Frugal Tess and 2nd Chances.

Quick Life update. I suppose some of you have been wondering where I have been this last six or so months, and the answer is. I have been doing a lot of hard things. I am at the pointy end of my masters degree and have been juggling that, children and COVID 19 lockdowns. This past half a year has been difficult for so many of us and I applaud you all for doing your best even when doing your best doesn't feel like you are accomplishing much....

https://2ndchanceswithtess.wordpress.com/2021/09/30/4-questions-to-ask/

4 Questions to ask . Quick Life update. I suppose some of you have been wondering where I have been this last six or so months, and the answer is. I have been doing a lot of hard things. I am at the pointy end of my ma…

The five frugal to prepare for 5-day hard lockdown.

https://2ndchanceswithtess.wordpress.com/2021/02/13/the-five-frugal-things-to-prepare-for-5-day-hard-lockdown/

The five frugal things to prepare for 5-day hard lockdown. Prepare early.Know what you need and how much you want.Learn to make bread from scratch.Have cash and card.You do not need to panic. You will be OK. Prepare early. Learning from the panic buying of…

Kindly edited by my daughter Shanade to make it look Blog worthy! I was hungry, VERY HUNGRY and due to do my plant based shopping for the week. BUT it is summer here and almost 40c (around 100f). There is zero chances of me going out if I do not have to lol. So I rummaged through the cupboard to find something to eat....

https://2ndchanceswithtess.wordpress.com/2021/02/02/frugal-plant-based-meal/

Frugal Plant based meal!! Kindly edited by my daughter Shanade to make it look Blog worthy! I was hungry, VERY HUNGRY and due to do my plant based shopping for the week. BUT it is summer here and almost 40c (around 100f). T…

Dr Fuhrman's ETL Firstly, let me start by saying I only eat two meals a day usually Lunch and Dinner (Tea, depending on where you live). This is not for weight loss, I do this as I figured out, after FINALLY listening to my body I was not very hungry in the morning. My circadian rhythm just happened to be aligned for intermittent fasting....

https://2ndchanceswithtess.wordpress.com/2021/01/25/what-i-eat-in-a-day-being-plant-based/

What I eat in a day being plant based. Dr Fuhrman’s ETL Firstly, let me start by saying I only eat two meals a day usually Lunch and Dinner (Tea, depending on where you live). This is not for weight loss, I do this as I figured ou…

Building an emergency fund is a fundamental part of taking control of your money. There are many reasons why it is the most important first step but for me, it was my first ever attempt being intentional with my money. Photo by Pixabay on Pexels.com I hear of lots of people who have been living beyond their means for long periods of time and getting into serious amounts of debt....

https://2ndchanceswithtess.wordpress.com/2021/01/20/5-things-to-do-before-buidling-your-emergency-fund/

5 Things to do before buidling your Emergency fund Building an emergency fund is a fundamental part of taking control of your money. There are many reasons why it is the most important first step but for me, it was my first ever attempt being inten…

Lots of people know who Dave Ramsey is if you live North of the equator, but what about if you live in a country where you have never heard his name, his radio show or his hard line get out of debt principles? I am well into my 40's and only heard his name three years ago for the first time when it come up on an auto play on YouTube....

https://2ndchanceswithtess.wordpress.com/2021/01/16/who-is-dave-ramsey-and-why-do-i-follow-his-plan/

Who is Dave Ramsey and why do I follow his plan? Lots of people know who Dave Ramsey is if you live North of the equator, but what about if you live in a country where you have never heard his name, his radio show or his hard line get out of debt…

The 5 big things I did to get into debt (Aussie version). Hi, My name is Tess and this is my blog 2nd chances. This Blog is all about finances and getting out of debt as well as some 'sub topics' as I become healthier and raise my children. I want to do these things as fast as possible! These blogs are tailored towards an Australian audience but apply to pretty much any country....

https://2ndchanceswithtess.wordpress.com/2021/01/11/the-5-big-things-i-did-to-get-into-debt/

The 5 Big things I did to get into Debt. The 5 big things I did to get into debt (Aussie version). Hi, My name is Tess and this is my blog 2nd chances. This Blog is all about finances and getting out of debt as well as some ‘sub top…

There is no need to go through this on your own. Click the link and see what is available for you. https://www.breakthroughforfamilies.com/

Home | breakthrough BreakThrough face-to-face sessions will be suspended until further notice, however, we are running a series of online sessions. Check our attend page for updated information. In the meantime, you can access videos of BreakThrough content made by facilitators Glenn, Nikki and Anna on our online page...

