, the risk of burst pipes is very real!

Not to mention, this is one of the biggest things we see happening with our customers this time of the year.

Here's a quick guide on what to do if a pipe bursts in your home, including how to prevent your pipes from freezing.

Be sure to save this so you can also refer back to it! 📌

P.S. If you believe your pipes are frozen (yet, haven't burst), you need to proceed with caution:

1️⃣ Turn off your water to minimize flooding.
2️⃣ Locate the frozen pipe.
3️⃣ Turn on the faucet.
4️⃣ Safely apply heat to the frozen section using hot towels, electrical heating tape, a hairdryer, a space heater, or a heat lamp until water pressure is restored.

Remember, never use an open flame! 🔥 If in doubt, consult a professional to avoid further issues.

Stay warm, stay dry! 🏠💦

Reminder on : In insurance, where risks are dealt with, let's ensure our actions reflect a world valuing every individual. 🤝🌐

P.S. In recognition of Martin Luther King Jr. Day, our offices are closed today. Should you need to report a claim, you can do so 24/7 at 1 (855) 394-0704 or https://bit.ly/3TVclYY

Taking care of your home also means having a bit of fun with the way it looks! 🎨🏠

So, we've put together some of the top trends shaping home design in 2024, according to the experts:

𝘘𝘶𝘪𝘦𝘵 𝘓𝘶𝘹𝘶𝘳𝘺: Elevate your space this year by incorporating warm, rich woods and serene patterns. Think large furniture pieces in quieter hues, creating an atmosphere of understated opulence.

𝘔𝘰𝘯𝘰𝘤𝘩𝘳𝘰𝘮𝘢𝘵𝘪𝘤 𝘙𝘰𝘰𝘮𝘴: Dive into the beauty of a single hue! Focus on textures, silhouettes, and materials to create a monochromatic masterpiece. Layer shades within a space for a harmonious and sophisticated look.

𝘝𝘪𝘯𝘵𝘢𝘨𝘦 𝘓𝘪𝘨𝘩𝘵𝘪𝘯𝘨: Illuminate your home with timeless charm. Opt for brass or bronze finishes, embrace art deco or floral motifs, or channel the vibes of 1950s & 1960s mid-century modern. Repurposed fixtures with an aged or weathered appearance are also a great way to add character and a bit of history. 💡🕰️

𝘔𝘪𝘹𝘪𝘯𝘨 𝘛𝘦𝘹𝘵𝘶𝘳𝘦𝘴: Blend the best of eras and textures! From brass and bronze finishes to cozy knits, luxe velvet, and rustic wood, create a home that's rich in diversity and comfort.

𝘖𝘷𝘦𝘳 𝘵𝘩𝘦 𝘛𝘰𝘱 𝘚𝘵𝘳𝘪𝘱𝘦𝘴: Find the perfect balance between tradition and modernity. Embrace bold stripes for a fresh, timeless look that's oh-so-current.

𝘞𝘢𝘳𝘮 𝘙𝘦𝘥𝘴 & 𝘉𝘳𝘰𝘸𝘯 𝘛𝘰𝘯𝘦𝘴: Say hello to the new power duo! Burgundy and brown undertones are looking to take center stage in furniture, textiles, and accent pieces. 🍷🍂

NOTE: Get ready for a major brown moment in interiors as well—it's about to dominate homes with style and warmth.

𝘐𝘵𝘢𝘭𝘪𝘢𝘯 𝘚𝘵𝘺𝘭𝘦𝘥 𝘗𝘪𝘦𝘤𝘦𝘴: Bring some classic Italian style into your home. From ironwork to marble, embrace beautiful luxe materials and finishes for a touch of timeless elegance. 🇮🇹💫

𝘚𝘵𝘢𝘵𝘦𝘮𝘦𝘯𝘵 𝘛𝘪𝘭𝘦 & 𝘍𝘭𝘰𝘰𝘳𝘪𝘯𝘨: Elevate your floors or walls with classic tiles infused with unique patterns. Think of larger grout lines or turning tiles in different directions for a bold and eye-catching statement.

𝐵𝑜𝓃𝓊𝓈 - 𝒴𝑜𝓊𝓇 𝒫𝑒𝓇𝓈𝑜𝓃𝒶𝓁𝒾𝓉𝓎: Making it uniquely yours is another trend everyone is talking about! Let your personality shine through with your authentic home style and curated collections. Embrace maximalism in shelf styling and create a space that tells your story. ✨

Which trend are you most excited to try? Let us know in the comments!

Elevate your home this year by diving into this manual of appliance longevity and knowing when to bid farewell to outdated appliances. 🔄

From the heart of your kitchen to the soul of your HVAC system, we're breaking down the timelines that ensure your home remains efficient, safe, and comfortable to inhabit. 🕰️⚙️

Because, let's face it, a well-timed upgrade not only enhances performance but also adds peace of mind to your daily life. 🌟

📌 Be sure to save this so you can refer back to it or share it with a friend so they can benefit as well!

In observance of the upcoming holidays, our offices will be following the below schedule:

Closing Early at 3 PM:
Friday, December 22, 2023
Friday, December 29, 2023

Closed:
Monday, December 25, 2023
Monday, January 1, 2024

From all of us at Kingstone, we hope you have a wonderful and safe holiday season!

NOTE: To report a claim outside regular office hours, you can do so 24/7 at 1 (855) 394-0704 or online: https://bit.ly/485cMnS

Hosting this holiday season? ✨ 🏡 Here are some home safety tips for a joyful celebration:

🚶‍♂️💡 Ensure a clear path and add twinkling lights at the entrance to avoid tripping hazards

🔥✨ Opt for flameless or LED candles for a cozy vibe minus the fire risk

🚑🧯 Keep everyone informed about the fire extinguisher and first aid kit locations

🚗🅿️ Limited parking? Provide clear instructions for safe alternatives

🤔🏡 Prioritize peace of mind by reviewing your home insurance, especially liability coverage, in case of any unexpected mishaps.

