Levi Henderson LLC

It's ! This is a great time to learn about preventable health problems and ways to boost your overall wellness. From scheduling an annual physical to taking steps toward better fitness, this checklist will help you get started on the road to better health.

There is an abundance of misinformation and confusion when it comes to how medical billing works. Make sure that you have a licensed agent who understands how it works; this could save you both headache and money!

https://www.insider.com/woman-charged-300000-hospital-misread-insurance-wins-court-battle-2022-5

Woman charged over $300,000 for surgery after hospital 'misread' her insurance wins court battle over bill Lisa Melody French was in a car wreck that threatened to leave her paralyzed without the surgery. She was initially quoted $1,337.

Save the most when using your vision insurance benefits! Check out these top 7 most affordable places to buy contacts in 2022!

https://www.insider.com/guides/health/best-place-to-buy-contacts-online-with-insurance

The 7 best places to buy affordable contacts online using insurance, HSA, and FSA Most online retailers accept insurance and HSA or FSA money for contacts, but we found the ones that also offer the best prices and benefits.

Do you know what wellness benefits your health plan offers? Make sure that you find a plan that covers what YOU need.

May is Mental Health Awareness month. Check out this great resources that have helped numerous people over the last 2 years!

https://www.businessinsider.com/guides/learning/mental-health-therapy-books-classes-podcasts

18 insightful books, podcasts, and online resources that helped us manage our mental health while quarantining Taking care of our mental health is crucial, especially in quarantine. Here are some of our favorite books, classes, and podcasts.

There are a number of ways to save money on your healthcare! One of the better kept secrets is how to save on your prescription medications! Do you know about these 5 ways?
https://www.consumerreports.org/prescription-drugs/ways-to-save-on-prescription-drugs/

5 Ways to Save on Prescription Drugs With these tips to save on prescription drugs, Consumer Reports says online pharmacies aren’t the only way to get rock-bottom prices.

Dental care is important! More than 55% of adults have reported some untreated type of oral health issue in 2022. Make sure you have the dental plan to cover it!

https://www.businesswire.com/news/home/20220428005917/en/Americans-Are-Not-Getting-the-Dental-Care-They-Need-According-to-a-National-CareQuest-Institute-Survey

Do you know how much you might have to pay if something goes wrong?
It's crucial to know what your max out of pocket is! Make sure your agent informs you on what the maximum amount you may be responsible for is when purchasing a plan.

It's that time of year again. Millions of Americans suffer from allergies every year. Here are some tips on how to deal with them this year!

https://newsroom.uhc.com/health/seasonal-outdoor-allergies.html?fbclid=IwAR0LTIfnze_9V5wf1KveJSrsAtrIqXtEc5CFBPWNkFQh9kCy6Tgs5UoDpA8

Newsroom - 3 tips for coping with seasonal outdoor allergies More than 50 million Americans experience various types of allergies each year. Here are some tips that may help provide relief.

Finding the right insurance plan can be a struggle. But you don't have to do it alone. Talking with an experienced agent can make all the difference!

Finding a spot that accepts your vision insurance can be frustrating! Make sure that the coverage you have works for you and covers what YOU need.

https://www.insider.com/guides/style/where-to-buy-glasses-online-using-insurance -3

The 6 best places to buy prescription glasses online using insurance, HSA, or FSA money EyeBuyDirect, Zenni, Warby Parker, Felix Gray, and GlassesUSA make it easy and affordable to find prescription glasses online with insurance.

Find the perfect plan for you! Everyone's needs and budget are different; it's important to work with an agent who understands what you are looking for and is able to provide you multiple options.

Have you considered purchasing life insurance recently? Prices have hit all time highs in 2022. There are a number of reasons why it's wise to review your options this year; but here's 3!

https://www.fool.com/the-ascent/insurance/life/articles/3-signs-you-need-to-apply-for-life-insurance-asap/

3 Signs You Need to Apply for Life Insurance ASAP Having life insurance is important -- especially if these circumstances apply to you.

Preventative care is an important step to ensuring your long-term health. Now's the time to catch up on exams and screenings you may have missed.

