Christine Boquiron - Sun Life Advisor
Hi! I'm Christine, your trusted financial advisor โจ
For your insurance needsโincome protection p
DID YOU KNOW? ๐ก
Aside from YOU, your little babies as young as 30 days old may be insured under our health insurance plans! ๐ถ๐ป
Kung lagi nyong nababasa or naririnig na โmas mura ang insurance habang bataโ, then this is the ultimate example! ๐ฐ
Kids do not need life insurance since they are not income providers yet like you, pero ang HEALTH INSURANCE? YES! ๐ฏ
Nowadays, we are never sure kung kailan dadating ang sakit. Especially on social media, ang daming stories of younger people getting sick with conditions that were usually affiliated only with older ones. With this, donโt you want to be financially prepared for when such uncertainty comes, especially when it involves our children? ๐คโ
Send me a message to talk about responsible parenting๐ฉ
Ang malungkot na katotohanan.
Please add life insurance into your budget! Managing bills can be overwhelming, but weโre here to tell you that life insurance is more affordable than you probably think.
Worth your time.... read it.
Bakit pag mobile postpaid plans kaya natin lakihan yung monthly payment para walang cashout sa phone? ๐ฑ
Bakit sa mga kotse, mas okay satin magdagdag ng 15K to 20K para sa kulay na gusto natin?๐
Bakit sa credit card mas gusto natin malaki ang credit limit? excited at proud pa tayo na malaki magiging purchasing power natin?
๐ณ
Pero pag insurance premium na yung pinag-uusapan, bakit pababaan? Bakit parang nakikipag tawaran sa Divisoria? โ๏ธ
It's because insurance plans are intangible assets. We cannot hold or wear it. We can't even flaunt it sa mga kaibigan natin or sa Instagram natin.
Imagine,
"Uy I have insurance oh" or "Selfie with my policy booklet"
Ironic as it may sound, but this is the only thing that WILL WORK FOR YOU when you CAN NO LONGER WORK FOR YOUR FAMILY.
This kind of asset doesn't need to be flaunted to our social media accounts, but rather, this should be the first thing to have and share with our families. Because they are the ones who will walk with you and will take care of you when uncertainties strike.
Papahirapan pa ba natin sila maghagilap ng pera pampagamot natin?
Ako, ayoko ๐ฅ
So invest on something na mas kailangan at pinahahalagahan, it's your health and future.
May extra 500k ka ba sa bangko na natutulog lang?
GUARANTEED CASH PAYOUT EVERY YEAR IS BACK!
Offered for a limited time only!
If may natutulog kang pera sa bangko, this is the best time to invest na may mataas na returns! See chart below for sample computation.
PM me if interested! ๐ฉ
โNot only if/when you pass away. There were countless business owners who used the cash value of their life insurance to help them during the pandemic.โ
Christine Joy Boquiron-Vasquez
Licensed No.: 133971
Life insurance is not only for people with dependents...
Life insurance is for everyone.
When a person dies, expenses are incurred to pay the hospital bills, unpaid loans, funeral expenses and taxes.
When you die, you will not be the one who will pay all these but the person who will be left behind.
I am posting this because I watched a vlog saying na life insurance is only for people who are bread winners and have dependents.
Wag ka daw kumuha ng life insurance kung wala ka pang dependents.
Sabi niya, wag ka makinig sa mga advisors na nagsasabi na kunin mo ito ngayon habang bata ka pa and habang mura pa.
Para sa kanya, kahit mura pa yan, wag mong kunin pag hindi mo kailangan.
Ang sabi ko naman, kuha ka pa din ng insurance kasi lahat tayo ay magiging malaking gastos when something happens to us.
Pero by that time, hindi tayo ang gagastos. Ang gagastos ay ang maiiwan para asikasuhin ang balanse sa hospital, mga utang, burol, libing at taxes.
And sa totoo lang, kinukuha naman talaga ang kahit na anong insurance pag hindi pa kailangan.
Parang passport lang yan, hindi mo kinukuha yan pag malapit ka nang umalis.
God bless,
Ctto : Coach Tatiana Cyrile Alvarez-Castro
Most celebrities and vloggers availed Sun Life Insurance. WHY? Because they know that Income is NOT forever.
