Ka TROPA

Financial Fact 101:

Misconception:
"Ayaw ko nyang insurance kasi mahal yan."

Fact: Ang Premium o bayad ay nakadepende sa iyong budget at priority.

Sinisig**o na ang iyong plan ay eksaktong tumutugon sa iyong pangangailangan at kakayanan. Very customizable ito at maaaring mag-umpisa sa maliit na halaga dahil ang pangunahing purpose nang insurance ay siguraduhin na less worry ka financially when emergency happens.

Ano naman ang basehan upang malaman kung magkano ang plan na iyong kukunin?

✅ ito'y nakabase sa iyong edad at priorities - mas mataas na edad ay mas malaki ang kailangang punan. Kaya't mas mainam kung mas bata ka pa kumuha at healthy ka pa.

Make A Plan, Enjoy Your Life, Invest In Yourself. 🌱🌱🌱

If you want to learn how you can achieve the financial freedom that you wanted you can message me anytime I will share the ideas and best practices to you for FREE. For free? Yes for free lang po ang consultation. 😊❤️

Libre lang matuto. 💯
Lamang ang may alam! 👌🏼



Junessa Bien Lecaros

Thank you, dear customers and the Filipino communities!​❤️

Your inspiration fuels our unwavering commitment to safeguarding more Filipino families with impactful initiatives.​

Read the full story below!
https://rb.gy/qo1g4t

To all my clients!
As we celebrate our 28 incredible years of being our customers. May chance kayo to win the All Expense-Paid trip for 2 to:

🥇ROME, ITALY 🇮🇹
🥈OSAKA,JAPAN 🇯🇵
🥉BORACAY, PHILIPPINES 🇵🇭

Kindly check now your emails ! Hoping na manalo kayo. 🥰

To all of my future clients na gusto magpa-insure, message me now baka mabunot kayo agad sa raffle. 🤗📨

Thank you for the unwavering trust and support. 🫡❤️

Boss B Junessa Bien Lecaros
At your service




Ka TROPA
MakaBuhay

𝐊𝐚𝐩𝐚𝐠 𝐫𝐞𝐚𝐝𝐲 𝐤𝐚 𝐧𝐚, 𝐬𝐚𝐧𝐚 𝐩𝐰𝐞𝐝𝐞 𝐩𝐚.“ -𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞

The usual na nangyayari is dahil hindi pa priority, hindi natin agad ginagrab yung opportunity. And by the time na ready kana, tska naman hindi na pwede maybe because by that time, di ka na healthy. 🥺

Kaya habang young, healthy and capable ka pa na magpa-insure, i-go mo na yan. ❤️

The choice is yours. You can choose between “Buti nalang nagpainsure ako noon.“ vs. “Sayang, sana noon pa pala.“ 🤝🏻

Let’s plan for your needs. Let’s protect you and secure the things you’ve worked hard.

Boss B
At your service





Ka TROPA
MakaBuhay

MORAL LESSON

Both guavas are hanging together on the same branch of the same tree.

One of them is already ripe, while the other one may need more time to ripe.

Nature is teaching us an important lesson through these guavas.

When we see others around us achieving success while we have not, it does not mean we are unsuccessful. It simply means that the right time for us has not yet come.

So, we must hold on, be patient, and not give up out of frustration.

We might just be a few days away from reaching our ripened state.

Remember, our time will come, too, but it requires patience and perseverance.




Junessa Bien Lecaros

Ka TROPA
MakaBuhay

ccto

𝐒𝐇𝐎𝐔𝐓𝐎𝐔𝐓 𝐓𝐎 𝐀𝐋𝐋 𝐁𝐑𝐄𝐀𝐃𝐖𝐈𝐍𝐍𝐄𝐑𝐒

𝐖𝐡𝐲 𝐝𝐨 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?
Kasi nagtatrabaho ka dahil sa pagmamahal mo sa pamilya mo. You are providing their needs and wants. At kung dumating man ang oras na mawala ka, dapat tuloy-tuloy pa rin ang income na pino-provide mo. This will only be possible thru life insurance.

𝐁𝐚𝐤𝐢𝐭 𝐦𝐨 𝐧𝐚𝐦𝐚𝐧 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?
Dahil ang sakit pwedeng dumapo sa kahit sino at sa di inaasahang oras. Kung sakaling ikaw yun, sino ang maaasahan mong tutulong sa’yo to pay for the hospital bills kung ikaw lang ang nagta-trabaho sa pamilya mo? Paano kung di kasya ang ipon mo? Paano ka pa makakapagtrabaho? Yung health insurance ang tutulong sayo.

