Kevin Moriarty Financial Planning

Kevin Moriarty Financial Planning

Helping you secure the life you want for you family and your future. Offering independent, objective advice. 3637 4th St N #210 St. Petersburg, FL 33704

Offering independent, objective advice as a CERTIFIED FINANCIAL PLANNER™ affiliated with Osaic Wealth, Inc. The CFP® designation comes with extensive training in financial planning, estate planning, insurance, investments, taxes, employee benefits and retirement planning, as well as in CFP Board’s Standards of Professional Conduct, which are rigorously enforced. As a CFP® professional, I’m require

Looking for Money Games for Kids? Here’s Our List of the Best 19/04/2024

Is it wrong that only one company makes the board game Monopoly? Financial jokes aside, the best way to learn is by having fun. These board games combine fun family time with learning about money. There’s one for every age, check them out!

Looking for Money Games for Kids? Here’s Our List of the Best Games can be a fun and effective way to teach kids about money. Learn which money games for kids can help you teach younger ones financial literacy concepts.

Budgeting for Teens: What You Need to Know 12/04/2024

When it comes to money, teenagers are great at one thing…spending it!! But, as they get ready to enter adulthood, they must understand how to make smart money decisions. Here are a few important financial basics that they need to know!

Budgeting for Teens: What You Need to Know Making a budget is a key lesson for anyone to grasp, even teenagers, as it will set them up for long-term success. Learn how to teach your teen budgeting basics, here.

Should Teens and College Students Have Credit Cards? 05/04/2024

Giving your teenager a credit card may seem risky. But, it can be a helpful educational step, with proper limits. There are a few reasons why you may want to consider allowing your teen to use one, this article explains why!

Should Teens and College Students Have Credit Cards? If you want your children to have good spending habits and resist the temptation that can come with having a credit card, it's up to you to educate them.

15 Ways to Teach Kids About Money 29/03/2024

Start 'em young! Kids start learning about important money concepts as young as age three and the financial lessons they learn by age seven will carry with them the rest of their lives. Here are tips on how to teach your family about money, at all ages!

15 Ways to Teach Kids About Money If you don’t teach your kids about money, someone else will. Here’s how you can give your kids a head start and set them up to win with money at any age.

Are Your Kids Financially Literate? 22/03/2024

Are there important financial lessons you’re not teaching your kids? Surveys show that most adults – let alone kids – can’t answer questions about basic financial topics. These ideas help teach kids financial literacy concepts when they're young!

Are Your Kids Financially Literate? Here's why teaching financial literacy to your kids is your job as a parent.

7 Everyday Activities That Teach Kids About Money 15/03/2024

Did you know that most major financial habits are set by age 7? That means you have to start teaching kids financial literacy early on. Here are some key financial lessons that can teach the value of a dollar and put your family on the right path!

7 Everyday Activities That Teach Kids About Money Good financial habits begin in childhood and last a lifetime.

10 Tips to Teach Your Children to Save Money 08/03/2024

It's a simple concept, but teaching kids to save money has a huge impact on a child’s life. Learning this skill young will take them from budgeting their allowance to planning for retirement! Check out these 10 Tips to Teach Your Child to Save Money.

10 Tips to Teach Your Children to Save Money These 10 tips will help your children learn how to save money and develop positive money habits that can last a lifetime.

06/03/2024
04/03/2024

Thanks to annual tax filing, most people grasp the terms “adjusted gross income” and “filing status,” but what is “modified adjusted gross income?” What about standard and itemized deductions? Before you file your taxes, get up to speed on all the lingo. https://www.creditkarma.com/tax/i/common-tax-terms-know-filing-taxes

The 7 Best Finance Books for Kids 01/03/2024

Step up your bedtime reading! Teaching kids' valuable financial habits are one of the most important things adults can impart. These 7 Best Finance Books for Children can help teach kids of all ages important money skills, in a fun way!

The 7 Best Finance Books for Kids Teaching kids good financial habits is crucial. We researched the best finance books for children, with options for beginners to budding investors.

26/02/2024

Licensing. Studies. Areas of Specialization… These and other important factors distinguish a CPA (Certified Public Accountant) from an EA (Enrolled Agent). Do you know the difference? And which do you actually need? This simple comparison can help.
https://www.wallstreetmojo.com/cpa-vs-ea

The Piggy Bank Moves to the Cloud: Teaching Kids About Money in the Digital Age 23/02/2024

More and more the world operates with a cashless economy. But, basic money skills are still tried and true foundations to make smart money decisions. Check out these tips on how to teach kiddos money skills in the digital age!

