Sam Haan, Independent Insurance Agent

Do you know what changes are coming to Medicare for 2025?

It’s so important to know your coverage, and be sure you’re on a plan that works for you!

Let me know if you’d like your plan reviewed, I’m happy to help

Goodbye Medicare Part D Donut Hole; Hello $2,000 Cap The Inflation Reduction Act is taking steps to provide financial relief for beneficiaries by lowering drug costs.

I think that more people realizing that brokers do more than just enroll people is wonderful!

I always tell my clients to consider me their customer service, and reach out with any needs. Not only do I love being able to provide the help, but knowing that it genuinely helped someone is what this is all about!

Could Health Insurance Brokers Heal Our Broken Healthcare System? Refining the role of health insurance brokers could unlock a major augmentation of the US healthcare workforce.

Have a safe and happy holiday weekend!

Hello!

Are you interested in becoming an independent insurance agent with Sovereign Select?! It’s truly the best job ever!

Join us at the Madison Mallards game for an event to answer all your questions, and enjoy some baseball while you’re at it!

Please feel free to share with friends and family!

Madison Mallards Tickets Enter the number of tickets you need in the box below. Kids 5 and under are FREE and do NOT need a ticket! Your tickets will be emailed to you as a pdf. You can show the pdf on your phone upon entrance to the stadium or print it out in advance. We can't wait to welcome you to the ballpark!

https://www.tmj4.com/shows/the-morning-blend/turning-65-start-your-medicare-journey-right

Turning 65? Start Your Medicare Journey Right! Sovereign Select LLC is an independent insurance agency offering a wide array of insurance products from many different companies. With over 30 insurance companies’ products to choose.

Did you know that nearly 1 in 3 people will be diagnosed with cancer in their lifetime?

🌟 Protect yourself and your family with cancer insurance. With this coverage, you'll receive a tax-free lump sum payment upon diagnosis, helping to ease the financial burden during a challenging time.

Plus, optional riders can provide additional benefits tailored to your needs.

Don't wait—invest in your peace of mind today.

262-358-4605 • [email protected] 

https://www.tmj4.com/shows/the-morning-blend/blend-extra-expert-insurance-assistance-for-dual-eligibility

Blend Extra: Expert Insurance Assistance for Dual Eligibility Sam Haan from Sovereign Select LLC is here with more helpful advice on Dual Eligibility in the insurance world.

Do you have Medicare AND Medicaid?!
Maybe someone you know does?

Check out my Morning Blend Extra for more info!

Blend Extra: Expert Insurance Assistance for Dual Eligibility Sam Haan from Sovereign Select LLC is here with more helpful advice on Dual Eligibility in the insurance world.

📣 Attention everyone!

AEP is wrapping up on 12/7, so it's crucial to make those final decisions for your Medicare plans for 2024.

Don't miss out!

Contact me at 262-358-4605, email shaan@sovselect, or visit www.SelectSam.com to ensure you're covered.

Your health matters!

Sam Pendergast Haan - Sovereign Select Insurance Sam is an independent agent at Sovereign Select specializing in Medicare solutions. Sam has spent nearly 20 years in the human services field and enjoys getting to know her clients, while simultaneously helping them navigate the Medicare ecosystem and all its complexities.

Harvard and Inovalon just published a study on outcomes for Original Medicare vs. Advantage….

SUMMARY
• While Medicare Advantage (MA) now covers over half of Medicare beneficiaries, including a disproportionate share of those facing socioeconomic disadvantage and complex care needs, there is limited understanding of how quality of care under MA compares to Medicare Fee-for-Service (FFS). There is particularly limited understanding on how quality of care differs under MA and FFS for the most disadvantaged or complex populations.

• Harvard and Inovalon have partnered to shed light on this critical question, using Inovalon’s unique data assets and quality measurement analytics. Inovalon’s combined data track individuals’ pre-65 quality
of care outcomes under commercial insurance coverage, as well as post-65 utilization under MA or
FFS coverage. Looking at a recent five-year time period, 2015 through 2019, Inovalon’s data allowed
us to quantify the incremental impact of MA vs. FFS on key quality outcomes, while accounting for any differences that were already pre-existing prior to Medicare enrollment.

• We find that MA delivers superior quality and health outcomes relative to FFS, especially after rigorously adjusting for enrollment differences across the two programs and for the pre-existing disadvantages faced by MA members in terms of baseline demographic, clinical, and social risk factors. These differences were outlined in detail in the first white paper in this series “Who Enrolls in Medicare Advantage vs. Traditional Medicare Fee-for-Service.”

