Cole Sheets - Northwestern Mutual

As your life evolves, your need for life insurance can change. Let’s sit down to make sure your plans match where you’re at in life.

When Should You Reevaluate Your Life Insurance Coverage? Like many parts of your financial life, life insurance isn’t something you should set and forget.

The world can be a volatile place, but history shows the markets are remarkably resilient. Here’s a look at why geopolitical headlines don’t have to be a source of worry when it comes to your money.

Don’t Let Global Tensions Derail Your Investment Plan Investors have a lot on their minds these days. Here’s why geopolitical headlines don’t have to add to those concerns.

The major benefit of a life insurance policy is the death benefit—but a permanent life insurance policy comes with additional perks, too. I’d love to show you how to utilize a permanent policy.

Is Permanent Life Insurance Right For Me? Permanent life insurance will pay a death benefit, no matter when you die. Learn more about what permanent life insurance is and how it works.

As life changes, so do your priorities. I can adjust your financial plan to meet all your goals—now and in the future.

How to Afford Being a Stay at Home Mom With some careful planning and budgeting, you can afford to take the time you want to be with your kids.

Having someone you trust ready to act on your behalf is a key part of estate planning.

What Is Power of Attorney? If you become unable to make decisions or take action, a power of attorney lets someone you trust do so on your behalf.

Proud to be part of Northwestern Mutual, a company committed to building a better tomorrow. From expanding financial access to investing in our communities, read the 5 takeaways from the 2023 Northwestern Mutual Sustainability and Social Impact report here: https://www.northwesternmutual.com/life-and-money/5-ways-northwestern-mutual-is-building-a-better-tomorrow-2023-sustainability-and-social-impact/?utm_source=facebook&utm_medium=organic_social&utm_campaign=lifeandmoney&utm_content=lm_planning-with-nm_field&utm_term=sustainability-and-social-impact&agentid=0L4301

I'm beyond proud to share that Northwestern Mutual was named the “Best Overall” life insurance company in the first-ever ranking from TIME Magazine’s new personal finance vertical called TIME Stamped. I’m so grateful that I work with a company that genuinely looks to take care of people and helps so many reach their financial goals:

https://time.com/personal-finance/article/best-life-insurance-companies/

A good financial plan accounts for changes that come your way—including changes in the market. Here’s why you may want to stick to the plan, even when the market changes.

The Value of Staying Invested Economic uncertainty and volatility can make investors anxious, which leads to poor investment decisions. Learn why riding it out may be your best bet.

⏰ Eleven key tax changes are scheduled for the end of 2025. Let’s navigate the changes coming and stay on track to meet your financial and life goals together.

11 Big Tax Changes on the Horizon These 11 key tax changes are set to occur at the end of 2025 if the Trump tax cuts sunset as scheduled. Here is what you need to know.

It's a map to achieving your goals. Want to learn more? It doesn’t cost anything to have a conversation.

What Is Financial Planning? Learn what financial planning is, what the financial planning process looks like and how you can use financial planning to meet your financial goals.

Retirement is a critical time to work with an advisor to ensure you’re not paying unnecessary taxes on your hard-earned retirement savings.

How to Reduce Your Taxable Income in Retirement With some strategic planning, you can manage the impact of taxes on your retirement income.

I’m proud to be part of a company that’s making a real difference in people's lives.

Northwestern Mutual posts third consecutive record setting year with $36 billion in revenue A third consecutive record setting year means Northwestern Mutual policy holders will receive $7.3 billion in dividends.

As your life evolves, your need for life insurance also tends to change. Let’s sit down to make sure your plans match where you’re at in your life.

When Should You Reevaluate Your Life Insurance Coverage? Like many parts of your financial life, life insurance isn’t something you should set and forget.

If you’re concerned about making your retirement savings last, there are options out there that can help. If you’re ready to build a solid plan to generate income in retirement, let’s talk.

What Is a Joint and Survivor Annuity? A joint and survivor annuity is designed to provide income to two people in retirement. Here’s how joint and survivor annuities work.

Here is why we think predictions of a soft landing may miss the mark.

Why the Final Mile in the Battle Against Inflation May Lead to Recession Easing inflation and signs of a slowing economy have raised hopes that the Fed will engineer a soft landing. We look at the obstacles in the way of these hopes becoming reality.

You’ve spent your life taking care of your family, so it makes sense that you’d want to take care of your grandchildren, too. Connect with me if you’re looking for the most tax-advantaged way to do it.

Thinking About Giving Money to Your Grandchildren? Read This First Make sure you’re up to speed on current gift tax laws, and follow these steps before you give.

Imagine how much you could save if you could start building compound interest on your retirement savings well before adulthood. If you’d like ideas on how to help your kids get ahead on retirement savings, let’s connect.

Custodial Roth IRA: Should You Open One for Your Child? Want to help your kid get ahead on retirement savings? Consider a custodial Roth IRA.

Emotions enrich our lives but do they belong in your investment portfolio?

Why Managing Your Emotions Is Key to Smart Investing Here’s a look at why making investment decisions based on emotion can prevent you from reaching your financial goals.

As a potential government shutdown looms, here are some things to know about the impact on the economy and markets.

What the Threat of a Government Shutdown Means for Investors With the potential for a government shutdown seemingly increasing, here is a look at what’s at stake and how shutdowns have played out in the past.

See when you’ll hit full retirement age. Please reach out if you’d like to build a financial plan that shows you the best time to claim Social Security based on your goals.

Full Retirement Age Chart: When Can You Begin Receiving Social Security? When you choose to begin taking Social Security can affect how much you get in the end. This full retirement age can help you plan.

A well-diversified portfolio typically uses numerous asset classes strategically to take advantage of upside while shielding your portfolio from big drops in any single type of investment.

What Is an Asset Class? Asset classes are a key way to strategically build and manage a well-diversified portfolio.

As your family grows, you want your wealth to grow, too. As you plan to expand your family, reach out if you need help preparing for what lies ahead.

How Much Does It Cost to Have a Baby? Though that new baby is priceless, there are some costs you’ll need to prepare for.

If you’re contemplating a change to your annuity or life insurance policy, you’ll want to make sure the trade is a good fit and follows the rules of a 1035 exchange to avoid tax penalties.

What Is a 1035 Exchange? If you want to change your annuity or life insurance policy without paying added taxes, this could be a way to do it.

We know time is money - reach out if you want to talk about how to fit your travel hopes into your financial journey.

How to Find Last-Minute Travel Travel post-pandemic is expensive. Being flexible and acting on last-minute deals can make travel more affordable.

It’s a great benefit offered by some employers. But it’s typically just one tool you’ll want to have in your retirement plan. Reach out—I can show how using a range of financial options can help you maximize your retirement savings.

What Is a Cash Balance Pension Plan? These can be a great tool for retirement, especially when combined with additional financial strategies.

Scheduling a vacation should be part of any balanced financial plan. Reach out if you’d like to learn more!

How to Save Money on 4 Types of Vacations Taking your well-earned vacation doesn’t have to blow your budget. Here are some expert tips for cost-conscious travel.