Crowd Valley

Difitek has hired Ronald J. Buschur as Chief Executive Officer of the company. Mr. Buschur is an experienced leader, having lead Powerwave Technologies (Nasdaq) global operations and thousands of employees around the world and an experienced entrepreneur, having taken companies from initial stages to the public markets. https://blog.difitek.com/former-public-company-ceo-ronald-j-buschur-named-difitek-ceo/

Former public company CEO Ronald J. Buschur named Difitek CEO - Difitek Blog San Francisco, October 15, 2019 – Difitek has hired Ronald J. Buschur as Chief Executive Officer of the company. Mr. Buschur will work directly with Jouko Ahvenainen, Chairman of the Board and other senior management of the company. Mr. Buschur is an experienced leader, having lead Powerwave Techn...

An overview of the vast, but still unexploited potential, of Fintech, in the Philippines 🇵🇭

https://buff.ly/32Ke721

The Vast Fintech Potential in the Philippines - Difitek Blog With a population of over 105.7 million, yet only 31% of that population owning a bank account, and only 4% of transactions happening online, The Philippines is a Southeast Asian region with Fintech potentials to financial empower and include this collection of islands. Singapore and Hong Kong are o...

Proud to have been selected by leading Telco carriers to support the creation of the ambitious Communications Blockchain Network 🚀

https://buff.ly/2YlqfDS

At Difitek we've decided to expand our presence in Southeast Asia and we look forward to hearing from you, to start building together, a better, more inclusive, financial ecosystem in Southeast Asia! 🌏

You can find more on this here: https://buff.ly/2KWccAQ

Very glad to have our Chairman speaking next week in Bratislava at the 6th International Conference on Payments and Security in Financial Institutions. Looking forward to meeting you there!

Difitek at the 6th International Conference on Payments and Security in Financial Institutions - Difitek Blog Difitek is invited to speak at the 6th international conference on payments and security in financial institutions, co–organized by the Banking Association for Eastern and Central Europe (BACEE) and the Institute of Banking Education of the National Bank of Slovakia (IBV NBS), in Bratislava, Slov...

It's great to have our Chairman Jouko Ahvenainen to speak next week at the 38th BACEE Regional Banking Conference in Budapest. We're looking forward to meeting you there!

More info here: https://buff.ly/2IPqnaX

Difitek at the 38th BACEE Regional Banking Conference in Budapest - Difitek Blog Difitek is invited to speak at the 38th BACEE Regional Banking Conference, about the risk and opportunities in the Central and Eastern European financial sector, in Budapest, Hungary, on Maybe 6 and 7, 2019. Difitek Chairman Jouko Ahvenainen will represent the company in Budapest. BACEE was founded....

Difitek CEO Armodio Corrado with students of SaigonTech - Saigon Institute of Technology after his guest lecture.

"When people are included in financial services, they can better work, use money, buy a house and save money. This is fundamental for all economies. It also means people can start to pay taxes. When many people are outside finance services, it is not only a problem for those people but for society and a country’s economy."

https://buff.ly/2UOK1dr

Defining Financial Inclusion and Its True Value to Society - Difitek Blog At least 1.5 billion adults worldwide do not have access to financial services. Those people are not benefiting from financial inclusion, or being part of the financial systems in any way. Despite this number having recently dropped, it is still a lot of people. Financial inclusion is also linked to...

How Indonesia is becoming one of the key hubs of financial technology innovation within the South East Asian region 🚀

Read here: https://buff.ly/2GhWWLV

How Indonesia Is Becoming a Centre of Fintech Innovation - Difitek Blog The fintech scene in Indonesia has really started to pick up in the past few years to become one of the hubs of real innovation within the South East Asian region. With over 250 million Indonesians that are ‘unbanked’, (66% of the population) there is a lot of potential to create financial inclu...

The Story of a Catfish and Regulation

The Story of a Catfish and Fintech Regulation - Difitek Blog Originally from Nigeria’s oil-rich Delta State, Madame Flora Edojah moved to Lagos in 1986 and began to sell catfish. Since then, her stall has become the backbone of the Ijesha Market. As the country emerged the largest catfish producer in Africa, she saw the potential for working with larger c...

Today our own Jouko Ahvenainen and Ellen May Humphreys will discuss the future of finance at King's College London in an event organized by KCL Blockchain and the LIAN Group. We are very much looking forward to meeting you there!

You can get your ticket here: https://buff.ly/2ul6aAm

What is a Security Token Offering (STO)?

We take a look at the definition, the regulations, the differences with the ICOs and the benefits of using this new way to raise capital. Enjoy 😉 https://buff.ly/2Y15QV0

"Edge and blockchain together can be components for true significant changes in internet services; to the point where the internet is not the same anymore."

https://buff.ly/2VTi8wW

Difitek Announces Appointment of New Chief Executive Officer
https://buff.ly/2u3LFI8

Global fintech investment more than doubled in the past year, with a clear shift to heavier investing.

