Georgetown Lawley

Help us in congratulating Melissa McIsaac for receiving the Chartered Financial Consultant® (ChFC®) designation!

The ChFC® designation, conferred by The American College of Financial Services, is an industry-recognized mark of excellence that demonstrates a financial advisor’s breadth and depth of knowledge in the most important areas of financial planning. This includes an education in a number of areas such as insurance, taxation, retirement, estate planning, behavioral finance, non-traditional family structures, small business planning, and more.

In observance of the holiday, the stock markets and our office will be closed on Monday, February 19th.

Wishing you relaxation and enjoyment on this Labor Day weekend.

Stock Markets and Georgetown Lawley will be closed on Monday, September 4th

Best wishes for a sparkling 4th of July and a wonderful year ahead!

In observance of the holiday, the stock markets and Georgetown Lawley will close at 1:00pm on Monday, July 3rd and resume normal business hours on Wednesday, July 5th .

On this day, we honor the past to create a better future.

In observance of the holiday, our office and the stock markets will be closed on Monday, June 19th.

Stock Markets and Georgetown Lawley will be closed on Friday, April 7th in observance of the holiday.

Wishing you an Easter bright with joy and a warm and happy springtime.

Happy Birthday Ron Migliore. Enjoy your day!

Please join us in wishing Joe Curatolo a very Happy Birthday! We hope you have a great day!

Happy Saint Patrick's Day!

Stock Markets and Georgetown Lawley will be closed on Monday, December 26th in observance of the holiday.

The office will also be closed on Monday, January 2nd in observance of the New Year.

Our 2nd Gingerbread house contest is on display and the creativity is amazing! Like your favorite(s) and enjoy our creations!

Happy Thanksgiving

Wishing you and your loved ones a warm and bountiful Thanksgiving.

Our office will be closed on Thursday, November 24th so we can celebrate the holiday with our families. The office will reopen Friday, November 25th from 8:30am to 1:00pm. We will resume normal business hours on Monday, November 28th.

We are open!! Stay safe and warm in this Buffalo weather, but if you need us we are here for you!

What exactly is the “sequence of returns”? The phrase describes the yearly variation in an investment portfolio’s rate of return. But what kind of impact do these deviations from the average return have on a portfolio’s final value? Click to take a closer look at a few different investment scenarios.

The Sequence of Returns A look at how variable rates of return impact investors over time.

When it comes to investing, tax deferral can be a powerful tool. Georgetown Lawley has the perfect calculator to help you compare the potential future value of an investment being subject to income tax each year with deferring the tax until funds are withdrawn.

Taxable vs. Tax-Deferred Savings Use this calculator to compare the future value of investments with different tax consequences.

New to investing? You've probably heard the advice to buy low and sell high, but what does that entail? The Georgetown Lawley team wants to help you get started and come out on top! Contact us today.

The Cycle of Investing Understanding the cycle of investing may help you avoid easy pitfalls.

Part of estate management includes managing the amount of estate taxes that may be due after your death. There are some fundamental estate management principles that can enable you to manage your financial and personal affairs during your lifetime and distribute your wealth after death. Click for a brief slideshow about estate planning and how to preserve your wealth for the benefit of your loved ones.

Principles of Preserving Wealth How federal estate taxes work, plus estate management documents and tactics.

Many factors can affect your eligibility and annual contribution amounts to an Individual Retirement Account (IRA), including your marital status, your current earned income level, and whether you participate in a retirement plan at work. Use this calculator to help determine whether you are eligible to contribute to a Traditional or a Roth IRA and at what maximum contribution amounts.

Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA.

September is Life Insurance Awareness Month and Georgetown Lawley wants you to know the impact that it can have on the ones you love most. The payout can help your family with funeral expenses, outstanding debt, and even basic living expenses. Check out this short but informative slideshow that demonstrates the affordability and benefits of purchasing a life insurance policy.

Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.

There’s no such thing as an impregnable password, however, you can make it more difficult for attackers by choosing passwords that are hard for both humans and computers to guess. Click for password creation best practices.

Password Protection Strategies Simple steps may help you foil hackers and protect your privacy.

When you filed your federal income tax return, you made decisions about deductions and credits whether you realized it or not. Understanding credits and deductions is a critical building block to making the tax code work for you. Read on to learn more.

How to Make the Tax Code Work for You When you take the time to learn more about how it works, you may be able to put the tax code to work for you.

It's game day! Go Bills!!

In 2020, the U.S. had a record 22 million millionaires, up from 20.2 million in the previous year. Individuals with high net worth, or those who are perceived to have high net worth, may be more likely to be sued. This means, you should consider an umbrella policy. To learn more about umbrella insurance, read this 4 min read time article from Georgetown Lawley on umbrella insurance and if it makes sense for you.

Keep Your Umbrella Handy Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.

You may have heard of a Roth 401(k) but you may not know what it is. The Georgetown Lawley team has prepared an article for you to become more acquainted with this type of plan that combines features of 401(k) plans with those of a Roth IRA.2,3. Read on to see if this investment and savings strategy is right for you and your family.

What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA.

When you read about money matters, you may see the phrase, “getting your financial house in order.” What exactly does that mean? Learn more in this 4 minute read article to see how you can build a solid financial foundation:

Building a Solid Financial Foundation Sustain financial well-being or create wealth through these actions.

You have heard of capital gains tax. But do you know what your net capital gains tax will be in the upcoming year? Georgetown Lawley has developed a capital gains tax calculator to help you anticipate your capital gains tax. Try it out here:

Capital Gains Tax Estimator Use this calculator to estimate your capital gains tax.

Wishing you a rejuvenating Labor Day weekend.

Stock Markets and Georgetown Lawley will be closed on Monday, September 5th in observance of the holiday.

Maslow's hierarchy of needs is a helpful way to approach lifestyle choices. Learn more in this slideshow presentation on how to manage your lifestyle:

https://www.georgetownlawley.com/resource-center/lifestyle/managing-your-lifestyle

Managing Your Lifestyle Using smart management to get more of what you want and free up assets to invest.

Is life insurance necessary in the retirement stage of life? There are a few schools of thought about whether or not to keep a life insurance policy after you're retired. Read this article to see what you need to consider when weighing the options:

https://www.georgetownlawley.com/resource-center/insurance/consider-keeping-your-life-insurance-when-you-retire