VS Insurance - Veronica Sandoval

Your wife or spouse cannot be on the same Medicare plan as their married partner. Medicare is individually based, and everyone must have a separate plan. If you are of age to receive Medicare, generally 65, and your spouse is younger than 65, they would need to investigate other options for health coverage. Need your questions answered? Give us a call today at 844-704-4400.

Your Medicare insurance plan will determine the delivery of medication with Medicare. Medicare Part D provides insurance coverage for prescription drugs, and many Medicare Part D insurance plans offer home delivery of medications through mail-order pharmacies. Call us at 844-704-4400 and we can review the details of your plan to learn if a pharmacy home delivery service is available.

Tai chi is sometimes referred to as "meditation in motion". Like meditation, it's focused motions might help you decompress. This kind of exercise can provide healthy aging, such as heightened immunity, greater mobility, flexibility, and strength. Get your tai chi on!

Prolonged exposure to candle emissions indoors can pose various health risks, including respiratory issues and potential carcinogenic effects. It's crucial to ensure proper ventilation, opt for lower emission fragrances, and practice safe usage, especially around children and pets.

Are Candles Toxic: Health Risks and Alternatives | Healthnews Scented candles emit pollutants which increase the risk of respiratory illnesses in children.

Eaten in their complete form, almonds are categorized as proteins along with meats and eggs. They are a good source of calcium and magnesium. Get your daily dose of vitamin E by eating just 1 ounce of almonds today!

Seniors of all fitness and ability levels can safely practice yoga. As a matter of fact, it can be a great way to maintain your body's strength and health without putting as much strain on your joints as other exercises like weightlifting or running. It's also never too late to start. Just make sure you have your doctor's approval before starting yoga.

Medicare-covered telehealth services are accessible through December 31, 2024. However, following that date, most telehealth appointments will only be accepted if you're in a rural area or medical center. There will be some exceptions that apply. Give us a call at 844-704-4400 to discuss your options!

The majority of Medicare Advantage plans provide benefits that go beyond those mandated by law. These often cover some dental, vision, and hearing care; occasionally, they also cover things like gym memberships, home accessibility upgrades, and even home delivery of meals. Medicare participants typically fail to use all these additional benefits and might not even be aware that they exist. Need your questions answered? Give us a call today at 844-704-4400.

While kidney stones are a common and painful condition, adjusting your diet and fluid intake can lower the risk of developing them. Here's a helpful article detailing what you can do in your everyday life to help manage kidney stones.

Diet Tips for Managing Kidney Stones | Healthnews Discover how a tailored diet for kidney stones can significantly reduce your risk of stone formation. Learn the essential dietary tips and foods to include or avoid for healthy kidneys.

Have you heard of Glutathione? Glutathione is often referred to as a ‘master antioxidant.’ Consuming foods rich in glutathione and its precursors may protect against environmental stressors, enhancing antioxidant defense and detoxification.

Glutathione Foods: An Ultimate Guide | Healthnews Explore the benefits of glutathione foods for your body: boost antioxidants, detoxify, and improve wellness. What are the top options for your health?

Enrolling in Original Medicare at 65 gives you a six-month Medigap open enrollment period. During this time, insurers cannot deny you any Medicare Supplement (Medigap) coverage or charge you more based on your health conditions. You also get the most plan choices. However, outside this protected period, you can be denied a Medicare Supplement plan. Questions? Call us at 844-704-4400 to discuss.

Do you incorporate purple vegetables into your diet? Share with us your favorite ways to indulge in these nutrient-packed veggies in the comments below!

Try These Purple Vegetables: Benefits Explored | Healthnews Discover the health benefits of adding purple vegetables to your diet. Learn about the nutritional perks of the vibrant veggies and delicious ways to use them.

Part A: This insurance covers inpatient hospital stays, skilled nursing facilities, hospice care, and certain home health care services; the majority of Medicare subscribers do not pay a monthly payment. However, in 2024, the Part A deductible will rise by $32 this year. Have questions? We got answers. Give us a call today at 844-704-4400.

Not only is it difficult to avoid disreputable agents and navigate the overwhelming amount of information out there, but there is also a significant risk of Medicare fraud. Older folks are targeted daily for a variety of reasons, including social security identity theft, aggressive phone calls, and deceptive direct mailers. Be sure to work with someone you can trust that will take the time to answer any questions you may have. We'd love to assist you. Contact us at 844-704-4400.

