Breadwinners' Hub

Hello, breadwinner!

End of 2022 is near.
Anong plans mo next year?
Hopefully masali na sa plans mo ang savings, investments, and wealth protection thru life insurance and healthcare.

Attend ka ng mga FREE financial classes to help you build your financial goals sa 2023. Talk to your financial educator friend now. ♥️

💪🫂

👋👋👋

Never empty yourself out. ❤️

To the breadwinners, eldest child, the meal ticket, the one who brings home the bacon, the providers...

One day, maa-afford mo na din mapagod at magpahinga.
One day, makakaya mo na din maging mahina.
One day, sarili mo naman ang iisipin mo.
One day, ikaw at ang mga pangarap mo naman.
❤️

Nung nag decide ka mag abroad, mag-isa ka.
Nung nag apply ka, mag isa ka.
Nung nag trabaho ka, mag isa ka.
Nung nag sakripisyo ka, mag isa ka.
Nung nahihirapan ka, mag isa ka.

Pero nung sumahod ka..
Kasama mo na sila..

Nung pinaghirapan mong kitain ung pera mo, ikaw lang mag isa..
Nung gagastusin na yung pinagpaguran mo, andiyan na sila..

Be wise pagdating sa PERANG pinagpaguran/pinaghihirapan. At sa mga taong nakapalibot sayo.

Kapag ang daga ay nasa isang garapon na puno ng bigas.

Ang akala nya ayos na ang buhay dahil kuntento na sya. May makakain sya eh! 😋

Kaya dun sya mamamalagi at mag-eenjoy hanggang maubos nya ang mga ito.

Hanggang dumating ang isang araw... ang garapon ay mawawalan din ng laman at makikita nya na lang na na-trap na pala sya at hindi na kailanman makakalabas pa.

Kung nasa edad ka, na kaya mo pang magsumikap at kaya mo pang magtake risk.. Do it! DO NOT always choose “comfort".

Ang pag gagastos ay hindi na kailangang pag aralan pa, online selling ay bubungad kaagad sa pag bukas mo nang facebook.

Kumusta? Sino ang magtuturo sayo mag ipon? Gusto mong matuto? Mag mensahi lang at may Financial Classes everyday.

Fact! 💯

THIS!

One of the financial concepts that we should learn is Paying Ourselves First.

Whether we get a difficult task done or experienced something really bad, we tend to spend money thinking that this a way to either reward or console ourselves. We think that we are paying ourselves first but, truth is, we are paying the malls, cinemas, or perhaps the restaurants FIRST.

So, next time you feel like celebrating and you get that urge to spend, think twice or thrice. Are you really paying yourself first?

Want to grow in your financial life?
Contact a Financial Educator to learn how. 💚

Think about this!

If you really want to help the poor, don't be one of them.

Hmmmmmm.

RICH measured in 💰
WEALTH measured in ⏰

Example. Most people think having P1 million is rich. But if your expenses are P100,000 a month, your wealth will last only 10 months.

Question: How long can you survive without working? That’s how wealthy you are. Being WEALTHY is more important than being RICH.

If your friend encourages you to save and gain Financial Literacy, THANK them! They are just thinking of your welfare more than you do.

Women can also invest in the stock market. They can be successful entrepreneurs. They can be submissive yet dominant. They can pay for the things they want. They can be high maintenance coz they're the ones maintaining it.
Go and defy stereotypes!

You can NEVER brag about your salary!
The real questions are:
1. How much can you keep per day or per month?
2. If you lose your current job right now, how many months can you survive until you get another job?
3. If anything happens to you, do you have income replacement so your family can still live comfortably with their lives?

Learn the right ways to SAVE! KEEP SOMETHING TO SURVIVE THE UNCERTAINTIES.
Message us for FREE online classes or webinars.

✨TAKE CHARGE OF YOUR FUTURE✨

How much can you sacrifice today for a better life tomorrow?

👉One milk tea or coffee costs you an average of 150 per cup.

👉Sacrificing 4 cups per week, builds 28,000 a year. Sacrificing for 4 years and waiting for 30 years can give you more than 6 million in your retirement money.

