WL Benefits Group, LLC

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Data245

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The Top 6 Health Conditions that Undermine Workplace Productivity
(a study by the Global Corporate Challenge)

Going to work despite having an illness (a practice known as presenteeism) can have many consequences. Working through these 6 conditions cost businesses the equivalent of three months per year in lost productivity.

1. Depression
2. Migraines
3. Cancer
4. Obesity
5. Diabetes
6. Arthritis

Both employees and employers benefit from appropriate educational and preventative measures, as well as receiving the necessary care.

With the 2020 contribution limit increase, now is the time to take advantage of HSAs.

HSA assets continue to boom (and are expected to continue). The graph below shows HSA growing. Here's why:

-HSA dollars can be invested like a 401(K). The use it or lose it rule does not apply.

-HSAs offer triple the tax benefits. (With three separate tax advantages, HSAs offer the greatest potential for tax savings.

-Employees will be better prepared for healthcare costs in retirement (able to pay for longterm care with a tax-free pool of money).

-Advantages go beyond tax savings flexibility with account. Individuals are able to be reimbursed now or later, giving more time for tax-free investment to grow. HSAs are also portable; they follow employees wherever they work.

-It's a tool for early retirement. Often times there is an awkward gap year before Medicare. An HSA can be used for unpredictable expenses without draining one's 401(K).

To learn more about your HSA options, call WL Benefits Group at 847-353-6150.

Invite your connections to like/follow WL Benefits Group. We can help them with their HR/ employee benefits needs. Our services include:
Dependent Eligibility Verification Services
Primary broker services
Voluntary benefits
Ancillary benefits
HSA administration
HRA administration
To***co disincentive
Spousal disincentive
COBRA/HIPPA administration
FSA/DCA administration

WL is also leading the industry with machine learning, which uses data to reduce employee benefits costs. Our algorithms predict future spend and can save companies between 5%-20% of overall healthcare budgets over 3 years. Inquire today.

http://ow.ly/Tn2P50x1Caz

Competitive employers are no longer offering typical core benefits packages. By using data and machine learning to predict the future, companies are able to provide personalized benefits that create the most impactful offer to their employees. Ellucian, a higher education software company, found that diabetes and musculoskeletal pain are common ailments in their workforce. Knowing this information, they were able to offer respective benefits to further aid their employees. The graph below shows that providing the best wellness engagement attracts and retains the best talent.

The average annual premium for employer-sponsored family coverage rose 5% to $19,616 in 2018. The HCSC acknowledged that premiums in general have increased. It's very likely this will result in questions about high pay for insurance company honchos.

http://ow.ly/Aleq50wWnLD

www.ncsl.org

Listen to Paul Burt's interview with Jay Tramonte from Venture With Virtue. This interview highlights how Paul started online enrollment in the 90s and continues to make strides in the benefits industry- all while taking health adversities head-on by channeling his faith.

http://ow.ly/KGnU50wUddF

Paul Burt Interview with Jay Tramonte on Venture With Virtue Paul Burt Interview with Jay Tramonte. Catholic CEO President of WL Benefits Group. Investor. Member of Lumen Institute. Overcoming Fear of Death.

Machine learning in health care "develops new medical treatments, improves clinical outcomes, and saves lives." But machine learning depends on data! So, how can an everyday person like you and me contribute to aggregated health care data? Well, the article below suggests that the right thing to do is share your medical data, rather than guard it. By sharing it, it becomes a donation. The article shares a very interesting insight that it's not the existence of our data that is dangerous, but the intentions of the agents that obtain it. Read the article below to learn how donating our data with the right institution can save lives.

http://ow.ly/inrL50wTjjA

Opinion | Donate Your Health Care Data Today The future of medical research depends on all of our information — mine and yours.

As data245 is currently employing machine learning in the benefits industry, it's important to know how AI and machine learning are constantly evolving. Forbes did a great job highlighting the most significant advances of 2018. This includes progress in AI/machine learning itself, as well as public perception. Forbes then published the current state of AI in September of 2019. The comparison between the two articles is very telling in terms of public opinion advancement, technology development, and business/industry integration. One of the more interesting changes is how public perception started with defending the regulation of AI, rather than the regulation of its outcomes. Now, there has been a large decline in fear mongering and regulation at large. Below are the two articles that are worth a read.

