Nicholas Celinski, Agent with New York Life

Is inflation making you feel less financially secure? If so, you’re not alone. Take a look at what this recent article has to say about the impact inflation is having and let me know if you’d like to hear about some proven solutions.

Retirees remain confident despite inflation impacting short-term budgets. New York Life examines how the cost of groceries, gasoline and other goods and services rise as a result of inflation, consumers across generational groups are responding to the pressure of reduced purchasing power by making changes to their day-to-day spending habits and adjusting their budgets.

Trying to manage your family and career has its challenges. I can help you find financial solutions to help you get the most out of your benefits.

Summer can be full of tough decisions—where to travel, what to pack, who can you get to watch the dog? Don't let life insurance be one of them. Learn the differences between term and permanent life insurance and let's talk about which one is right for you.

Term vs. Permanent Life Insurance | New York Life Learn the differences between term and permanent life insurance and compare their unique benefits. New York Life can get you the right fit for the right situation.

Now that you’ve made the leap into a new career, have you thought about how your employee benefits may change? Let’s talk about financial solutions that will work best with your benefits.

Unlike toys, clothes, or games, life insurance is a gift that can’t be outgrown. Contact me to learn how permanent life insurance can help you give the children in your life the greatest gift of all—the gift of a more secure future.

Want to know what sets us apart from other mutual life insurers? Read about our diversified business model and why it is such an advantage to our policy owners.

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What sets us apart from other mutual life insurers? Our diversified business model that contributes to our success. Click here to find out why it matters to our policy owners.

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When you think about your family's financial future, budgeting and saving are usually the first things that come to mind. But how do you balance savings with your current needs? I can help.

Your new job’s group disability insurance may not be enough protection against a loss of income if an injury or sickness prevents you from working. I can help you develop an income protection strategy. Let’s talk.

Let's face it, you're not getting any younger. And the younger you are, the less expensive life insurance may be. So while you're in the prime of your life, take steps now to protect the ones you love for a lifetime.

Buying Life Insurance – How-To, Tips & Advice | New York Life Looking to buy life insurance, but not sure where to start or how much coverage you need? Learn 6 tips from New York Life on how to get life insurance today!

These seven books can help you turn your thoughts into action and take the next steps in defining what short-and long-term financial and mental wealth mean to you.

7 Books On Financial And Mental Wealth Wealth comes in many forms. These seven authors will help you lean into your principles and talents to guide you through obstacles and find lasting success.

The men and women of law enforcement & fire department have sworn to serve and protect our communities. But who serves and protects them and their families from financial uncertainty? After getting to know many of the officers around town, I've analyzed & learned that their benefits packages have some significant gaps that could leave them and their families vulnerable. I work alongside these brave men and women to eliminate the gaps, ensure their families are well taken care of, and help them leave the legacy they desire.
If you are a police officer, State Trooper, or firefighter in New Jersey or know someone close to you that is, please have them reach out to me to figure out ways to close these gaps in their benefits package!

While inflation has yet to peak in some parts of the world, these three indicators may signal we’re not far from a turning point. https://hearsay.social/3xOEDaT

Three key indicators showing inflation is poised to ease The price of semiconductor chips, shipping, and fertilizer is receding back down to normal levels—indicating that inflation might be past its peak

Despite post-coronavirus economic growth, this recovery has everyone feeling worse than the slow climb back after the Great Recession. Learn why consumer sentiments are plummeting.

The pain the US is feeling from inflation is the opposite of the slow, hellish recovery after 2008 — which was much worse for their finances The country is rebounding far faster than it did after the 2008 financial crisis. All Americans seem to be focused on, however, are surging prices.

How will the Fed interest rate hike affect you? Consumers already paying more for gas, groceries and everyday items should expect higher prices in other parts of their lives after the Fed rate increase.

Starting a new career means setting new financial goals to put you and your family a little closer to achieving your dreams. I can help you find financial solutions for securing your goals.

Whether you changed jobs for a better work-life balance or a more fulfilling career, starting a new job is a great time to work on good financial habits. I can help you with financial strategies for navigating this transition.

It's wedding season! Find out if joint life insurance is a better option for you and your spouse.

Life Insurance for Married Couples | New York Life Life as a new married couple comes with added financial responsibility. Protect yourself and your spouse with joint life insurance from New York Life. 

https://www.newyorklife.com/agent/ncelinski

Financial Professional & Insurance Agent NICHOLAS CELINSKI serving WALL, NEW JERSEY | New York Life. Financial Professional & Insurance Agent NICHOLAS CELINSKI serves WALL, NEW JERSEY. Protect your family & assets with services backed by New York Life.

This article shares tips on ways to get around the rising cost of gas prices so that you get the best deals on your summer travel.

How Oil Prices May Impact Your Summer Travels - NerdWallet Summer travel is looking pricey this year due to oil prices that continue to hover around $100 per barrel. So what does that mean for your vacation?

529 Plans are great but can sometimes limit you in what you can use them for. Considering we don't know what college will look like it the future, there are options to supplementing your child's saving plan with something more flexible.

https://www.newyorklife.com/articles/supplement-your-savings-for-college?cmpid=smca_Bd_na_na_1675210_na_na_na_clpr_na_gen_ip_na_na

Supplementing your saving for college with a Whole Life Insurance policy | New York Life Did you know a whole life insurance policy can be used as a college savings fund? Learn from New York Life how you can start saving for college with whole life.

Juggling work and family is no easy feat, especially when it comes to finances. But there are ways you can help make the fruits of your labor go even further. Learn what you can do to have the important things in life covered.

Save For College or Retirement? | New York Life Learn to save for a child's college education while funding your retirement with these savings vehicles.

Managing your family's finances is a balancing act between budgeting and saving. It's an investment in your future. I can help you develop a financial strategy that meets your needs for today and tomorrow.

Lack of retirement savings has been a longstanding societal problem with gaps persisting across many demographic factors, but new research shows an additional opportunity to help workers save more. Here’s how.

This simple change in words can dramatically increase retirement savings Talk about pennies per dollar rather than the percentage of wages going into a retirement plan.

If you love the benefits of a ROTH IRA but you're already reaching your contribution limit each year ($6000), consider opening a cash value insurance policy. This acts just like a ROTH without the restrictions for guaranteed income prior to age 59.5...Tax free and this time- no withdrawal penalties.

You already know that life insurance can help you protect the ones you love, but did you know it can also provide tax-free growth and income for yourself? Give me a call to discuss how the right protection today can help you in the future.

You've made your home your own. Life insurance can provide the mortgage protection you need to keep it that way.

Mortgage Protection Insurance for Homebuyers | New York Life Have you recently bought a home, or are you planning to do so? Learn how mortgage life insurance from New York Life can protect the investment for your family.

Finding a home isn’t easy, but protecting it with life insurance can be. Learn how mortgage protection from New York Life may help.

Mortgage Protection Insurance for Homebuyers | New York Life Have you recently bought a home, or are you planning to do so? Learn how mortgage life insurance from New York Life can protect the investment for your family.

Nobody likes paying taxes, so why pay more than you need to? Don't put it off. Give me a call today to discuss how life insurance can give you guaranteed, tax-free growth through your policy’s cash value and tax-free income as your needs change. https://bcove.video/3hNaWOd