Linda A Punturiero-McVey

Nothing you love is lost. Not really. Things, people—they always go away, sooner or later. You can’t hold them, any more than you can hold moonlight. But if they’ve touched you, if they’re inside you, then they’re still yours. The only things you ever really have are the ones you hold inside your heart.
Happy Mother’s Day💜

Happy National Umbrella Day! ☔

They say when it rains, it pours — and today, we want to remind you of a type of umbrella that can protect you when life brings storm clouds: umbrella insurance! 🌂💡

Wondering what umbrella insurance is? We’ve got you covered. Umbrella insurance is a policy that extends your liability coverage beyond the limits of your standard policies (home, auto, or other assets), providing extra financial protection when unexpected events happen.

Ready to explore how an umbrella policy can keep you dry, even in life’s heaviest downpours? Reach out today, and we'll help you customize a policy that suits your unique needs! 💬📞

Did you know that drunk driving accidents historically surge on football's biggest day?

As we all gear up for the big game, it's important to prioritize safety to ensure this event remains fun and safe for everyone 🏈

Things to keep in mind:

1️⃣ Do Not Drink and Drive: Use designated drivers or rideshare services like Uber or Lyft when not within walking distance from home. Remember, you can be arrested for driving under the influence even if your blood alcohol content is below .08.

2️⃣ Drink Responsibly: Keep in mind that several factors such as gender, food intake, hydration levels, and medication can influence your intoxication levels. At parties, consider choosing measured or canned beverages for a clearer idea of the amount of alcohol consumed.

3️⃣ Host Responsibly: If hosting a party, offer ample food and non-alcoholic drinks. Consider stopping alcohol service during the third quarter, and remember that as a host, you're potentially liable if a guest drives drunk.

4️⃣ Drive Defensively: Given the potential rise in drunk drivers, apply defensive driving strategies if you’re driving on the day of the big game. Remain alert, maintain a safe distance from others, and report suspected drunk drivers to the authorities.

While staying safe, make sure you also cheer hard for your favorite team! Tell us in the comments — who are YOU rooting for? 🏈👏

Did you know that heart disease is still the leading cause of death in the United States? 🫀

February is American Heart Month, and our goal is to raise awareness about heart health and preventing heart disease. In support of this important month, we’re sharing today the warning signs of a heart attack – information that can make a significant difference in saving lives 🚑

Take note of these symptoms, and feel free to share this with your network to spread awareness 📩

Did you know that Punxsutawney Phil has been hard at work since the 1880s? As of 2023, Phil has predicted 108 continued winters and only 20 early springs – making his accuracy about 39% to date. Not bad for a groundhog!

So, for Groundhog Day this year, we’d love to know what you think Phil’s prediction will be! Tell us in the comments by using one of these emojis:

❄️ More winter
🌸 Early spring

Do New Year resolutions stress you out? 😵‍ You’re not alone!

We all start the year off with hefty resolutions, but then, a few weeks in, we realize maybe this isn’t the year 🤷

You’re in luck! We have something you can check off your 2024 list this week: securing a life insurance policy. And all it takes is a phone call!

Send us a message or call the office – we’d love to help you out.

Did you receive a nice gift from loved ones this holiday season?

If so, it’s important to keep in mind that a standard homeowners policy might not cover it fully (or at all) if it gets lost or stolen. When it comes to …

✅ Fine jewelry
✅ Watches
✅ Fine art
✅ Luxury items
✅ Sports memorabilia
✅ Other collectibles

… an affordable supplemental policy may be necessary, ensuring your valuable items are safeguarded 💰

If you're interested in a quick quote for supplemental coverage, don't hesitate to reach out! We are here to assist 📞

Wishing all of you a Happy New Year filled with joy, success, and endless opportunities 🎊

We love a fresh start and a chance to set new goals! What are you looking forward to in 2024?

Tell us in the comments! 🌟

With the holidays just around the corner, we wanted to take a moment to wish you and your loved ones a very Merry Christmas.

This year has been quite a journey — and we couldn't have done it without the continued support and trust of clients, colleagues, and friends alike. From the bottom of our hearts, thank you all.

📅 As an additional note, please keep in mind that our offices will be closed Monday, December 25, and Monday, January 1. Should you need anything around that time, please send us an email or call the office, and we will be in touch as soon as possible.

Merry Christmas!

On this Martin Luther King Jr. Day, we pause to reflect on the enduring wisdom of Dr. King’s words:

"The time is always right to do what is right."

Let's commit ourselves each day to uplift one another and actively contribute to positive change in our communities. If you are looking for ways to give back or would like some general information about MLK Day, you can find resources at AmeriCorps.gov.

