Phuong Nguyen Loan Officer NMLS 2124352

Lock in your rate and shop for your dream home without a formal offer.🏡💸💯

📞Call me at (916) 897-1707 to learn more. ☺👍

Lock in your rate and shop for your dream home without a formal offer.🏡💸💯

📞Call us at (888) 848-7199 to learn more. ☺👍

Make your New Year's goals meet your investing goals. Work with a broker today to waive your escrows! 🏡💯🏡

📞Call me at (916) 897-1707! ☺👍

Make your New Year's goals meet your investing goals. Work with a broker today to waive your escrows! 🏡💯🏡

📞Call us at (888) 848-7199! ☺👍

If one of your new year’s resolutions is to own your own home, now is the time. 🤔🏡💰

🚶‍♂️👣Take the first step by calling me at (916) 897-1707. I'll walk through the process and see what you can afford.👍

If one of your new year’s resolutions is to own your own home, now is the time. 🤔🏡💰

🚶‍♂️👣Take the first step by calling us at (888) 848-7199. We'll walk through the process and see what you can afford.👍

Make one of your New Year’s resolutions to own your own home. Take the first step📞Call me at (916) 897-1707 I’ll walk through your goals, credit and income to land on a price range you can afford.☺👍

Make one of your New Year’s resolutions to own your own home. Take the first step 📞Call us at (888) 848-7199 we’ll walk through your goals, credit and income to land on a price range you can afford.☺👍

Are you ready to make the move into a home of your own? 💯🏡✌

📞Call me at (916) 897-1707 and let’s discuss your loan options! ☺👍

Are you ready to make the move into a home of your own? 💯🏡✌

📞Call us at (888) 848-7199 and let’s discuss your loan options! ☺👍

The weather outside is frightful. There's no need to leave your house when you work with me. Apply for your home loan without leaving your cozy house. 💯🏡💯

📞Call me at (916) 897-1707! ☺👍

The weather outside is frightful. There's no need to leave your house when you work with us. Apply for your home loan without leaving your cozy house. 💯🏡💯

📞Call us at (888) 848-7199! ☺👍

Have sky-high plans for the New Year? Make me your co-pilot. 💯✌🏡

📞Call me at (916) 897-1707! ☺👍

Have sky-high plans for the New Year? Make us your co-pilot. 💯✌🏡

📞Call us at (888) 848-7199! ☺👍

I hope Santa treated you well this year! If the one item remaining on your wish list has an open floor plan and room for the family to sit around the fire, let’s get you pre-approved and let the post-holiday home shopping begin! 💯💖

We hope Santa treated you well this year! If the one item remaining on your wish list has an open floor plan and room for the family to sit around the fire, let’s get you pre-approved and let the post-holiday home shopping begin! 💯💖

Time to redo your kitchen? I'm ready to help with your budget.🙋‍♂️❤🏡

📞Call me at (916) 897-1707 today to get started.☺👍

Time to redo your kitchen? We’re ready to help with your budget.🙋‍♂️❤🏡

📞Call us at (888) 848-7199 today to get started.☺👍

Here are the top 10 things to do when buying your dream home:
#1. 📞Call me at (916) 897-1707! ☺👍
(I’ll handle the other nine)😄👍

Here are the top 10 things to do when buying your dream home:
#1. 📞Call us at (888) 848-7199! ☺👍
(We’ll handle the other nine)😄👍

Protect yourself against rising rent.🙂🏡❤

📞Call me at (916) 897-1707 to get pre-approved for a home loan!🙂👍

Protect yourself against rising rent.🙂🏡❤

📞Call us at (888) 848-7199 to get pre-approved for a home loan!🙂👍

True! As opposed to an FHA loan, which can only be used to purchase a primary home, conventional loans can be used for all three options - primary, secondary, and investment! Looking to purchase one of these?🏡☺💸

📞Call me at (916) 897-1707! ☺👍

True! As opposed to an FHA loan, which can only be used to purchase a primary home, conventional loans can be used for all three options - primary, secondary, and investment! Looking to purchase one of these?🏡☺💸

📞Call us at (888) 848-7199! ☺👍

Retail lenders/banks offer fewer options! Independent mortgage broker like me is able to partner with multiple lenders to find you great loans and rates. ✌💯💸

📞Call me at (916) 897-1707! ☺👍

Retail lenders/banks offer fewer options! Independent mortgage brokers like us are able to partner with multiple lenders to find you great loans and rates. ✌💯💸

📞Call us at (888) 848-7199! ☺👍

Getting a mortgage doesn’t have to be a marathon process. 💯✌🏠

📞Call me at (916) 897-1707 to find out how I can hit the ground running and get your loan across the finish line faster. ☺👍

