E.C. Enterprise

E.C. Enterprise Credit Tip…

DIY Inquiry removal for EXPERIAN:

1-Call 877-870-5640
2-Verify yourself
3-Press option 2
4-Press option 1
5-Press option 2
6-Press 3
7-Tell the rep you have inquiries that you did not authorize which may be fraud related.
8-Tell the rep which 4 inquiries (only do 4 at a time)
9-The rep will advise of the turn around time

*** if it works for you please post results & tag us***

Tag a friend who may need this as well, sharing is caring😉 Happy Disputing!

Why did my credit score drop? 🤔

6 of the many reasons why your credit score dropped:

• Derogatory Items Placed
• An Old Account Closed
• Missed Payments
• Utilization Increased
• Exceeding Your Credit Limit
• Applying For New Lines Of Credit

To prevent your credit score from decreasing make on time payments, review your credit reports, consolidate your debt, limit new credit inquiries, keep your credit utilization low, and keep old accounts.

Late Nights, Early Mornings…can’t go bk to sleep so I’m up getting an early start on my “Mail Out Monday” knocking out some of my credit clients! Can’t wait for more results😎🫡

-E.C. Enterprise
Changing lives 1 credit report at a time💯

Pic mail from one of my credit clients that signed up for my Credit BLAST Pkg….& BOOM💥 js like that‼️ Another WIN🎉🎉🎉🙌🏾🤙🏾😜

34 Negative Accts ALL ✅DELETED

😎Who’s next???

Your credit card utilization should be between 1% -6% (See Comments ⬇️)

Boost your credit score 50-100 points with the Navy Fed Pledge loan ⬇️

My Company Is Hiring‼️‼️‼️

Become a 50 state Mortgage Loan Officer Now!www.debtcleanse.com/ebonycarr

Feel free to msg me with any questions

Did you know Harvard now has FREE online courses you can take that can change your career & financial life❓….🗣️YES, HARVARD‼️

Check out these 6 Free HARVARD Courses posted below ⬇️:

1. Introduction to AI with Python
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4. Building Personal Resilience
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TAKE ADVANTAGE … I MEAN IT IS 100% 🆓📌

Thinking about doing a step by step zoom course on how to setup your business correctly start to finish, how to set up your accounts to establish & build business credit & the step by step process to purchase a vehicle for your business using your business information only no pg…can’t wait!

🤔 DID YOU KNOW👇🏾

✅ Derogatory Accounts can stay for 7 years from the date of first Delinquency

✅ Inquires- they can stay for 2 years from the date placed, some soft inquiries only stay for 6 months!

✅ Chapter 7 Bankruptcy is 10 years from the date filed

✅ Chapter 13 can stay for 7 years starting the day the payment plan ends.

✅ Unpaid Tax Liens can stay "Indefinitely"

✅ Public Records like child support take 7 years.

✅ Closed or Inactive Accounts generally fall off after 10 years.



📣📣Here's the good news..... THEY CAN ALL COME OFF BEFORE THEN!! Have you started your credit restoration process yet? I’m currently accepting 25 new clients! Text “CREDIT “ to 800-604-9695

The IRS has began sending out verification letters! Tax payers are picked at random, it is not something wrong your tax preparer did. The verification process is more simple than you think, but one wrong answer will hold up your refund. With that being said, if you receive a verification letter in the mail, please contact your tax preparer immediately so we can provide assistance. Once the verification is complete, the irs will release your refund! Relax and Don’t Panic‼️

-Prestige Tax Pros

IRS Update:

Expect your tax refund to be deposited to your account Thursday Feb 22nd & please keep in mind, if you received a cash advance loan the loan will be automatically deducted plus + prep fees.

Happy Valentines Day 🩷

IMPORTANT IRS UPDATES
(check comments⬇️)

Ok guys, I’m going to do something most prepares won’t so pay attention‼️

Dear Taxpayers, here is an example of a FEE SUMMARY when it comes to the “How Much Is Your Fee?” Question….

Sample Refund Amount: $9367
The prep fee can be $350 but then the other fees are

Transmitter Fee: $41.00
Electronic Filing Fee: $25.00
Service Bureau Fee: $89.00
Document Prep Fee: $10.00
Bank Fee (For those cash advances yall like): $39.95

So add all that up plus the $350 preparer fee & that totals $554.95

So no your tax preparer isn’t lying to you, they’re js not explaining the fee breakdown to you. So the $554.95 are the fees TOTAL that will be deducted from your refund amount which now changes the amount you’ll receive from $9367 to $8812.05

And there you have it…Hope this helps you all understand the fees and how it works with most preparers😉

Just a friendly PSA…

-If you didn’t file your taxes last year
-Didn’t receive your taxes
-Owe child support
-Owe a debt to the irs
-Defaulted on student loans

…You will be denied for a cash advance‼️

What happens when you filled out the W4 form correctly, actually went to work to tk care of your kids & filed with a tax preparer that didn’t charge you $1k or more in prep fees‼️

ANOTHER PRESTIGE CLIENT🎉
Click the link below 👇🏾 to file with us now😉

https://www.cognitoforms.com/prestigetaxpros2/_2023prestigetaxprosclientquestionnaire