Do you own a pulse oximeter? A pulse oximeter is a handy, noninvasive device that can give a quick snapshot of an individual's pulse and oxygen saturation. Sometimes, an at-home pulse oximeter might give you some issues. Read this article for some tips and tricks on how to get your oximeter working correctly.

Pulse Oximeters: Are They Accurate for Seniors? | Healthnews Learn how aging and other factors can affect pulse oximeter accuracy in seniors. Examine ways to ensure safety and correct device use, results, and interpretation.

Will Medicare cover a biopsy? Medicare will cover the costs through Medicare Part B, which means it will pay 80% of the allowed fee, with the member paying 20% after satisfaction of the annual deductible. Medicare Supplements may pay for the member's 20% responsibility, while a Medicare Advantage Plan may provide benefits per the plan.

Chinese superfoods and herbs, such as ginseng, astragalus, goji berry, fo-ti, reishi, and cordyceps, promote holistic healthy aging, supporting well-being and combating age-related conditions naturally. Do you incorporate any of these into your daily routine?

6 Chinese Herbs and Superfoods for Healthy Aging | Healthnews Learn about superfoods and herbs for healthy aging. Discover science-backed benefits for holistic well-being and healthy aging.

Most people sign up for both Part A (Hospital Insurance) and Part B (Medical Insurance) when they’re first eligible (usually when they turn 65). Generally, there are risks to signing up later, like a gap in your coverage or having to pay a penalty. However, in some cases, it might make sense to sign up later. If you miss an enrollment period, you might qualify for a Special Enrollment Period.

As you or someone you care about gets older, it's essential to think about how easy it is to take a bath. You may even want to incorporate a walk-in tub to your routine. Before buying a walk-in tub, it's important to review several factors, including the material, step height, safety features, available add-ons, and pricing.

How Important are Walk in Tubs for Seniors? | Healthnews Gain an understanding of the importance of walk-in bathtubs for the elderly, review some popular models and features, and learn how to prevent falls.

Our dietary intake and nutrition decisions have the power to either improve or worsen our physical and emotional well-being. Some individuals opt to adhere to the Mediterranean Diet, as research indicates that it can effectively avoid heart disease. The diet consists of fresh produce, healthy fats, whole grains, lean proteins, fermented foods, and herbs and spices. Have questions? Give us a call today at 844-704-4400.

Trying to decide which Medicare plan is best for you can be tough. Reach out to us at 844-704-4400 and we'll work together to find the best fit for your healthcare needs.

Due to its inflammatory qualities, reduce your intake of red meat and increase your intake of fish and poultry. Boost your brain function by eating foods high in essential fatty acids, such as avocados, almonds, and seeds. Give us a call today at 844-704-4400.

Did you know there is a Medicare Part D Extra Help program? The Extra Help program helps people with limited income and resources lower or cut Part D costs. The Extra Help program helps with the cost of your prescription drugs, like deductibles and copays. You can apply for Extra Help any time before or after you enroll in Part D.

Boost your intake of veggies, particularly beans and leafy greens. Quercetin, a potent antioxidant found in raw broccoli, lowers inflammation and shields cells from harm. Give us a call today at 844-704-4400.

Looking for a relaxing activity? Try massage therapy! Research has shown massage therapy is an effective supplemental treatment that improves older adults' general well-being. The benefits to mental and physical well-being, as well as possible gains in life quality, are consistent with the theory that longer life spans are associated with better health outcomes.

Can Massage Boost Longevity? The Science Behind | Healthnews Discover the potential of massage therapy to improve your general well-being and potentially contribute to a longer, healthier life.

Eat as natural as possible. Increase the quantity and diversity of fruits, particularly the antioxidant-rich varieties like avocados, strawberries, and blueberries. Have questions? Give us a call today at 844-704-4400.

Medicare can be confusing, but it doesn't have to! Let us simplify the process for you. ☎️: 844-704-4400

Eat fewer processed meals because the flavoring and preservation agents employed in them can be dangerous. For instance, a lot of processed foods have high sodium content, which can cause hypertension, diabetes, heart disease, and problems with kidney and heart function. Give us a call today at 844-704-4400.

Each insurance company decides how it will set the price, per premium, for its Medigap policies. The way they set the price affects how much you pay now and in the future. Medigap policies can be priced or “rated” in 3 ways: Community-rates (not age rated), Issue-age-rated (entry age rated), Attained age rated. Other factors like where you live, medical underwriting, and discounts can also affect the amount of your premium. We're here to help you! Call us at 844-704-4400 to discuss pricing today.