• Specifically, MA enrollees have over 70% fewer hospital readmissions and 25% fewer preventable inpatient admissions. At the same time, we find that MA exhibits lower rates of inappropriate medication use, and comparable rates of medication adherence.

• This work is intended to support health plans and policymakers through valuable analytics and new insights. This research and development work gives Inovalon the foundational capabilities to benchmark a specific MA plan’s quality of care against its peers, and also evaluate quality of care among specific subpopulations such as the socioeconomically disadvantaged.

• Harvard and Inovalon’s analytic insights can pinpoint opportunities for quality improvement, especially among socioeconomically disadvantaged populations, and help health plans promote health equity. This work is timely given the newly announced Centers for Medicare & Medicaid Services (CMS) Health Equity Index framework, which will impact MA plan Five Star Ratings and bonus payments through the reward factor.

https://www.inovalon.com/wp-content/uploads/2023/11/FINAL-INS-23-2164-Harvard-Campaign-White-Paper.pdf?fbclid=IwAR03ehcOhtYhdLbpRtAYZK3CkNKPxZJH0oO4Q_5h6mn02yT8GRnFJNAV4ZY_aem_AQ2r6t4wUrf9iKZW33uy4ciOoDf26FCg-CphTogrAgVYeTYJSKvk0HQrHQoouFmvKUA

www.inovalon.com

🍩 Heard of the Donut Hole? 🤔 Many folks aren't quite sure how it affects their Rx costs. 📊

Let me break it down for you in plain language! 🗣️

Get a FREE plan review today and let's chat about your options. 📞 Text/call 262-358-4605 or email [email protected]. More info at www.SelectSam.com. 💡📈

🛡️ Need to review or renew your Marketplace coverage? 🔄

🔵 Losing Badgercare and looking for a Marketplace plan? 🤝

No cost to work with me! I'm a licensed independent agent here to help. 😊

Let me assist you through the process! Just click the link below to get started: 👉 https://www.healthsherpa.com/?_agent_id=samantha-haan

Questions? Contact me:
📞 Call/Text: 262-358-4605
📧 Email: [email protected]
💻 Website: www.SelectSam.com

Your health, your choice! 🏥👩‍⚕️

HealthSherpa | Fast, Easy ACA Enrollment HealthSherpa is the fastest and easiest way to enroll in ACA / Marketplace health insurance. Click on the link to shop and compare plans, grab a FREE quote, and sign up for coverage.

👋 Hey there!

If you or someone you know is dealing with Medicare or about to, I've got some good news for you! 🎉

✅ Not sure if you are on right Medicare plan?
✅ Want a consistent customer service contact?
✅ Curious if you can save some cash?
✅ Eager to unlock those hidden benefits?
✅ Need answers to your Medicare questions?
✅ Drowning in plan choices?

Let me be your Medicare superhero! 🦸‍♂️ I'm your year-round agent, here to simplify the process and find the perfect plan just for YOU! Plus, it won't cost you a dime – just your loyalty and a few referrals if you're satisfied with my service. 😉

Get in touch for a FREE plan review:
📞 Call/Text: 262-358-4605
📧 Email: [email protected]
💻 Secure link: https://www.sovereignselect.com/agents/sam-haan/aep/

Let's make Medicare stress-free together! 💪

Sam Pendergast Haan - Sovereign Select Insurance Sam is a licensed Independent Agent at Sovereign Select specializing in Medicare solutions. Sam has spent nearly 20 years in the human services field and enjoys getting to know her clients, while simultaneously helping them navigate the Medicare ecosystem and all its complexities.

Reach out to review your Medicare plan today!

No cost to work with me, no obligation to enroll.

Call/text: 262-358-4605
[email protected]

Blend Extra: Medicare’s Annual Enrollment Period is happening NOW! Medicare's annual enrollment period is happening right now! It's not too late to register. Sam Haan from Sovereign Select LLC is here with more helpful advice.

📣 It's that time of year again! 🍂 Annual Enrollment Period (AEP) for Medicare is here! It runs from 10/15-12/7.

🤔 Do you have Medicare Supplement, Medicare Advantage or Part D?
🔍 Have you reviewed your plan?

Don't worry, I'm here to help! As an independent agent, I can find the perfect fit for you. No cost to work with me EVER! Plus, once I'm your agent, I'm your dedicated customer service, 365 days a year.

