Steve Sprague - Wisconsin Retirement Council

Often an overlooked area of a proper financial plan is the protection piece. Many of us are not insured or underinsured. Often times as little as $10 to $20 per month will give you the protection you need.

The Wisconsin Retirement Council can help you take the first step in looking at life insurance.

2024's 10 Best Places in the World to Retire International Living released its list of 2024’s 10 Best Places in the World to Retire, led this year by a familiar expat favorite

How to make a monthly budget Even if you’ve never formally created a budget, it’s never too late to get started!

Short-term financial goals you can complete in January Here are some actions you can take in January to improve your financial life and set a positive, inspiring tone for the rest of the year.

To all my folks that are over 50 years old, it's Time to Make Some Money! Savings accounts and Cd's aren't making much. I can help with accounts Guaranteeing 4%, 5% and even 8.25% for multiple years. Maybe you have a little extra in your savings account or an old IRA. Take advantage of the times and make some $$.

Take a couple minutes to read this article and learn about two great tools to add to your retirement portfolio. The benefits of adding one or both, better Safety, better Rate of Return, better Tax Advantages and higher Distribution from your retirement accounts. Ask The Wisconsin Retirement Council for more information about these products and if they are a good fit for you.

Retiring in Risky Times Requires Protection from a Volatile Market and Interest Rates | Kiplinger If you had planned on retiring now, or you just retired, you’re probably nervous about the current economic climate. But with the right plan, it shouldn’t hold you back.

Discover your 401k options when leaving a job.

If you’re heading to a new job, don’t forget about your 401(k): Here's how to handle the money in an ex-employer's plan

Using tax free vehicles like a Roth 401k is a good idea for most of us. Switching your workplace contribution to a Roth could save you a lot of money in retirement. If you need help understanding topics like this, reach out. Education is what we are about at the Wisconsin Retirement Council.

More 401(k) plans are adding Roth accounts — but investors aren’t following About 75% of 401(k) plans allow for Roth contributions. But the share of savers using Roth accounts is stubbornly low, according to retirement experts.

FYI: Student Loan Borrowers

The Education Dept. paused payments and interest through the end of January 2022.

I suggest taking advantage of this by paying off as much of this debt now with no interest. That is assuming you have no consumer debt.

Take 10 minutes to read this article. Some helpful tips for each stage of retirement planning.
If you have any questions, reach out. The Wisconsin Retirement Council has over 17 years of experience in Pension and Retirement Planning.

Here's a decade-by-decade guide to retirement planning Hitting key milestones at early ages can get you in solid financial shape for retirement. Saving in 401(k) plans, and individual retirement accounts can help.