MonerePay

Is surcharging being abused by merchants or ISOs? Visa could lower the surcharge cap from 4% to 3%. What are your thoughts on this move?

Will Visa Follow Through on Lowering Its Credit Card Surcharge Cap in April? - Digital Transactions Visa Inc. may be readying a lower cap on credit card surcharges—moving from 4% to 3%—in April, but t

Enjoy your day and take some time to celebrate our Founding Fathers.
In honor of this holiday, our offices will be closed today.

Understanding the Benefits of Embedded Payments - Embedded payments are a convenient, seamless, and user-friendly option for customers. Here's how to incorporate them into your business model.

Understanding the Benefits of Embedded Payments Embedded payments are a convenient, seamless, and user-friendly option for customers. Here's how to incorporate them into your business model.

Considering the consolidation of payment providers and platforms, Interchange rate increases, more software solutions acting as "payfacs", and additional bank fees combined with lower levels of service - who could've predicted this as an outcome...

Merchants frustrated with fees, tech issues Inflation-weary business owners are less satisfied with their merchant service providers this year, a J.D. Power survey showed.

New SEC climate rules, along with continued supply chain problems, infrastructure issues, and labor shortages, continue to plague retailers in 2023. We'd like to remind our retail merchant partners this is a great time to be proactive, review your processes, and consider implementing new technology to help react quickly when problems arise. https://hubs.li/Q01z6JGD0

Remembering a great man with a dream who turned that dream into a movement. While there is still a long road to completing his dream, the MonerePay family celebrates the power of dreams and equity today.

Our entire team at MonerePay wishes you and yours a joyful, fulfilling, and prosperous New Year! We look forward to supporting you in your greatest endeavors!

Ecommerce Trends To Be Ready For In 2023 - Whether you're a seasoned business owner or just getting started, you need to prepare for eCommerce trends in shopping and payment processing for 2023.
https://hubs.li/Q01wsKSD0

7 Ways To Reduce Chargebacks In 2023 - Friendly fraud can account for up to 75% of a business's chargebacks, and it costs merchants a fortune. Here are 7 simple ways to reduce chargebacks.

7 Ways To Reduce Chargebacks In 2023 Friendly fraud can account for up to 75% of a business's chargebacks, and it costs merchants a fortune. Here are 7 simple ways to reduce chargebacks.

Understanding How Chargebacks Affect Your Merchant Account - While credit card processing is crucial for ecommerce, the chargebacks that come with these cards can be frustrating and even damaging to businesses.

Understanding How Chargebacks Affect Your Merchant Account While credit card processing is crucial for ecommerce, the chargebacks that come with these cards can be frustrating and even damaging to businesses.

As Mobile Wallets Gain Popularity, Is Your Merchant Account Prepared? - In a post-pandemic world, mobile wallet use continues to gain consumer adoption at a rapid pace. Is your merchant account prepared to accept all forms of payment? If not, you could be missing out.
https://hubs.li/Q01rj2g90

"FedNow" to provide access to banks but not FinTechs, for now. What do you think, should FinTech's have access to the Fed's real time payment rails?

FedNow will be a ‘public utility model,’ Waller says The central bank governor equated the nascent system with an interstate highway on which private companies will provide "on-ramps" and "off-ramps."

Prepare for Gen Alpha Marketing: The Youngest and Savviest Consumers - Gen Alpha marketing will focus heavily on digital experiences. Are you prepared to reach the next generation of youngest and savviest consumers?
https://hubs.li/Q01qFgdF0

We're not totally convinced that increased competition will be an effective means to reduce interchange costs. What do you think?

Durbin maps path for card bill Sen. Dick Durbin and his Republican ally, Sen. Roger Marshall, seek to attach their credit card competition legislation to a defense spending bill.

Targeted Marketing Without Cookies?
As tech giants like Apple and Google begin to kill tracking cookies, Business Intelligence Reporting steps in to provide valuable data merchnats need for targeted marketing.

Targeted Marketing Without Cookies? As tech giants like Google begin to kill tracking cookies, Business Intelligence Reporting steps in to provide valuable data needed for targeted marketing.

Happy Labor Day from the MonerePay family! Our offices will be closed today, but as always, our team is available for your service needs.