📞 Reach out to me at 262-358-4605, 📧 email me at [email protected], or visit my website at www.SelectSam.com. Let's make sure you have the best Medicare plan for your needs.

Sam Pendergast Haan - Sovereign Select Insurance Sam is a licensed Independent Agent at Sovereign Select specializing in Medicare solutions. Sam has spent nearly 20 years in the human services field and enjoys getting to know her clients, while simultaneously helping them navigate the Medicare ecosystem and all its complexities.

📣 Exciting News! Starting tomorrow, I'm here to help you with your Annual Enrollment Period (AEP) needs! 🌟

📞 Call me at 262-358-4605, shoot an email to [email protected], or visit www.SelectSam.com for a FREE plan review.

💰 The best part? It won't cost you a dime to work with me! I'm an independent agent, which means I can find the perfect plan to suit YOUR needs. 🤝

🔄 Remember, health plans change every year, so it's always a smart move to review your options. Don't miss out on getting the coverage that's right for you. Let's make this AEP your best one yet! 💡

Sam Pendergast Haan - Sovereign Select Insurance Sam is a licensed Independent Agent at Sovereign Select specializing in Medicare solutions. Sam has spent nearly 20 years in the human services field and enjoys getting to know her clients, while simultaneously helping them navigate the Medicare ecosystem and all its complexities.

📢 Attention Medicare Beneficiaries! 📢

Medicare Annual Enrollment Period (AEP) is just around the corner! 🗓️ It's the perfect time to review your Medicare plan and make sure it meets your needs. 💼

Did you know you can schedule a FREE plan review? 🧐 Don't miss this opportunity to ensure you have the best coverage for your health and budget. 💪

Licensed in WI, MO, KS, GA, FL, TN.

Contact me today!
📞 262-358-4605
📧 [email protected]
www.SelectSam.com

Come on out and see me at Popefest tomorrow, 9/30 from 12-7 at Pius XI High School.

There will be lots of food, drinks, music and family fun!

Popesfest 2023 Join us for food, music, beer and fun September 30, 2023. Popesfest 2023 Festival.

📢 Medicare AEP Alert!

The Annual Enrollment Period (AEP) for Medicare is almost here, and it's your chance to make sure you have the right coverage. 🏥

Schedule a FREE plan review today to ensure your Medicare plan aligns perfectly with your needs.

I am here to help you navigate the options. Don't wait – schedule your appointment now and make the most of your Medicare coverage!

Www.SelectSam.com

Sam Pendergast Haan - Sovereign Select Insurance Sam is a licensed Independent Agent at Sovereign Select specializing in Medicare solutions. Sam has spent nearly 20 years in the human services field and enjoys getting to know her clients, while simultaneously helping them navigate the Medicare ecosystem and all its complexities.

🎗️ Protecting Your Future: Why Cancer Insurance Matters 🎗️

Did you know that 1 in 3 people will be diagnosed with cancer in their lifetime?

It's a staggering statistic that emphasizes the importance of being prepared. Cancer insurance can be a lifesaver, providing financial support for medical bills, treatment costs, and other unexpected expenses that arise during this challenging journey.

Policies are surprisingly affordable. Payments are a tax free lump sum. And additional riders can be added to build your benefit amount or even return your premium if not used!

Facing cancer is tough enough – worrying about finances shouldn't be part of the equation. With the right insurance, you can focus on your health and recovery without the added stress. Don't wait until it's too late; safeguard your future today.

Reach out for a free quote!

🌟🏥💪

Come see me tomorrow, 8/7 from 9am-12pm!

Riverworks Coin Laundry
3334 N. Holton St.
Milwaukee, WI 53212

🧺 complimentary laundry soap and dryer sheets

🏥 get your Medicare questions answered

Hey! Let's talk about healthcare plans in a snap! 🏥

Are you ever confused by the different types of plans? HMO, HMO-POS, PPO… let me give you a brief overview of the differences!

🔍 HMO (Health Maintenance Org.): Pick a primary doctor from their team. Need to see a specialist? Referral's a must! 👩‍⚕️✨ Lower costs but fewer options outside their network.

📍 HMO-POS (with Point of Service): Like HMO, but with some out-of-network coverage. Pay more for that, though! 🚀💰 Choose wisely!

🏛️ PPO (Preferred Provider Org.): More flexibility! See in & out-of-network providers without referral! 🙌💼 Higher costs outside their team, though!

Remember, I’m here to help you pick the plan that suits YOU best!