In honor of Dr. Martin Luther King Jr., our office will remain closed today as we remember his remarkable legacy of justice, equality, and hope 🌍

The most wonderful time of the year is upon us once more! Time to cozy up by the fire, grab a cup of hot chocolate, and … weatherproof the house. 😂❄️

Swipe through for a few helpful tips to ensure your home remains warm, cozy, and well-protected from the cold weather 👉

Share this post to help out your friends and family ☃️ Stay safe and warm!

Move over, turkey, there’s a new star on the Thanksgiving table! 🍽️ We came across this not-so-traditional brussels sprouts recipe from Food & Wine, and were so blown away, that we had to share! Swipe for the full recipe ↩️

Who needs a main dish when you've got these sprouts stealing the show?

Got a recipe that you think will top these? We’d love to see it! 🍲 Drop it in the comments below.

This Thanksgiving, we're thankful for amazing clients like you! As you enjoy time with loved ones, remember how grateful we are for your trust and support 🙌 Happy Thanksgiving from our team! 🦃

Please note our office will be closed on Nov 23-24. We'll be back on Nov 27 to assist you!

What’s your favorite part about Thanksgiving? Let us know in the comments ⬇️

On this Veterans Day, we honor the courageous men and women who have selflessly served our country to safeguard the freedoms we cherish 🇺🇸

If you, a family member, or a loved one is a current or former service member, we extend our sincere thanks today and every day ❤️🤍💙

Who’s excited for an extra hour of sleep? 💤

It’s almost time to “fall back” in time! 🕰️ Daylight savings ends on Sunday, November 5th, when we all set our clocks to standard time by adjusting back an hour.

Remember, your smartphones and gadgets will automatically adjust for the time change but you’ll need to change your analog clocks (ovens, microwaves, etc.).

What are you doing with your extra hour? Tell us below in the comments!

Did you know that 62% of workers say they view an employer match as key to their retirement future?

That’s a pretty compelling stat, especially for businesses that don’t currently offer 401(k) matching. With that in mind, we’re sharing five key facts for employers interested in setting up a 401(k) match program.

Have more questions? We can answer those, too 🤝 Reach out, and we’d be happy to chat.

Fall is here, and so are 🍁unbe-leaf-able🍁 pumpkin patches, haunted houses, and harvest festivals!

If a fun seasonal event is part of your business’s plans this autumn, don’t forget to protect yourself with special event liability coverage.

This coverage shields you from property damage or injury claims, so you can focus on hosting the perfect event. Need help finding the perfect coverage? Reach out–we’re here to help 🍂🎃

Now for the fun part: what event is your business planning for this fall? Drop it in the comments–we’d love to hear!

Dear Friends and Family,
I am lacing up my sneakers and tying my dancing shoes this month and walking and dancing in the Holy Family Regional Catholic School's Hawk Walk 2023.
This event raises money for me and my classmates to continue to be enriched with programs that are essential to our academic growth.
I would appreciate it (and so would my 290+ schoolmates) if you could help support me
Thanks in advance for your support!
https://independent.pledgebrite.org/.../mario-james--pu

Did you know one in eight women will develop breast cancer in their lifetime? And even more will know or love someone fighting this destructive disease.

That’s why, during Breast Cancer Awareness Month, we want to raise awareness about this form of cancer. Take a look at a few key facts below:

💝 One in eight women will develop breast cancer in their lifetime.

💝 The average age of diagnosis is 62, but breast cancer can occur at any age.

💝 Early detection is key to survival. When breast cancer is caught before it has spread to other areas of the body, the five-year relative survival rate is 99%.

💝 As such, it's important to talk to your doctor about any risk factors and get regular mammograms once it’s recommended you do so.

💝The United States Preventive Services Task Force recommends women ages 50-74 with an average risk receive a mammogram every two years. Women ages 40 to 49 should talk with their doctor to determine when to start and frequency.

💝 There are many effective treatments for breast cancer, and the survival rate has been steadily increasing in recent years.

Share this post to raise awareness about breast cancer, and remember to talk to your friends and family about the disease and encourage them to get screened.

With small businesses accounting for 43% of cyberattacks annually + an average cost of $25,000 per breach, you can’t afford to kick back and relax.

The good news is you CAN protect your small business’s cyber footprint in 2023 and beyond.

🤔How, you ask? You’ve got to know what you’re up against.

Here are two new threats in 2023:

➡️ AI browser extensions can secretly hack into your team’s accounts, siphoning data unannounced. It’s critical to be vigilant in monitoring extensions - you may even want to provide your team with a list of trusted resources.

➡️ AI tools could lead to collection of company data, with there being clear potential for publicly available tools to collect and leverage confidential company information as part of their generative AI makeup.