Tara, pag planuhin natin yan. Send me a message. 😊

Boss B Junessa Bien Lecaros
At your service









MakaBuhay

It is health that is true wealth.

Your body will be around longer than those expensive shoes or handbags. Invest in yourself. Invest in your health.

Love yourself enough to live a healthy lifestyle. 😊❤️

Here are 10 ways to keep your body healthy. 😇






Ka TROPA
MakaBuhay

Ang hilig natin sa what 𝗜𝗙 no?

What 𝗜𝗙 magkasakit?
What 𝗜𝗙 may mangyari?
What 𝗜𝗙 tumaas ang tuition?
What 𝗜𝗙 wala ng sss pag nagretire kana?

What if magstart kana sa what 𝗜𝗦 mo?

What 𝗜𝗦 your goal?
What 𝗜𝗦 your plan naman?
What 𝗜𝗦 your situation right now?
What 𝗜𝗦 it that you're doing about it?

𝗜𝗙 is all in the mind. What you need is 𝗜𝗦.
𝗜𝗦 means Intentional Steps to take you from where you are to where you want to be. To take you from a space of:
✅ 𝗔𝗽𝗽𝗿𝗲𝗵𝗲𝗻𝘀𝗶𝗼𝗻 to 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆
✅ 𝗨𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝘆 to 𝗦𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆
✅ 𝗙𝗲𝗮𝗿 to 𝗣𝗲𝗮𝗰𝗲 𝗼𝗳 𝗠𝗶𝗻𝗱

If you need help, I would be happy to assist you start your what 𝗜𝗦. Feel free to message me! 😊

Boss B
At your service

Junessa Bien Lecaros
𝖠𝗌𝗌𝗂𝗌𝗍𝖺𝗇𝗍 𝖴𝗇𝗂𝗍 𝖬𝖺𝗇𝖺𝗀𝖾𝗋
𝖫𝗂𝖼𝖾𝗇𝗌𝖾𝖽 𝖥𝗂𝗇𝖺𝗇𝖼𝗂𝖺𝗅 𝖠𝖽𝗏𝗂𝗌𝗈𝗋






MakaBuhay

*Financial Wellness*

This is the overall health of your financial situation such as your capacity to handle expenses, set aside savings, settle debts, and prepare for the future by making informed financial decisions or in short -- it means understanding money's role in your life. 😊

And here's the 10 personal finance tips for you na pwede mong gamitin or guide for your financial wellness. 😇

Boss B Junessa Bien Lecaros
At your service







MakaBuhay

The key to success is to start before you know you are ready.

Happy THIRSTday! 😊




Ka TROPA

Parents, Breadwinners and income generating of the Family please make sure you are Insured!

Talk to your trusted Financial advisor to know your options. Hindi Mahal magpa-Insure Ka TROPA .😊

Realization as a parent❗❗

📌 Na dapat as parents, Insured tayo anything happens may maiiwan tayo para sa mga anak natin, maitutuloy pa din na makapagtapos sila ng pag-aaral. May mahuhugot kasi may living benefits din ang life insurance. Hindi lang pag nawala tayo ano ka ba besh🤔

📌 Na dapat wag din natin kalimutan i-secure ang sarili natin sa pagtanda after we secure the future of our children, kasi in the end we don't want to be the hindrance to our children's future.

📌 Lastly, na marealize natin that our children don't owe us anything because it's our responsibilty to give them better future. They may pay us forward for what we've done to support them, but we should never expect and impose.

Be future ready!

Ask me how? Pm is the 🔑

Boss B Junessa Bien Lecaros
At your service





MakaBuhay

A father is neither an anchor to hold us back nor a sail to take us there, but a guiding light whose love shows us the way. 🥰

Happy Father's Day sa lahat ng magigiting na haligi ng tahanan! ❤️




MakaBuhay

There are two types of people who will tell you that you cannot make a difference in this world: those who are afraid to try and those who are afraid you will succeed.

