Young & Associates

Here’s an interesting analysis from Franklin Templeton on the upcoming U.S. elections. If you have any concerns about the potential market impact, let’s connect.

Do elections matter for markets? Understand the potential market implications of competing policy outcomes.

Here’s what to consider when looking at interest rates and their influence on stock prices.

Will persistently high interest rates dampen stock momentum? Investors seeking clarity on the future direction of stocks may want to consider these clues.

Have you checked your 401(k) so far this year? It may be time for a review. can help you rebalance as needed.

Baby boomers are poised to pass on $84.4 trillion in wealth over the next two decades. Whether your inheritance is big or small, you don’t have to navigate the complexities alone. I will guide you through the process and help you determine how your inheritance may impact your financial goals.

Preparing for — and managing — an inheritance Effectively navigate the process of receiving and managing inherited wealth with this guide.

Organizing your financial records can give you clarity about your current financial situation. Let’s connect if you’d like to discuss the tools that Ameriprise offers clients to keep important documents accessible and secure.

Organizing your financial records: 6 steps Explore strategies to efficiently organize, retain and dispose of important financial documents.

Are you prepared for retirement challenges like how to grow your money, have income in retirement and pass on your wealth? We can help you implement solutions to help you feel more in control of your retirement planning.

While grieving the loss of a loved one, it can be difficult juggle funeral planning and financial matters – on top of the emotional strain. This guide can help reduce stress during this difficult time.

Financial steps to take when you lose a loved one A checklist to navigate the financial decisions after the death of a close family member or friend.

“In our view, investors should lean toward the glass-half-full view but recognize macroeconomic conditions, as well as the nuances across corporate profits, consumers, and incoming economic data, may evolve in ways not fully discounted in asset prices at the moment.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

Two competing macroeconomic narratives: Is the glass half-full or half-empty? Get more expert insights by reading the latest Weekly Market Perspectives.

Will or trust: Which one is right for you? Learn the basics of both and how they may fit into your broader estate planning needs.

The basics of wills and trusts Get answers to frequently asked questions about the basics of wills and trusts.

There have been some reported glitches with the rollout of the new 2024-25 FAFSA form. If you’ve had issues filling out the application, know that you still have time before the June 30 deadline.

New FAFSA rules: How changes may affect your student’s financial aid eligibility Plan for college expenses with more confidence.

You deserve to relax on vacation. Here’s how you can plan for your travel expenses, so that you can focus on experiencing new cultures and making memories.

How to plan for the costs of a big trip Make your travel dreams a financial reality.

Retirement planning isn’t only for those close to or in retirement. No matter your age or stage, we can provide advice to help you do more of what you love in retirement.

7 retirement tips for every age Feel more confident about living the retirement you want, no matter what age or life stage you're in.

Wishing all the dads a Happy Father’s Day!

If the political noise surrounding the upcoming election is making you feel anxious about your investment strategy, let’s connect. Your investment portfolio should be built to weather different economic — and political — cycles.

2024 U.S. elections: What investors need to know Don’t let the political noise distract you from your investment strategy.

Without action from Congress, Social Security will be unable to fully pay benefits starting in 2035, according to 2024 OASDI Trustees Report. If you are concerned about the uncertainty of these funds, we can work to add more flexibility into your personalized retirement income plan.

Social Security Trustees Project Fund Shortfall in 2035 Benefits would be cut by 17% without action by Congress

“Stocks rallied higher on the final day of the month following data showing personal income remaining largely static versus month-ago levels, the Fed’s preferred inflation gauge coming in line with expectations, and spending trends cooling.”- Anthony Saglimbene, Ameriprise Chief Market Strategist

Several economic reports this week could help shape stock direction Get more expert insights by reading the latest Weekly Market Perspectives.

Financial fraud is becoming more sophisticated and harder to detect. Be on the alert for these emerging scams and trends.

5 cybersecurity scams to watch for in 2024 Find out how you can detect and protect yourself from the latest fraudulent trends.

There can be a lot of misleading noise out there about the state of the U.S. economy. Don’t let it lead you astray when it comes to your investing decisions.

Common economic myths — debunked Separate fact from fiction.

With the projected shortfall of Social Security in the news, you may be worried. We can help you plan for a great retirement — regardless of what happens with Social Security.

Debunking 6 Social Security myths Get the facts on how the Social Security program works for retirees.

Baby boomers are poised to pass on $84.4 trillion in wealth over the next two decades. Whether your inheritance is big or small, you don’t have to navigate the complexities alone. We will guide you through the process and help you determine how your inheritance may impact your financial goals.

Preparing for — and managing — an inheritance Effectively navigate the process of receiving and managing inherited wealth with this guide.

It's easy to delay answering uncomfortable questions like "What happens to my assets when I die?" Regardless of your age, I recommend working with your attorney to start or update your estate plan as soon as possible.

Checklist: Getting started on estate planning Use this checklist to create an estate plan that reflects your goals and values.

“Under the surface, several stocks and sectors are still attractively priced based on their forward earnings expectations over the next twelve months.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

Several economic reports this week could help shape stock direction Get more expert insights by reading the latest Weekly Market Perspectives.

From expense management to insurance underwriting, generative AI could automate many aspects of your financial life. But is this technology safe? Get tips on how to take advantage of AI’s benefits and protect yourself from the risks.

Artificial intelligence and your financial life Safely take advantage of AI’s benefits and mitigate the potential risks.

How does life get better as you age?

Think it’s too soon to think about your legacy? Even little steps now can mean big changes in the future for your family and your community. Let’s talk about solutions to help grow and protect your legacy at the same time.

Starting this year, excess 529 plan funds can be moved to a Roth IRA, if you meet certain conditions. We can help determine how your family can take advantage of this new opportunity.

How new 529 rules can help with retirement planning How SECURE Act 2.0 has impacted 529 plans.