Kenya Byers, Agent with New York Life

The new year is a great time to plan for your financial future. Here are five financial resolutions to consider for 2024.

5 Financial New Year’s Resolutions for 2024 - NerdWallet Create some new financial resolutions for 2024, including getting a higher interest rate on your bank account, paying down student loans and more.

Long-term care costs are affecting millions of seniors who need help with everyday activities. Read this article to discover how to protect your family with a well-thought-out strategy. https://bit.ly/3HHcPe1

Click here to read this article about how to protect your future self and when to purchase long-term care insurance.
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Did you know that 1 in 4 workers will suffer a disability during their career? Ensuring your employees have appropriate coverage is crucial. In the article below, we outline the differences between disability insurance and workers’ compensation. Check it out.

Disability Insurance vs. Workers Compensation | New York Life Being compensated for a work injury is not the same as having disability insurance. Learn the difference between workers compensation and disability.

Small business owners! New York Life’s Group Term Life Insurance is a valuable option to provide your employees security and encourage retention, at a price that may fit your budget. Learn more about its benefits for your business and employees today.

What is Group Term Life Insurance? | New York Life Learn about the benefits of term life insurance through an employer, and how this supplemental coverage can protect your family in the near term.

Do you have a formal succession plan for your business? As a New York Life agent, I can help you secure the future of your business. Learn about the importance of a succession plan in the below article.

Business Succession Planning Strategies | New York Life When planning for a business transition there are some options to consider. Learn how to create a succession plan with these strategies.

Establishing strong goals is crucial for the success of businesses. Learn how to set short and long- term goals that are specific, trackable, and measurable at the link below.

Setting Business Goals & Objectives | New York Life When planning out business objectives, it's important to have short and long term goals in mind. Read about how to define your company's goals.

As we welcome a new year, take the first step toward improving your financial well-being by creating and sticking with a budget. With these five easy steps, you can gain the confidence to build a better financial future.
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The top four resolutions for people in the U.S. heading into 2024 are saving for a rainy-day fund, retirement, their kids’ education and a big purchase, according to a survey by the USA TODAY Blueprint. Learn what else the findings revealed.

Americans biggest financial goal in 2024? Save more money Americans report fiscal optimism and plans to save cash in 2024.

With a new year comes new goals. While big moments like having a baby or buying a new home are financial milestones that deserve attention, it's important not to neglect day-to-day things like saving for retirement or paying off debt. Whether your goals are big or small, short-term or long, having a professional guide you in your decision-making process can be the best gift you give yourself this year. Reach out and let's talk.

New Year, New You: How to be resolute in your resolutions. The new year always prompts us to take stock of our lives and plan to be better versions of ourselves. It’s this self-examination that leads so many of us to make New Year’s resolutions, but the statistics on achieving these goals make for sobering reading.

Add structure, meaning, and purpose to your finances using a plan that aligns with your goals and aspirations. Learn how a comprehensive, goals-based approach can help you create the financial future you envision.
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Black kids deserve to inherit more than shoes and clothes❗️

Black kids deserve to inherit more than shoes and clothes❗️

Black kids deserve to inherit more than shoes and clothes❗️

Leaving a legacy means making an impact on future generations. Whatever you envision, it's vital to plan now and ensure that your wishes are followed. Watch this video and reach out today so we can discuss estate planning strategies that are right for you.
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This year, roughly one third of all people receiving holiday gifts will be returning items. While having life insurance is important, having the option to change your policy makes it easier to get what you want. Learn more about how convertible life insurance gives you the opportunity to update term coverage to permanent, and reach out if you want to discuss your options.

Converting Term Life To Whole Life | New York Life The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides.

Financial planning is about more than just saving for retirement - it's about having a solid plan to protect, invest, grow, and share your wealth. https://bcove.video/3tFoohR

Whether holiday shopping or baking cookies, building snowmen or sipping hot cocoa, the holidays are always warmer when spent with the ones you love. This year, take a moment to reflect, and then protect, all that you hold dear. When you're ready, reach out and I can help.

This New Year, why not make a resolution that's easy to keep? Like resolving to get financially fit. Learn how the right insurance policy can help provide a lifetime of peace of mind and financial security for you and your loved ones—all you have to do is call.

Life Insurance 101 | New York Life Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

PARENTS hear me out.

When I ask families “What are you going to give your children for the holidays?” The answers are usually clothes, toys, or money/gift cards.

•They will outgrow the clothes
•The toys will break
•The gift cards will be spent (often with little to show for it)

What if you could give your child a gift that will enable them to START THEIR OWN LEGACY. Or enable you to share in some of those special moments throughout their lives - COLLEGE, FIRST HOME, BUILDING A BUSINESS, WEDDING?

You can make it POSSIBLE through a gift of permanent life insurance!

Contact me for your free consultation !

We all know we should be saving for retirement, however roughly 30% of U.S. households led by people age 45 and older claim to have no retirement savings at all.* Whether you're on track with your goals or completely lost, reach out and I'll help ensure you get where you need to go.

How to save money—learn to start saving now | New York Life Discover how you can start saving money, no matter how much you make. Learn how to budget, cut unnecessary costs, and maximize your savings.

Knowing what to get your family for the holidays can be confusing enough. So when it comes to protecting the people you cherish most, we want to make it as easy as possible. Check out this ”How-to Guide” to buying life insurance, and reach out. I'm happy to help guide you the rest of the way.

How to Get Life Insurance | New York Life Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.

Whether it's helping you to pay off your mortgage, sending kids to college, or even helping to fund your retirement, life insurance can provide financial peace of mind during life's coldest moments. If you're not sure if you need coverage, here are 6 things to consider.

How to Get Life Insurance | New York Life Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.

Looking for a gift for the children in your life that will grow with them every step of the way? Learn how life insurance can help give them a lifetime of financial protection—while also helping them prepare for some of life’s most important milestones.

Life Insurance for Kids | New York Life Child life insurance can provide great value, as the policy grows over time. Find out why you should consider buying life insurance for your child today.z

Running a business is no small feat. At New York Life, we understand the value of having talented employees. Help reward and retain your employees with a custom life insurance plan for your business.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

This , we salute the brave men and women who have served and sacrificed for our freedom. Your courage and dedication inspire us every day.

Want to learn why a long-term care solution should be a part of your financial strategy? Click here to read this article. https://bit.ly/3QQsrB3

At New York Life, we know that small businesses are the heart and soul of our communities. This and every day, we're committed to helping local businesses thrive. From insurance to protect your operations to benefits that your employees will appreciate, I'm here to help.

Small Business Insurance | New York Life Learn how small business solutions from New York Life can protect business owners and their employees with a variety of services.

The cost of a nursing home or an at-home health aide can vary greatly depending on where you live and the services you need, but there's one thing they all have in common—they aren't cheap. Don't wait until an emergency puts you and your loved ones in a difficult situation. Learn how long-term care insurance can provide you with the financial coverage to choose the type of care you want.

Long Term Care Insurance Coverage Options | New York Life Our Long-term care insurance offers coverage for not only nursing homes, but also at home, community settings, and assisted living facilities. Each option with a different level of care.