Lenin Espinoza Mortgages

Try and pay a major part of your loan at the very first step of ‘the down payment’. But of course, weigh your bank balance first to keep some savings aside.

Your own home is the most comfortable place to be. Get it now!

The interest rate is one of the most important aspects we consider while buying a property. However, avoid jumping into signing contracts without considering areas like penalty to break, amortization and other factors.

Home is the best gift you would ever give to your family!
Whether you are looking to purchase the home of your dreams or refinance an existing home, is a simple and convenient way to apply for a mortgage online. Connect with us and get going!

America’s housing market is on fire and millions of Americans aren’t aware that they may be living in one of the country’s hottest housing markets and probably don’t even know it. Click to read more.

These Are America’s Top Ten Hottest Housing Markets Right Now. Should Homeowners Sell High Or Stay Put? The U.S. housing market is on fire for the first time since the Great Recession—opening up billions of dollars of 'found' equity for millions of families, empty nesters, and investors. Should U.S. homeowners stay or should they go?

For the smoothest home loan process, there are few things to keep in mind when it comes to the budget. Here’s a list of things to consider while budgeting on your new home:
- Property transfer taxes
- Mortgage insurance
- Down payment
- A home inspection or appraisal fees
- Legal fees

Looking to purchase the home of your dreams or refinance? Experience the highest level customer service and reliability with a hassle-free loan process. Connect with us!

A longer tenor means that you will end up paying more interest. So, choose your home loan tenor carefully right at the onset using our calculator. Adjust the tenor of your loan to arrive at the maximum EMI you can pay each month. This EMI amount will get easier for you to pay as you are sure to earn more as time passes.

Finding your own home along with the perfect lending solution is a dream in itself! With us this is possible. Simply connect with us here and get started.

The day you start a home loan, build a plan to prepay the home loan as early as possible. If one takes a loan for 15 years or 20-years, the interest cost becomes a substantial portion of the loan amount. Therefore, it's better to start saving to prepay every quarter or every 6-months.

Get your property investment in place with Lenin Espinoza Mortgages. You can’t risk your financial credit while investing in a property and that’s why you will need advice from experienced professionals. By connecting with us, you can have access to professional mortgage solutions and customized advice. Based on your risk tolerance, investment goals, and investment profile, we can help you to get a perfect model of property investment.

Canada’s banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages. Click to know read more.

Homebuyers to Face More Stringent Mortgage Stress Test After June 1 Canada’s banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages.

This is a crucial element that escapes an individual's mind. If you have other loans (ex: car loan), and you apply for a home loan, the net amount you will be entitled to will be less. The bank will deduct the EMI you have for your car from your monthly income and then decide the total amount you are eligible for.

Let your home be the investment you deserve. Get your home sweet loan at the best deal. Calling all first-time homebuyers to get hands-on assistance in all areas, from the initial planning stages right through to when you’re finally settled in your new home.

The Government of Canada announced a $100 million loan for the Hudson Place 2 development, by Townline Homes Inc. Click the link to read more: https://yhoo.it/3wgJAYp

Finding your own home along with the perfect lending solution is a dream in itself! With us this is possible. Simply connect with us here and get started.

Hiring a mortgage broker provides you with multiple benefits. Listed below are some of the reasons:

- Receive expert knowledge & experience
- Get access to exclusive networks
- Get the best interest rates
- Receive professional & unbiased opinions

May health & happiness follow you home during the year to come. wishes everyone a very !

Want to know the 3 predictions for the rental and housing market in 2021? Here's a quick read!

Council Post: Three Predictions For The Rental And Housing Market In 2021 Everyone in the real estate space will be watching the market closely to see how trends continue to unfold into the new year.

Our expert mortgage solutions are designed to fit all your financial needs. Here we have ticked off all hassles which usually arises out of mortgages:
-Easy Approval
-Smooth Documentation
-Helping you stay within budget
-Answering all your doubts
Connect with us for more queries.

All mortgages are not created equal. Even if loans have the same interest rate, there could be differences in the points and fees that make one offer more expensive than another. It’s crucial to understand all of the components that go into determining the price of your mortgage, so you can accurately compare the offers being made.

Here's all you have to know about the housing market 2020, in a nutshell. Click to read!

Housing Market 2020: Winners And Losers (And A Few Surprises) Even in dark economic and psychologically trying times, some beacons of light reveal themselves. During the Great Depression, it was the film industry. From 1929 to 1933, “talkies” attracted about 73 million moviegoers per week to theaters nationwide, according to a report from Richard Butsch, p...

Life doesn't always go as planned and it’s the little things that get in the way of getting the financing you need. With , get your own home at the best rates possible along with quick & easy mortgage application & approval. Connect with us!

Establishing a monthly budget will help you put away enough money for your down payment. This will further pull down the pressure of paying excess interest to banks.

Finding your own home along with the perfect lending solution is a dream in itself! With us this is possible. Simply connect with us here and get started.