Important IRS numbers:

Tax preparers and tax pros with e-filing
questions
866-255-0654
Tax practitioner priority service
866-860-4259
Stimulus check wrong amount or never
received
800-919-9835
Self-employed taxpayers with account or
tax law questions
800-829-4933
Identity and refund theft victims; get a new
IP PIN
800-908-4490
Disaster victims
866-562-5227
Overseas taxpayers
267-941-1000
Balance due questions
800-829-0922; 800-829-7650;
800-829-3903
Estate and gift tax questions
866-699-4083
Excise tax questions
866-699-4096

Report phishing and other scams; see if an
IRS agent's name and badge number are
legit
800-366-4484
Check status of a tax refund
800-829-1954
Check status of a tax refund being held
866-897-3315
Check status of an amended tax return
866-464-2050
Order a tax transcript
800-908-9946
Make a payment using Electronic Federal
Tax Payment System
English: 800-555-4477
Spanish: 800-244-4829
Report incorrect income on a substitute
return
866-681-4271
Verify, payoff or resolve a tax lien
800-913-6050
See if bankruptcy changed your tax debt
800-973-0424
Innocent spouse relief
866-681-4271
See which debts will offset your tax refund
800-304-3107 (866-297-0517 TTY/TDD)
Lost ITIN documents
800-908-9982

Status of application for Adoption Taxpayer
Identification Number
737-800-5511
Taxpayer Advocate Service
877-777-4778
International Taxpayer Advocate
English: 787-522-8601
Spanish: 787-522-8600
Tax assistance for the hard of hearing (TTY/
TDD)
800-829-4059
Schedule an appointment with a local IRS
office
844-545-5640
Whistleblower hotline
800-829-0433
Ask IRS to mail you paper tax forms
1-800-829-3676
Offset 1-800-304-3107

Ok guys, you know I think it’s necessary to clear the air on one thing for a sec💁🏽‍♀️

When you see some people with 20k plus returns you have to stop assuming it’s fraud. In case you didn’t know, let me inform you…IF you didn’t file your taxes previous years, YES you can literally roll your refund from each previous year to this year. This will make it one big refund instead of 3-4 different deposits😉File with me by texting “READY” to 800-604-9695 ➡️➡️➡️ tell your old tax lady Eb taught you‼️😎

Great Day Everyone‼️

Here are a few IRS Transcript Codes in case you need them & have access to your transcripts: 📑

✅150- Tax Return Filed
🚫151- Refund Reduced or Held -TAX OFFSET
✅152- Your return is being processed and has yet to be approved or rejected.
✅846- Refund Issued
✅766- Credit to your account (EIC/ACTC or other)
🚫826- Refund Used to Pay debt
🚫570- Processing Hold
✅571- Hold removed
🚫810-Freeze code
🚫420/424- Examination/ Possible Audit
🚫971- Notice/Letter Sent

For those of you who have access to your transcript

Text “Quote” to 800-604-9695 or go to my website & click “File My Taxes” to get started on your free quote😉
💻

PRESTIGE TAX PROS Professional tax services tailored to your needs.

If you’re wondering why federal taxes are not being taken out, you may want to take a look at your W4.

Step 1: Personal information
**disclaimer just because you have dependents does not automatically qualify you for head of household filing status. Consult with your tax professional to determine your filing status if unsure.

Step 2: Complete only if you work multiple jobs.

Step 3: If your annual is income is less than $200,000 ($400,000 if married filing joint) multiply number of qualifying children under 17 by $2,000

Ex: 1 dependent =$2,000
Ex: 2 dependents = $4,000
Ex: 3 dependents = $6000
& so forth.

Depending on yearly income I higly suggest my clients exceeding the AGI limits for their filing status to leave this at $0 or no higher than $2,000.

Step 3 Other Dependents: is to be used for children ages 17-24 if they are in school or disabled.

Step 4: Although its optional this is very crucial if you exceed the AGI limits for your filing status each tax year.

Line 4C is where additional monies can be withheld from each paycheck. I advise my clients to select an amount thats comfortable for them each pay period. (ex: $25 , $50, $75 etc)

FYI : over $50K I highly suggest $100+ for extra withholding line 4C

Tax Tip:

Whether or not your kids went to a daycare facility, home care facility or if you paid your aunt/cousin to keep your kid(s) while you worked, that’s considered a childcare expense‼️

Your tax preparer should know this & if they don’t, come see me. We’ll take our time to make sure you get all the credits you qualify for legally while maximizing you tax refund🫡

Sign Up 👇🏾 to get started:

https://www.cognitoforms.com/prestigetaxpros2/_2023prestigetaxprosclientquestionnaire

2023 Prestige Tax Pros - Client Questionnaire

Still looking for a great tax professional to file with? Look no further, file with Prestige Tax Pros‼️

Honest, Fast, Efficient & Accurate. Let us legally get you the maximum refund you qualify for🤑

www.ptaxpros.com

-Click “FILE MY TAXES”
-Complete the form & upload your documents

We have it from there✅

So the IRS “OFFICIALLY" announced that they will begin accepting returns on January 29, 2024…but you don’t have to wait until then. You can file and get approved for an advance for up to $6000 TODAY‼️

Click the link below, complete the form & let’s get you $6k right away🤑

https://www.cognitoforms.com/prestigetaxpros2/_2023prestigetaxprosclientquestionnaire

Tax Season has officially began & we’re ready to assist with your Taxes & more‼️

2024 is the year of Open Doors & I’m thankful for every single door God has already began to open for me. With that being said allow me to reintroduce myself….