🧠SAVING or investing is not about how much money to start, it's also about WHEN TO START!

💭DON'T save and invest what is left after spending, spend what is left after saving and investing - Warren Buffett

Your attitude is more than your capabilities, similarly, your decision is more important than your capabilities.

DO SOMETHING TODAY THAT YOUR FUTURE SELF WILL THANK YOU FOR🔮

Which group will you be in?

Normal lang naman yung feeling na gusto mo mag fit in, but it's also important that we understand how overspending can hurt us and our future. Kaya very important that we learn to take a step back, and rethink our spending choices.

Ask yourself before you spend on something major,
💥“Will this make my life more meaningful?

💥 Or will this only cause me unnecessary stress?”

Remember this, pride can make you poor. Instead of spending on useless things, I suggest that you use your resources on something that can really add value to your life.

For Financial classes, MESSAGE US 💪

Did you wish you have an emergency fund, a good healthcare coverage, and enough extra cash to invest in the stock market in this time of crisis?

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This current Covid-19 quarantine and lock-down experience is giving us a taste of what retirement feels like.

Your experience could either be good or bad, depending on whether you were able to prepare or not.

Emergency/crisis like this is something we should not be worried about. Preparation is key!

Let me help you create a better plan for your financial future.

Send a message to get in touch. Cheers!

Someone asked me, "Should I start preparing for retirement? I am still young."

Imagine this LOCKDOWN as your future condition during RETIREMENT:

1. No Source of Income
2. No Emergency Funds
3. No Savings
4. Prone to Sickness
5. Without Healthcare
6. Without Life Insurance
7. Home Stay for the rest of your life.
8. Burden to your Children and their own Family.

If you can't picture out yourself like this, CHANGE your ways while you are still YOUNG and ABLE.

A year from now, you will sure wish you had started today. :)

If somebody encourages you to save, it means they cared.
Rare ra kaayo ng tawo na ingana!
Halos tanan cgeg engganyo na pagastoon ka
Unya kanang pasave.von noon ka,
E kasakit noon nimo besh?
Value those people!!!
Makahunahuna ra nya ka nila sa mga panahon sa pagmahay!

I often hear people say "Bakit ang tagal naman kailangan mag-invest? Wala bang yung mabilisan lang tapos anytime pwede iwithdraw?"

Minsan hindi ako sure kung legit investment ba ang hanap nila or scam. Friends, let me be straightforward with you.

Investing is not an overnight thing, tipong pag nag invest ka today, bukas marami ka ng pera.

Hindi po.

It takes years and years of consistent adding and adding and adding to your investments para ma-achieve mo yung goals mo. Yes, "GOALS". Kaya importante din yung meron kang clear and specific financial goal in mind, kasi hangga't hindi mo pa na-aachieve yun, hindi ka dapat tumitigil mag-invest.

Anong lesson dito?

Importante talaga na matutunan mo yung basic principles about investing and financial planning. Hindi mo kailangan manghula kasi may mga Financial Literacy seminars naman na available sa atin. All you have to do is to make time for it.

Healthcare is not cheap nor is it expensive.

But a human life is priceless.

For your kid, a brother, a parent, a loved one who is confined in a health facility - you will do whatever it takes to provide the medical care available and pay the price!!!

It's a financial challenge to all.

But there's always a way to manage future financial challenges - getting a healthcare program in advance is one way!

It is either you do both - pay the big price later and worry later;

Or you can do a wise move by building up a small fund (in advance) now & worry less later.

FREE ONLINE financial planning learning session!!!

Learn about:
1. How to manage your money
2. How to make your cash flows healthy
3. How to build your income replacement fund
4. How to systematically save and invest
5. How to ENJOY or SPEND your money without the guilt

Grab this chance now!

Leave a comment below or send a message. 💪

CHOOSE WISELY!

During this time of crisis, gaining Financial Literacy is a MUST.
Make use of your vacant time WISELY.
Tiktok? - What can you gain from it really?
Challenge or Dares on Social Media? - What for?
Justify what you do with your time. Yes, you only live once BUT if you're living it right, once is enough!