It was my birthday! My gift to myself was going plant based. I have spoken about my attempts to get healthy as part of my own second chance in life. I tracked my food intake for a month successfully and lost an entire kg or 2lb in the imperial measurements. I was happy with that but felt unhealthy being so overweight and constantly worried about my health....

https://2ndchanceswithtess.wordpress.com/2020/11/13/plant-based-happy-birthday-to-me/

PLANT BASED!! HAPPY BIRTHDAY TO ME!! It was my birthday! My gift to myself was going plant based. I have spoken about my attempts to get healthy as part of my own second chance in life. I tracked my food intake for a month successfull…

Tips for meal tracking as an overweight person. Getting ready to lose weight tips that I learnt. I made it! 1 Month of food tracking. What I did, I committed to non-judgementally track my calorie intake over a full month, without ‘cheating’ or ‘lying’ about what I was eating or drinking. I would sometimes track my food in an approximate way without including all the drinks thinking for some unknown reason, that what I was drinking did not count. [ 602 more words ]

https://2ndchanceswithtess.wordpress.com/2020/11/02/where-i-started/

Where I started, Tips for meal tracking as an overweight person. Getting ready to lose weight tips that I learnt. I made it! 1 Month of food tracking. What I did, I committed to non-judgementally track my calorie i…

I have a large family so Christmas in my house is a massive affair that requires herculean effort to bring it all together, it also requires a truck tonne of money!! I love watching and reading about how all those mothers and fathers are out there planning and organising their Christmas, putting up decorations and creating a Christmas spirit that lasts the entire year. [ 823 more words ]

https://2ndchanceswithtess.wordpress.com/2020/10/25/how-to-make-a-christmas-budget-for-beginners/

How to make a Christmas budget for beginners. Love your Christmas this year.

I want my second chance, more than anything I want that. I am overweight, I have more to snuggle, I am fluffy and I am a larger women. As I write that I also wonder if that is one of the ways I lie to myself. In order to be honest with all the strangers on the interwebs I am actually no where near overweight as I am more accurately described as morbidly obese, but they do not really use that term anymore so here I sit just plain old obese. [ 582 more words ]

https://2ndchanceswithtess.wordpress.com/2020/10/16/change-your-mind-change-your-motivation/

Change your mind, change your motivation. I want my second chance, more than anything I want that. I am overweight, I have more to snuggle, I am fluffy and I am a larger women. As I write that I also wonder if that is one of the ways I lie…

I mean, isn't that why we blog and share all our thoughts and feelings about our tips and tricks? To make $$. I will be honest, it sort of feels like that to me, I don't have anything to sell so I feel like I don't belong. All I have is me and my previous experiences. I can't even seem to pick a topic. [ 499 more words ]

https://2ndchanceswithtess.wordpress.com/2020/10/12/your-supposed-to-sell-something-in-a-blog-post-right/

Your supposed to sell something in a blog post right? I mean, isn’t that why we blog and share all our thoughts and feelings about our tips and tricks? To make $$. I will be honest, it sort of feels like that to me, I don’t have anything t…

New blog post, talk to me about your financial second chance.

https://2ndchanceswithtess.wordpress.com/2020/10/09/debt-payoff-car-loan-done/

Debt Payoff! Car loan done! Baby step 2,

Frugal Tess and 2nd Chances. updated their business hours.

Frugal Tess and 2nd Chances. updated their website address.