That said, strong cyber insurance can help protect your business from financial repercussions in 2023 and beyond. Reach out with any questions 🤝

Following Hurricane Idalia, we want to share our hopes that all of you are safe and sound 💗 If your property sustained damage, know that we’re here to help.

Here are a few initial steps to take:

✔️ Prioritize safety - Leave the property if there are immediate hazards or risks. Do not attempt to survey the damage yourself if it is not safe to do so.
✔️ Document the damage - If it’s safe to do so, take photos or videos of the damage, capturing wide-angle shots and close-ups as evidence for any claims.
✔️ Mitigate further damage - Again – if safe – take reasonable steps to prevent additional damage, such as covering a damaged roof with a tarp. Keep receipts for temporary repairs.
✔️ Give us a call - We can offer clients tailored advice and help facilitate communication with the insurance carrier.

If you have insurance questions or other needs post-storm, don’t hesitate to reach out. Even if you’re not a client, we’re happy to help however we can 🤝

Happy Labor Day – or as our furry friends would say, Happy Monday 🐾

We hope all of you can take some time to relax, whether it’s in the form of cat naps or some dog-gone good Labor Day deals!

September is National Pet Insurance Month!

🐶🐱 Just like us, pets can have accidents or unexpected health issues. That's where pet insurance comes in. Check out these stats:

🐾 63% of pet owners struggle to pay surprise vet bills due to recent inflation.
🐾 An emergency vet visit costs an average of $800-1500.
🐾 On the other hand, pet insurance on average costs around $55/month for a dog, with unlimited annual coverage, 90% reimbursement, and a $500 deductible.

With pet insurance, you'll have peace of mind knowing you can provide the care your pet needs without financial worries.

In honor of Pet Insurance Month, share a picture of your furry friends!

Is there something this October that has you preoccupied, anxious, or discouraged? Here are a few words of encouragement: don’t give up.

As one of our nation’s most brilliant and determined inventors once said:

“Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” - Thomas Edison

If you know others who could be helped by this message, share this post!

Mark your calendars: September 10th is National Grandparents' Day, a day dedicated to recognizing and valuing the generations that came before us! 💝

On this day, we celebrate the lasting love and wisdom that grandparents bring to our families. Take today as an opportunity to honor and appreciate your family, give someone an extra tight squeeze, or simply let them know how much they mean to you.

As an insurance agency, we recognize the significance of safeguarding what matters most to you. We are here to help you get the right coverage to keep you and your loved ones safe and secure. 💖

Share a cherished memory with your grandparents in the comments below!

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With Labor Day upon us, we want to send our well wishes to all of you! We hope you’ve had a wonderful summer 🌞

In case you’re looking for some fun ways to spend your well-deserved time off, we’ve compiled a list of a few things happening in our area this long weekend:

- [Insert Labor Day events in your area]
- [Insert Labor Day events in your area]
- [Insert Labor Day events in your area]

What have we missed? Drop any other fun, family-friendly Labor Day events you know of in the comments ⬇️

The dog days of summer are here, and soon enough fall will make its arrival! Our team is of two minds about the end of summer approaching. Where do you stand?

🌞 Team “five more weeks of summer”

🍂 Team “give me s’more of that fall weather already”

Share your vote by commenting 🌞 or 🍂 below!

Driving is an everyday activity for most of us, making it easy for drivers to go on autopilot along with their cars 🚘

But given that two out of every three people will be involved in an accident with serious injuries, it’s important to remain vigilant, no matter how many times you’ve stepped into the driver’s seat.

Here are a few 🔑 ways to do just that:

🚗 Wear your seatbelt - Wearing a seatbelt is the most effective way to reduce fatality risk in a crash. In fact, the NHTSA says seatbelts cut crash-related serious injuries and deaths by half.

🚗 Practice defensive driving - Be aware of what other drivers around you are doing, expect the unexpected, and keep a two-second cushion between you and the car in front of you.

🚗 Don’t multi-task while driving - Multi-tasking while driving is dangerous and can cause you to swerve, hit other cars, or run into stationary objects on the side of the road.

🚗 Don’t drive impaired - Alcohol and drugs impair decision-making and alertness even if you feel fine–and so does being tired. Controlled studies show drowsy driving can cause a similar amount of crashes as drunken driving.

Have a safe driving tip to add to this list? Comment below, and be sure to share these tips with your friends and family ➡️

As a new school year begins, we thought we’d share a timely reminder for us (ahem) older folks that learning shouldn’t end once the tassel has been turned 🎓

On that note, have you learned something new or taken up a new hobby recently? We’d love to hear about it in the comments 🍎✏️