- Ray Goforth

Thank you so much Pru Life UK family for this recognition! ❤️
And especially thank you so much to my dear clients, friends, Ka TROPA and future clients for trusting me as your lifetime partner! This is all for you!! 🥰❤️
Thank you so much Papa God for the blessings and purpose in life!🙏🏻

Boss B Junessa Bien Lecaros
At your service





MakaBuhay

The difference between the possible and impossible lies in a person's determination.

- Tommy Lasorda

Happy Friday!😊




Ka TROPA

Learn from all the challenges and mistakes from the past.
Always keep on moving FORWARD and towards your goals. 😊

Happy 1st of June! 🥰





Ka TROPA

A friendly reminder to not leave anything to chance. 😉♥️🤍

Boss B Junessa Bien Lecaros
At your service

Calling all motorcycle drivers out there! 😍

Presenting our Pru Personal Accident Insurance - For Motorcycle Drivers!

🫰🏻A yearly renewable package protection plan designed to cover motorcycle drivers for injury or death due to accidents.

🫰🏻Plan starts at PHP 155.00 per year!

🫰🏻12 months coverage

🫰🏻Avail insurance via GCASH or PULSE app! Use referral code: 70117924

To all the grab, angkas, lalamove, move it, joyride, borzo and maxim drivers, avail one now! 😍

Send me a message to learn about the different affordable packages that you can get! 🤗

Boss B Junessa Bien Lecaros
At your service

A PRUtected Future

Congratulations to my newly insured investor! ❤️

"Bago ako sumampa ulit ng barko, kukuha na ako ulit ng additional policy/coverage ko at kukuhaan ko na rin ang anak ko for educ funding naman nya. Mas okay na yung insured na rin di lang ang future ko pati na rin ang anak ko." 😊

Ikaw besh anong excuse mo bakit ayaw mo pa ring kumuha nang first policy mo na best gift mo na rin sa sarili mo na ilang taon na ring nagpapakahirap at nawawalay sa pamilya para magtrabaho sa barko? 😉

Thank you my dear kapamilya-client- Ka TROPA for the trust! Rest assured that I will do my best to provide the best support and help as your servicing agent. 😊

If naghahanap ka besh ng comprehensive insurance, investment, retirement fund or educational fund, feel free to message me. 📩

Boss B
At your service

Did you know that life insurance is 𝘾𝙃𝙀𝘼𝙋𝙀𝙎𝙏 when you're 𝙮𝙤𝙪𝙣𝙜 𝙖𝙣𝙙 𝙝𝙚𝙖𝙡𝙩𝙝𝙮?💡

For only 100 pesos a day, you can start opening an Investment + Insurance Plan with Prulife UK. 🤍♥️

𝟱-𝗶𝗻-𝟭 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘄𝗶𝘁𝗵 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗣𝗹𝗮𝗻
Where you can have:

✅ Life Insurance
✅ Disability Benefit
✅ Accident Benefit
✅ Critical Illness & Hospitalization Benefit
✅ Investment

You want to know more? Send me a message and get a sample proposal 😊

Boss B Junessa Bien Lecaros
At your service

𝗛𝗮𝗽𝗽𝘆 𝗠𝗼𝘁𝗵𝗲𝗿’𝘀 𝗱𝗮𝘆! 💕

One important thing that a Mother has in her mind is to protect her family and secure their future. 🧑‍🧑‍🧒‍🧒

This mother's day, why not give your wife and your mama the gift that keeps on giving 🥰 check out these insuravest that suits her!

Message me for a quotation 💌

Boss B Junessa Bien Lecaros
At your service

There is progress whether you are going forward or backward.
The thing is to MOVE! 😉

- Edgar Cayce

Happy Weekend!😊




Ka TROPA

Signs na makuha na ngani nang life insurance yuung nag-inquire at nagpa-quote sayo ai:

- may valid ID yaan
- healthy yaan
- may savings yaan
- may magandang source nang income yaan
- andito sa Pilipinas yaan at yung iba naman ai di pa naalis ulit para magtrabaho sa ibang bansa o sa barko

Joke laang! 😆
Hindi ito signs. Ito mandin laang yung mga kailangan natin kung gusto na nating ma-insured at maapprove.😉

Kaya alam nyo na. Madali laang di baga.😁
Kaya tara dini at pag-usapan natin yan habang nagkakape kahit mainit mandin.😁



Junessa Bien Lecaros

Proud to be a ♥️


Junessa Bien Lecaros

Pru Life UK bags another prestigious win! 💗

Our year-long initiatives for our stakeholders to mark Prudential’s 175 years won a Gold Quill Award of Excellence from IABC.

