Virginia's Health Insurance Agent, LLC.

The Centers for Medicare and Medicaid Services, or CMS, released the 2024 premiums, deductibles and coinsurance amounts for the Medicare Part A and Part B programs, and the 2024 Medicare Part D income-related monthly adjustment amounts.

Each year, the Medicare Part B premium, deductible and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $174.70 for 2024, an increase of $9.80 from $164.90 in 2023. The annual deductible for all Medicare Part B beneficiaries will be $240 in 2024, an increase of $14 from the annual deductible of $226 in 2023.

We are hiring! We have an immediate position open for a customer service representative at our health insurance agency. Full time Monday - Friday 8:00 - 4:30. Benefits include 3 weeks PTO, and 401k with company match. If you know anyone looking for an opportunity with a fast growing company, please let us know! Send direct message or email at [email protected]

Today the Biden administration unveiled the first 10 prescription drugs that will be subject to price negotiations between manufacturers and Medicare that aims to make costly medications more affordable.

Here are the 10 drugs subject to the initial talks this year:

• Eliquis, made by Bristol-Myers Squibb, is used to prevent blood clotting, to reduce the risk of stroke.
• Jardiance, made by Boehringer Ingelheim, is used to lower blood sugar for people with Type 2 diabetes.
• Xarelto, made by Johnson & Johnson, is used to prevent blood clotting, to reduce the risk of stroke.
• Januvia, made by Merck, is used to lower blood sugar for people with Type 2 diabetes.
• Farxiga, made by AstraZeneca, is used to treat Type 2 diabetes.
• Entresto, made by Novartis, is used to treat certain types of heart failure.
• Enbrel, made by Amgen, is used to treat rheumatoid arthritis.
• Imbruvica, made by AbbVie, is used to treat different types of blood cancers.
• Stelara, made by Janssen, is used to treat Crohn’s disease.
• Fiasp and NovoLog, insulins made by Novo Nordisk

Biden administration unveils first 10 drugs subject to Medicare price negotiations The announcement of the 10 drugs kicks off a Medicare negotiation process that aims to make costly medications more affordable for older Americans.

Voting ends of July 30th, thank you all for your support! You can vote once per day. Just click the link below to vote, click "Services" and then scroll to "The Best Insurance Agent" - Chris Lynch, Virginia's Health Insurance Agent, LLC.
https://richmond.com/contests/the-best/?_gl=1*38yazk*_ga*ODc4NzU2OTk2LjE2ODkwODM4ODI.*_ga_W89BPGH91C*MTY4OTA4Mzg4NS4xLjEuMTY4OTA4Mzg4NS42MC4wLjA&fbclid=IwAR3vaw9gNhMdQi_9CW4Qm-hxmBk_9iLZNa_FP0b22MV2Q9lYMqaKLCs5v8s

The-best

We are hiring! I'm have an immediate position open for a customer service representative at my health insurance agency. Full time Monday - Friday 8:00 - 4:30. Benefits include 3 weeks PTO, and 401k with company match. If you know anyone looking for an opportunity with a fast growing company please let me know!
Thanks!
Chris

We made it as a top 5 finalist for "Best in Richmond"! Thank you all for the nomination and appreciate your vote of support in the final round! Just click the link below to vote, click "Services" and then scroll to "The Best Insurance Agent" - Chris Lynch, Virginia's Health Insurance Agent

The-best

We've been nominated for this year's "Best in Richmond" Thank you for the nomination and appreciate your vote of support to make it to the final round. Just click the link below to vote, click "Services" and then scroll to "The Best Insurance Agent"

The-best

Medicaid continuous health coverage ended on March 31, 2023, with disenrollment beginning April 30, 2023. Virginia will return to normal enrollment processes, including redeterminations and processing reductions/disenrollment of health coverage. We can help you find health insurance coverage if you lost coverage or are about to lose coverage. Contact us 804-500-9960.

Medicaid Redetermination starts April 1, 2023 in Virginia. Visit the link below to our website if you have questions about the process and what your options are if you will lose eligibility.

Medicaid | VA Health Agent Virginia's premier health insurance specialist providing consultation, enrollment assistance, and client services with Individual / Family Insurance

The end of continuous Medicaid coverage in Virginia is approaching. Check out our recent post to learn more:

The End of Continuous Medicaid Coverage During the COVID-19 Public Health Emergency (PHE), nearly all Medicaid members were able to stay enrolled in their current health coverage regardless of changes in eligibility or status. Legislation signed on December 29, 2022, allows states to begin removing ineligible members from their Medicaid p...