Open Enrollment has closed or will close shortly in the majority of the states! Don't forget to check when your deadline is!
If you've passed the OE deadline, don't worry you still have other options available to you!

With employer rates reaching new highs for premiums, you should take the time to look at other alternatives in the market! Make sure that you have all the information you need before you make a decision this year!
https://www.benefitspro.com/2021/12/15/employer-sponsored-health-insurance-costs-rose-6-3-in-2021/?slreturn=20211118204653

Employer-sponsored health insurance costs rose 6.3% in 2021 | BenefitsPRO The outlook for 2022 is better, but there’s still cause for concern, according to a new Mercer survey.

Find an option that best fits your needs! Get a quote with multiple options (not just one single carrier) to compare

Do you only have a single dental plan option offered with your health insurance at work? Look on the market with me and see if you're able to get some of the best plans out there!
https://www.google.com/amp/s/money.com/best-dental-insurance/%3famp=true

11 Best Dental Insurance Plans of 2021 Best dental insurance of 2021. Delta Dental (Best for Braces); Humana (Best for Value); Cigna (Best for Seniors).

Does your health plan offer telehealth services? This is a convenient way to receive care without having to leave your home!

Were you aware that life insurance policies can have unique payout systems? Did you know there are a number of different riders that you could add to policies that may significantly increase your benefit amount?
Make sure you talk to a licensed agent about all the options you have available to you!
https://www.forbes.com/advisor/life-insurance/graded-death-benefit/

What Is A Graded Death Benefit In Life Insurance? Most life insurance policies have a straight-forward payout: Your beneficiaries are paid the full death benefit. But if you have a life insurance policy with a “graded death benefit,” your beneficiaries won’t get paid the full death benefit if you die from illness or disease within the first f...

While there isn't a 'Black Friday' for health insurance premiums, there are things that you should know before purchasing your health plan for 2022 that could save you hundreds!

https://www.shrm.org/resourcesandtools/hr-topics/benefits/pages/health-plan-cost-increases-return-to-pre-pandemic-levels.aspx

Health Plan Cost Increases for 2022 Return to Pre-Pandemic Levels U.S. employers expect their group health plan premiums to increase, on average, around 5 percent in 2022, even after taking cost-management initiatives into account, according to recent employer surveys.

I hope that everyone has an enjoyable day with their loved ones! I'm thankful for the opportunity to work with such fantastic clients all around the states! Stay safe and Happy Thanksgiving!

The majority of major health providers have released the rates for 2022 employer-sponsored plans. Almost all plans are seeing major increases in premium for this upcoming year.
Take some time to look at other options you may have for 2022!

https://www.washingtonpost.com/politics/2021/11/11/employer-sponsored-coverage-keeps-getting-more-expensive/

Analysis | Employer-sponsored coverage keeps getting more expensive Annual premiums will cost an average of four percent more next year.

Many employees are finding that their monthly premiums will be going up for 2022. Have you tried looking at the private market to see what options you and your family might have there?

https://www.govexec.com/pay-benefits/2021/09/employee-groups-react-health-insurance-open-season-announcement/185729/

Employee Groups React to Health Insurance Open Season Announcement A weekly roundup of pay and benefits news.

It's almost that time of year again! Open Enrollment for many states is only a few weeks away.
What is Open Enrollment? Open Enrollment period is an opportunity for many to enroll in a health plan without a qualifying life event.
It's important to understand what plans are available to you on the market at this crucial time of year!

Do you know the differences between the different types of life insurance that are available to you?
It's important to understand the various types of life insurance so you can have the best coverage for your situation.
https://www.forbes.com/advisor/in/insurance/all-you-need-to-know-about-whole-life-insurance/

All You Need To Know About Whole Life Insurance The lack of understanding or interest in finance and money management, is often a major deterrent to financial planning. People are typically comfortable with commonly understood options, such as fixed deposits (FDs), mutual funds (MFs) and equity markets. Those in their post-earning years prefer th

Does your ZIP code matter when it comes to getting health insurance quotes?
YES! Where you live can have a tremendous impact as to what plans are offered to you and your family. Make sure that when you talk to an agent, they ask you for your ZIP code and state to get the most accurate quote!