Wharf Financial

Whether or not you enjoy sushi, a simple tuna roll can unpack a lot about inflation and the higher prices that tend to come with it. That’s the focus of this week’s newsletter.

Your Guide to Inflation Through a Tuna Roll See what sushi ingredients can reveal about inflation.

Curious how markets performed last quarter (and what could happen next)? We broke down what you need to know about markets and the economy into a five-minute read.

What did markets do in Q2? (5-minute read) Here's what savvy investors took away from Q2.

Picture this: You’re 120 years old. You’ve been retired for…not 20, not 30, but 60 years. You’ve had a lot of time, but now––not a lot of money. This may sound like the setup for an unfortunate sci-fi movie, but these days, longevity is an extremely important issue when planning for retirement.

How to Plan for a Long(er) Retirement Lifespans are increasing, here are 6 things to consider.

Where do you turn when you need a fast answer about finance? I’m talking minutes or just 60 seconds. Did social media come to mind? Though not uncommon, it’s not necessarily the best solution.

The Financial Risks of Social Media Learn 3 reasons to ignore that trendy "finfluencer."

Curious how markets performed last quarter (and what could happen next?) We broke down what you need to know about markets and the economy into a five-minute read.

What did markets do in Q1? (5-minute read) Here's what savvy investors took away from Q1.

Most of us don’t have an immediately accessible financial plan. We have a rough estimate of our spending, but if asked about specifics, might need a little time to either research our account and investment activity or call a financial professional. Unfortunately, not knowing where you stand financially, though common, can play a major role in unrealized goals. That’s the focus of this week's newsletter.

Plant Fresh Financial Habits this Spring Doing these 4 things could bring big change.

Our feelings, muddled memories, and even faulty reasoning can all nurture our biases. So can our fears and “intuition.” Still, with a little understanding of those biases, we can start to break free of them.

5 Behavioral Biases in Finance & How to Beat Them Find out how to spot & stop harmful patterns.

Will the next election shake up the markets? See the return trends for 2024.

Wondering if stocks perform better when we elect a Democrat versus a Republican president? If so, I can help you find a better way to look at finance during an election year. Several factors can affect what the markets do in any given election year—and political parties may have less to do with market returns than you think.

The Stock Market in Presidential Election Years Find out how markets tend to perform & why it matters.

What do you need to know about how markets performed last year (and what could happen next)? We broke down markets and the economy into a five-minute read.

What did markets do in Q4? (5-minute read) Here's what savvy investors took away from Q4

Failing with our goals only happens when we stop working on them. So, if you haven’t achieved some goal yet, changing your approach — and embracing the power of small daily actions — could be the solution you’re looking for.

The Incredible Power of Small Daily Actions See how little steps can lead to big accomplishments.

What do you consider when you want to buy something? What about when you want to sell an item? Believe it or not, a lot of buying and selling decisions in the markets are NOT based on numbers at all. Instead, many of us defer to our emotions. We let fear and greed take center stage. With that, losses often follow.

The Fear, Greed & Loss Cycle See how trillions have been lost to fear & greed.

Wherever you’re at in your retirement planning journey, it can get overwhelming from time to time. Big numbers, real fears, and the uncertainty of the future can make it challenging to stay the course. If we know how the numbers break down, though, it can be easier to take it one step at a time. And it could put us on track for less painful, smarter retirement planning.

Retirement... without draining your savings? See how the numbers break down & what to save now

What did markets do in Q3? (5-minute read) Here's what savvy investors took away from Q3

It’s no secret that innovation can shake up the norm and be disruptive. And that can be unsettling, especially when we don’t know how new inventions may change things. Still, when the proverbial door closes, windows open. New opportunities can arise with innovation, and those can make life better in the long run, even if they’re disruptive in the short term. That’s the focus of this week's newsletter.

The Golden Opportunities in Disruptive Innovation These inventions upset the norm & made life better.

Why Did Markets Surge in Q2? (5-minute read) Here's what savvy investors took away from Q2

Guess what Italy, Egypt, Cuba, Morocco, Greece, and South Korea all have in common? They're all top recommended travel destinations this year. And whether you’re planning to visit one of these exciting locales — or your upcoming trip takes you off the beaten path — your next adventure could be a disaster if you’re not careful.

Simple, Smart Travel Safety for Today's Traveler Discover clever ways to protect yourself on any trip.

How financially literate are you? Can you correctly answer at least half the questions on a basic financial literacy quiz? Most folks can’t. And more folks than ever before are failing this quiz. Will you?

Home | Wharf Financial Where Responsible Investing Meets Thoughtful Planning

We have moved in to our new space! Still putting the finishing touches on inside, but feel welcome to visit us!

639 Water St SW, 20024 at The Wharf in DC.

Where do you keep your most important financial records and documents? Do you know exactly where everything is? Those may sound like silly or simple questions, but the reality is it can be challenging for any of us to keep track of everything in our financial lives. And it can be really easy for clutter to build up — especially if we’re ignoring it. Tackling the financial clutter in our lives can be much easier if we know what that clutter looks like and if we have a few simple strategies to manage it. That’s the focus of this week's newsletter.

How to Eliminate Financial Clutter for Good Get effective strategies to spring clean your finances

Let’s say you knew THE most valuable secrets of finance and you had the chance to pass them onto your kids or grandkids. Well, guess what? If you try to share that information at the wrong time, it may not land at all. In fact, you could scream those secrets from the rooftops, and it would all be for nothing if you do it at the wrong time.1 Why? Because, believe it or not, there are bad times to talk money.

How to Share $ Wisdom With Kids 3+ Simple ways to start talking money & share real wisdom

What do you need to know about how markets performed to end last year (and what could happen in 2023)? We broke down what you need to know about markets and the economy into a five-minute read.

Be in the know about last year (and 2023) Here's what savvy investors took away

Savvy Tricks to Outfox the Willpower Gap Improve your willpower, achieve your goals. Here's how.

When you hear the word “recession,” what immediately comes to mind? Whatever it is, you’re probably thinking about it a lot right now.

How to Beat Recession Anxiety Learn how to make confident money moves in a recession

Put yourself to the test with our inflation quiz in this week's newsletter!

What Do You Really Know About Inflation? Test your knowledge in a 2-min. true/false inflation quiz