Getting a mortgage doesn’t have to be a marathon process. 💯✌🏠

📞Call us at (888) 848-7199 to find out how we can hit the ground running and get your loan across the finish line faster. ☺👍

Ready to start your mortgage journey? Let me lead you down the path with fewer appointments. 💯🏡💸

📞Call me at (916) 897-1707 and see how soon you could close! ☺👍

Ready to start your mortgage journey? Let us lead you down the path with fewer appointments. 💯🏡💸

📞Call us at (888) 848-7199 and see how soon you could close! ☺👍

Your mortgage payments include more than just the amount you pay on the loan every month. 💯🏡✌

📞Call me at (916) 897-1707 to learn more about your future mortgage! ☺👍

Your mortgage payments include more than just the amount you pay on the loan every month. 💯🏡✌

📞Call us at (888) 848-7199 to learn more about your future mortgage! ☺👍

Money might be in your bank, but your mortgage doesn't have to be. I am expert in mortgages because it's all I do! 📃💯🏡

Partner with me to experience the broker difference!📞Call me at (916) 897-1707! ☺👍

Money might be in your bank, but your mortgage doesn't have to be. we are expert in mortgages because it's all we do! 📃💯🏡

Partner with us to experience the broker difference!📞Call us at (888) 848-7199! ☺👍

Unlike the people at your bank, I'm specialist — licensed specialist — who only do mortgages.

📞Call me at (916) 897-1707 today to get started.☺👍

Unlike the people at your bank, we're specialists — licensed specialists — who only do mortgages.

📞Call us at (888) 848-7199 today to get started.☺👍

Ready to throw down some roots? 🏡✌🏡

📞Call me at (916) 897-1707! ☺👍

Ready to throw down some roots? 🏡✌🏡

📞Call us at (888) 848-7199! ☺👍

The perfect home is different for everyone — and the perfect mortgage should be, too. 💖🏡💖

📞Call me at (916) 897-1707 to learn more. ☺👍

The perfect home is different for everyone — and the perfect mortgage should be, too. 💖🏡💖

📞Call us at (888) 848-7199 to learn more. ☺👍

Calling all first-time homebuyers: You may be eligible to put just 3% down on your first home! 💯🏡✌

📞Call me at (916) 897-1707 to learn more. ☺👍

Calling all first-time homebuyers: You may be eligible to put just 3% down on your first home! 💯🏡✌

📞Call us at (888) 848-7199 to learn more. ☺👍

Condos offer a lot of convenience and flexibility. Let me help you find the condo loan that's best for you. 📃🏡✌

📞Call me at (916) 897-1707! ☺👍

Condos offer a lot of convenience and flexibility. Let our team help you find the condo loan that's best for you. 📃🏡✌

📞Call us at (888) 848-7199! ☺👍

Mortgage brokers (like me) are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, I’ll secure the best options available for your situation.
Let me simplify the process so you close fast.

📞Call me at (916) 897-1707 to learn more. ☺👍

Mortgage brokers are home loan experts. Here’s why that’s great news for you: With access to multiple mortgage lenders and loan types, We’ll secure the best options available for your situation.
Let us simplify the process so you close fast.

📞Call us at (888) 848-7199 to learn more. ☺👍

Don’t let a less-than-perfect credit score scare you away from buying a home. FHA loan programs could be key to your independence. 🏡💸🏡

📞Call me at (916) 897-1707 today to get started.☺👍

Don’t let a less-than-perfect credit score scare you away from buying a home. Our FHA loan programs could be key to your independence. 🏡💸🏡

📞Call us at (888) 848-7199 today to get started.☺👍

Your credit score is a number that represents your ability to pay off your debts. The higher your credit score, the better. Feel confident in yours? ✌💯🏡

📞Call me at (916) 897-1707 and I can advise you on your next mortgage based on your score. ☺👍

Your credit score is a number that represents your ability to pay off your debts. The higher your credit score, the better. Feel confident in yours? ✌💯🏡

📞Call us at (888) 848-7199 and we can advise you on your next mortgage based on your score. ☺👍

An FHA loan can help you get into your dream home with as little as 3.5% down. 🏡✌💯

📞Call me at (916) 897-1707 for more info.☺👍

An FHA loan can help you get into your dream home with as little as 3.5% down. 🏡✌💯

📞Call us at (888) 848-7199 for more info.☺👍

Worried about interest rates rising while you search for your new home? I can help you lock in your rate📞Call me at (916) 897-1707 shop until you drop! ☺👍

Worried about interest rates rising while you search for your new home? We can help you lock in your rate 📞Call us at (888) 848-7199 and shop until you drop! ☺👍

Are you a military service member or a veteran? Are you ready to accomplish your dream of homeownership? Do you want a loan expert on your team?🏡💸☺