As the official day of winter draws near, it's time to make sure your home is geared up for colder temperatures! ❄️🏠

Swipe through for your winter home maintenance guide of essential tasks to keep your space cozy, safe, and efficient.

From sealing windows to fireplace prep, tackle winter head-on with these step-by-step to-do's to ensure your home is ready for the cold. 🛠️✨

Chanukah is a festive time, but like any holiday, it's important to prioritize safety.

Follow these tips and have a very happy and safe Chanukah!

🕯️ Always place the menorah on a stable, non-flammable surface.

🕯️ Keep the menorah away from curtains, decorations, and other flammable items.

🕯️ Consider using flameless LED candles or electric menorahs for a safer alternative.

🕯️ Keep lit candles out of reach of children and pets.

🕯️ Never leave lit candles unattended.

🕯️ Assign an adult to be responsible for lighting and extinguishing the candles.

🕯️ Have a fire extinguisher nearby and ensure that smoke detectors are in good working order.

🕯️ Keep sharp objects, matches, and lighters out of reach of children.

🕯️ If using a dreidel or other small game pieces, make sure they are large enough to avoid choking hazards for young children.

🕯️ If frying foods, use caution with hot oil and never leave it unattended.

🕯️ Ensure that extension cords and electrical decorations are in good condition.

🕯️ Don't overload electrical outlets.

🦃🍁Our offices will be closed on Thursday, November 23. For our customer's convenience, our Customer Service and Claims Center will be available on Friday, November 24, 2023, until 3:00 PM, but all other operations will be closed for the entire day.

All operations will return with regular business hours on Monday, November 27, 2023.

✨As we come together in the spirit of gratitude, we'd like to extend a heartfelt thanks to our loyal customers.

Your continued trust in us is the cornerstone of our success, and we're grateful for the journey and opportunity to serve you.

Wishing you a season filled with joy, prosperity, and meaningful connections! ✨

🍁 November's Outdoor Home Maintenance Guide 🏡❄️

As winter approaches, it's time to give some TLC to your home's exterior.

These 8 tasks will help protect your investment and help ensure a trouble-free winter. From cleaning gutters to preparing your lawn, we've got you covered!

Scroll through to learn more and get your home ready for the colder months.

Which task are you tackling first? Let us know in the comments! 👇

October begins the season of gatherings and some of the year's favorite festivities! 🍂

While these exciting occasions bring lots of fun, they also come with a responsibility to ensure our homes' and guests' safety and security.

Use these quick tips to establish a secure celebration on your property, even if you believe your friends and family would never sue:

🌟 Well-lit Pathways: Illuminate outdoor spaces for evening arrivals.
🐾 Pet Safety: Keep furry friends secure during the excitement.
🔥 Fire Safety: Be cautious with decorations to avoid fire hazards.
🍳 Cooking Safety: Exercise caution in the kitchen during elaborate meals.
🔨 Home Repairs: Tackle fixes before hosting to prevent accidents.
🎄 Decorations Safety: Secure décor to prevent tripping hazards.
🔥 Fireplace Precautions: Maintain a safe fireplace zone.
🎁 Gift Exchange Safety: Organize spaces to avoid accidents.
🍹 Responsible Hosting: Encourage responsible drinking and plan transportation.
🔍 Review Coverage: Check personal liability coverage for adequate protection.
📝 Document Precautions: Keep records for potential liability claims.
📢 Communicate Expectations: Set safety guidelines for guests.

Let the festivities begin responsibly! 🎉

🏡✨ October Home Maintenance Checklist! 🍂 From cozy fireplaces to efficient heating systems, here's your guide to getting your home ready for fall and winter. 🍁

Don't forget the essentials:
👉 Inspect & clean gutters
👉 Check & seal windows & doors
👉 Replace air filters
👉 Ensure no toilet is leaking
👉 Winterize outdoor faucets
👉 Prep gas-powered lawn gear
👉 Test smoke & CO detectors

🍃 Because a little October TLC goes a long way in keeping your home warm, safe, and ready for the chill.

🏡

Hello, Fall! 🍂 Get ready for the breathtaking colors about to paint the Northeast in hues of red, orange, and gold. 🍃🍁

Hello, Fall! 🍂 Get ready for the breathtaking colors about to paint the northeast in hues of red, orange, and gold. 🍃🍁 #FirstDayOfFall #AutumnMagic #falliscoming #fallishere #northeastfoliage

Don't forget your toilet tank! 🧽 It might not be as obvious as scrubbing your shower, but it's a vital part when deep cleaning your bathroom.

🕰️ How often should you clean your toilet tank? Aim for at least once every 3-6 months, depending on usage. Here's why:

1️⃣ Prevent Mold and Mildew: Stagnant water in the tank can lead to the growth of unsightly and unhealthy mold and mildew.

2️⃣ Avoid Hard Water Buildup: Minerals in your water can accumulate over time, affecting the flushing mechanism and causing potential blockages.

3️⃣ Ensure Efficient Flushing: A clean tank ensures that your toilet flushes efficiently, potentially saving water and money on your bills.

4️⃣ Maintain Freshness: Regular cleaning keeps your bathroom smelling clean and inviting.

Adding the toilet tank to your bathroom cleaning routine might be an extra step, but it's a simple way to guarantee long-lasting freshness. 🚽🌿

Say goodbye to wondering what to do in September for once and for all! 🏡 🛠️

We've compiled a complete for September on how to get your home ready for the early days of 🍁.

📌 So, be sure to save this so you can reference it. + Follow along for more on ensuring a top-notch home all year long!