Carl A Dehne, CPA, CRPC

Wishing you and yours a very Merry Christmas!

Aging and retirement are the biggest triggers for an estate planning discussion with loved ones, according to the Ameriprise Family Wealth Checkup study. If you’ve already had “the talk” with your parents or children, what prompted yours?

Many people are building a legacy through charitable giving. in my case, I am thankful to be able to give to, and sometimes to volunteer for, organizations that help towards improving our environment, children, wildlife areas, and medical research and education, that might help everyone to see future improvements in their lives. How do you approach building your charitable legacy?

U.S. and global markets and economies continue to uptick. Here’s what to watch for in the weeks ahead.

Investors Keeping Close Watch on a Series of Worldwide Central Bank Meetings | Ameriprise Newsroom 12/11/2017 David Joy The S&P 500 added just 0.35 percent last week, but it was enough to establish another record high. The gains came late in the week, first after a deal in Congress to keep the government open for another two weeks, and then following the November jobs report, which showed another...

An in-depth overview of the role of the Federal Reserve Bank, and what rate hikes might mean for you as a consumer.

The Fed is about to raise interest rates again — here's how it happens and why it matters What the Fed is doing now is a bit unusual.

Today, many of us holiday shop online. Here’s a nostalgic look at how people did it a century ago.

Amazing vintage photos show what it was like to go holiday shopping in New York City 100 years ago These photos show how those living in New York between 1900 and 1915 shopped and stocked up for the holiday season.

Ameriprise Research: Consumer confidence levels are high but have not yet translated into an upshift of consumer spending.

Though the holiday season is a festive time to connect with others, it’s important that we find time to care for ourselves, too. How do you find time for all your loved ones and for yourself this busy time of year?

The busyness of the holiday season can leave us scrambling at the last minute for the right gifts. I’ve shopped early. How about you?

Are you an ambition or leisure-oriented retiree? Here’s look at the lifestyle choices of retiring Boomers.

Leave the Bucket Lists to Those Ambitious Boomers. It’s Tee Time. Many retirees are “looking to achieve more of their potential,” but that can be a lot of pressure. Instead, some are taking a leisurely cue from their parents’ generation.

Things change over time. That’s why I review and adjust my budget every year. I can help you make sure your current expenses are aligned with your long-term financial plan. Let’s discuss it at our next meeting.

Some people opt to give experiences instead of gifts to their loved ones for the holidays. I plan to give my wife tickets to many Live Theatre performances, that will be held during the first half of 2017. It will be a fun and relaxing way to make more memories together. What experiences might you gift to your loved ones this year?

Wishing you a joyous holiday season filled with laughter, warmth and love.

May your Hanukkah be filled with light and special moments with family and friends.

During the winter months, with less sunshine, a whole lot more cold weather, and a lot more Winter Colds being passed around, my wife & I load-up on Vitamin C, take our Flu Shots, exercise a little more, give even more thanks for our health, and for our many other blessings, and focus a lot more on enjoying Live Theatre...to stay happy, thankful, and healthy.

If your teen isn’t pursuing a university degree, here are some other career ideas for specific trades.

Career advice: Top 10 jobs for trade school graduates If you’re thinking about opting for a specialty trade school as you set your own professional goals, we have info on some of the top careers you can pursue without going the university route.

Today, on Pearl Harbor Remembrance Day, I think about all the brave men and women we lost.

Do you plan to retire in 2018? Let’s set up some time apart from our regular check-in meetings to discuss the transition and your retirement income strategy.

Elevated tensions between the U.S. and North Korea might make some investors uneasy. Here are some things to consider:
https://www.ameripriseadvisors.com/carl.a.dehne/insights/what-investors-need-to-know-about-north-korea/

North Korea tensions and investors Geopolitical tensions are quite often a concern for investors. Learn how investors can help prepare for geopolitical conflict with these investment strategies.

Ameriprise Research: European business investment plans increasing as economic prospects improve.

What retirement hobbies are you using to open up new opportunities?

Use your hobbies to open up new opportunities Adding formal training to your passionate pursuits can help you make money and friends in retirement

Emerging markets can afford investors unique opportunities for growth and portfolio diversity, but it’s also important to understand the risks they present. Here’s a brief overview.

Emerging Markets 101 Learn the pros and cons of investing in emerging markets.

Ameriprise Global Market Strategist, Anthony Saglimbene, looks back at the economy in 2017, and what might be expected in the months ahead:
https://www.ameripriseadvisors.com/carl.a.dehne/insights/market-update/

Market Update As U.S. markets experience notable highs, diversifying your portfolio may help counter market swings.

You have until the end of December to make charitable contributions that you can claim on 2017 taxes. Connect with me to discuss this year-end tax strategy and others.

Don’t let home maintenance costs sneak up on you. Learn the 11 most common home repairs and their costs.

11 Common House Maintenance Costs This guide, with average costs of 11 common household repairs, may help you prepare an annual home maintenance budget. It also includes considerations for choosing an online home repair estimator.

Career burnout at the end of the year, and around the holidays can be prevalent. Here are some tips to avoid it.

Fed up of being burned out? Here are 9 ways to save your career—and your health Stage 1: Loss of purpose. ... Stage 4: Full burnout.

Holiday shopping could mean an increase in parking lot accidents. Check out these 5 common types of parking lot accidents to help you stay aware.

Parking Lot Accident Danger Zones Knowing these parking lot danger zones can help you avoid having a parking lot accident.

Decorating for the holiday season? Make sure you stay safe this year with our holiday lighting tips.

5 Signs You (Really) Need New Holiday Lights What are the telltale signs it's time to replace your holiday lights? Our infographic - 5 Signs You (Really) Need New Holiday Lights - shares the warning signs.

College students who find seasonal jobs during their winter breaks can benefit financially in the long run.

How will the online versus in-store retail environment evolve? Here’s what you should know:
https://www.ameripriseadvisors.com/carl.a.dehne/insights/online-vs-in-store-the-retail-evolution/

Retail industry trends Retail industry trends show that online purchases will likely set a record this holiday season. Learn about retail trends in 2017 & the impact on investors.