Kaya pag breadwinner ka, employee, self-employed, business owner, single, parent o may dependents ka, mas maganda meron ka nito. Income continuation for your dreams at sa loved ones mo.๐
Sa lahat ng gastos, eto yung magbibigay sayo ng Peace of Mind โจ
A Story You Donโt Want to Replicate
โข
Wife: Hindi natin priority ang Life Insurance.
Husband: Pero kailangan natin ng protection.
Wife: Uunahin mo pa ba yan kesa sa bayarin sa bahay? Tuition ng mga anak mo? Monthly payment ng sasakyan natin? Mga travel vacation? Internet at cable bills? Car insurance? Etc....
Husband: Ok! Ikaw naman nagba-budget.
Wife : Oo ayos lang iyan, sabihin mo sa Financial Advisor mo ma next time nalang at may savings account ka naman.
Then sa hindi inaasahang pagkakataon na-disgrasya si husband, malaking ginastos sa hospital at mga gamot pero hindi din nagtagal at kinuha na ni Lord.
The wife without any source of income na umaasa lang sa husband, bigla nya naisip na sana kung may Life Insurance lang sana si Husband hindi sana naghihirap at iniisip san kukunin ang Bayarin sa bahay, tuition ng mga anak, monthly payment ng sasakyan, Travel trips, Internet at Cable bills,
Car insurance at naka-freeze pa ang account sa banko. Tapos need to pay the Estate Tax ng beneficiary bago makuha ang savings.
LESSON:
Huwag po natin hintayin maging widow bago maisip ang kahalagahan ng Life Insurance.
Eto dapat ang isa sa PRIORITY dahil hindi natin alam kung kailan tayo kukunin ni Lord.
Protect yourself, protect your Loved ones.
Get adequately insured.
"The first time na may mag-offer sa inyo ng Life Insurance, pag-isipan mabuti dahil baka 'yong advisor na lage nyong binabalewala ay sya palang magbibigay ng bago nyong panimula."
Hindi po dagdag bayarin o gastos ang Life Insurance, bagkus eto ang tutulong sa inyong gastusin at bayarin pagdating ng araw.
Tuloy ang masaganang pamumuhay kung may insurance ang buhay.
Let me help you!
I help Filipinos achieve their financial goals thru proper and practical financial advising. Let me teach a simple budgeting technique that will let you better your financial future.
โ ๐ฆ๐ฒ๐ป๐ฑ ๐บ๐ฒ ๐ฎ ๐บ๐ฒ๐๐๐ฎ๐ด๐ฒ ๐ก๐ข๐ช.
Christine Joy Boquiron-Vasquez
Discussion with Ate Evelyn about her life and health insurance application.
โMabuti nang hindi ko magamit, basta healthy ako. Kung magkasakit man, may pang pagamot at may pang retirement pa ako.โ - Evelyn
Thank you mama Marcelina sa pag refer kay ate Evelyn para ma-secure nya ang future nya at ng mga anak nya.
Isa ka din bang breadwinner na gustong isecure ang future ng family nila? Message mo lang ako, tulungan kita ๐
Your Sun Life Financial Advisor,
Christine Joy Boquiron-Vasquez
Isang pagsalhudo sa ama na seguriDAD ng pamilya ang una! ๐ซก
Happy Fatherโs Day!
Mabuhay kayo! ๐
๐๐ฒ๐ฎ๐๐ต ๐ฐ๐น๐ฎ๐ถ๐บ - ๐ฃ ๐ญ๐ฌ.๐ณ ๐ -"๐ฏ๐ฒ๐๐ผ๐ป๐ฑ ๐ฑ๐ฒ๐ฎ๐๐ต ๐น๐ผ๐๐ฒ ๐ฎ๐ป๐ฑ ๐ฐ๐ฎ๐ฟ๐ฒ ๐ผ๐ณ ๐ฎ ๐ต๐๐๐ฏ๐ฎ๐ป๐ฑ ๐ฎ๐ป๐ฑ ๐ณ๐ฎ๐๐ต๐ฒ๐ฟ"- ๐ฆ๐๐ป ๐น๐ถ๐ณ๐ฒ ๐ณ๐๐น๐ณ๐ถ๐น๐น๐ ๐ถ๐๐ ๐ฝ๐ฟ๐ผ๐บ๐ถ๐๐ฒ
By: BM Rosemarie Mercurio Guasin
It took me more than a year to share my clientโs story - dahil ako din nalungkot sa pag panaw ng aking client and friend for 18 yrs . But I know, his story of love and preparations for life uncertainties could inspire others.
