Scott Braddock Financial, LLC

Did you know that there are 500 ways for you and your spouse to file for Social Security? Learn what you should know and attend our Road Map to Social Security workshop.

Contact us for the upcoming summer schedule!

If you love what you do then is it really considered work? Well, there’s certainly physical and mental work involved in helping retirees worry less about their money, however having a passion for what I do makes it enjoyable at the same time.

Helping prepare people for retirement isn't about scaring them with ideas such as one day they’ll run out of money. Most people won't actually fail like this. They'll just experience different lifestyles due to forced spending changes if they don't have a proper income pathway.

Contact me to learn more about your options and the benefits of having a written GamePlan.

Are you reading the small print in you students college loan??

I spoke with WFMY News 2 to help create understanding and share tips on funding college tuition.

Preparing financially to send your children to college Triad financial planner answers your questions when it comes to preparing for the future.

One of the reasons savers are investing in Roth’s today is due to the SECURE Act law which requires retirement accounts to be withdrawn in 10 years for non-spouse beneficiaries.

I spoke with WFMY News 2 about the importance of diversifying your retirement savings accounts, and more. 

Why you shouldn't put all your retirement money in one basket (or egg, in this case!) Experts say, you need a scramble, a Roth IRA along with either an IRA or a 401K.

I have devoted myself and my firm to helping people plan for retirement by taking an education first approach. Being known for this, I often teach at local colleges and share financial tips on local news stations to help them educate savers on important matters such as social security, retirement preparation, and the benefits of using a decision-making process such as the Retirement Compass®

Did you know that the IRS tax refund is one of the biggest sources of identity theft?

I discuss why this is and more with WFMY News 2

www.wfmynews2.com

Do you agree that there's no such thing as a terrible investment or a perfect investment? I discuss this and more with WFMY News 2

Local finance professional explains how to handle your money | Part 2 Scott Braddock shared tips about how to improve your financial situation.SUBSCRIBE | https://bit.ly/2vsX74I Follow us:Facebook | https://bit.ly/3326pAYTwitte...

I enjoy helping people better understand their options so that they can make sound decisions regarding their retirement.

What is Frugal February and what can we take from this concept into the rest of 2024? WFMY News 2

Local finance professional explains how to handle your money | Part 1 Scott Braddock shared tips about how to improve your financial situation.SUBSCRIBE | https://bit.ly/2vsX74I Follow us:Facebook | https://bit.ly/3326pAYTwitte...

This is a picture of my dad holding my oldest daughter Ava, capturing one of my favorite life moments.

Looking at it today reminded me of just how fast time goes by, take a picture and the world around you changes and just that fast. My oldest daughter is now 15 armed with a drivers permit. My dad passed away June 2023.

It also reminds me of the poem, The Last Time. I don't remember the last diaper I changed, the last midnight bottle I made or the last night I rocked my child to sleep. But I did those things and I have those and many more memories to last my lifetime.

I don't recall the details of the last conversation I had with my dad, the last thing he did or said that made me laugh, or the last piece of wisdom he shared with me. But I'm thankful that he did and that we made the time to create those memories.

Today is a reminder to me of how fast life goes by. To me the most important part of this life is to make time to create memories for ourselves, those we serve and with those we care about.

Make it a great week!

What should you consider before starting social security and the difference between saving in a 401k vs an IRA. WFMY News 2

https://youtu.be/W0TFHvAhl7s?si=bJCS8y6oMsYgh173g

Local finance professional explains how to handle your money | Part 3 Scott Braddock shared tips about how to improve your financial situation.SUBSCRIBE | https://bit.ly/2vsX74I Follow us:Facebook | https://bit.ly/3326pAYTwitte...

Current and historically low income tax laws are set to expire in 2025. As a result, these taxes will very likely increase.

Do you have a plan for how to mitigate your tax liability on retirement accounts?

I’ve developed a written GamePlan to help address costs such as taxes, fees, insurance premiums and unearned interest. Contact me today to learn more.