A lot of small businesses are coming up for health insurance renewal on January 1st. Here's a guide on what you need to know about if you have small group health insurance or are thinking about adding it.

What to Know About Small Group Insurance You’ve probably been thinking about how to offer small group health insurance that meets your employees’ needs without it costing a fortune. You may have many questions about how health insurance will affect your business, what kinds of group health plans are available, and how to apply for grou...

Uncertain how the latest Inflation Reduction Act bill impacts Medicare? Check out our latest post to help you understand what changes happen now and what changes come later:

How the Inflation Reduction Act Impacts Medicare The Inflation Reduction Act (IRA) has passed the Senate and House and was signed into law. Although the act addresses several areas regarding healthcare, the most impactful for Medicare beneficiaries is the prescription drug price reform. The IRA aims to make prescription drugs more affordable and w...

ACA Open Enrollment is approaching. We will be reaching out to our clients shortly to prepare. Here's some information if you have questions and some things you can do now to prepare.

2023 ACA Open Enrollment Make sure you are ready as the open enrollment window is quickly approaching. The Affordable Care Act open enrollment period for 2023 health plans starts November 1, 2022, and ends December 15, 2022, in most states. Plans sold during Open Enrollment start as early as January 1, 2023. The “Affordab...

Medicare Annual Election Period (AEP) is approaching, do you have questions about what you should be doing? Check out our answers to common client questions.

2023 Medicare Annual Election Period Yes... we are approaching that time of the year again. All the TV ads and mail can be very confusing and make you think that you need to be doing something. We are here to help simplify the process and explain the Annual Election Period. Below are the answers to some of the common questions we recei...

https://www.cnbc.com/2022/08/02/average-premiums-for-medicare-part-d-are-set-to-dip-next-year.html?utm_term=Autofeed&utm_medium=Social&utm_content=Main&utm_source=Twitter =1659459750

Average premiums for Medicare prescription drug coverage are set to dip to about $31.50 a month in 2023, deductibles to rise The monthly amount that Medicare beneficiaries will pay for drug coverage is projected to inch downward, on average, according to program officials.

Here's a good article that details how the Senate proposal will affect Medicare:

How Would the Prescription Drug Provisions in the Senate Reconciliation Proposal Affect Medicare Beneficiaries? The brief provides a quick explainer of the prescription drug provisions in legislative text released by the Senate Finance Committee to be included in a forthcoming reconciliation bill and present…

There are important updates impacting health insurance in the latest bill proposed by Congress.

Affordable Care Act Extension

An estimated $64 billion will be focused on the extension of the Affordable Care Act for an additional three years through 2025. This would extend the current subsidies in place for those that qualify based on their income. Americans purchasing insurance under the program would pay no more than 8.5% of their income for coverage.

Part D Prescription Drug Reform

The deal also allows Medicare to negotiate the price of 10 prescription drugs starting in 2026. That amount increases over the years.

It also caps out-of-pocket costs for seniors relying on Medicare Part D at $2,000 annually. The bill also penalizes drug makers if they increase prices faster than inflation rates. Then, Medicare beneficiaries would qualify for free vaccines.

If you’ve worked with Melissa before, you already know how excellent she is. I tried to give her today off as a thank you for handling everything while I was out last week on vacation, but she refused. She told me she had too much to do to prepare for Open Enrollment. Which starts in October! This agency wouldn’t be where it is today without her and my entire hard working staff. Thank you all from the bottom of my heart!

Our YouTube Channel is now live. We currently feature a series of videos from our monthly Medicare educational webinars. Please share with anyone you know that might be interested. https://www.youtube.com/channel/UCVN2S7mmRH-2y0J3L64FUew

VHIA Health Insurance - YouTube We provide consultation, enrollment assistance, and client services to those seeking assistance with Medicare, Individual, and Small Group health insurance.

Medicare Part B premiums could see a decrease in 2023. https://abcnews.go.com/amp/Health/wireStory/medicare-recipients-premium-cut-2023-85032114

Medicare recipients to see premium cut — but not until 2023 Medicare recipients will get a premium reduction — but not until next year

Had separate calls with a client and a friend yesterday. Both have relatives stuck in Ukraine and are terrified for their safety. I asked how I could help and was directed to the Global Empowerment Mission. If you are able and looking for a way to contribute, this appears legitimate: https://www.globalempowermentmission.org/mission/ukraine-crisis/

Ukraine Crisis - Global Empowerment Mission Global Empowerment Mission Bstrong has committed to sending 100,000 hygiene kits, blankets, generators, and sleeping bags to Ukraine’s NATO bordering countries. The initial commitment of supplies will exceed $10M.