A remarkable achievement inspiring us even more to be your trusted partner and protector for this generation and generations to come.

Read the full list of winners ↓:
https://gq.iabc.com/Winners/2024-Gold-Quill-Awards-Excellence-And-Merit-Winners

𝙒𝙃𝙊 𝙄 𝘼𝙈 𝘼𝙎 𝘼𝙉 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 𝘼𝙂𝙀𝙉𝙏?

Let me define my concrete roles based on my own definition and I can vouch for this! 😊

I can perform the same purpose of the 5 different licensed professional roles as a Licensed Insurance Agent alone! DOES EVERYONE KNOW THIS? 🤔

🧑‍🏫 𝗧𝗲𝗮𝗰𝗵𝗲𝗿 - Educate People = Financial Consultant - We Educate People the value of their life and its worth to their family

🧑‍⚕️ 𝗗𝗼𝗰𝘁𝗼𝗿 - Save Lives = Insurance Agent - We Save Lives through providing money to those who needs medical attention

🧑‍🏭 𝗘𝗻𝗴𝗿 - Build Strong Foundation = Financial Consultant - We Build A Strong Financial Foundation (wealth protection, wealth accumulation, wealth succession)

👩‍💼 𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗻𝘁 - Provides Money = Insurance Agent - We Provide Money in times of uncertainties and make sure you have a ready cash flow

⚖️ 𝗟𝗮𝘄𝘆𝗲𝗿 - Gives Justice = Insurance Agent - We Give Justice to all Beneficiaries through the legacy money of their loved ones, they will never feel like being less fortunate people

𝗜 𝗮𝗺 𝗮 𝗣𝗥𝗢𝗨𝗗 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗖𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝗻𝘁 / 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗔𝗴𝗲𝗻𝘁. ❤️

Tara! Join me in my journey! 🥰

Boss B
At your Service

Junessa Bien Lecaros
Assistant Unit Manager
Licensed Financial Consultant
Branch Trainer





Ka TROPA

Worry less about the things we have little control over, and learn to have fun with them instead. ❤️

Happy Monday! 😊




Ka TROPA

When you focus on the good, the good will grow.
When you focus on the bad, the bad will grow.

So, better focus on the good.
Mindset ba mindset. 😁

Happy Weekend!😊





Ka TROPA

Do not wait for that day that NO INSURANCE COMPANY will accept you because YOU ARE NOT INSURABLE.

I have encountered a number of people who already have medical conditions who really wanted to get a life insurance, however, it's too late for them 🙁

Message me lang po if you need assistance in getting a life insurance policy, I'll be glad to assist you. ☺

Boss B
At your service

A PRUtected Future

Congratulations to my newly insured investor! ❤️

Bago ako bumalik ng ibang bansa iinsured ko na self ko para panatag ang loob ko na protected na ako bago ako umalis ulit ng bansa para sakin at para sa family ko rin dito sa Pinas.😊

Ikaw besh anong excuse mo bakit ayaw mo pa ring unahin naman muna ang sarili mo na ilang taon na ring nagpapakahirap at nawawalay sa pamilya para magtrabaho sa ibang bansa? 😉

Thank you my dear kapamilya-client- Ka TROPA for the trust! Rest assured that I will do my best to provide the best support and help as your servicing agent. 😊

If naghahanap ka besh ng comprehensive insurance, investment, retirement fund or educational fund, feel free to message me. 📩

Boss B
At your service

A PRUtected Future

Congratulations to my newly insured investor! ❤️
Dahil magbibirthday na ako at gusto kong may napupuntahan naman yung pinaghihirapan ko sa araw-araw na pagseserbisyo ko bilang g**o, ito na ang magandang pabirthday sa self ika nga ni ma'am Ka TROPA .😊

Ikaw besh anong pabirthday mo sa sarili mo? Anong excuse mo bakit ayaw mo pa ring unahin naman muna ang sarili mo? 😉

Thank you my dear friend-client-Ka TROPA for the trust! Rest assured that I will do my best to provide the best support and help as your servicing agent. 😊

If naghahanap ka besh ng comprehensive insurance, investment, retirement fund or educational fund, feel free to message me. 📩

Boss B
At your service