Fred Nelson, CFP Financial And Insurance Services

The Sandwich Generation: Caught in the Middle Caught in the sandwich generation caring for parents and young or adult children? Here are some tips to cope.

This is always good to know!

Risk Management and Your Retirement Savings Plan Learn how to manage risk in your retirement plan account to help stay on track to your goals.

This is good to know! As a CFP I have a fiduciary obligation to give clients all the options and discuss the plusses and minuses with them. So they are educated on all of the options!

What Is a CERTIFIED FINANCIAL PLANNER™ Professional? A CERTIFIED FINANCIAL PLANNER™ professional or a CFP® practitioner is a financial professional ...

Part of my practice is working with clients to go through their retirement options. I do this on a fee basis. One of the strategies for retirement is a reverse mortgage. Here is a article that may interest you.. I work with the client as a third party to see if this is a good option for them.
It is always good to get a second opinion.

What is a reverse mortgage? Many Americans facing retirement would love to increase their monthly income. Fortunately, there is a way that...

This is very helpful in reaching your goals!

Where Advisor Marketing Happens | Broadridge Advisor Solutions Achieve more referrals, new clients, and nurture relationships through multi-channel, multi-touch marketing from Broadridge Advisor Solutions, offering the largest selection of financial advisor marketing to deliver your brand to more places for less cost.

This is something you need to keep up on!

Do You Know Who Your Beneficiaries Are? Do you know who your beneficiaries are? Don't overlook this important step!

Very good information to know in retirement!

Making Decisions About Medicare As you near age 65, it's time to get ready for Medicare.

This is good news for now!

The Fed Hits the Brakes: No Rate Hikes Projected in 2019 Our latest Client Alert takes a look at the outcome of the Fed's March meeting.

Test yourself on these basics. If you need any information please let me know!

Test Your Knowledge of Financial Basics This brief quiz can help you gauge your knowledge of personal finance basics.

It is important to get the full picture!

Financial Planning: Helping You See the Big Picture Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of th...

This is very good information today!

How to Protect Yourself Against Identity Theft Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in ...

What is asset allocation and how does it work? Asset allocation is an important investment concept.

As of the planning process here are some questions you need to know about Long Term Care!
These should be part of financial planning.

Five Questions about Long-Term Care Long-term care refers to the ongoing services and support needed by people who have chronic health conditions ...

A product that should be part of your investment portfolio. It is important to have a conservative side to your investments!

Tax-Deferred Annuities: Are They Right for You? Annuities can be a valuable tool if you're saving for retirement, but they may not be right for everyone. This discussion presents a set of five questions. Your answers to the questions may help you decide if an annuity is a good choice for you.

If you are near or in Retirement this may be of interest to you!

Annuity Basics Annuities can be a good long-term investment vehicle, but they're not right for everyone. The issuer, the owner, the annuitant, and the beneficiary are the four parties to an annuity contract (the owner and the annuitant are often the same person). Contributions grow tax deferred until you receive d...

Some very important information on transitioning into retirement income.

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Medicare information that is good to know for retirement planning purposes. One of the ideas to consider is a supplementary policy to go along with Medicare.
Retirees with out this type of police make decisions based on out of pocket costs rather than preferred care.

What Will You Pay for Medicare in 2019? Medicare costs are going up in 2019.

Please keep this in mind!

Annuities and Retirement Planning An annuity can help round out your retirement savings plan.

Good advice for your planning!

Understanding Long-Term Care Insurance Long-term care insurance helps pay the cost of long-term care if you can no longer perform the basic activities of daily living. For this insurance, you'll pay a premium for a policy that pays a selected dollar amount per day (for a set period of time) for the care outlined in the policy. You'll wan...

Good information to know!

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Please take a look!

2019 Key Numbers Find out more...

Good Advice!

Choosing a Beneficiary for Your IRA or 401(k) If you're choosing a beneficiary for your retirement benefits (your IRA or 401(k), for example), be sure you understand the income tax and estate tax implications. Your choice of beneficiary can potentially affect distribution requirements during your life as well as distribution options after your....

Long term care should be part of everyones plan!

Long-Term Care Insurance: How Does It Work? Do you know what conditions will trigger your coverage under a long-term care insurance policy? It's important that you find out before you need care. Also, find out who will decide if you've met the appropriate requirements--it could be your doctor or the insurance company's doctor. Policies differ...

Important part of retirement planning!

Reaching Retirement: Now What? Consider these tips to help give your retirement portfolio lasting potential.

This is a good article!

I'm confused: is an annuity an investment vehicle or an insurance policy? An annuity is a distinctive financial product. Although it's not an insurance policy per se, it is a contract ...

Great article on long term care!

Caring for Your Aging Parents How will your aging parents be cared for down the road? If your parents won't discuss their care, you'll need to prepare a plan of your own. You should make a record of things such as their medical providers, financial and legal information, burial plans, the location of their insurance policies and...

Handling Market Volatility Follow these common-sense tips to help handle market volatility.

An interesting article!

How can I gauge my risk tolerance? Here are some factors to consider when gauging your tolerance for risk.

Worth looking into as they give you a lot of bang for the buck. Rather than holding money in CD's.

Long-Term Care Annuities When planning for the potential cost of long-term care, you've probably considered long-term care insurance. B...

Common Factors Affecting Retirement Income When it comes to planning for your retirement income, it's easy to overlook some of the common factors that c...