He started getting policies when he was not an officer yet sa barko and keeps on adding along the way hanggang maging Kapitan sya. Everytime kausapin ko sya before to increase his coverage, he would always say "para ito Rose sa pamilya ko at sa pag tanda ko", palaging long term and future ang tinitingnan nya .
True to his word "para nga sa pamilya nya", hindi nga lang umabot sa pagtanda nya as he died very young and healthy due to Covid, however his love and financial prepations thru Sun Life provided his family "hope and something big to start", ika nga even if we die, bills and dreams of our love ones continues. To him a P10.7 M total claim was his way of ensuring his family will not be burdened financially .
Saludo ako sa pagmamahal mo sa pamilya mo kaibigan. Salamat for allowing me and Sun Life to serve you. My prayers for you and your family will always be my friend. ๐๐๐
Christine Joy Boquiron-Vasquez
Sun Lifeโs Brighter Life
CTTO
Today I talked to a friend and I was about to offer insurance.
I am glad and sad at the same time upon knowing that they already have coverage.
I am glad because they already have financial protection.
I am sad because it seems na hindi talaga nila naintindihan ang kanilang plan.
It's a VUL plan.
5 years ago pa nila natapos bayaran pero never nila nareview since they started with it.
Upon checking, their fund value is way below the projections sa policy proposal.
Buti na lang may natitira pa and we can still work it out.
MY tip:
Kung meron ka ding VUL account...
Please find time to review your policy with your financial advisor or find someone to discuss it with (make sure humanap ng nakakaintindi talaga how VUL works)
Why review existing VUL insurance policy?
1. To have better understanding ng plan mo.
2. To check if you need to make adjustments sa coverage mo.
3. To see how your investment is performing (sometimes you might need to switch funds to make it work better).
If you have questions about your existing VUL plan, please feel free to comment it down or send me a personal message ๐
VUL is variable.
It doesn't give guarantees.
But with right management, it can also make your money work for you and that's ON TOP of your life insurance coverage ๐
Imagine ikaw to, then your partner passed away.
Sobrang hirap mag-umpisa at mag-back to zero.๐๐ฏ
Isipin mo din ang future ng kids and familyโs Protection.๐ซถ
This is how Life Insurance Works.๐
Always be prepared in life uncertainties!๐โจ
We donโt sell insurance, we sell what insurance can do. ๐
Ctto
Happening at the moment ๐ฅฐ๐โ๏ธ
Christine Joy Boquiron-Vasquez
Sun Lifeโs Brighter Life
SUN WEALTH PRIME 7 IS BACK!๐
LIMITED OFFER ONLY FROM SUN LIFE PHILIPPINES ๐
Make your money work for you ๐ช๐ผ๐
500,000 minimum investment with 4% annual return for 7 Years.
Plus it comes with a 10% Life Insurance Coverage.
To illustrate:
Year 0 client to invest 500,000
Year 1 client to RECEIVE 20,000
Year 2 client to RECEIVE 20,000
Year 3 client to RECEIVE 20,000
Year 4 client to RECEIVE 20,000
Year 5 client to RECEIVE 20,000
Year 6 client to RECEIVE 20,000
Year 7 client to RECEIVE 20,000 + 500,000
All these benefits plus 50,000 worth of Life Insurance Coverage ๐ฅฐ
If your money is just sleeping in the bank, this might be a better option for you ๐
Laging 4% ng ilalagay nyo ang return, kung may 10M ka guaranteed 400K/year return. Total of 12.8M after 7 years!
Message me for more details ๐ค ๐ฒ
WE ARE BACK! ๐ดโโ๏ธ Sun Life CyclePH is back after 3 years and now itโs time for another epic fun ride! Tune up, get your gears ready, and see you at Vermosa Sports Hub at Imus Cavite on April 23, 2023.