Forbes Machine Learning in 2018:

http://ow.ly/Vglp50wSk06

Forbes Machine Learning in 2019:

http://ow.ly/dYm050wSk01

CEO/CFO Magazine recently interviewed Paul J. Burt about data245. We are so enthused to be featured in this publication that brings business information and news to leading professionals from Fortune 1000 companies all over the world. As a machine learning company, we know that AI can revolutionize the future of any industry, but data245 is currently employing the technology and methods that will see to unlimited advantages in the benefits market. To learn how data245 will further advance your company, read Paul's illuminating interview by clicking the link below.

http://ow.ly/6o9Y50wReBe

data245 -Another report from Kevin about the key to our body function, mental health : "We analyzed the mental health within a client member group. We found an increasing cost with mental health conditions from our forecasts" for more info : https://www.data245.com/contactform

For better decisions, better plans and more savings on your employees insurance plans contact WL Benefits Group !!
See below an informative article about "Executive Order on Health Costs to Affect Employer Health Plans"
The executive order is intended to enhance the ability of patients to choose the health care that is best for them by increasing access to information regarding price and quality of health care goods and services.

HIV, one of the biggest enemies of a healthy life, can now be predicted ! See below a great article from Fierce health care !
https://www.fiercehealthcare.com/tech/kaiser-permanente-develops-machine-learning-tool-to-predict-hiv-risk

Kaiser Permanente develops machine learning tool to predict HIV risk Researchers at Kaiser Permanente developed a machine learning algorithm that more effectively identifies people at risk of contracting HIV compared to other HIV risk prediction tools. The analytical tool enables more at-risk patients to be referred for preventive medication.

Benefit-U, WL Benefits Group new podcast - https://mailchi.mp/235f879407f5/benefit-u-wl-benefits-group-new-podcast-212679

Benefit-U, WL Benefits Group new podcast - https://mailchi.mp/56259c18a8e1/benefit-u-wl-benefits-group-new-podcast-212691

Benefit-U, WL Benefits Group new podcast - https://mailchi.mp/c2d75eafc7ab/benefit-u-wl-benefits-group-new-podcast-212687

Benefit-U, WL Benefits Group new podcast - https://mailchi.mp/7d1eb2441d5d/benefit-u-wl-benefits-group-new-podcast-212675

Benefit-U, WL Benefits Group new podcast - https://mailchi.mp/1ffd5cfe81cf/benefit-u-wl-benefits-group-new-podcast-212683

Benefit-U, WL Benefits Group new podcast - https://mailchi.mp/5b9ad29cdbf9/benefit-u-wl-benefits-group-new-podcast-212671

Show your family you love them by protecting their future! 👨‍👩‍👧‍👦☂️

WL Benefits Group has life insurance rates others can't beat. Contact us today if you're interested in offering your employees a life insurance policy their families will thank them for!

In honor of Mental Health Awareness Month, we're promoting our Telepsychiatry program, whereby employees have 24/7 access to a licensed mental health professional through telephone call or live video chat.

Message us or email Emily ([email protected]) if you're interested in adding Telepsychiatry to your benefits portfolio and providing your employees immediate mental health care with a $0 copay! 🧠🎗️

Interested in offering pet insurance to your employees as a voluntary, self-pay benefit at a discounted group rate? 🐶🐱🐾 Message us or schedule a quick, 15-minute call with our President/CEO, Paul J. Burt, to learn more: https://wl-benefits-group.appointlet.com/s/15-minute-intro/emily!

We're hiring! Apply now.

We're excited to announce that we were recently featured in an article by CBS News! Click the link below to read the full story.

We're now offering an interactive Active Assailant Training application to employer groups of all sizes! Training your employees in knowing what to do when crossing paths with an active assailant will save lives in your organization. Contact us if you're interested in adding this application to your benefits package or new hire training protocol.

Can companies train workers to survive shooters? As outrage over gun violence grows, one benefits firm is selling a training product to help employees stay alive