Belay Mortgage Group NMLS 1737549

There are some programs where the “own funds” requirement is only 3%; the balance can come from a gift or a secured loan. Keep in mind a secured loan must be reported as existing debt. The truth is, there is a lot to know on this subject; lucky for you, I know it all! Leave me a comment or send me a message, and we can go over all of your questions.

Belay Mortgage Group - Loan Officer Ashley Barnts Jodi White - Belay Mortgage Group, NMLS 89759

Don't let summer slip away without giving your home some seasonal TLC! 🛠️🌻 From refreshing your outdoor spaces to prepping for the upcoming seasons, now's the time to check off that summer maintenance checklist. Use this list to make sure your home is in tip-top shape before the sun sets on this season.

Don't let summer slip away without giving your home some seasonal TLC! 🛠️🌻 From refreshing your outdoor spaces to prepping for the upcoming seasons, now's the time to check off that summer maintenance checklist. Use this list to make sure your home is in tip-top shape before the sun sets on this season.

Thinking about renovating or remodeling your home? 🛠️🏡 Let’s unlock the potential of your space and increase its value! Contact me today to explore the best financing options for your project. 💰✨

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🏡 As we approach Memorial Day, we pause to honor the brave men and women who've made the ultimate sacrifice to protect the freedoms we hold dear. At Belay Mortgage Group, we recognize that 'home' is more than just a property - it's a sanctuary of dreams, freedom, and security.

In the heart of our work, we're not just facilitating financial transactions, but helping to nurture the American dream. And for our heroes who've served and continue to serve, we understand the unique challenges you face in homeownership.

That's why we're committed to helping military families navigate the world of VA loans, easing the path to your dream home. These loans offer significant benefits, like zero down payment and competitive interest rates, to make homeownership a reality for our servicemen and women.

This Memorial Day, as we remember the fallen, we also pledge our unwavering commitment to serve our community and our military families, striving to uphold the same spirit of selflessness and dedication that our heroes exemplify.

Our offices will be closed in observance of Memorial Day, but our dedication to you remains steadfast. Here's to our heroes, to the dreams they've protected, and to the homes we're honored to help you build.

🍔🤔 Did You Know? Hamburger Edition! 🍔🤔

1️⃣ Origins: Although the name "hamburger" comes from Hamburg, Germany, it was actually the Mongols who first minced meat to create a similar dish back in the 13th century! 🇩🇪🇲🇳

2️⃣ American Debut: The first recorded hamburger in the United States was served at Delmonico's Restaurant in New York City in 1826. 🇺🇸🗽

3️⃣ World's Largest Hamburger: The world record for the largest hamburger ever made was set in 2012 in Minnesota, weighing in at a whopping 2,014 pounds! 🍔🌎

4️⃣ Top Toppings: The most popular hamburger toppings in the United States are cheese, lettuce, tomato, onion, and pickles. What's your favorite combo? 🧀🥬🍅

5️⃣ Hamburger Sales: It's estimated that 50 billion hamburgers are consumed in the United States every year. That's a lot of beef! 🐄🇺🇸

6️⃣ World Hamburger Day: Don't forget to celebrate World Hamburger Day on May 28th, the perfect excuse to indulge in your favorite burger! 🍔🎉

Share your favorite hamburger-related memories or facts in the comments below! Happy munching! 🍔❤️

🏠🔙 to when the American Dream of homeownership took a turn for the modern. In 1934, the creation of the Federal Housing Administration (FHA) revolutionized home buying. Before this, most home loans required 50% down and had to be repaid within 5-7 years. 😲 The FHA made homeownership accessible to more Americans by introducing longer-term loans with lower down payments. 🙌 Today, we celebrate how far we've come and the opportunities that these changes have created for homeowners across the country! 🎉

Did you know that more than 65% of Americans own their homes? 🇺🇸 The path to homeownership is a milestone that symbolizes stability and investment in the future.🚀 And remember, it's not just a house, it's a home — a place to create memories, share love, and build dreams. Whether you're a homeowner or aspiring to be one, celebrate the journey! 🎉🏡

Happy National Pack Rat Day! 📦🐀 Here at Belay Mortgage Group, we're not just about finding you the perfect home loan, but also helping you love the space you're in.

In the spirit of the day, it's time to tackle those overflowing closets and cluttered garages. A decluttered home can feel like a brand new abode - and you don't even need a mortgage for that!

So, go on, be a Pack Rat for the day, rediscover what you have, and make room for new memories! Happy organizing! 🏠✨🧹

🏠✨Did you know that the median age of a first-time homebuyer in the U.S. is 32? 🤔 This trend is influenced by a variety of factors, including career growth, student loan debt, and the increasing cost of living.💼🎓💰The dream of homeownership may take time, but it's never too early or late to start planning for it! Whether you're just starting out or thinking about your next move, remember, every step brings you closer to making that dream a reality.🏡🌟

🚴‍♀️🌟 May is Bicycle Safety Month, and even Darth Vader knows the importance of wearing a helmet! Protect yourself and follow these cycling safety tips:

