Fearless Finance

💳 Don’t let credit cards be a boogeyman in your financial life! When used wisely, they can be powerful tools. Manage your spending responsibly, and you can earn rewards points that help you achieve your goals—whether it’s a vacation, cash back, or more. Harness their benefits with smart usage and watch your rewards grow! 🌟🎯

Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance. No subscriptions, no courses, just real people answering real questions.

Saving isn’t just about stashing money away—it’s about building a secure future and achieving your goals. Start small, stay consistent, and watch your financial confidence grow! 🌟💰

Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance. No subscriptions, no courses, just real people answering real questions.

Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance. No subscriptions, no courses, just real people answering real questions.

Financial Freedom Checklist:

✅ Long Term Financial Goals
✅ Short Term Financial Goals
✅ Debts Paid Off
✅ Full Emergency Fund
✅ Discretionary Spending Plan in Place
✅ Relevant Insurance Policies
✅ Passive Income Streams
✅ Make a Will
✅ Retirement Plan
✅ Reduce Monthly Subscriptions and Bills
✅ Diversify Your Income

What else would make you feel more financially free?

Whether you want freedom for debt, the 9-5, or from your mortgage - there are certainly plans you can put in place to get there!

Let help you get there!

Crushing student loans? Take a look at these 3 strategies to fit those payments into your budget. When you’re ready to tackle your student loans head-on, let guide you as your financial freedom grows. 💼✨

Who, me? 😇👀

Don’t just save—invest in your future! 🚀 Millionaries never became millionaires by saving money. Investing it key!

Feeling intimidated by investing? Don’t worry, is here to help! Reach out today to start your investment journey with confidence. Let’s navigate the world of finance together. 💪💼

Mastering your expenses is TOUGH! But understanding these distinctions is key to financial empowerment. So let’s turn the financial power back to you - which is right where it should be! 💡💸

Ready to take control of your finances? Start your journey with today and turn these insights into actionable steps towards your financial goals! 🌟💼

It’s okay if you haven’t hit your financial goals by 30. Life isn’t a race; it’s a journey. Keep striving, keep growing! There’s always still time! 🌟💰

Now, more than ever, take charge of your financial future with as your trusted advisor. Let’s turn your dreams into achievable goals together! 💼💪

Renting isn’t throwing money away—it’s investing in the privilege of flexibility! Especially for young adults, the ability to adapt without the commitment of ownership is invaluable and the right choice for so many. Embrace that your rent is paying for something of value: flexibility. 💼🏠

Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance.

Unlocking the mystery of retirement account taxes! 💼💰 Discover the ins and outs of tax treatment on your retirement savings and make informed financial decisions for a brighter future. 🌟

Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance.

Life is constantly changing, and maybe you’re making some big life moves like:

🏡You have a house with a partner
🧑‍🧑‍🧒 You’re planning for a family
💸 Other people rely on you financially.

While these are amazing moves, it means people DEPEND on you! So you probably want to make sure your loved ones would be financially okay, even without you. This might not be pleasant to think about, but the mortgage, tuition, or debt that you share sticks around even if something happens. Especially if you’re taking care of others — life insurance can give you some much needed peace of mind. It’s a responsible thing to set up when the time is right.

If you’re in the midst of these big moves, can help you navigate how to find that peace of mind.

Flexibility has so much value! Renting gives you the freedom to adapt and change without the commitment of ownership. Embrace the value of flexibility in your housing choices. 🏠💫

Especially if…
1. Your stay is shorter than 5-10 years.
2. Maintenance and upkeep just aren’t your forte or within your budget.
3. Putting together a sufficient down payment is too difficult.

Education savings made easy! Explore the tax-advantaged ways to invest in your family’s future and find the right choice for your family. These accounts offer flexible options to support your family’s educational journey. 📚💡

The best way to ensure you’re making the right investments for your child’s future is to talk with a professional. Connect with today to talk about education funding options.

The ultimate investment in both brains and bank accounts. 💰🎓 Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance.

Dollars dance between brokerage and retirement accounts: one’s a party for dreams, the other a curated affair for golden years. 💃💰🕺

Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance.

The ultimate investment in both brains and bank accounts. 💰🎓 Welcome to shame-free & fearless personal finance! Let be your soft landing to all things personal finance.

At Fearless Finance, trustworthy financial advice is available to everyone, every day of the year.

At Fearless Finance, we're proud to provide an inclusive and supportive financial planning space for EVERYONE, including traditionally underserved communities.

Have a question about your finances? Drop them in the comments and we will be answering them today!

Life insurance is a must if you have children, but don't forget long-term disability (LTD). Most people are at least told they need life insurance when they decide to have a family, but often LTD is overlooked. You know you want your family to be okay financially if you should pass early, but what about if you become disabled and can't work? Statistically, it's much more likely that you will become disabled and can't work than you will die during your work life. Swipe through for our tips on LTD.

Fearless Finance is a Registered Investment Advisor with the SEC. Every Financial Planner at Fearless Finance is a fiduciary and will act in your best interest only. Our comprehensive process involves analyzing all of the aspects that might affect your money, including:

💰Cash Flow
👏🏿Debt Management
🙌🏾Saving for Goals
😊Planning for Emergencies
🧐Investing for Retirement
🤔Estate Planning
😃Insurance Needs
🏠Preparing to Buy a Home

And any other financial goals you need guidance on!

Click the link in the bio to learn more about our unique approach to helping clients with their finances and what it's like to work with us.

More and more data is showing that low-cost index funds that track major market indexes make the most sense for long-term investments. This new study found that not a single actively managed mutual fund consistently beat its benchmark fund in U.S. Stock or Bond markets over the past 5 years. To add insult to injury, the fees charged to invest in actively managed funds are often 10X or 100X more than their index fund counterpart.

If you are concerned about your risk and investing choices, we can help! Learn more about our overall financial planning method on our website (link in the bio)

It's ok to start small! Most people are not able to save thousands of dollars every month. Saving $20 a week will get you in the habit of saving, plus you can increase it when you get a raise, or your expenses decrease. Saving something is better than nothing! 💵

Don't forget the IDR waiver ends on April 30th! Most people don't need to take any action to qualify - BUT if you have commercial FFEL loans, you would need to consolidate to take advantage. You likely have FFEL loans if you have federal loans but were still required to pay during the COVID payment pause.

HOWEVER if you consolidate, you could have higher payments sooner than you would otherwise. This could be negated by the benefits of the waiver.

Did you know Fearless Finance is in your email inbox too?! We have a newsletter that is full of great financial tips, relevant financial news, and all sorts of fun. 📰

Click the link in our bio to sign up today!

Weddings are expensive! A recent survey by Bankrate.com showed that the typical guest planned to spend an average of $611 per wedding in 2023. Broken down to be:

🎁Gifts: $180
👗Clothing and grooming: $144
✈️Toss in $287 for travel and accommodations

It adds up quickly! 🤑

Your love and support for the new couple shouldn't make you feel like you have to negatively impact your personal financial position. If you are struggling with how to pay to attend a wedding, take a hard look at if you should not attend. 💍

Have you declined a wedding invite due to the cost to attend? We would love to hear your story, drop it in the comments below!