My name is Ebony Carr
-Tax Professional
-Credit Specialist
-Business Credit Coach
-Florida Notary

And now your newest MORTGAGE LOAN OFFICER🎉

When you file with us you get more than a tax professional who’ll maximize your taxes. You get an advocate, advisor who cares & a mortgage loan officer who will help you get APPROVED so that you can obtain the keys 🔑 to open the DOOR 🚪 to your New Home🏠🙌🏾

Looking forward to what God has in store for my business, my family & all of my current & future clients! Everything & Everyone attached to me with real love & pure intentions WILL WIN🏆

Prestige Tax Pros is expanding & we’d like to welcome our 2 newest tax partners to the team‼️

Remove Inquiries within 24 48 Hours

What are inquiries?...Have you ever applied for credit?
The following are some examples of activities that usually warrant an inquiry to be added to your credit report:

Purchasing or leasing a new car
A new house
Lease on an apartment
Cellular contract
Store credit card
Personal loan
Purchasing Insurance
Applying for a job where a credit check is required
There are some activities you may be familiar with and others you may not, but all result in an inquiry added to your credit report. The entity requesting information on your behalf will usually provide you with the results, as mandated by law.
So no need to spend hundreds or thousands of dollars to get inquiries removed. Here I've provided the best tips for removing those pesky hard inquiries ALL AT ONCE!


$10.00

https://ecenterprise.co/ebooks-%26-courses/ols/products/24-48-hour-inquiry-removal-guide

🙋🏽‍♀️Hello Kingdom Builders!
Here’s a few Ways to make 💰 you’re welcome...

1. Start a profitable online business: Utilize your skills and knowledge to create an e-commerce store, a dropshipping venture, or offer digital services. With minimal investment, you can leverage your expertise to generate significant income.

2. Invest in the stock market: Research and learn about stock trading to make informed investment decisions. With careful analysis and a long-term approach, you can potentially grow your wealth without relying on physical attachments.

3. Create and sell digital products: Develop e-books, online courses, or software applications that cater to specific niches. Selling digital products can be highly lucrative, as they can be reproduced and distributed without any physical attachments.

4. Become a successful freelancer: Utilize your skills in writing, graphic design, programming, or any other field to offer freelance services. Platforms like Upwork and Fiverr provide opportunities to connect with potential clients worldwide and earn a substantial income.

5. Monetize your blog or YouTube channel: Create engaging content on a blog or YouTube channel and monetize it through advertisements, sponsorships, or affiliate marketing. With dedication and quality content, you can attract a large audience and generate significant revenue.

6. Invest in real estate investment trusts (REITs): Instead of purchasing physical properties, invest in REITs, which allow you to own shares in real estate portfolios managed by professionals. This way, you can benefit from real estate income without the need for direct ownership or management.

7. Develop a mobile app: If you have a unique app idea, develop it and monetize it through in-app purchases, subscriptions, or advertisements. With the widespread use of smartphones, a successful app can bring significant financial gains.

8. Offer consulting services: Leverage your expertise and knowledge in a specific field to provide consulting services to individuals or businesses. Offering valuable advice and guidance can be highly profitable without requiring any physical attachments.

9. Become an online influencer: Build a strong social media presence and become an influencer in a niche that interests you. With a large following, you can collaborate with brands, promote products, and earn money through sponsored content and endorsements.

10. Create and sell artwork or digital designs: If you have a talent for art or design, create unique pieces and sell them online. Platforms like Etsy allow you to showcase and sell your artwork without the need for physical attachments or a physical store.

-Coach Eb
E.C. Enterprise

Here’s a $2,000 single mother grant! Check comments. All 50 states 📌

What is a NO DOC LOAN❓

A no-doc business loan refers to a business loan that requires minimal documentation, such as only business bank statements, to apply. Business loans with minimal documentation tend to have higher interest rates and shorter repayment terms than bank or SBA loans.

🏦Banks that offer NO DOC LOANS even for a new business or poor credit (structure is important🗣️)

-Alliant credit union

-America first credit Union

-amoco federal credit Union

-digital federal credit Union

-BB&T bank

-fifth third bank

-coastal credit union

We’ve got ourselves another successful story!!!!
This client was floored by there credit dispute results😱 They started with a 596 credit score to now an awesome 778 as well as us assisting them with getting a credit card approval for $25k with Navy Federal‼️ This client joined our CREDIT BLAST PROGRAM followed our directions & as you can see, that score took off 🚀 📈

Txt “Credit Blast” to 800-407-7939 to get started today or click the link below⬇️ to book your consultation www.ecenterprise.co