Scott Eades CMG Financial

Why did mortgage rates trend lower after last week’s announcement from the Federal Open Market Committee? Here’s what you need to know: http://spr.ly/6181OEZIP

Taco Tuesday🌮, anyone? If you ask me, happiness is eating tacos in your dream home.
Are you ready to bring your dream of homeownership to life? Call me today and let's taco bout it!

Mortgage interest can be one of life’s biggest financial obstructions, so we developed a Smarter Way to Borrow™. By combining banking functionality with home financing, the All In One Loan™ lowers your monthly interest payments, potentially saving you tens of thousands of dollars over the life of your loan!

This week, the PCE index is scheduled for release, which will provide insight into current inflation trends. Here’s what you can expect from this week’s market-moving reports: http://spr.ly/6180OBSJa

What is a Reverse Mortgage, who is eligible, and how can it give you financial flexibility and freedom in retirement? Read here: http://spr.ly/61883h5gO

Aligning with experts’ predictions, the Federal Reserve announced another 25-basis point increase to the federal funds rate. In its full statement, the Fed removed the words “ongoing increases” regarding interest rates, implying just one more rate hike of 25 basis points this year. How do you think mortgage rates will react to this announcement? Share your thoughts in the comments⬇️

Would you rather pay your own mortgage or pay someone else's?
When you rent, that's exactly what you're doing — paying your landlord's mortgage! When you OWN your home, you pay your own mortgage and build wealth in the form of home equity.
So, rent or buy? If you're ready to start building your financial future, contact me today.

FALSE! Simply having student loans won’t prevent you from qualifying for a mortgage. However, your student loans do contribute to your debt-to-income (DTI) ratio, which may affect your eligibility for different mortgage programs. To prepare for a successful home buying process, focus on lowering your DTI before applying for a mortgage loan.

After a year-long streak of declines, existing home sales exceeded expectations with a 14.5% month-over-month surge in February. As home prices are cooling and mortgage rates stabilize, home buyers are taking advantage of the current market.

How will this week’s Federal Open Market Committee (FOMC) meeting and announcement influence the housing market? Here’s what you can expect: http://spr.ly/6189375qV

March is Credit Education Month! As your credit score plays a major role in qualifying for a home loan, understanding your credit is imperative to your financial future.
Luckily, these four steps can help get your credit ready to buy a home.
Have questions about your credit score and mortgage eligibility? Contact me!

From mortgage application submissions to home builder confidence, this week’s housing news showed several positive signs. Read here: http://spr.ly/61833f2mf

Happy St. Patrick’s Day from CMG Home Loans! You don’t need a pot of gold🌈💰 to make your home buying dreams come true! When it comes to home financing, let me be your lucky charm 🍀

Is buying a home in your 2023 plans? Let me guide you through the process!
Contact me to take the first step towards achieving your homeownership goals 🏠

How can you buy a home with $0 down? With no requirement, no income limits, and availability in all 50 states, contact me to see how the FHA Buyer's Choice program can bring your dreams of homeownership to life!

Financing your home can be as easy as 1-2-3! Or… 3.141592….
Unlike Pi, your home financing process WON’T go on forever. Contact me today to learn about our sweet (or savory!) home financing solutions.

In February, the consumer price index (CPI) rose 0.4% month-over-month and 6% year-over-year, marking the slowest annual pace of CPI inflation since 2021. Meanwhile, the core CPI rose 0.5% month-over-month, slightly higher than experts had predicted.

Last Friday, bonds were in the midst of the largest rally in four months. As a result, mortgage rates trended back towards mid-February levels. Read more: http://spr.ly/61813NQTB

Tired of throwing money away every month? STOP renting and START owning!
When you own your home, you gain wealth in the form of home equity. Are you ready to start investing in your future? Call me today to get preapproved!

Before you start browsing home listings, it's imperative to get ! A mortgage preapproval determines how much money you can afford to spend on a home and shows the seller that you're serious when it's time to make an offer.
Are you ready to take the first step? Contact me today!

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How can the List & Lock™ program help you sell your home in the current market? Here’s what you need to know: http://spr.ly/61823L6xr

Is misinformation keeping you from achieving your goal of homeownership? Read here as we debunk seven homeownership myths: http://spr.ly/61883x9lg

Did you know that March is National Credit Education Month? As your credit score plays a crucial role when applying for a home loan, understanding your credit is imperative to your financial future. Stay on top of your credit by:
-Paying bills on time
-Keeping debt to a minimum
-Checking your credit report for possible errors

Why should you make an extra mortgage payment each year? For one, making extra mortgage payments may help reduce the term of your loan! Additionally, making an extra payment once a year can help you save on interest costs and build equity faster.
Would you make an extra mortgage payment? ⬇️ ⬇️ ⬇️

What can you expect from the upcoming spring housing market? According to the 20-city Case-Shiller home price index, home prices continued to cool in December, down 0.5% month-over-month. Marking the sixth consecutive month of decreases, this dip caused annual appreciation to slow from 6.8% to 4.6% year-over-year.

The personal consumption expenditure (PCE) index is the Federal Reserve’s preferred method of measuring inflation, so when it showed unexpected increases last week, mortgage rates trended upwards. Here’s what to expect from the market this week: http://spr.ly/61803v1l8

Tax season may not be your favorite time of the year, but it does come with some perks. Here are five tax deductions for homeowners and home sellers: http://spr.ly/61803tcQp

If you had the chance to build your dream home anywhere, where would you choose? Don't let your dreams just be dreams! Contact me to see how our Construction Financing Program can help turn your dream into a reality.

From start to finish, we want your home buying experience to be a smooth and simplified process. As we welcome you home, here's what you can expect from your home buying timeline!

When waiting for your loan to close, be sure to avoid maxing out or closing any credit cards. Making large purchases, closing out a credit account, or opening a new line of credit can all cause a change in your credit score — possibly delaying or even completely derailing your home purchase.
Wait until the keys are in your hand before making any other financial moves!

In January, existing home sales slipped 0.7% month-over-month, falling behind experts’ predictions of an increase. On the other hand, existing home inventory grew 2.1% from December and 15.3% annually, reaching the equivalent of 2.9 months’ supply at the current monthly sales pace.

After the consumer price index (CPI) showed higher-than-expected numbers last week, mortgage rates trending upwards. Here’s what to expect from this week’s market-moving reports: http://spr.ly/61883q4Zp

How can you make the most of your refund this tax season? If you're ready to break into homeownership this year, here are five ways you can turn your tax refund into a new home!

Looking for a way to buy a home with 0% down? Here’s what you need to know about the FHA Buyer’s Choice program: http://spr.ly/61883oIQA

In February, the National Association of Home Builders’ (NAHB) housing market sentiment index jumped on all components: present single-family sales, sales expectation for the next six months, and traffic of prospective buyers. As builders are feeling more confident about the housing market, the overall index jumped to a level of 42.