If you are looking for another option for prescription medications, Mark Cuban recently launched his own company, Cost Plus Drugs, aimed to significantly reduce the cost of generics by only charging 15% over the manufacturing cost. Learn more at their website below.

https://costplusdrugs.com/

costplusdrugs.com Mark Cuban

Virginia’s Health Insurance Agent is Virginia's premier health insurance specialist. We provide consultation, enrollment assistance, and client services to those seeking assistance with Medicare, Individual, and Small Group health insurance.

We are looking for someone to join our team. The current work requirement is full time, 5 days a week (Monday to Friday) for 8 hours per day. This position requires strong customer service skills, excellent written and verbal communication skills, adherence to policies and procedures, and attention to detail. This position works collaboratively with others.

Compensation & Benefits:

* Starting pay is $15.00 per hour
Health Insurance
*Two weeks of Paid Time Off
*Holidays

Responsibilities:

To perform this job successfully, an individual must be able to perform each of the following essential duties satisfactorily.

*Answer the phone in a courteous, friendly and professional manner
*Concisely and accurately document call activity, outcomes and other notes in CRM system
*Gather and enter client demographic and insurance information to facilitate quote preparation, application and enrollment
*Provide client support for questions or issues related to insurance coverage or claims
*Work independently as well as collaboratively to meet the goals and objectives of the business
*Perform tasks efficiently and accurately in a fast-paced environment
*Meet attendance and performance standards

Requirements:

*Excellent customer service skills required
*Microsoft Office programs such as Word, Outlook, and Excel
*Must be proficient with a Windows computer, with the ability to intuitively use the internet
*Ability to multi-task in a fast-paced environment with a high degree of attention to detail
*Excellent oral and written communication skills
*Equipment Proficiency: Phone, Computer, Typing, Fax, and Copier
*High school diploma/ equivalent
*Prior experience as a health insurance (or insurance related) coordinator or admin is a plus

The following physical demands are representative of those that must be met by to successfully perform the essential functions of this job:

*Ability to sit, use hands and fingers, reach with hands and arms, and talk and hear
*Close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus
*Ability to stand, walk, climb or balance; and lift up to 10 pounds (occasionally)

Starting July 1, 2021, you may be eligible for more savings and lower costs on 2021 Marketplace coverage. If you or your spouse got unemployment income for at least one week in 2021, your whole household may be eligible for a tax credit that covers the entire monthly premium for the second lowest cost Silver plan (SLCSP) that’s available to you in your area, regardless of your household’s income.

And if anyone in your household (including a dependent) got unemployment compensation in 2021, you may qualify for new cost-sharing reductions to lower your household’s out-of-pocket costs if you enroll in a Marketplace plan in the silver category.

Contact us at [email protected] or 804-500-9960 to learn more!

We are hiring a full-time, insurance administrative assistant. Please refer to the links below if you or someone you know is interested in joining our growing team!

https://www.indeed.com/job/insurance-administrative-assistant-d5a0134463b35c1a

https://www.ziprecruiter.com/jobs/virginias-health-insurance-agent-39e7bbfd/insurance-administrative-assistant-0ff0f94e

Insurance Administrative Assistant Job in Midlothian, VA at Virginia's Health Insurance Agent Easy 1-Click Apply (VIRGINIA'S HEALTH INSURANCE AGENT) Insurance Administrative Assistant job in Midlothian, VA. View job description, responsibilities and qualifications. See if you qualify!

Check out this very informative webinar being hosted on June 10th about Best Practices for Retirement Plan Sponsors. Webinar details and how to register are provided below:

Date: Thursday, June 10th
Time: Noon - 1PM
Speaker: Fred Reish, ERISA attorney

Details/Description: Best Practices for 401(k) and 403(b) Plan
Sponsors; Outcomes from SECURE ACT 2.0; Current Litigation

Fred Reish is an ERISA attorney whose practice focuses on fiduciary responsibility, retirement income, and plan operational issues. He has been recognized as one of the “Legends” of the retirement industry by both PLANADVISER magazine and PLANSPONSOR magazine. Fred serves as a member of his firm’s Retirement Income Team and is a member of the Institutional Retirement Income Council (IRIC), which focuses on retirement income issues and products.

https://ashwoodfinancialpartners.com/events/plansponsors

Best Practices for Plan Sponsors — Ashwood Financial Partners Date: Thursday, June 10th Time: Noon - 1PM Speaker:   Fred Reish Details/Description: Best Practices for 401(k) and 403(b) Plan Sponsors; Outcomes from SECURE ACT 2.0; Current Litigation Fred Reish is an ERISA attorney whose practice focuses on fiduciary responsibility, retir

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