The challenges BNPL Buy Now, Pay Later as it sees explosive growth. Do you offer BNPL?

Buy Now, Pay Later: rapid growth but challenges on the horizon Buy Now, Pay Later (BNPL) has continued its rapid growth including brisk M&As, investments, and partnership activities, but with some challenges on the horizon.

Enterprise Merchant Services - Wholly optimized and efficient Payment Processing at the core of your business's profitability. That's what Enterprise Merchant Services are about.
https://hubs.li/Q01lqsfw0

How quickly, how efficiently, and how well does your payment processor adapt to your businesses needs? https://hubs.li/Q01ldxK20

How digital banking is facing rapid changes in the ‘instant’ world The rise of payment mediums across Asia continues to pull greater demand on ‘instant’ services. In Asia, payment platforms such as AliPay and WeChat are gaining more users than ever. As the region embraces technology faster than its counterparts, so does the demand for mobile payment solutions i...

As FinTech evolves and consumers change businesses and merchant service providers need to stay ahead of the curve. https://hubs.li/Q01ldtBM0

On the money The CFPB says Block is slowing down its Cash App investigation. The Consumer Financial Protection Bureau asked a federal judge to force Block to hand over documents it requested last year about Cash App’s handling of complaints and disputes. Block said it was “disappointed” by the agency’s m...

Big Data and Big Tech are under the spotlight. Is the cost worth the convenience to your business? https://hubs.ly/Q01kDsMm0

CFPB spotlights payments risks The Consumer Financial Protection Bureau is “carefully monitoring” payments innovations and the risks they pose to consumers, the agency said in a recent report.

Visa Stepping up Merchant Fines for Cash Discounting - If you're engaging in cash discounting or adding a credit card surcharge without following the rules, you could be risking encurring fines from Visa.
https://hubs.li/Q01kqT6b0

Let the credit card battle begin... Will expanding the availability of smaller networks increase competition and benefit small and medium sized businesses? Lets hear your thoughts. https://hubs.li/Q01jvQ470

Let the credit card battle begin Banks that issue credit cards and the retailers who hate their fees are lining up allies on Capitol Hill to fight over a new bill that calls for more competition in the industry. Visa and Mastercard are at the center of the conflict.

Unified Commerce - The Future of Retail Beyond Omni Commerce
Merchants work hard to create a seamless and satisfying Omni Channel experience for customers. But these systems and platforms haven't always communicated with each other for the merchant's benefit. Unified Commerce aims to remedy that.
https://hubs.li/Q01gVm8J0

Unified Commerce - The Future of Retail Beyond Omni Commerce Unified Commerce integrates all omni commerce channels into one centralized platform, allowing businesses to create a personalized CX that's next level.

On behalf of the MonerePay family we wish you and your loved ones a wonderful 4th of July. In celebration our offices will be closed on Monday so that we can celebrate the rights we have and those that we will gain.

FedNow Will Propel Real-Time Payments Into the Banking Mainstream - Would your business benefit from real time payments? https://hubs.li/Q01fGNYk0

FedNow Will Propel Real-Time Payments Into the Banking Mainstream Launching in 2023, FedNow real-time payments have grabbed the attention of smaller banks, credit unions, fintechs ... and The Clearing House.

New Card Brand Updates And How They Affect Your Business - The newest card brand updates from major card brands, Visa/MasterCard etc, could affect the way merchants process payments and the fees they pay to do so.
https://hubs.li/Q01fqtvz0

New Card Brand Updates And How They Affect Your Business The newest card brand updates from major card brands, Visa/MasterCard etc, could affect the way merchants process payments and the fees they pay to do so.

If dogfooding is "standard practice at Google, Microsoft, and Oracle", maybe it should be for your company too. Do you employ the practice of "dogfooding" at your corporation? https://hubs.li/Q01fpK650

Companies Need to Start Dogfooding Their Work Practices. Here's Why. When it comes to your work practices, don't let sleeping dogs lie.

60% of Enterprise Have Little Confidence in Managing Attack Surface Risk Due to Hybrid Workplace, Multi-cloud, and Digital Business Growth https://hubs.li/Q01fjCmy0