Roots to Froots
Financial wellness is about having a sense of security and feeling as though you have enough money to meet your current and future needs.
Roots to Froots aims to improve the communityโs relationship with money.
Ready to kickstart your financial wellness journey? Here's a roadmap to get you started:
1. Practice mindful spending
2. Tackle debt head-on
3. Begin saving for the future.
๐ DM us to schedule a personalised consultation and gain expert support on your path to financial wellness! ๐ผ๐ฐ
Unlock the power of budgeting with clear financial goals! ๐ Goals provide direction, motivation, and help prioritize spending. They make your budget purposeful and measurable, ensuring financial discipline while building a path to long-term well-being. ๐๐ฐ
๐ Unlock Financial Freedom with the 50/30/20 Rule! ๐ผ
Ready to take control of your finances and pave the way to financial freedom? The 50/30/20 budgeting rule is your secret weapon! ๐
Here's how it works:
๐น 50% for Essentials: Allocate half of your income to cover essential expenses like rent, groceries, and bills.
๐น 30% for Wants: Treat yourself to the finer things in life! Use 30% of your income for non-essential expenses like dining out, entertainment, and shopping.
๐น 20% for Savings and Debt Repayment: Secure your financial future by allocating 20% of your income towards savings and paying off debt.
With this simple yet effective budgeting strategy, you'll pave the path to financial freedom and achieve your money goals in no time!
Download the Roots to Froots workbook link in profile๐ฐ๐ก
๐How to Create a Strong Financial Future with a Smart Plan
At Roots to Froots, we know the importance of a well-crafted financial plan. It goes beyond just analyzing past financial statements; it's about projecting the future and preparing for what's ahead. Here are six key steps to create your own financial plan
๐Start with Strategy: Begin by aligning your financial plan with your company's strategic goals. Ask yourself vital questions about expansion, resource needs, and cash flow projections. A solid plan can guide you towards success.
๐Project with Precision: Develop monthly financial projections based on sales forecasts and expected expenses. Enter sales as cash only when you anticipate payment based on previous experience.
Utilize spreadsheets or accounting tools for accurate projections.
๐Seek Financing Solutions: Use your projections to determine your financing requirements. Discuss your options with financial partners, showing them your well-prepared projections to build trust in your financial management.
๐Prepare for the Unexpected: Plan for contingencies by having emergency funds in place before you need them. Keep cash reserves or leave room on your line of credit for added security.
๐Monitor Progress: Regularly compare actual results to your projections throughout the year. This allows you to identify and address any financial issues proactively.
๐Expert Guidance: If you're unsure about creating your financial plan, consider seeking help from experts. Our team at Roots to Froots can assist you in crafting a robust and tailored financial strategy.
Remember, a well-crafted financial plan is your roadmap to success, helping you make informed decisions and achieve your business goals. Don't hesitate to reach out if you need guidance in shaping your financial future. Together, we'll grow and thrive!
๐ Join us for an enlightening session on financial wellness! ๐
Here's what we'll cover:
๐น Why Financial Wellbeing Matters: Discover why taking charge of your finances is crucial for a secure future.
๐น Financial Goals for the Month: Learn how to set achievable financial goals that align with your aspirations.
๐น Budgeting for Better Management: Get practical tips on setting up a budget to gain control over your finances.
๐น Introduction to Financial Wellness: Explore the fundamentals of financial wellness and how it can transform your life.
Mark your calendars for April 21st at 5pm BST and tune in live on Instagram . Let's embark on this journey to financial empowerment together! ๐ช๐ผ
๐ Get ready for a journey to financial wellness! ๐
Over the next 4 weeks, we're diving deep into the fundamentals of financial wellness to empower you on your money journey:
Week 1๏ธโฃ: Introduction to Financial Wellness
Week 2๏ธโฃ: Mastering Budgeting and Savings
Week 3๏ธโฃ: Tackling Debt Management and Credit
Week 4๏ธโฃ: Unlocking the Power of Investing and Planning for the Future
Join us as we explore each topic, share practical tips, and help you take control of your financial future. Are you ready to transform your relationship with money? Let's do this! ๐ช๐ฐ
๐ค Introducing Amanda Chinyanganya, aka A the Poet! ๐ญ
Join us in welcoming Amanda Chinyanganya, affectionately known as A the Poet, as our special guest at EmpowerHER! Amanda's captivating performances have graced prestigious platforms such as BBC Words First, showcasing her exceptional talent as a poet, presenter, and actor.