1️⃣ Wear a helmet, just like the Dark Lord of the Sith! 👷‍♂️🌑
2️⃣ Maintain your bike for optimal performance 🛠️
3️⃣ Be visible with bright clothing, lights, and reflectors 🔦🚨
4️⃣ Obey traffic laws and respect other road users 🚦🚲
5️⃣ Ride defensively and stay alert 🚴‍♂️👀
6️⃣ Use hand signals to communicate your intentions 🤚🔄

Together, let's make our roads safer for cyclists! Share these tips and encourage everyone to channel their inner Darth Vader when it comes to bike safety. May the Force be with you on your rides! 🚴‍♀️💫

🏠🎉 "Happy Cinco de Mayo! 🇲🇽🌮 Let's taco 'bout your mortgage and real estate needs! 🌯 Our dedicated team of real estate professionals is here to spice up your home-buying journey with expert advice and unbeatable offers. Don't let your dream home fiesta away, contact us today! 🎊🌵🌶️ "

🚀🌌 "May the Fourth be with you, future homeowners! 💫 Today, our team of interstellar real estate experts is ready to help you navigate the galaxy of mortgages and home buying. Together, we'll find your dream home on this side of the universe! 🏠🌠

Leave your questions in the comments below or send us a message, and one of our real estate Jedi will be happy to assist you. May the home-buying force be with you! ✨🪐

Hey friends! Today is the last day for the Give Big 2023 fundraiser. We will be matching up to $600! Below is a picture from last years grants ceremony! This is one of the Clark County Realtor Foundation's many nonprofits we support! https://www.wagives.org/story/Belay-Berkshire-Hathaway

Hi everyone! Its that time again! Please nominate Belay Mortgage Group NMLS 1737549 for the Best of Clark County!
Check out Jodi White: Belay Mortgage Group. Nominate your favorites for the 2023 Best of Clark County. The nomination round is open April 3-23, 2023.

Check out Jodi White: Belay Mortgage Group. Nominate your favorites until April 23 at BestofClarkCounty.com.

📚🌏Happy International Children's Book Day!🌏📚 Today, we celebrate the magic of stories that take us on grand adventures and inspire our imaginations. 🌟📖

On this special day, let's remember the importance of nurturing young minds and fostering a love for reading in the next generation. 🧠💕

What's your favorite children's book? 📚 Share it in the comments below, and let's spread the joy of reading far and wide! 🌈📖

🌼🏠 Spring is blossoming, and it's the perfect time to give your home some TLC! Here's a handy checklist to help you prepare for the season and keep your home in tip-top shape:

1️⃣ Roof & Gutters: Inspect for damaged or missing shingles, sweep the roof, and clear out leaves and debris from gutters.
2️⃣ Chimney: Schedule a professional chimney sweep and inspect the exterior for damage.
3️⃣ HVAC System: Service your system with a professional contractor or DIY methods, and change interior air filters every three months.
4️⃣ Attic: Check for proper ventilation, wet spots, and unwanted guests (like bird nests). Wear protective clothing while doing so.
5️⃣ Home Exterior: Inspect for damaged siding, trim, brick, or stucco, and take appropriate action to protect against moisture.

💡Pro Tip: Set aside 1-2% of your home's value yearly for routine maintenance. Seasonal checkups help you plan and budget accordingly.

We hope you find these tips helpful! If you need assistance with mortgage planning or have any questions, don't hesitate to reach out. We're here to help! 📞🌟

✨Dream Home Alert✨ Have you always imagined living in your dream home but thought it was out of reach? Good news! With just 3% down, you could unlock the door to your perfect sanctuary 🏠, while keeping your mortgage payments comfortably low. 📉

Ready to discover how? 🤔 Don't miss this opportunity! Give us a call today 📞 and let us guide you every step of the way towards making your dream home a reality. 💫

Don't forget to set your clocks forward one hour this weekend! Daylight Saving Time begins on Sunday, March 13th at 2:00 AM, which means we lose an hour of sleep but gain an extra hour of daylight.

Make sure to adjust all your clocks, including those on your phone, computer, and car, so you're not running late on Monday morning. And while you're at it, take a moment to check the batteries in your smoke detectors too.

Let's welcome the longer days and warmer weather that spring brings. Happy Spring Forward! 🌷🌞🕰️

Happy International Women's Day everyone!

We are fortunate to have many talented and hardworking women on our team who bring a wealth of skills, knowledge, and creativity to our business. They are essential to our success, and we are grateful for their dedication and passion.

Today, we want to take a moment to recognize all the amazing women out there who are making a difference in their communities, their workplaces, and their families. Your strength, resilience, and determination inspire us every day.

Let's continue to support and empower women everywhere, not just on International Women's Day but every day of the year. Together, we can create a more inclusive and equitable world for everyone.

Have dreams of renovations? Owning a home means having the freedom to do whatever you want with your space. It's time to move out of that rental and into your dream home! Let's get started today!

It's Random Acts of Kindness Day! Pay it forward with a latte at the local coffee shop. High five a stranger.

Happy Valentine's Day! Here's a quote from interior designer Nate Berkus.

If you’re self-employed, there usually aren’t enough hours in the day to get everything done. That's why we offer Bank Statement Loans — sparing you the hassle of gathering tax documents and allowing you to submit bank statements instead.

Choose your favorite: Right now, would you rather be at the beach or in a cozy cabin on the lake?