Gavin and I are flying back from Orlando after a weekend of soccer fun.

It was wet and rainy in “sunny” Florida but great memories were still created.

30k foot thoughts 💭

If we look, we can learn and be impressed by anyone at any age. This weekend I saw commitment to a common goal with zero regard to weather and other less than desirable elements.

They’re just kids now but these boys have everything it takes to be leaders in a world that will always offer them obstacles before winning in life.

I was reminded to celebrate goals reached and to support those around you when things go sideways.

And most importantly, to keep the passion, keep pressing forward and keep looking for new opportunities to score.

In my 20 plus years of helping retirees worry less about their money, I’ve learned that most people want to keep things simple, safe and secure. The Retirement Compass® Process attacks cost such as taxes, fees, insurance premiums and lost interest first, versus taking on uncomfortable amounts of risk.

I developed a written game plan called the Retirement Compass® that will not only help you clarify your vision of retirement but also help you use and enjoy your money while still sleeping soundly at night.

What will you retire to after you retire from your career?

Do you really have a retirement plan?

Scott Braddock sits down with Asset Mentors, Alex Wellings Do you really have a retirement plan?

Weekends are for family, enjoy yours!!

Should I rollover my 401k?

Should I rollover my 401k? This is "Should I rollover my 401k?" by Scott Braddock on Vimeo, the home for high quality videos and the people who love them.

How much money do I need to retire?

How much money do I need to retire? This is "How much money do I need to retire?" by Scott Braddock on Vimeo, the home for high quality videos and the people who love them.

As we start the new year, many of you might have the resolution to get your finances under control. In this three-part live Q&A, I took viewer questions and spoke with Hunter Funk at WFMY News 2 to help educate and give simple ways to save more of your hard-earned money.

How to boost your savings in 2024 Simple ways to save more of you hard earned money in 2024

Part 2

Financial expert gives simple ways to save money in 2024 | Part 2 As we start the new year, many of you might have the resolution to get your finances under control. Financial professional Scott Braddock with Scott Braddock...

Part 3

Financial expert gives simple ways to save money in 2024 | Part 3 As we start the new year, many of you might have the resolution to get your finances under control. Financial professional Scott Braddock with Scott Braddock...

I'm proud to announce our partnership with NAFTA and excited for the opportunities this collaboration will bring to our current and future family of clientele.

Whether someone needs income today or in the future, fixed annuities are the only product that guarantees consumers will not outlive their savings. NAFA is dedicated to the unique values of fixed annuities and their role in insuring American retirement savings and income.

The National Association for Fixed Annuities, or NAFA, is a national trade association exclusively dedicated to promoting the awareness and understanding of fixed annuities. NAFA is the only association whose sole purpose is to advocate for fixed annuities and educate the public, as well as regulators and legislators, about the benefits fixed annuities have for those in or planning for retirement.

From all of us at Scott Braddock Financial, we wish you and your family a very Happy Thanksgiving.

Inflation is effecting everyone as we enter into the 2023 Holiday season. I joined WFMY News 2 to answer your questions during this two part live Q&A session with Tanya Rivera.

https://www.youtube.com/watch?v=uP2k3pSwuoI

https://www.youtube.com/watch?v=7rc62rZMOp4

Scott Braddock Financial, LLC Helping retirees worry less about their money with the Retirement Compass® Process.

An article published today on Medium referenced my backdoor Roth IRA strategy I utilize to avoid the IRS' pro-rata rule for successful families with a non-working spouse.

https://lnkd.in/gu8AeMvr

LinkedIn This link will take you to a page that’s not on LinkedIn

In this three-part segment with WFMY News 2 I talk about financial stability and prosperity beginning with smart money management. Whether you're just starting on your financial journey or looking to optimize your existing strategies, understanding the basics of saving, spending, and retirement accounts like Roth IRA and 401(k) is crucial.

Financial planning isn't fun, but you can do it Scott Braddock with Scott Braddock Financial recommends saving any amount that you can, no matter how small it may be.