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com
⭐️ [email protected]
⭐️ call/text 262-358-4605

Stay healthy & wise! 🌟🤗

Sam Pendergast Haan - Sovereign Select Insurance Sam is a licensed Independent Agent at Sovereign Select specializing in Medicare solutions. Sam has spent nearly 20 years in the human services field and enjoys getting to know her clients, while simultaneously helping them navigate the Medicare ecosystem and all its complexities.

Understanding Medicare: Choosing Between Advantage and Supplement Plans 🎓

Are you approaching retirement and trying to navigate the world of Medicare? We've got you covered! In this post, we'll shed light on the trends surrounding Medicare Advantage plans versus Medicare supplement plans over the last 10 years. Let's dive in!

🔍 The Rise of Medicare Advantage Plans:

Over the past decade, we've witnessed a significant increase in the number of individuals opting for Medicare Advantage plans. These comprehensive health plans have gained popularity for several reasons.

✅ Cost Efficiency: Medicare Advantage plans often provide additional benefits, such as prescription drug coverage, dental, vision, and even fitness programs. This bundled coverage can be an attractive option for those seeking comprehensive care without breaking the bank.

✅ Simplicity and Convenience: With Medicare Advantage plans, beneficiaries have the advantage of dealing with a single plan administrator, which simplifies the process of managing their healthcare needs. It's like having a one-stop shop for all your medical requirements.

✅ Focus on Preventive Care: Many Medicare Advantage plans emphasize preventive services and wellness programs, encouraging individuals to take proactive steps toward their health and well-being. It's all about staying healthy and catching potential health issues before they become major concerns.

📉 The Steady Popularity of Medicare Supplement Plans:

While Medicare Advantage plans have seen a surge in popularity, Medicare supplement plans, also known as Medigap, have maintained a steady following. Let's explore some reasons behind this ongoing preference.

✅ Flexibility and Choice: Medicare supplement plans provide individuals with the flexibility to visit any healthcare provider who accepts Medicare. This freedom allows beneficiaries to choose their doctors and specialists without worrying about network restrictions.

✅ Comprehensive Coverage: Medicare supplement plans fill the gaps left by original Medicare, covering additional expenses like copayments, deductibles, and coinsurance. This ensures individuals have comprehensive coverage and peace of mind, knowing their medical costs are well managed.

✅ Predictable Out-of-Pocket Expenses: With Medicare supplement plans, beneficiaries can better predict their healthcare costs. These plans often offer standardized benefits, making it easier to budget for medical expenses without unexpected surprises.

Remember, the choice between Medicare Advantage and Medicare supplement plans is highly individual. It's essential to evaluate your unique healthcare needs, budget, and personal preferences before making a decision.

If you found this post helpful, I invite you to check out my other articles on Medicare planning and retirement tips. Remember, knowledge is power when it comes to securing a happy and healthy future.

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com or call/text 262-358-4605
⭐️ Schedule a meeting: https://calendly.com/sam-haan/general-meeting

🔍 Don't Forget Part D: The Prescription to Success! 🌟

Navigating prescription drugs and Medicare can be a complex task. But fear not! We're here to guide you through Medicare Part D and help you find the perfect fit for your prescription needs. Let's dive in!

Medicare Part D is specifically designed to provide coverage for prescription drugs. Here's what you need to know:

✅ Comprehensive Coverage: Part D plans offer a wide range of prescription drugs, including both brand-name and generic medications. These plans ensure access to the medications you need to manage your health effectively.

✅ Formularies and Drug Tiers: Part D plans utilize formularies, which are lists of covered drugs. These formularies categorize medications into different tiers, with each tier having different cost-sharing requirements. Understanding the formulary and drug tiers helps you determine the cost of your prescriptions.

✅ Enrollment and Eligibility: To enroll in a Part D plan, you must be enrolled in Medicare Part A or Part B. You can join a Part D plan during your Initial Enrollment Period, Annual Enrollment Period, or during a Special Enrollment Period. It's important to consider your prescription needs and find a plan that covers your medications at the most affordable cost.

✅ Cost Considerations: Part D plans come with premiums, deductibles, copayments, and coinsurance. Premiums can vary depending on the plan you choose, and there may be deductibles to meet before coverage begins. Understanding these costs helps you budget for your prescription expenses.

✅ Choosing the Right Plan: With numerous Part D plans available, it's crucial to compare and choose the plan that best suits your needs. Consider factors such as monthly premiums, formulary coverage, preferred pharmacies, and cost-sharing requirements. Evaluating plans annually during the Annual Enrollment Period ensures you have the most suitable coverage.