2018 stats and trends in this post: https://buff.ly/2NIMEH3

Global Fintech Investment Soars To Record in 2018 - Difitek Blog Fintech flourished in 2018 with promising investments and new entrants as well as interesting trends. The successful year for the industry has fueled some interesting trends for the first quarter of 2019. This article highlights the key developments and lessons learnt within the sphere for the past....

Our COO Armodio Luigi Corrado presenting our offering in Abu Dhabi at a fintech event organized by Plug and Play.

Barcelona FinTech City

Exciting week ahead for the Difitek team. We'll be divided among Barcelona, for MWC Barcelona, and Abu Dhabi, where we'll present on stage at a fintech event organized by Plug and Play Tech Center. Looking forward to meeting you there!

"Probably the most feasible model for telcos to enter the finance business is with good partners that can offer the right technology, take the financial risks and offer the needed capital. [...] Telcos are not able to become real finance service providers, but they can be in an important role as part of consortia offering future digital and mobile finance services."

Read more here: https://buff.ly/2IowwLE

Reality and Dreams of Mobile Finance - Difitek Blog “M-Pesa is a great example of how money goes to the mobile, and telcos have a great opportunity to offer banking services in the emerging economies.” “Telcos are going to challenge banks in the emerging markets when services go to the mobile.” I have heard these sentences many times during t...

An important step for the development of the equity crowdfunding and alternative finance market in Europe, with new regulations that aim to help both platforms and investors, increasing clarity and transparency further, fostering cross-border funding and increasing the maximum threshold for each crowdfunding offer to €8M.

Read more here: https://buff.ly/2Nir1Ny

New Regulations for European Crowdfunding Platforms - Difitek Blog Equity crowdfunding is increasingly being recognized as an alternative method of finance for a range of players such as startups and small and medium enterprises (SMEs) at an early stage of company growth. A huge part of this growth is the increasing recognition from global policymakers changed to k...

Are Traditional Banks Approaching Their “Kodak Moment”?

Here some thoughts on how challenger banks and new digital services are radically transforming the finance and banking sector:

Are Traditional Banks Approaching Their "Kodak Moment"? - Difitek Blog People haven’t been willing to change their banks. It has been a lot of paperwork, and if you have a mortgage or other loans, it becomes more complex. People are also conservative with their money and hesitate with new, unknown banks and services that have no branches on the street. But is this fi...

"transitions in the US are slow not because of a lack of digital challengers and disruptors, but rather because of the relative size of the existing markets."
“It’s far easier to start as a digital native than to transform an existing culture to digital,” Difitek CEO Markus Lampinen said on Forbes

https://buff.ly/2HYmWyU

Your Starbucks Rewards Card Is Killing U.S. Mobile Payments Here’s something to think about the next time you are swigging down a frothy Double Mocha Macchiato at the viridian mermaid’s: your Starbucks Rewards app is one of the main reasons why the U.S. lags behind China, Sweden and many others in adopting mobile fintech and cryptopayment solutions.

Our selection of the best fintech events and conferences in 2019
https://buff.ly/2RH2CSl

Best Fintech Events and Conferences in 2019 - Difitek Blog If in 2018 we have seen new investment records in fintech firms, the birth of more unicorns, and advancement in the use of blockchain and AI, what we see now is more growth and consolidation, along with new vertical marketplaces and services, an even higher impact on the real estate industry and the...

Digital transformation is proving seriously hard for many businesses. But with APIs and new regulations, there's now a huge opportunity for vertical marketplaces and services to be created.

https://buff.ly/2WrYskV

Legacy Financial Institutions at Critical Disadvantage Vs. Digital Challengers - Difitek Blog Digital transformation is a popular term, not least so among management consultants and service providers, however it masks an almost paradox: it’s hard, like really hard. Within financial services, digital transformation often refers to taking an ‘offline’ process, with many labor intensive a...

A compelling article by Global Finance Magazine describing how technology is rapidly transforming the way Asians use financial services, with our VP of Operations Armodio Luigi Corrado talking about the great appetite for digital disruption and the huge potentialities with fintech in Asia.

https://www.gfmag.com/magazine/december-2018/banks-surf-asias-fintech-wave

Global Finance Magazine - Banks Surf Asia's Fintech Wave Digital and mobile technologies are rapidly transforming the way Asians use financial services. Is competition or collaboration the answer for traditional banks?

Hailed as an Asian ‘hub’ for the field, Singapore has gained a reputation as an Asian, and world leader in fintech. The desire to lead Asia as the front-runners of the fintech sphere can be seen across all elements of developments, from tech-savvy startups to government endorsement.

Here we take a look at this thriving financial technology ecosystem: https://buff.ly/2TvtruG

It was great attending the symposium organized by Oracle. Our VP of Operations, Armodio Luigi Corrado, spoke at the event.

Today in Singapore at the SG FinTech Festival with our VP of Operations Armodio Luigi Corrado talking about how to power modern financial services.

Feel free to reach out to him if you're around!