Washington Retirement Planning Specialists

It’s important to focus on long-term goals, especially in times of market uncertainty. If you have questions, let’s connect to talk about the financial planning services I can offer.

Considering an encore career? You’re not alone. Continuing to work after you retire may make it easier to build a healthy retirement fund.

40% of Americans expect to keep working in retirement. Is that right for you? Working past your desired retirement age means it will be easier to build a healthier retirement fund.

Countries may begin to rethink how they do business with each other in a post-COVID-19 world. Learn how globalization and other factors could change markets and economies forever. https://bit.ly/3i4MPuX

Will record-high cash levels fund the market's next move higher? Longer-term, we expect cash levels to decline and add fuel to future market gains. However, we don’t expect a significant change in appetite for putting more cash to work over the near-term.

How prepared do you feel to cover medical expenses in retirement? Let’s discuss accounting for unexpected healthcare costs in your long-term plan.

Reducing The Risk Healthcare Costs Pose To Retirement Income While there are many risks to your retirement income, healthcare costs loom large. It also has some costs that you may have had no experience in accounting for. Not having a plan can have devastating effects on both singles and couples.

As the COVID-19 pandemic continues to evolve, so will the global markets. Here's what may impact investors as economies start to open again.

Have markets distanced themselves from the economy? Here's what to watch as states reopen, economic data weakens and markets anticipate the future.

The FBI issued a warning about an increase in fraud related to COVID-19. Learn about what to watch out for and ways to protect yourself.

Watch Out for These Coronavirus Health Scams Watch out for crooks looking to steal your money and personal information by claiming to have COVID-19 information.

It’s never too early in the year to review your benefits offerings to ensure they adequately meet your employees’ needs. From 401(k) options to college savings plans, contact us to help you assess.

Indulge your wanderlust and connect to the broader world – without getting on a plane.

101 Ways to Travel Without Leaving Your House Because, well, we're all spending time at home right now.

“Pride builds walls between people. Humility builds bridges.” – Rick Warren, Author of A Purpose Driven Life. What bridges have you built?

Financial literacy is key to understanding how to save, earn, borrow and invest. We can help your employees better understand their financial situation and establish long-term goals.

Are you filling the difficult roles of parent and teacher? Here are some online resources to consider.

10 Teaching Resources for Parents During COVID-19 With schools closed due to the coronavirus, here are online resources parents can use to keep students' skills sharp.

Different sources of retirement income can have very different tax implications. If you're in retirement or planning to retire soon, let's connect.

Manage your taxes in retirement To help take full advantage of your savings in retirement, you can try to reduce your taxes. Learn what is and isn't taxable so you can keep more of your hard-earned money for yourself.

Stocks opened positive on Monday as markets works to build on last week’s gains. Reach out with any questions.

Stocks continue their rebound from coronavirus plunge, Dow jumps 3% Stocks rose on Monday, building on a strong rally from last week as the U.S. extends measures to contain the coronavirus outbreak.

Joining your neighbors in song is just one way to maintain a sense of community – from a safe social distance.

7 Creative Ways to Build Neighborhood Unity in the Age of Social Distancing Spread a little kindness and cheer.

Even though times are tough, it’s important to find joy in the small things. Happy International Happiness Day!

Concerns around the economic impacts of COVID-19 (coronavirus) and a potential oil price war sent global stocks downward Monday. Ameriprise Chief Market Strategist David Joy explains.

Oil Price War Creating More Questions for Investors | Ameriprise Newsroom 03/09/2020 David Joy The failure of Saudi Arabia and Russia to agree on an oil production cut extension, and subsequent indications of an all-out oil price war, has sent global stock markets and bond yields sharply lower overnight. The Eurostoxx 600 index is trading down 6 percent, with the energy s...

We can help ensure your 401(k) investment strategy supports your retirement goals. Let’s evaluate your investment options the next time we meet.

Setting a goal and making a plan are the first steps to achieving financial stability. During , let’s talk about what you can do to boost your savings and reach your goals.

While U.S. markets were closed on President’s Day, global exchanges were once again generally positive, helped by newly announced stimulus measures in China. Ameriprise Chief Market Strategist David Joy explains.

Manufacturing Data to Provide Telling Insights into the Impact of the Coronavirus | Ameriprise Newsroom 02/18/2020 David Joy Abiding faith in the transitory nature and the economic impact of the coronavirus continues to push global equity averages higher. The MSCI All Country World Index climbed 1.1 percent last week, bringing its year-to-date gain to 2.3 percent, but more tellingly, it has risen 3.8....

“The folks who enjoy genuine contentment and freedom are those who give the most, relative to their incomes.” From the Ron Blue Institute. How have you experienced contentment with your giving?

Planning to retire in the next ten years? Consider these steps to help prepare for life after work – including meeting with me to outline a plan.

10 Things To Do Now If You’re A Decade Away From Retirement Is retirement looming on the horizon? To make sure your golden years are a dream come true instead of a nightmare, take steps to prepare for life after work.

New provisions from the Tax Cuts and Jobs Act could impact your 2019 taxes – here are four things you should know. We can work with your tax professional to help ensure you’re ready when it’s time to file.

Know before you file: 4 changes to 2019 taxes Explore key facts you should know before you file your 2019 taxes.

Accidents happen, but it may be more likely you’re unable to work due to an illness or disorder. Let’s talk about protecting your income

“We can spend money any way that we want, but we can only spend it once.” From the book Never Enough? by Ron Blue. How do go about making financial decisions? With wisdom and care?

Recent tax law changes could help you boost your retirement savings. If you’d like to adjust your 2020 contributions, we can help.

Here's a breakdown of the new income tax changes New tax changes for 2020 give taxpayers the opportunity to save more for retirement and health-care expenses, take a bigger deduction on their individual tax return and fine-tune how much tax is withheld from their pay, which could result in larger refunds next year.

Here’s when you’ll receive your tax statements from Ameriprise based on the types of accounts and investments you own.

Tax statement mailing dates Here’s what to expect and when.

With the passage of the Secure Act by Congress, new parents can now take an early withdrawal from their personal retirement savings. If you’ve recently welcomed a child, we can join a conversation with you and your tax advisor to help determine if this is the right choice for you.

New parents can take penalty-free early withdrawals from retirement savings, but it will increase your taxable income When Congress passed the Secure Act last month, it added one more reason — new parenthood —for when individuals under age 59½ can take penalty-free withdrawals from retirement savings. But it may not be the wisest strategy.

Learn more about three key changes that take effect Jan. 1, 2020. We are here to help you understand what the SECURE Act means for you and provide personalized advice for your situation.

SECURE Act: How could it impact your retirement planning? The Setting Every Community Up for Retirement Enhancement — the SECURE Act — was signed into law Dec. 20, 2019, with many provisions taking effect Jan. 1, 2020.

Americans are living longer than ever before. Are you financially prepared for a long retirement? We can help lay out your expectations and make the most of your retirement.