By understanding the ins and outs of Medicare Part D, you can navigate the complexities of prescription drug coverage with confidence. Stay tuned for our upcoming posts, where we'll continue to provide valuable insights and advice to empower you in making informed healthcare decisions. 🎓💪💙

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com or call/text 262-358-4605
⭐️ Schedule a meeting: https://calendly.com/sam-haan/general-meeting

General meeting - Sam Haan Book to discuss any general insurance matter.

🔍 Medicare Supplements: Your Secret Superpower! 🌟

Ready to supercharge your Medicare coverage? Today, we unveil the power of Medicare supplements and how they can save the day. Get ready for a game-changing insight!

Medicare supplements, also known as Medigap plans, are supplemental insurance policies designed to fill the gaps in traditional Medicare coverage. Here's why they are your secret superpower:

✅ Comprehensive Coverage: Medicare supplements provide additional coverage beyond what original Medicare offers. They help pay for expenses such as deductibles, copayments, and coinsurance, reducing your out-of-pocket costs.

✅ Freedom of Choice: With Medicare supplements, you have the freedom to choose any doctor or hospital that accepts Medicare patients. You're not limited to a network of healthcare providers, allowing you to receive care from your preferred professionals.

✅ Flexibility: Medicare supplements can be used nationwide, ensuring coverage even when you travel outside your local area. This flexibility provides peace of mind and allows you to access healthcare wherever you go.

✅ Cost Savings: While Medicare supplements come with a monthly premium, they can potentially save you money in the long run. By reducing your out-of-pocket costs, these plans help you budget and plan for your healthcare expenses more effectively.

✅ Guaranteed Renewable: Medicare supplements are guaranteed renewable, meaning the policy cannot be canceled as long as you pay the premiums. This ensures that you can maintain your coverage and enjoy the benefits for years to come.

When considering a Medicare supplement plan, it's essential to evaluate your healthcare needs, budget, and the specific benefits offered by each plan. Compare the different Medigap plans available in your area to find the one that aligns with your requirements.

By unlocking the power of Medicare supplements, you can maximize your coverage and enjoy greater financial protection. Stay tuned for more educational content, where we'll continue to provide valuable insights to empower you in making informed healthcare decisions. 🎓💪💙

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com or call/text 262-358-4605
⭐️ Schedule a meeting: https://calendly.com/sam-haan/general-meeting

General meeting - Sam Haan Book to discuss any general insurance matter.

🔍 Medicare Part C: The X-Factor You May Need! 🌟

Are you ready to discover the X-Factor of Medicare? Today, we're diving deep into Medicare Part C, also known as Medicare Advantage. Get ready to explore the amazing benefits and options it offers. This is one you won't want to miss!

Medicare Part C, or Medicare Advantage, goes beyond traditional Medicare by combining Part A (hospital insurance) and Part B (medical insurance) into a single plan. But that's not all—here's what makes Part C truly exceptional:

👉 Enhanced Benefits: Medicare Advantage plans often offer additional benefits beyond original Medicare, such as prescription drug coverage, dental care, vision care, hearing aids, and wellness programs. With Medicare Part C, you get a comprehensive healthcare package tailored to your needs. You can enjoy the convenience of having multiple essential services covered under one plan, reducing the hassle of managing separate insurance policies.

👉 Network Flexibility: Medicare Advantage plans work through provider networks, giving you the freedom to choose from a wide range of doctors, hospitals, and specialists within the plan's network. This means you can receive care from trusted healthcare professionals who are part of the plan's network. Additionally, some plans even allow out-of-network coverage under certain circumstances, providing you with greater flexibility and choice.

👉 Cost Predictability: Medicare Advantage plans typically have a set annual out-of-pocket maximum, providing financial protection and peace of mind. This means that once you reach the maximum, the plan covers 100% of your covered medical expenses for the rest of the year. With Medicare Part C, you'll have a clearer picture of your healthcare costs throughout the year, making it easier to plan and budget for your healthcare needs.

👉 Care Coordination: Many Medicare Advantage plans offer care coordination services, ensuring that your healthcare needs are well-managed and coordinated among various providers. With care coordination, healthcare professionals work together to provide you with comprehensive and integrated care. This can lead to more efficient and streamlined care, reducing the chances of duplicated tests or conflicting treatment plans. Medicare Part C emphasizes a team-based approach to healthcare, prioritizing your well-being and ensuring a seamless healthcare experience.

