Matthew Herz, Agent with New York Life Insurance Company

Whether you’re working towards retirement or you’re already there, Social Security is key to your plan. Your benefit depends on earnings, years worked, and retirement age. The average check is $1,920.48.* This interesting article breaks down benefits by age and more:
Feel free to reach out for help with your own retirement strategy.
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October is Financial Planning Month! As the year ends, it's a great time to review your finances. Check out these lesser-known tips to help secure your future:
If you’d like to discuss a personalized financial strategy, feel free to reach out.

3 lesser-known tips for financial success. The power of financial planning can be unlocked for everyone, regardless of income, net worth, age, or goals.

How rising taxes affect your finances.
Taxes are crucial to personal finances, and staying informed is key. This article discusses individual tax rates, the national debt, and projected tax increases over the next decade. The analysis is data-driven and provides a comprehensive look at what we might expect in the coming years. Article is for information purposes only. Consult your own tax advisor to tax advice.
Let's discuss how this might impact your financial situation.
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Student loans are among the biggest debts for Americans. Lowering these debts can provide significant financial relief. This article discusses ways to reduce your monthly payments amidst recent changes in student loan relief.
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If you have questions about how student debt affects your finances, please contact me.

Top Olympic athletes' rigorous training, dedication, focus, and adaptability are key elements of financial success. Understanding their approach to finances offers valuable insights. Read more about how top-tier athletes' handle their strategies here:
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If you have any questions about reaching your personal financial goals and would like to discuss your strategies, please feel free to contact me.

Mortgage rates have risen, making home affordability more challenging, but many continue to buy. If you’re looking for a new house, it's crucial to maximize your finances. Here are some tips to reduce the impact of high interest rates on your wallet and monthly payment.
If you have questions about personal finances and buying a home, please feel free to contact me.
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You may not think you need life insurance when you're young and healthy, but that's actually the best time to get it. The right policy can help you pay for expenses, grow wealth over time, and save money by locking in your rates early. Reach out and do more for your financial health.

Raising a child in the U.S. has become far more expensive than it was just a few years ago, but the problem is exponentially worse in these five states.

Raising a child is getting more expensive - but the problem is worse in these 5 states

What’s the true cost of pet ownership? Here’s how much you should expect to pay when adopting a new furry friend.

Pet Ownership: What It Really Costs to Own a Dog or Cat What's the true cost of pet ownership? Here's how much you should expect to pay when adopting a new furry friend.

For LGBTQ+ business owners, success means so much more—for your community, for your employees, and for your own heart and soul. As a New York Life financial professional, I can provide customized solutions to help protect and grow your business. Reach out today and learn more about how I can help.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

Applying these simple brain hacks to your daily work and career strategy can help you stand out, make your mark, and expand your personal brand. Cognitive biases underscore the importance of first impressions in getting noticed.

7 Simple Brain Hacks To Expand Your Career Success Put your brain to work so you can easily increase your career success and grow your personal brand.

As a parent, one of the greatest gifts you can give yourself—and your family—is the assurance of a secure retirement. That's why it's important to plan ahead to ensure financial stability during your non-working years. This Parents' Day, give your future self a pat on the back by reaching out and letting me help you build the retirement you deserve.

If you’re planning to retire in the next few years, it’s important to be prepared. Taking steps now to manage your finances can help you enjoy your golden years with fewer concerns. Here’s a great article with five tips to make your retirement a little sweeter.
If you have questions about reaching your retirement goals, please feel free to contact me.
https://bit.ly/3S6mXm2

The reality is, it's never too late to work on your retirement dreams. Read this interesting article to find out more. Read about 3 general reasons you can still successfully plan for retirement, no matter when you start.
For more about information on the topics mentioned in the article and your personal retirement strategy, please feel free to contact me.
https://bit.ly/3XyyhLl

For many new families, the idea of buying a home can feel like a dream—particularly once you calculate the mortgage. While high interest rates continue to make home ownership difficult, there are steps you can take to make your dream more within reach. Read these tips and let's talk.

Buying a home amid higher mortgage rates? Follow these tips. Learn about 10 tips for overcoming higher mortgage rates.

Concerns about the future of Social Security have long been a major political issue in the United States, but a generational divide is now emerging that could impact the future of one of the country's most popular government programs.

Will the money run out? Young Americans and boomers butt heads over future reforms to Social Security Experts worry millions could “plunge into poverty.”

A debilitating sickness or injury can come in many different forms. Having protection that does too can make all the difference. Whether you work for yourself or an employer, learn how New York Life's MyIncome Protector can give you more options for protecting your financial future.

Individual Disability Insurance | New York Life Read how an individual disability insurance policy from New York Life can offer personal income protection in the event of a disability.

We’ve got some answers to questions like what is inflation, really? What causes it? And how will it affect your personal finances? Read this insightful article to find the answers to some of the most frequently asked inflation-related questions.
If you like to talk about how today’s inflation may be affecting your own personal finances and what you can do about it, please reach out.

Inflation explained: Everything to know in 3 minutes or less. What does inflation actually mean? And how can it impact your financial situation?

Believing this myth about credit cards could actually harm your credit score in the long run. Here's why people tend to fall for it anyway.

The No. 1 credit card myth that 'just will not seem to die'—why you shouldn’t fall for it

Employee life insurance can be a desirable benefit, but it also has its limits. For one, you can't take it with you when you leave your job. Learn how individually-owned life insurance from New York Life can give you more options—and more coverage—and reach out if you want to talk.

Is employee life insurance enough for you? | New York Life Employer provided life insurance is a valuable benefit, but it's not always enough. Learn how to supplement your policy's coverage from a New York Life agent.

The sticker price of college tuition only continues to increase.

Soaring Costs: Here’s How Much College Tuition Has Increased in 8 Notable States The sticker price of college tuition only continues to increase. In March 2024, NBC 10 Boston reported that two Massachusetts colleges, Wellesley and Boston University, now have annual student costs...

In the midst of the ongoing financial crisis, women are rethinking how they do everything from celebrating friends’ milestones to planning families. Surveys dig into key changes women are making to adjust for the rise in cost of living and the nuanced shifts in behavior.

Gen Z and Millennial Women Are Checking the Price Tag on Major Milestones Credit Karma’s latest consumer surveys reveal the added cost of being single and plans to delay family planning given the current cost of living.

As more than 1,000 providers shut their doors for a Day Without Child Care, we examine a few numbers that reveal why the landscape is in crisis.

The child care system is broken. Here are 5 striking statistics that show why.

By incorporating life insurance into your strategy, you can protect your loved ones while still being able to plan for the future.

Playing Offense with Life Insurance | New York Life When dealing with your own financial future, risk has real-world consequences. Learn how life insurance can help defend against financial risks.

Do student loans have you singing the blues? I'm here to help with that. Reach out when you have a minute and let's talk. In the meantime, check out these 7 tips to help you pay off debt and save at the same time.

Tips on how to pay off debt and save at the same time It can be challenging to pay off debt and save at the same time, but it is possible using these tips.