Maria C Plazas, Realtor

Thinking about buying a home? It’s important to know how mortgage rates can affect your monthly payment. Because even a slight change in rates can have a big impact.

Overall, rates have been trending down lately. So, this could be your chance to make your move a reality. Send me a message today if you want to talk about starting your search.

Cómo los cambios en las tasas hipotecarias afectan su poder adquisitivo al comprar una casa Si usted está pensando en comprar o vender una casa, probablemente tenga en mente las tasas hipotecarias.

Have you heard of the Great Wealth Transfer?

Over the next 20 years, roughly $84 trillion is expected to change hands from Baby Boomers to Gen X and Millennials.

And as it’s passed down, it’ll impact the housing market because it should help younger generations be in a better position to afford homes.

3 razones para mudarse en el mercado cambiante de hoy El mercado de la vivienda se encuentra en una transición. Y eso le da 3 oportunidades claves al entrar al otoño.

¿Qué puntaje de crédito usted necesita para comprar una casa? Cuando está pensando en comprar una casa, su puntaje de crédito es una de las piezas más grandes del rompecabezas.

When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says:

"Good credit scores communicate to lenders that you have a track record for properly managing your debts. For this reason, the higher your score, the better your chances of qualifying for a mortgage."

The trouble is most buyers overestimate the minimum credit score they need to buy a home. According to a report from Fannie Mae, only 32% of consumers have a good idea of what lenders require. That means nearly 2 out of every 3 people don’t.

So, here’s a general ballpark to give you a rough idea. Experian says:

“The minimum credit score needed to buy a house can range from 500 to 700, but will ultimately depend on the type of mortgage loan you're...

What Credit Score Do You Really Need To Buy a House? When you're thinking about buying a home, your credit score is one of the biggest pieces of the puzzle.

La Gran Transferencia de Riqueza: Una nueva era de oportunidades En los últimos años, ha habido un cambio significativo en la forma en que se distribuye la riqueza entre las generaciones.

Affordability has been a challenge for a while now.
There are three main factors that impact it: mortgage rates, home prices, and wages.
Here’s the good news. There are early signs that all three are starting to improve. Mortgage rates are coming down, home price growth is moderating, and wages are going up.
If you’re thinking about kicking off your search, DM me.

These are great news!

¿Está empezando a mejorar la asequibilidad? En los últimos años, muchas personas han tenido dificultades para comprar una casa.

Good news for all the buyers out there.

The supply of homes for sale has grown significantly this year. There are 36.6% more homes actively for sale compared to 2023. This means more options for you.

But this doesn’t mean we have an oversupply. Inventory is still almost 29% lower compared to more normal years like 2017-2019.

¿Hay más casas en venta donde usted vive? Uno de los hechos positivos en el mercado actual de la vivienda es cuánto ha aumentado la oferta de casas para la venta desde principios de este año.

If you’re thinking about selling your house, it’s important to know what the home inspection is and what inspectors look for. As supply grows and buyers regain negotiation power, you may find you want to do some select repairs with a good return on investment before listing to get ahead of things a buyer may ask you to fix. To decide what's worth tackling, you need expert advice. Let's chat so you know what to prioritize.

Home Inspections For Sellers: How To Prepare If you’re thinking about selling your house, it’s important to know what the home inspection is and what inspectors look for.

Getting ready to sell your house? Here’s the scoop on home inspections and how to prep for them.

As more homes hit the market, buyers are regaining some negotiating power. That means it might be a good idea to tackle some key repairs before listing.

But how do you know which ones are worth it?

Expert advice is key. Let's chat so you know what to prioritize.

Inspecciones de la casa para los vendedores: cómo prepararse Si está pensando en vender su casa, es importante saber qué es la inspección de la casa y qué buscan los inspectores.

¿A dónde irá después de vender? Si está planeando vender su casa y mudarse, probablemente sepa que ha habido una escasez de opciones disponibles.

Thinking about selling, but not sure where you’ll go?

The good news is the supply of newly built and existing homes for sale has grown this year. That gives you more options – each with their own perks.

So, which will you choose? A charming existing home or a shiny new build?

Let me know which features you’re looking for in your next home. Drop your answer below.

I need information about a BNB in Fuquay-Varina, or close to FV please
Thank you

Las tasas hipotecarias bajaron un punto porcentual desde su máximo reciente Las tasas hipotecarias han sido uno de los temas más candentes en el mercado de la vivienda últimamente debido a su impacto en la asequibilidad.

Figuring out what to do with your house when you're ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term wealth?

Is Your House a Good Fit for Renting?

Even if you're interested in becoming a landlord, your current house might not be ideal for renting. Maybe you're moving far away, so keeping up with the ongoing maintenance would be a hassle, the neighborhood isn't great for rentals, or the house needs significant repairs before you could rent it out.

If any of this sounds like it might apply, selling might be your best option.

Are You Ready for the Realities of Being a Landlord?

Managing a rental property isn't just about collecting rent checks. It's a time-consuming and sometimes challenging job.

For example, you may get calls from tenants at all hours of the day with maintenance requests. Or you may find a tenant causes...

Should You Rent Out or Sell Your House? Figuring out what to do with your house when you're ready to move can be a big decision.

Tácticas de negociación útiles para el mercado actual de la vivienda Si usted aún no lo ha escuchado, los compradores de casas están recuperando algo de poder de negociación en el mercado actual.

Curious about selling your home? Understanding how much equity you have is the first step to unlocking what you can afford when you move. And since home prices rose so much over the past few years, most people have much more equity than they may realize.

Here’s a deeper look at what you need to know if you’re ready to cash in on your investment and put your equity toward your next home.

Home Equity: What Is It and How Much Do You Have?

Home equity is the difference between how much your house is worth and how much you still owe on your mortgage. For example, if your house is worth $400,000 and you only owe $200,000 on your mortgage, your equity would be $200,000.

Recent data from the Census and ATTOM shows Americans have significant equity right now. In fact, more than two out of three homeowners have either completely paid off their mortgages.

Today, more homeowners are getting a larger return on their...

What Every Homeowner Should Know About Their Equity Curious about selling your home?

Right now, over 2/3 of homeowners have at least 50% equity in their homes.

And that much equity can go a long way toward buying a new place.

Curious about how much equity you have? I can walk you through a Professional Equity Assessment Report on your house. Drop a comment below if you’re interested.

Lo que todo propietario debe saber sobre su plusvalía ¿Tiene curiosidad por vender su casa?

Wondering if a housing market crash is on the horizon? Think again.

Unlike 2008's oversupply issue, today we're facing an undersupply of homes.

From existing homes to new builds and even foreclosures, all inventory levels are significantly lower than during the last housing crisis.

The numbers are clear—today's inventory conditions are simply not the same.

3 razones por las que no nos dirigimos a un colapso de la vivienda En 2008, hubo un exceso de oferta de casas para la venta. 

¿Por qué la Generación Sándwich está comprando casas multigeneracionales? ¿Es usted parte de la Generación Sándwich?