With appearances on Netflix, Apple TV, and ITV, Amanda's presence illuminates every stage she graces, leaving audiences inspired and moved by her powerful words. As our EmpowerHER social media guru and poetry performance extraordinaire, Amanda brings a unique blend of creativity and authenticity to our event.
Prepare to be spellbound by Amanda's electrifying performance as she shares her poetic brilliance and ignites our spirits with her passion for storytelling. Don't miss this unforgettable experience at EmpowerHER! ๐ค๐
๐ Meet Sharnade ๐
Sharnade, a renowned Celebrity Psychotherapist, is making waves in the vibrant world of the creative industry. With a mission to foster healthy conversations about mental health, especially for women in creative spaces, Sharnade brings a wealth of expertise and insight to the table.
As a trusted advocate for mental well-being, Sharnade's innovative approach to therapy is reshaping the narrative around mental health in the creative sector. Her dedication to supporting women in navigating the unique challenges they face in the industry is truly inspiring.
Join us at EmpowerHER as Sharnade shares her wisdom and expertise, empowering us all to prioritize our mental well-being and thrive in both our personal and professional lives. ๐๐ฌ
๐ Meet Vanessa Sanyauke ๐
Vanessa Sanyauke, the visionary Founder & CEO of Girls Talk Corporation and the Hill App, is a true force for change in the corporate world. With a global network of over 60,000 women spanning 37 countries, Vanessa is on a mission to empower women through events, programs, and digital content.
Her unwavering dedication to amplifying the voices of women and connecting them to opportunities in the business world is driving impactful change on a global scale. Vanessa's innovative approach to fostering diversity and inclusion is inspiring the next generation of female leaders to shatter glass ceilings and break barriers.
Join us at EmpowerHER as Vanessa shares her insights and experiences, empowering us all to create a more inclusive and equitable future. ๐๐ผ
๐ Meet Evelkah Powell ๐
Evelkah Powell, affectionately known as the Caribbean Corporate Babe, is a trailblazer in the field of Diversity, Equity, and Inclusion (DEI). As the Co-founder of Cohesia Connect, Evelkah is on a mission to revolutionize the DEI narrative through the power of storytelling and holistic solutions.
With her unique approach, Evelkah is reshaping the way we think about diversity in the workplace. Her unwavering commitment to fostering inclusive environments where every voice is heard and valued has earned her widespread recognition and respect.
Join us at EmpowerHER as Evelkah shares her inspiring journey and insights, empowering us all to create workplaces where diversity thrives and inclusion reigns supreme. ๐๐ผ
๐ Meet Our Panelist: Donna Herdsman ๐ผ
Donna Herdsman brings an impressive 38 years of experience to the table, specializing in fostering inclusive leadership and cultivating diverse cultures within businesses. Her extensive background includes holding leadership positions at renowned companies, where she has received accolades for her outstanding work in promoting diversity and inclusion.
As a powerhouse in the field, Donna's insights and expertise are invaluable for businesses striving to create inclusive environments where everyone can thrive.
Join us at EmpowerHER as Donna shares her wealth of knowledge and experiences, inspiring us all to champion diversity and drive positive change in our organisations. ๐โจ
๐ EmpowerHER Leadership Event: March 23rd, Central London
Elevate: We provide practical tools, resources, and expert guidance to elevate your business/ career, decision-making skills, and overall financial standing.
Your presence matters in shaping a future where women thrive in business and careers. ๐๏ธ
Secure Your Spot! https://www.rootstofroots.com/events
๐ Introducing Leah Henry ๐
Leah Henry's journey from retail banking to commercial banking at Lloyds is nothing short of inspirational. Armed with a solid foundation in Accounting & Finance and a Masters in Management, Leah has navigated her career path with determination and ambition.
Today, Leah leads communications and engagement for BOLD, the Black Organization for Leadership and Development, where she advocates tirelessly for equal opportunities for black colleagues. Her dedication to fostering diversity and inclusivity within the workplace is evident in her every endeavor.
Join us at EmpowerHER as Leah shares her remarkable insights and experiences, empowering us all to create more inclusive workplaces where every individual can thrive and succeed. ๐๐ผ
๐ EmpowerHER Leadership Event: March 23rd, Central London
We Inspire your path to achieving career and financial goals with empowering stories, expert advice, and motivational content.