The Piggy Bank Moves to the Cloud: Teaching Kids About Money in the Digital Age CW&W Executive Director Adrienne Penta and BBH Relationship Manager Beth Milkovits explore the complexity of teaching the value of digital currency in a time where we increasingly store and spend money online and in the cloud.

19/02/2024

Free beer. Body oil. Hair dye. Breast implants. What do all these items have in common? They’ve been claimed as tax deductions! Make sure you’re taking advantage of all the allowances you’re entitled to.
https://www.businessnewsdaily.com/4258-crazy-tax-deduction.html

Teaching Kids About Money: An Age-by-Age Guide 16/02/2024

Opportunities to teach kids about money are around every corner! Even a simple trip to the grocery store can teach valuable lessons. Here are some ideas for turning day-to-day situations into learning chances at every age.

Teaching Kids About Money: An Age-by-Age Guide Money lessons are important for kids. Here are some fun, simple ways to teach children about money.

12/02/2024

Did you know that the Civil War led to the creation of the country's first income tax? Learn more about the history of taxes in the U.S. and other interesting facts about the taxes we pay today.
https://www.investopedia.com/articles/tax/10/history-taxes.asp

Teaching Money Management: Best Money Apps for Kids 09/02/2024

The ability to manage money is something that kids can learn at surprisingly young ages. While allowances and chores are age-old fundamentals, in our digital age, there are apps and online services that can help. Yes - even with the little ones!

Teaching Money Management: Best Money Apps for Kids Want to teach your kid the basics of money management? We've recommended some of the best money apps for kids of all ages.

05/02/2024

It’s a fact! The IRS is making inflation adjustments for tax year 2024 on more than 60 tax provisions, including the tax rate schedules and other tax changes. Get all the details before you file your taxes.
https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024

6 Important Money Management Lessons for Kids 02/02/2024

As a parent, you’re always teaching your kids about money, even when you don’t realize it! These 6 Important Money Management Lessons for Kids can help reinforce basic money skills with specific lessons!

6 Important Money Management Lessons for Kids 6 Important Money Management Lessons for Kids Parents are constantly teaching their children about money management, whether they’re aware of it or not. Kids pick up on whether you plan your …

Guide to Annuities: What They Are, Types, and How They Work 12/07/2023

Annuities can be an integral part of a retirement strategy, providing a regular income stream while living in retirement. Like any investment, there are pros and cons. Work with a professional to be sure it’s the right fit for you.

Guide to Annuities: What They Are, Types, and How They Work An annuity is a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.

Is the Roth 401(k) Right for You? 05/07/2023

Many investors grapple over the decision of whether to invest in their employer-sponsored traditional 401(k) or Roth 401(k). The answer comes down to the preferred timing of taxes: now or later? And for many the answer is contribute to both.

Is the Roth 401(k) Right for You? If your company offers a 401(k) retirement savings plan, one of the big questions you may have to answer is this: Traditional or Roth? Here's how to decide.

Retirement Uses for Your Health Savings Account (HSA) 28/06/2023

Use your Health Savings Account (HSA) as a retirement account? Absolutely! Unlike all other retirement accounts, HSA contributions AND withdrawals are never taxed. And any unused funds can be used in retirement to pay for medical expenses.

Retirement Uses for Your Health Savings Account (HSA) Thanks to its unique tax advantages, an HSA may be the best retirement option you never knew you had. Here's how to take advantage if you qualify for one.

Best Accredited Online Colleges 2023 | BestColleges 26/06/2023

You can save tons of money getting a degree online, but not all programs are created equal! Here’s a list of the top online colleges.

Best Accredited Online Colleges 2023 | BestColleges The whole world is online. Why not college, too? Here are the best online colleges that will get you career-ready on your own terms in 2023.

Exchange Traded Fund (ETF) Definition - NerdWallet 21/06/2023

One investment choice that can be used to address your investment goals is an exchange-traded fund (ETF). It can offer the flexibility of stocks with the diversification benefits of mutual funds. Take a closer look.

Exchange Traded Fund (ETF) Definition - NerdWallet An exchange traded fund, or ETF, is a basket of securities — stocks, bonds, commodities or a mix — that offers diversification and easy trading.

50 Great Affordable Colleges for Outdoor Enthusiasts 19/06/2023

Wanting to enjoy the outdoors while away at college? Check out this list of affordable colleges all lovers of the outdoors should consider.

50 Great Affordable Colleges for Outdoor Enthusiasts Sometimes, the best thing about going to college isn’t the college itself but its surroundings. If you want to defy the stereotype of being the lazy, housebound student, then these colleges will make it so [...]

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