If you’ve answered yes to these questions, 📞Call me at (916) 897-1707! ☺👍

Are you a military service member or a veteran? Are you ready to accomplish your dream of homeownership? Do you want a loan expert on your team?🏡💸☺

If you’ve answered yes to these questions, 📞Call us at (888) 848-7199! ☺👍

Contemplating buying vs. renting? Homes usually go up in value over time, so every payment you make increases the equity you have in your home. Stop writing checks to your landlord and start investing in your future. ✌🏡💸

📞Call me at (916) 897-1707 to learn more. ☺👍

Contemplating buying vs. renting? Homes usually go up in value over time, so every payment you make increases the equity you have in your home. Stop writing checks to your landlord and start investing in your future. ✌🏡💸

📞Call us at (888) 848-7199 to learn more. ☺👍

It's almost 2023, so there's no excuse for an over-complicated mortgage process. That’s why I offer the latest mortgage tools to make your loan process digital. No running around and no wasted time. 🏡✌💯

📞Call me at (916) 897-1707 to learn more. ☺👍

It's almost 2023, so there's no excuse for an over-complicated mortgage process. That’s why we offer the latest mortgage tools to make your loan process digital. No running around and no wasted time. 🏡✌💯

📞Call us at (888) 848-7199 to learn more. ☺👍

Don’t wait longer than you have to to get into your dream home or start saving on a refinance. I close most loans in 20 days or less. 🏡💸🏡

📞Call me at (916) 897-1707 for more info.☺👍

Don’t wait longer than you have to to get into your dream home or start saving on a refinance. We close most loans in 20 days or less. 🏡💸🏡

📞Call us at (888) 848-7199 for more info.☺👍

The path to your dream home is easier than you think with an expert to guide the way. I can help you achieve your homeownership goals with ease.🙂💸🏡

📞Call me at (916) 897-1707 today to get started.☺👍

The path to your dream home is easier than you think with an expert to guide the way. We can help you achieve your homeownership goals with ease.🙂💸🏡

📞Call us at (888) 848-7199 today to get started.☺👍

Have clients that are still renting? Their money could be going toward building equity in a new home. Because I have access to lower rates that big banks can't compete with, there’s never been a better time to buy. 💸🏡💸

📞Call me at (916) 897-1707! ☺👍

Have clients that are still renting? Their money could be going toward building equity in a new home. Because we have access to lower rates that big banks can't compete with, there’s never been a better time to buy. 💸🏡💸

📞Call us at (888) 848-7199! ☺👍

Conventional loans are offered through private lenders and aren’t backed by a government institution, like FHA or VA loans.🏡📃💰

📞Call me at (916) 897-1707 to learn more. ☺👍

Conventional loans are offered through private lenders and aren’t backed by a government institution, like FHA or VA loans.🏡📃💰

📞Call us at (888) 848-7199 to learn more. ☺👍

Your dream home isn’t as far away as you think. 📞Call me at (916) 897-1707 and see how you can live closer to the path you’ve always wanted to take. 🏡👍🏡

Your dream home isn’t as far away as you think. 📞Call us at (888) 848-7199 and see how you can live closer to the path you’ve always wanted to take. 🏡👍🏡

Shopping for your next home without being pre-approved is a rookie mistake!⏳🏡💸

📞Call me at (916) 897-1707 and let me help you start the mortgage process today!🙂👍

Shopping for your next home without being pre-approved is a rookie mistake!⏳🏡💸

📞Call us at (888) 848-7199 and let us help you start the mortgage process today!🙂👍

Ready to buy your first home? Avoid these 3 things to ensure your mortgage experience is as quick and painless as possible! 🏡💸🏡

📞Call me at (916) 897-1707 to learn more. ☺👍

Ready to buy your first home? Avoid these 3 things to ensure your mortgage experience is as quick and painless as possible! 🏡💸🏡

📞Call us at (888) 848-7199 to learn more. ☺👍

Virtual closings give you the convenience of closing on a purchase or refinance without leaving your home. 🏡💸💖

📞Call me at (916) 897-1707 to learn more. ☺👍

Virtual closings give you the convenience of closing on a purchase or refinance without leaving your home. 🏡💸💖

📞Call us at (888) 848-7199 to learn more. ☺👍

Like consistency? As your lending partner, I do, too! During your mortgage process, don't make any large purchases until your loan is closed. 💖🏡💖

Like consistency? As your lending partner, we do, too! During your mortgage process, don't make any large purchases until your loan is closed. 💖🏡💖

Worried about getting a low appraised value on your home? Or maybe you just want to close faster? You may be eligible for an appraisal waiver!🏡☺💸

📞Call me at (916) 897-1707 to learn more. ☺👍

Worried about getting a low appraised value on your home? Or maybe you just want to close faster? You may be eligible for an appraisal waiver!🏡☺💸

📞Call us at (888) 848-7199 to learn more. ☺👍