John Baringer CFP

Life is full of surprises. Are you protected from chance?

Wondering what to do with a 401(k) from a former employer? Together, we can assess your options and determine the best plan of action for you and your goals.

If you left or lost your job, here is what you can do with your 401(k) There are a number of things to take into account when deciding if you should roll over your 401(k) from a former employer.

"Are we truly obeying the command to love our neighbor as ourselves if we're storing up money for potential future needs when our neighbor is laboring today under actual present needs?" – Randy Alcorn, New York Times best-selling author. What needs can you help meet?

Ampf Research: Q3 sector performance was more balanced vs. YTD. In our view, this reflects a modest strengthening of the overall domestic economy.

Understanding risk tolerance can help you adjust your portfolio to fit your long-term strategy. I am more than happy to meet with my clients and their families to help assess their risk profile.

Guide to risk tolerance, asset allocation & maintaining a diversified portfolio Most investors fall into one of five different risk categories. Learn your risk tolerance category here.

Have you thought of how you’ll balance work and life as retirement approaches? Here are some tips.

Near retirement age, work and life is a balancing act As workers reach their 50s and 60s, they often grapple with two big issues: work/life balance and job satisfaction.

Medicare open enrollment begins soon. Here’s what you should consider for yourself or your loved one(s).

Guide to understanding Medicare open enrollment Medicare has a few different parts. Learn about what each part is, and how you might make adjustments based on changes in your health.

Ameriprise Research: Q3 earnings estimates lowered modestly due to recent hurricanes, particularly in insurance, chemicals and airline sectors.

Retirement can look different for everyone. Some may want to travel, while others may wish to relax at home and be with family. As an advisor, I enjoy helping my clients pursue their passions and get the most out of their retirement.

Half of successful retirees have discussed timing of withdrawals from incomes sources, according to a recent Ameriprise study. I can help make sure you get the timing right as we work together on all the aspects of your retirement plan.

Back to school for wealth — or health? A tax-advantaged way to pay for lifelong learning.

Most people have some idea as to when they will retire. Contact me if you would like some help planning for this next chapter of life.

Ameriprise Research: In our opinion, a major market pullback is not imminent. But several scenarios could hinder market enthusiasm.

Life insurance can help give you peace of mind while you make plans for yourself, your family, and your finances. Let’s make sure you have the right coverage for your goals.

Organizing your financial documents can help make managing your finances easier. Try these tips, and call me with any questions. I am more than happy to help.

Retirement checklist: Tips to help you organize and manage your finances Learn how to organize your financial accounts for your peace of mind or for your beneficiaries.

If you're thinking of donating to those affected by Hurricane Harvey, be careful of scammers looking to prey upon your good intentions.

Scammers Are Exploiting Hurricane Harvey to Dupe Well-Intentioned Folks. Don't Fall for It. Be wary of lures—and if you plan to donate to a charity, make sure it's legitimate.

Deciding when to retire isn’t always an easy decision. I can help you assess your goals and financial situation to make the decision easier.

How to determine your retirement age Retirement is different for everyone. Here are three factors that might influence the age you retire.

Pensions aren’t very popular today, but if your past employer offered one here’s something to consider.

Are you entitled to a pension you've left behind? Hundreds of millions of dollars in benefits are floating in limbo -- here's how to find out if any of it is yours

At my practice, I help clients plan for many different life milestones. Whatever those milestones may be, I enjoy helping my clients reach them.

With another record week for the market, many investors are watching Q2 reporting and employment numbers. Here’s what you should know.

Dow closes above 22,000 for the first time after Apple jumps on earnings The Dow Jones industrial average notched another milestone on Wednesday, breaking above 22,000 for the first time.

Potential tax reforms may affect your 401(k) options and when you'll pay taxes on retirement savings.

How tax reform could affect your 401(k) tax break Among the options under consideration to pay for tax reform, according to several people in the retirement savings industry, is the "Rothification" of employees' 401(k) contributions.

Working from home may present many benefits. However. there a few things you should know before you set up an office in your house.

7 Things To Know If You Want To Work From Home If you will work from home for the first time, here's some guidance about insurance, taxes, technology, work/life balance and more.

Ameriprise Research indicates that. over the long-term, health care spending likely to have the single largest influence on U.S. government debt/deficits

Student loans are having a big impact on home ownership. Here’s what your college-aged kids should know.

Yes, student debt is delaying homeownership We now know that student debt can explain up to 35% of the decline in home ownership for those under 30 years old.

It can be difficult to predict when the market will experience volatility. However, it is always best to stay focused on long-term, rather than short-term, financial goals

It really is different this time for high-flying stock market The phrase “it’s different this time” has a bad reputation in financial circles. But it is different this time because financial markets evolved to the point...

Credit score averages have gone up. Here’s what you should know.

Americans: Your credit score is going up The average FICO score has reached...

According to Ameriprise Research, US economic growth year over year is remarkably steady at just over 2%

Your 401(k) can be an important part of your long-term investment strategy. Let’s discuss ways you can optimize your 401(k).

Rethinking Your 401(k) Investment Strategy Don’t miss out on these potential retirement income-building opportunities.

Wishing all of my clients a Happy Fourth of July!

The proposed health care bill is top of mind for many Americans as it has an impact on the national economy and more.

Beyond Healthcare…Tax Reform is Top of Mind for Investors Ameriprise Chief Market Strategist David Joy shares how the health care overhaul might delay tax reform.

Siblings don’t often argue about money, but when they do, it’s usually over their parent’s finances. I can help start a conversation between you and your kids before any conflict arises.

Siblings and money: Beyond rivalry A recent Ameriprise study found that 65% of U.S. siblings discuss finances with each other. Gain insight into these money conversations and find out about sibling rivalry.