Your presence matters in shaping a future where women thrive in business and careers. ๐๏ธ
Secure Your Spot! https://www.rootstofroots.com/events
๐ Meet Our Panelist: Abi Pearl ๐
With 20 years of marketing expertise under her belt, Abi Pearl is leading the charge as the Member Innovation Director at giffgaff. Her passion for diversity, equity, and inclusion (DEI) in the workplace drives her to spearhead innovative initiatives that push boundaries and challenge the status quo.
Abi's journey from marketing to product development exemplifies her commitment to driving change and fostering inclusivity at every level. Join us as Abi shares her insights and experiences at EmpowerHER, inspiring us all to embrace innovation and diversity in our respective fields. ๐ผโจ
๐ EmpowerHER Leadership Event: March 23rd, Central London
Connect with like-minded individuals, share insights, and foster a network that supports your journey towards success.
Your presence matters in shaping a future where women thrive in business and careers. ๐๏ธ
Secure Your Spot! https://www.rootstofroots.com/events
๐ Meet Our Moderator: Joy Thompson ๐
With over 8 years of experience in the tech startup arena, Joy brings a wealth of expertise in customer success and management to the table. Her "can-do" mindset and innovative approaches to talent development are reshaping the landscape of women's empowerment in the workplace.
Joy is committed to championing inclusivity and diversity, creating an environment where everyone can thrive and succeed. Her unwavering dedication to fostering an inclusive work culture makes her the perfect moderator for EmpowerHER, guiding discussions and inspiring positive change. Let's welcome Joy to the stage! ๐ค๐ผ
๐ Our Founder Arlyne Chinyanganya was featured in the Independent on Empowering Teens with Financial Education ๐
1๏ธโฃ Money matters can be a heavy burden for young people amidst the current cost of living crisis. Rising expenses coupled with the fear of debt can cause significant anxiety, impacting their well-being.
2๏ธโฃ Talking openly and non-judgmentally about finances is key. Create a safe space for teens to express concerns and ask questions. Engage them in budget conversations using real-life examples to make financial concepts relatable.
3๏ธโฃ Help teens build money confidence by empowering them to take control of their finances. Encourage goal-setting, budgeting, and tracking spending. Access to financial education resources, workshops, and mentorship programs can provide valuable support.
4๏ธโฃ Teens are worried about student loan debt, job prospects, housing affordability, and the overall cost of living. They need guidance on understanding credit, debt management, and navigating financial responsibilities as they transition into adulthood.
5๏ธโฃ Financial literacy is essential. Teach teens budgeting, saving, investing, managing debt, and understanding financial products. Emphasize setting goals, distinguishing needs from wants, and the value of financial independence and planning for their future success.
Let's equip our teens with the knowledge and skills they need to navigate the financial landscape confidently! ๐ผ๐ก
๐ Thrilled to have Alicia Robertson, Founder of Black Connect Create and podcast host, join us as a panelist at EmpowerHER! ๐
With her extensive experience in diverse hiring strategies and collaborations with leading companies, Alicia is a true champion for inclusive talent acquisition and retention. Join us as she shares her insights and innovative ideas for empowering black professionals in the workplace. Don't miss out on this opportunity to be inspired! ๐ผ๐
๐ Get ready for an incredible day of connection, elevation, and inspiration at EmpowerHER! ๐
Join us for a day filled with empowering discussions, delicious drinks, and amazing food. In Panel 1, "Leadership Journeys," hear from women leaders as they share their challenges with diversity and the keys to their success. Then, in Panel 2, "Allyship in Action," discover the transformative power of mentorship and allyship in driving positive change. Get ready to be inspired and uplifted! ๐๐ผ
๐ Excited to moderate the "Allyship in Action" panel at EmpowerHER! ๐
Join Sibu as we delve into the transformative power of mentorship and allyship in driving positive change in the workplace. With Sibu's diverse HR background and passion for diversity and inclusion, She is committed to fostering an environment where everyone can thrive. Let's empower each other to create lasting impact! ๐๐ผ
Roots to Froots Money Guidance Mindful Spending: Pause, think, and spend wisely. Adopting a mindful approach to spending can help you prioritize essentials and curb unnecessary expenses.
Roots to Froots Money Guidance Invest Wisely: Explore investment opportunities and make your money work for you. With careful planning, your investments can grow and flourish!
Roots to Froots Money Guidance Emergency Fund Essentials: Prepare for the unexpected by building an emergency fund. Having a financial safety net can provide peace of mind during challenging times.