That's not all! We also got KIDS BIKE CAMP for your kiddos, so stay tuned for more details. ๐
REGISTER HERE: https://sunlife.cycleph.com/registration/
WE ARE BACK! ๐ด๐ผ Sun Life CyclePH is back after 3 years and now itโs time for another epic fun ride! Tune up, get your gears ready, and see you at Vermosa Sports Hub at Imus Cavite on April 23, 2023.
That's not all! We also got KIDS BIKE CAMP for your kiddos, so stay tuned for more details. ๐
REGISTER HERE: https://sunlife.cycleph.com/registration/
Newly approved applications this February! ๐๐ป
Female - 32 years old (Manufacturing Staff)
Female - 2 years old (Insured by her mother 31y/o, 5 year Sun Life Policy holder)
Message me and Iโll help you start your Journey with Sun Life ๐
Thank you for trusting me and Sun Life as your partner for life โจ
THINK ABOUT THIS ๐ค
โญ Turning P3,000 into P3,009.50 is called BANK SAVINGS.
โญ Turning P3,000 into P3,300 is called an INVESTMENT.
โญ Turning P3,000 into Php 2,000,000 is called an INSURANCE.
Good thing! you can be insured while investing.
A person, no matter how capable s/he is in her/his lifetime, cannot avoid two thingsโ sickness and death.
When a person is bedridden:
1๏ธโฃ A gift of Php 2,000 could be from FRIENDS.
2๏ธโฃ A gift of Php 20,000 could be from RELATIVES.
3๏ธโฃ A gift of Php 1,000,000 OR MORE could be from LIFE INSURANCE.
Get insured NOW, while you still can.
Christine Joy Boquiron-Vasquez
Sun Lifeโs Brighter Life
Life Insurance for New Parents โ Important or Not?
Life insurance is a topic that many people donโt want to think about, but itโs important for your family. In the event of an accident or illness, life insurance can provide financial security and peace of mind for you and your family.
Why You Need Life Insurance as a Parent
When you become a parent, your whole world changes. You are now responsible for another human being, and you want to do everything in your power to protect them and make sure they have a bright future. One of the things you can do to help protect your child is to get life insurance.
What Happens if One or Both Parents Die?
If something happens to one or both of the parents, the child will need financial support. A life insurance policy can provide that security and peace of mind for the parents and the child.
Life insurance is an invaluable benefit for any parent looking out for their childโs future well-being, especially if they are planning to leave money or property behind outside of a will or trust arrangement in order to protect against creditors later down the line. It is also often purchased by parents who want their children to be able to afford college tuition without incurring debt but do not receive financial help from their parents (or grandparents) for educational expenses.
Life insurance can be a great way to make sure your children are cared for in the future, and it may be easier than you think to get what you need at an affordable price. With that in mind, itโs important to get started now instead of waiting until something happens.
If you would like more information about life insurance or other types of policy coverage, you may send me a message.
TSAKA NA LANG
I had a client before, Seaman. Sa huli ang sabi โtsaka na langโ daw. Marami pa kasing gastos, nagbabayad pa sa bahay, sasakyan. May training pa ako etc etc. Baka hinde ko pa kaya talaga.
I understand. Sir, you know what I had a client before nakita ko sa office nagbabayad. Naka two years na sya nung nagkita kami sa office. I congratulated her. I asked her what motivates her in investing for her future.
Sabi nya
โAlam mo ba Mam yung sukli ko sa load ko na 80 pesos tinatabi ko araw araw. Nilalagay ko sa garapon sa taas ng ref. Tapos ihuhulog ko after 30 days. Kasi Hinde kasalanan na pinanganak na mahirap. Pero kasalanan ko na kung mamatay pa akong mahirap.โ
Sir alam mo b kung ano trabaho ng client ko na yun? Nag mamanicure pedicure sya. Sir Ano pong work niyo? Seaman sir tama po? Sino po kaya ang May kakayanan mag ipon sa inyo? Pasensya na sir. Gusto ko lang marealize ninyo that you are blessed compared to most people. Sasayangin po ba natin ang pagkakataon? Or tsaka na lang?
Seaman: Paano ba ako magstart?
Christine Joy Boquiron-Vasquez
Sun Lifeโs Brighter Life