First Citizens Bank

As we commemorate the end of slavery in the United States, Juneteenth marks a time for reflection and celebrations. We join with our communities as they come together with events, education and unity in recognition of the importance of this national holiday.

Our branches and offices will be closed Wednesday, June 19, in observance of . Please join us in reflecting on the importance of this national holiday. For account access 24/7, visit www.firstcitizens.com or our mobile app.

Our International Factoring team is building on our CIT Commercial Services subsidiary’s decades-long legacy of FCI membership and serving all new clients as First Citizens Bank. Last week, we were proud to sponsor FCI’s 56th Annual Meeting in Seoul, Korea, featuring our own Mary Farley on the Committee panel.

Our Commercial Real Estate team will be at the U.S. Real Estate Opportunity & Private Fund Investing Forum in Newport, Rhode Island, June 19-21. Find us to learn how we could help you unlock your future success.

Are you looking to unlock your company’s working capital and increase liquidity? Our Asset Based Lending team focuses on helping you improve earnings. Get connected to our team of seasoned professionals. Learn more here: https://bit.ly/45wxufD

CIT Northbridge Credit provides $35 million to Network Wireless Solutions. https://bit.ly/3zhjuub

First Citizens Wealth’s inaugural study finds that affluent Americans are confident in their money management skills but underprepared to transfer wealth to their heirs. Discover more insights on affluent Americans’ behaviors and attitudes toward money management and planning for the future: https://bit.ly/4cm7nug

You’ve decided. You’re starting a small business. But how do you calculate how much capital you’ll need upfront? Check out our recent article for helpful hints on this step and more for your new business: https://bit.ly/3VM5TEi

We wish you a very happy Father’s Day!

You know a 401(k) can be a great way to save for retirement. But should 401(k) alternatives also be part of your strategy? Learn more: https://bit.ly/3XtQx8J

Are you thinking about a new home? Check out our guide featuring tips and information to help you navigate the homebuying process with less stress. https://bit.ly/3xiblVM

First Citizens Bank serves as lead arranger on $133 million for Massachusetts battery energy storage project. Image courtesy of Plus Power. https://bit.ly/4b0XOjk

On this International Community Association Managers Day, our Community Association Banking team joins in celebrating the dedicated individuals who manage and promote HOAs across the nation. https://bit.ly/3RlKIpF

First Citizens Bank provides loan to refinance Tacoma senior living facility. https://bit.ly/3XniEpV

Market pricing currently implies a roughly 60% probability the Fed will cut rates by 0.25% in September, but the outlook will continue to evolve reflecting new data. Read our full analysis here: https://bit.ly/4aZQmEX

Educating employees on the characteristics of a suspicious email is one of the ways your business can build a defense against fraud attempts. Review our checklist and other tips here: https://bit.ly/4evuaWu

It’s official: Our International Factoring team began conducting new business as First Citizens Bank, which is now a member of FCI. What isn’t changing is our team of knowledgeable professionals and their commitment to delivering best-in-class service.

Are you ready to apply for your first small business loan? Make sure to prepare a business loan proposal outlining how much you're hoping to borrow, what the funds will be used for and how you'll repay the loan. Learn more about the process here: https://bit.ly/3xgSHxF

First Citizens Bank provides up to $400 million for WhiteHawk funds. https://bit.ly/45ihA8A

When you’re focused on taking your business to the next level, turn to our Middle Market Banking team for the industry knowledge and financial experience to help you reach higher. Learn more today: https://bit.ly/3RnequJ

We’re proud of our associates and their commitment to giving back. Recently, members of our Southern California team taught 60 eighth-grade students at Junior Achievement’s Finance Park about financial literacy topics including creating and using a budget and the importance of good credit.

Join us in welcoming our 2024 Summer Interns – our largest group yet! During orientation, interns local to our headquarters in Raleigh networked with associates, heard from a panel of intern alumni and received a special welcome message from Chairman and CEO Frank B. Holding, Jr. We’re looking forward to seeing what our interns will accomplish this summer.

Employment data for May were considerably firmer than expected and drove Treasury yields higher as investors adjusted expectations for the Fed’s interest-rate cuts. Read our analysis of today's report going into next week's Fed meeting. https://bit.ly/45h32WI

Are you attending the SEAA - Southeast Acquirers Association Conference? We’re proud to be a sponsor and look forward to connecting with you at the Welcome Reception on June 9 at 7:30 p.m. in The Roosevelt’s historic Blue Room. https://bit.ly/4csLv0v

Our experienced team shares best practices for HOAs managing reserve funds. Read more about strategies to create and grow your reserve fund. https://bit.ly/4e9R7ye

First Citizens Wealth’s Phil Neuhart, director of market and economic research, joined Bloomberg Surveillance yesterday to discuss labor markets, inflation data and the Fed. Watch his segment here: https://bit.ly/4bOoVPV

Our Chairman and CEO Frank B. Holding, Jr., credits our colleagues across the organization with our recent recognition: “I thank and congratulate our more than 16,000 associates, whose accomplishments and dedication have made this possible.” Read more: https://bit.ly/3VvgwLq

Whether you’re a longtime small business owner or just starting out, having an established banking relationship may offer you many benefits. Learn more in our recent article: https://bit.ly/3Xh4oyK

Are you looking to buy, refinance or expand? With deep industry relationships and knowledge, our Commercial Real Estate team is committed to helping you grow. Learn more here: https://bit.ly/4c52UMf