To join a Medicare Advantage plan, you must be enrolled in both Medicare Parts A and B and live within the plan's service area. Open Enrollment Periods and Special Enrollment Periods provide opportunities to explore and select the plan that best suits your needs. It's essential to compare different Medicare Advantage plans based on your specific healthcare needs, preferred doctors, and desired benefits.

By embracing Medicare Part C, you can tap into a wealth of benefits and options that go above and beyond traditional Medicare.

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com or call/text 262-358-4605
⭐️ Schedule a meeting: https://calendly.com/sam-haan/general-meeting

General meeting - Sam Haan Book to discuss any general insurance matter.

🔍 Welcome back, future Medicare experts! 🌟

Are you ready to unlock the secrets of Medicare Part B? Today, we're embarking on a journey to deepen our understanding of this vital component of healthcare. Get ready to level up your knowledge and gain valuable insights!

Part B plays a crucial role in providing comprehensive medical coverage to millions of Americans. Here's a sneak peek of what you can expect to learn:

✅ Coverage: Part B encompasses a wide range of medically necessary services, including doctor visits, preventive care, outpatient care, and durable medical equipment. Understanding its coverage scope is key to maximizing your healthcare benefits.

✅ Eligibility: While Part A is usually automatic for those who qualify, Part B requires enrollment. We'll explore the eligibility criteria and help you navigate the enrollment process to ensure you don't miss out on this essential coverage.

✅ Cost Considerations: Part B comes with premiums, deductibles, and coinsurance. We'll delve into the details of these costs and discuss strategies to manage them effectively, empowering you to make informed financial decisions.

By mastering the intricacies of Part B, you'll be equipped to navigate the complex landscape of Medicare with confidence and ease. Stay tuned for our upcoming posts, where we'll dive even deeper into the world of Medicare, unraveling its various parts and empowering you to make the most of your healthcare coverage. 🎓

Remember, knowledge is power! Together, let's become Medicare experts and ensure a healthier future for all. 💪💙

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com or call/text 262-358-4605
⭐️ Schedule a meeting: https://calendly.com/sam-haan/general-meeting

🔍 Medicare 101: Unraveling the Basics of Part A 🎓

Are you ready to dive into the world of Medicare? Join us as we explore the fundamentals of Part A, one of the key components of this vital healthcare program. Let's make learning about insurance a truly enjoyable experience! 🌟

Part A: Hospital Insurance 🏥

Medicare Part A, also known as Hospital Insurance, plays a critical role in ensuring access to essential healthcare services for millions of Americans. So, what exactly does Part A cover? Let's find out:

1️⃣ Inpatient Hospital Care: Part A provides coverage for hospital stays, including necessary meals, skilled nursing care, and medications received during your stay. This coverage is designed to assist with various hospital expenses, allowing you to focus on your recovery.

2️⃣ Skilled Nursing Facility Care: Part A also covers skilled nursing care provided in a skilled nursing facility (SNF) under certain circumstances, such as after a qualifying hospital stay. This benefit is particularly valuable for individuals who require specialized care and rehabilitation following an illness or surgery.

3️⃣ Home Health Care: If you need intermittent skilled nursing care or therapy services at home, Part A may cover these services. This provision is particularly beneficial for patients who prefer to receive care in the comfort of their own homes.

4️⃣ Hospice Care: Part A offers coverage for hospice care, providing compassionate support for individuals with a terminal illness. Hospice care aims to enhance quality of life by managing pain and symptoms, as well as offering emotional and spiritual support to both patients and their families.

So, who is eligible for Medicare Part A? Generally, individuals who are 65 or older and have worked and paid Medicare taxes for at least 10 years are eligible for premium-free Part A. Additionally, certain individuals under 65 with disabilities or those with end-stage renal disease may also qualify.

It's important to note that while Part A covers many essential services, it does come with certain deductibles, copayments, and coinsurance. Understanding these costs and how they may affect you is crucial for making informed healthcare decisions.

Stay tuned for our next post, where we'll continue our journey into the world of Medicare and explore Part B, which focuses on medical insurance. We're here to make learning about insurance as enjoyable and educational as possible! 🎉

⭐️ NEVER any cost to work with me… my payment is your loyalty!
⭐️ No obligation to purchase a plan
⭐️ Independent Agent means I can compare all local plans to find the one that fits your needs and budget
⭐️ www.SelectSam.com or call/text 262-358-4605
⭐️ Schedule a meeting: https://calendly.com/sam-haan/general-meeting