Sue Wack NMLS 764472

Transform your path to homeownership, even while managing debt! 🏡 I’m here to guide you through debt consolidation and into your new home. With tailored solutions and expert support, I'll help you navigate the journey to owning your own home while effectively managing your finances. Reach out today to explore your options and take the first exciting step towards homeownership!

Examining the average 30-year fixed interest rates from 1971 to 2023 reveals insightful trends. With averages at 7.74% for a 30Y FRM, it's clear we've seen higher rates in the past. Although today's rates aren't at historic lows, they're still very favorable. Ready to leverage this advantageous environment? Let's explore your mortgage options today!

Fuel your clients' wealth-building journey! Join our virtual event on May 15th at 9:00am PST, hosted by Haavard Sterri, Chief Marketing Officer at Evergreen Home Loans, to uncover the secrets to success with our USP and UVP:

🔹 Learn how to stand out in a crowded market with our Unique Value Proposition.
🔹 Discover strategies to differentiate yourself and win clients with our Unique Selling Proposition.
🔹 Gain exclusive insights into effective client engagement techniques that drive results.

Reserve your spot now!

From buying your first home to expanding your real estate portfolio or adjusting to life's twists and turns, I'm here to provide the support and expertise you need. Let's navigate the world of homeownership together and make your goals a reality. Reach out today and let's get started on this journey toward your dream home!

Don't wait to buy – experts predict home prices will continue to rise for the next five years. Take advantage of the current market and secure your future wealth by purchasing a home now. Follow me for updates on local home prices and start your journey towards homeownership today!

Exciting news! Fannie Mae and Freddie Mac just announced a game-changing update that benefits both buyers and sellers in the real estate market. Here's what you need to know:

🔹Sellers have the option to cover the Buyer's Agent commission without it counting against contribution limits, offering more flexibility for sellers and a smoother process for buyers.
🔹Previously, there were concerns about first-time homebuyers hitting a 3% limit on seller contributions. But with this clarification, those worries are put to rest. Sellers can contribute up to 3% for closing costs while also covering the buyer's agent commission.
🔹In adherence to local common practices, if a seller or seller’s real estate agent continues to pay the buyer’s real estate agent commission, these amounts are not required to be counted towards the IPC limits for the transaction
🔹This update reflects a commitment to adaptability and responsiveness in the industry. As market conditions evolve, Fannie Mae and Freddie Mac continue to evaluate and adjust their policies to best serve buyers, sellers, and agents alike.

With this update in mind, the real estate community can proceed with confidence and optimism. Here's to smoother transactions and successful closings ahead! 🏠

Start planning your down payment today! Set aside a portion of each paycheck and explore down payment assistance programs to maximize your savings. Let's discuss how you can take the first steps towards owning your own home!

Understanding how mortgage rates impact your purchasing power is crucial for successful home buying. Changes in rates can significantly influence what you can afford and your monthly payments. Don't let this catch you off guard! Reach out to me today for personalized advice on navigating the current market and making informed decisions.

Did you know that millennials are leading the charge as first-time homebuyers, while Gen Xers dominate the repeat buyer category? This insightful graph sheds light on the evolving landscape of homeownership. Ready to make your move? Let's discuss how these trends could impact your homebuying journey. Reach out today to start planning for your dream home!

Considering a home purchase? The answer might lie in understanding future trends in home prices. Our latest blog delves into industry insights revealing a unanimous expectation: home prices are on a steady upward trajectory for the next five years. Don't miss out on the opportunity to build wealth through homeownership. Read more to uncover why now might be the perfect time to make your move: https://www.evergreenhomeloans.com/evergreen-insights/posts/should-i-buy-a-home-now/

Calling all real estate agents! Join us for an exclusive virtual webinar unveiling the 2023 profile of homebuyers and sellers, featuring guest speaker Rebecca Lorenz. Gain valuable insights to better serve your clients in today's market. 🏠 Don't miss out – reserve your spot now! https://evergreenhomeloans.zoom.us/meeting/register/tJMkfuGpqD0iHdyHo-EuEtUGh8Zt_V80VBba

Homeownership offers unique advantages you won't find with renting: 🏠 94% Control Over Living Space: Homeownership grants you the freedom to shape and personalize your living environment according to your preferences. 🔐 91% Sense of Privacy and Security: Enjoy the comfort and peace of mind that come with having your own private space, ensuring a secure haven for you and your loved ones. 👪 90% Prioritize Family-Friendly Spaces: Homeownership allows you to create an ideal setting for your family, making it a nurturing and fulfilling place to raise children and build lasting memories. Considering these compelling statistics, if you're navigating the decision between renting and buying, let's chat about the unique advantages homeownership can bring to your life!

According to the Federal Reserve's Survey of Consumer Finances, homeowners' net worth is nearly 40 times greater than renters'. Homeownership isn't just a lifestyle choice—it's the key to unlocking your financial future. Explore innovative loan solutions and personalized service at Evergreen to transform your homeownership dreams into reality. https://www.evergreenhomeloans.com/evergreen-insights/posts/evergreen-home-loans-unlocking-wealth-through-homeownership