๐ฑ Unlock Your Savings Potential with the 4S Saving Framework!
Saving money doesn't have to be complicatedโit's all about having the right strategy. Introducing the Roots to Froots 4S Saving Framework:
1๏ธโฃ Set a Goal:
- Define your financial ambitions. Whether it's an emergency fund, dream vacation, or a down payment, having a clear goal motivates your savings journey.
2๏ธโฃ Saving Pots:
- Categorize your savings into pots. Allocate funds for specific purposes, making it easier to track progress and resist the temptation to dip into your savings prematurely.
3๏ธโฃ Standing Orders:
- Set up automated standing orders. Your savings deserve consistency. Automate transfers to your savings pots each month, ensuring you prioritize your financial goals effortlessly.
4๏ธโฃ Stick to the Plan:
- Consistency is key! Stay committed to your saving plan. Regularly review your budget, adjust as needed, and celebrate milestones along the way.
๐ Ready to transform your financial landscape? Embrace the 4S Saving Framework and watch your savings flourish! Visit the Roots to Froots learning hub for your workbook ๐ธโจ ๐ณ๐
Roots to Froots Money Guidance Debt Destroyer: Make it your mission to tackle debt head-on. Break it down, pay it off, and watch your financial burden disappear!
๐ฑ Exciting News! Roots to Froots is thrilled to have supported one of our innovative clients with their SEIS (Seed Enterprise Investment Scheme) application. ๐โจ
Benefits of SEIS for Startups:
๐ Investor Attraction: Attract potential investors by offering them significant tax incentives, making your startup more appealing.
๐ Funding Boost: SEIS provides a generous tax relief for investors, encouraging increased funding for your early-stage business.
๐ Risk Mitigation: Investors enjoy reduced risk through tax reliefs, promoting support for startups in their crucial early phases.
EIS (Enterprise Investment Scheme) and SEIS certifications can be game-changers for startups, offering a win-win scenario for both entrepreneurs and investors.
If youโre a startup looking to leverage these benefits or need support with your SEIS application, Roots to Froots is here to guide you. Reach out to us at [email protected] and letโs navigate the path to financial success together! ๐๐ผ
๐ EmpowerHER Women in Leadership Event: March 23rd, Central London ๐
โจ Ladies, itโs time to step into your power! ๐ Roots to Froots invites you to a life-changing celebration on March 23rd in Central London, dedicated to the incredible women shaping the finance landscape. ๐ผ๐ช
๐ Connect and Elevate:
This event is more than just a gathering; itโs a movement. Network with trailblazers, share insights, and explore resources that can transform your finance career. From a powerful panel discussion to mentor speed dating, networking, and a dynamic job fair, be prepared for an experience that will reshape your professional journey.
๐ก Why You Canโt Miss It:
Whether youโre a student, new to finance, considering a career shift, eyeing that promotion, or simply expanding your finance circle, this event is tailored for you. Itโs a platform designed to empower, inspire, and encourage more women to thrive in the finance industry.
๐ What Drives Us:
Gender diversity has come a long way, but the journey isnโt over. Together, letโs bridge the gaps:
- Gender pay gap decreased to 14.9%
- 32% of women in senior leadership roles
- 20% women in executive committees
- 15% of Finance Directors in FTSE 100 companies are women
๐ซฑ๐พโ๐ซฒ๐ปJoin the Movement:
As we celebrate International Womenโs Day, letโs not just reflect on progress but propel it forward. Itโs not just an event; itโs a call to action. Your presence matters in shaping a future where women thrive in finance.
๐๏ธ Secure Your Spot:
Visit [Roots to Froots](https://www.rootstofroots.com/events) & ๐in BIO to register. Seize this opportunity to be part of a transformative day for women in finance. Together, we rise!
๐โจ
We launched the Roots to Froots learning hub at our live event on 13th January.
Feedback from the session
โThank you so much for this session, was really beneficial, we have downloaded the workbook and budget planner, so we are going to get using ๐โ
If you missed the live session you can still catch up by visiting the learning hub here - https://www.rootstofroots.com/financial-confidence-in-2024 (link in BIO)
In Our Financial Confidence Package, you get:
- A Roots to Froots Budgeting Tool + A How it works video
- Your Financial Confidence Workbook
- Access to Getting Your Financial Confidence on in 2024 Webinar
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We are follow us for more information, tools and workshops to help you gain Financial wellness. Visit www.rootstofroots.com