Beacon Mortgage

Thank you for your service! Your served your country, now let us help you get into a home. Please call and speak with us about the benefits of VA loans.

The Fed raised policy rates by 0.25% at their May meeting, as expected. The good news is that after a 10-meeting streak of hikes, they softened their stance on the probability of future increases. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. * Beacon Mortgage is an Equal Housing Lender.

Wishing a very happy to all.

May is Home Remodeling Month! Remember, you may be able to pay for your spring projects by tapping into your home's equity. Please reach out if you'd like to talk about it. Wishing you sunny days ahead! 407-718-2223
Beacon Mortgage is an Equal Housing Lender.

What do you need to know about the FICO score?

The FICO score is the most popular credit score model in the country. It's a statistical calculation based on the information in your profile.

FICO reports several types of scores. Each is tailored for a different purpose, such as credit card, personal, installment, auto or mortgage loan. A score from one model might not have accurate bearing for the next.

The common range of scores runs from 300 up to 850. Scores vary by year and economic conditions, yet typically, approximately 50% or US consumers fall between 650 & 799. In 222, the average FICO score was 716.

If you would like to learn more, or if I can help build a strategy to improve your score, please call me at 407-718-2223.

Why homeownership matters: Over the past decade, the median-priced home in the U.S. gained $190,000 in value, making the typical homeowner 40 times wealthier than if they had remained a renter, according to a new report.

https://www.usatoday.com/story/money/personalfinance/real-estate/2023/04/18/homeowners-wealth-vs-renting-housing-market/11683922002/

Mortgage points, also known as discount points, are an option for buyers to pay an upfront fee to buy down the interest rate on a loan and more home buyers are using this option. This is just one of many options to get into the loan that fits you best. Let's talk about which option is best for you.

https://www.cpapracticeadvisor.com/2023/04/28/more-home-buyers-are-purchasing-mortgage-points/79161/

You hear lots of terms when buying a home and they can be confusing. This article discusses what it means to have a clear title and why it is so important.

What Does it Mean to Have Clear Title? Having clear title to a property is a crucial part of any transaction between buyers and sellers. What does it mean to have clear title?

Are you considering buying a house with a friend? Here are some issues to consider first.

Is It a Good Idea to Buy a House With a Friend? It’s easier to buy a home if someone else is sharing the cost. Here's what you need to know if you’re buying a house with a friend.

At Beacon Mortgage, we can help you formulate a plan to raise your credit score and qualify for a mortgage. If you think you can't afford a home, CALL US!

A hybrid ARM could give you a leg up on mortgage rates! Hybrid ARMs provide a lower fixed rate for the first 3, 5, 7, or 10 years of the loan before the rate adjusts with the market. That means the monthly payments and the income you need to qualify will be lower, too.

If you have any questions, I’ll be here to lend a hand. Beacon Mortgage is an Equal Housing Lender.

Wondering if you have enough down payment to buy a home? Let's talk! I have many options with little to no money down!

Getting into the home of your dreams may be more feasible than you think!

ZOCCAM is the non-ACH solution that gives you the ability to facilitate digital Earnest Money Deposits for those around your closing table.

It makes closing easy and more secure for everyone at the closing table! Ask our team members about ZOCCAM today!

Inflation has been making the day to day challenging. Add in rising interest rates and home buyers may be wondering when the right time to purchase will be. This article offers some good insight.



https://www.houseopedia.com/inflation-rising-interest-rates-affect-housing-market

Tips for home buyers to make the most out Open Houses. Do you any tips to add?

http://bit.ly/3Mr7nzr

Can anyone relate?

Pending home sales rise for the third consecutive month. Are you ready for YOUR new home?

https://www.nar.realtor/blogs/economists-outlook/february-2023-pending-home-sales-rise-for-third-consecutive-month

A Monday morning chuckle! If you're a slug looking to get into your new home, give us a call!

The 2023 Remodeling Impact Report: Outdoor Features by NAR and the finds that most REALTORS® (92%) suggest that sellers improve the curb appeal of their home before listing it for sale.
http://bit.ly/3KaFXft

The bank may not let you buy a house, but Beacon Mortgage has access to lots of programs the banks don't. Call us and let us help you ditch the rent and start building equity! (407) 718-2223

"Business email compromise," is which someone uses fake emails to gain control of people's finances. Unfortunately scammers often use this to scam home buyers out of their down payments. Be aware and please share this post!

http://bit.ly/3lIgT6n

Ask me about your Beacon Rate!
407-718-2223