Wilber Financial Coaching

I will be leading a virtual Financial Peace University course, beginning June 17th at 6:30pm.
Click on this link fpu.com/1119925 for more information and registration details.

What I will NOT do for you as your Financial Coach: Sell you stocks; sell you mutual funds; sell you insurance of any kind.

What I WILL do for you as your Financial Coach: Teach you the power of budgeting; Teach you the power of saving; Teach you a different way of looking at your money.

Call me at 586-574-5802, or email me at [email protected]

Are you normal? Normal, in America, is BROKE. 78% are living paycheck-to-paycheck. 50% are worried about their financial future. Way too many people are up to their eyeballs in student loan debt.
Stop being normal! Be weird! Let me show you how to be weird!

Call me, email me, click on the Book Now button above! I can help!

Do you ever ask yourself 'where'd all my money go?!' Do you ever feel like you have too much month at the end of your money? Have you ever floated a check? You may need a financial coach.

You need to be the boss of your money. You need to tell your money where to go, rather than ask where it went. The best way to gain control over your money is to make a plan for it. A financial coach can help you write that plan.

That plan is called a budget. I know, you're probably saying 'I can't budget, I'm terrible at math', or 'if I budget I can't buy anything fun', or 'I don't make enough money to budget'. These are all myths. A financial coach can disprove these false statements.

Call me or email me, I can be your Financial Coach!
586-574-5802 or [email protected]

I am seeing and hearing more and more commercials on social media, on the radio, and other places, for debt consolidation. Lots of people are struggling with job-loss and salary reduction during this pandemic season. It makes sense that people would want to get their debt under control. The main selling point of these commercials is always one monthly payment with a, promised, lower interest rate. One mortgage company is offering to roll your credit card, and other debt, into a re-financed mortgage, taking advantage of the currently lowered interest rates.

Debt consolidation almost never solves the problem that got the person into a difficult financial situation. More often that not, financial problems are a symptom of another problem in that person’s life that needs to be addressed. Therefore, consolidating debt creates one payment, but then frees up the space on those credit cards for more spending. Over time the person will, likely, end up with new credit card – plus – the old debt rolled into the house. Now your home could be at risk for foreclosure when the new, greater, level of debt becomes unsustainable.

If you find yourself in a difficult financial position, and you could use some help managing it, call Rob at 586-574-5802. You can also click on the Book Now button at the top of the page. I look forward to the opportunity to help you.

You may be tempted to withdraw money from your 401(k), especially if you find yourself in a difficult spot during this pandemic season. The CARES Act has created a loop hole that claims to remove the "penalties" for doing this. Don't make a difficult situation even worse by falling for this trap.
If you need to talk to a Financial Coach click the "Book Now" button above.
https://www.chrishogan360.com/retirement/what-are-401k-withdrawal-rules?utm_source=newsletter&utm_medium=email&utm_content=401k_withdrawal&utm_term=chris_hogan_bu&utm_campaign=chris_hogan_newsletter&campaign_id=&lead_source=Email&utm_id=chris_hogan_newsletter&cd17=B2C_PS_CH_PER-9007_Article_A_200504&email_id=3150478

The High Price of a 401(k) Withdrawal Life throws us lots of curve balls, and some of them are expensive. Should you consider a 401(k) withdrawal to pay for emergencies? Read on to learn more.

Wilber Financial Coaching updated their phone number.

Welcome to Wilber Financial Coaching! Thank you for visiting our page.

In our society, being up to your eyeballs in debt is considered normal. Nearly 80% of Americans are living paycheck-to-paycheck. A surprising number of American can't cover a $1000 emergency without using a credit card. A shocking number of Americans have practically nothing saved for retirement. In this current pandemic, more people are slipping down this slope.

I have started this financial coaching service to help people get a new perspective on their financial situation. I can help people take control of their money. I can help people start saving, and work on getting out debt. I can help people plan for big decisions like paying for college, and planning for retirement.

If you could use the help of a financial coach, or you know somebody that could, click on the Book Now button above and set up a FREE 30 minute consultation.

Thanks, Rob Griffith

Being broke & in debt up to your eyeballs is 'normal'. You can be weird and enjoy life with no debt.
If you want to talk to a financial coach click on the Book Now button above!
https://money.com/debt-free-happy/

6 Ways Life Is Better When You Have No Debt For one thing, you'll be a lot less stressed out.

What could you do if you no debt?
When you take a closer look at your debt you begin to realize how your creditors are holding you back from the life you should have.

If you need a Financial Coach, click the Book Now button above!

https://www.daveramsey.com/blog/7-characteristics-of-debt-free-people

7 Characteristics of Debt-Free Living Those who are enjoying debt-free living conduct their lives by a certain set of beliefs and standards. Adopt these 7 habits to become debt-free!

Zero-Based Budgeting - Giving every dollar, every penny, in your budget a job to do. How do you manage your budget during this pandemic? Wilber Financial Coaching can help.

Click the Book Now button above.

https://www.forbes.com/advisor/personal-finance/how-to-make-a-zero-based-budget-work/

How To Make A Zero-Based Budget Work During COVID-19 The COVID-19 outbreak may have you rethinking how to manage your spending and income. Creating and sticking to a budget is essential, but there's more than one approach you can take. Zero-based budgeting is one option if you want to be able to account for every dollar you have coming in and going

What is a Financial Coach?
Financial coaches work with clients who may have a bad relationship with money or who have other obstacles keeping them from managing their finances well. Their goal is to help their clients develop healthy money habits that will last. Financial coaches educate their clients on the basics of personal finance and work with them to create a financial plan that reflects their goals.

If you need a financial coach click the Book Now button above!

https://smartasset.com/financial-advisor/what-is-a-financial-coach

What Is a Financial Coach? - SmartAsset Blog A financial coach is different from other financial professionals. They focus on helping clients understand their finances, rather than managing portfolios.

What is Financial Coaching?
Financial coaches help their clients get clarity around where all of their money is going. Financial coaches help their client understanding the numbers around why you are in debt.

If you need a Financial Coach click the Book Now button above!

https://www.noomii.com/money-and-finance-coaching

Money and Finance Coaching | Noomii Money and finance coaching is focused on improving the financial status for both personal or business clients. Personal financial coaching addresses an individual or couple and the focus depends on what season they are at in life. Business clients include sole-proprietors and corporations, LLCs, S-C...