The Financial Nurse : Kriszy

To those with Annual Physical Exams or Check-up privileges, please do not take if for granted. Do not be lazy about it. Even if you are still young, take advantage of it.

I know what you are thinking. Bata paman ko. What are my chances of getting sick? Diba?

This is your opportunity on prevention and early detection. There are multiple cancer cases that still have better chances of living when diagnosed sooner.

Don't wait until symptoms are unbearable and complications are challenging to manage.

I will continue sharing about INSURANCE. If this is the one thing that can help YOU and your LOVED ONES in the future, in your time of crisis, then YES. I will continue sharing about it! :)

Bahala na ug kulitan mo nako. Mas maypay samokan mo nako kaysa mahayan nako nga wala tamo ma offeran ani. 😘

PM now to know your options! I will guide you. No pressure here.

Every time I get to talk or present insurances to others, I am amazed at how I also get to know about my clients. They give me a different insight or new knowledge about their financial journey. It's like I am also learning from them.

Thank you Lord for the opportunity! 🥰

Talk to me, your Insurance Advisor from Dumaguete. We might just learn from each other! 💛

After how many years of working, honestly, nakakapag-save ka ba? 🤔

What if I tell you Sun Life can help you? Sun Life offers Sun Life Prosperity Peso Starter Fund.

The Sun Life Prosperity Peso Starter Fund is a mutual fund designed to provide potential higher annual returns than your standard savings account.

The Sun Life Prosperity Peso Starter Fund is for you if:

✅You are new to investments
✅You want an alternative outlet for your emergency savings
✅You want a fund that can provide potentially higher returns than traditional banks.

INTERESTED? Let me assist you!

PM ME.

PS, this is free of charge. No commissions for me. 😉 Just want to share my advocacy towards Financial Literacy.

With its Minimum Initial Investment Amount of only 100pesos, abot kamay mo na to! You don't have to start big, lets build the HABIT!

Imagine this: You've worked hard all your life, and now retirement is on the horizon. But without a solid plan, this dream phase of life can be overshadowed by financial worries. That's where insurance steps in, not just as a safety net, but as a strategic tool for ensuring a comfortable and secure retirement.

When we think about retirement, we often picture leisure, travel, or spending time with loved ones. But how often do we think about the financial foundation that makes this dream possible? This is where the crucial role of insurance in retirement planning comes into play.

Imagine this: You've worked hard all your life, and now retirement is on the horizon. But without a solid plan, this dream phase of life can be overshadowed by financial worries. That's where insurance steps in, not just as a safety net, but as a strategic tool for ensuring a comfortable and secure retirement.

Insurance in retirement planning is about creating a steady income stream when regular paychecks stop. It's about ensuring that medical emergencies don't eat into your savings, preserving your hard-earned money for the life you planned. It's also about peace of mind, knowing that your spouse or family will be financially secure in your absence.

By integrating insurance into your retirement plan, you're not just preparing for the unknown; you're actively building a future where financial stability allows you to enjoy your retirement years to the fullest.

So, let’s start talking more about insurance not just as a protective measure, but as a key component of a robust retirement strategy. It's a conversation that can change the course of our later years, turning retirement dreams into reality.

Share this to spread awareness about the importance of insurance in retirement planning. Let's help more people secure their future and enjoy their golden years with the comfort and dignity they deserve.

Client: What is a good Sun Life Insurance Plan?

Me: Lahat ng plans ni Sun Life ay maganda, created with different GOALS, LIFE STAGES, and NEEDS.

So, it depends on your goal in getting an insurance.😊

Whatever the reasons or needs why you want an insurance, there are suitable Sun Life Plans that can work for you and your loved ones. 💛

✅Are you looking for super affordable insurance?
-𝐒𝐔𝐍 𝐋𝐢𝐟𝐞 𝐀𝐬𝐬𝐮𝐫𝐞

✅If you want insurance with investment
-𝐒𝐔𝐍 𝐌𝐚𝐱𝐢𝐥𝐢𝐧𝐤 𝐏𝐫𝐢𝐦𝐞

✅Looking for 𝐞𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐩𝐥𝐚𝐧 𝐰𝐢𝐭𝐡 𝐠𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐜𝐚𝐬𝐡 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 para sa anak mo? -𝐒𝐔𝐍 𝐒𝐦𝐚𝐫𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐄𝐥𝐢𝐭𝐞 𝐏𝐥𝐚𝐧

✅Insurance with investment but the budget is still limited?
-SUN Flexilink/SUN Maxilink 100

✅ C𝐨𝐦𝐩𝐫𝐞𝐡𝐞𝐧𝐬𝐢𝐯𝐞 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐧𝐚 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐚𝐧𝐠 𝟏𝟏𝟒 𝐜𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐢𝐥𝐥𝐧𝐞𝐬𝐬𝐞𝐬?
-𝐒𝐔𝐍 𝐅𝐢𝐭 𝐚𝐧𝐝 𝐖𝐞𝐥𝐥 𝐨𝐫 𝐒𝐔𝐍 𝐅𝐢𝐭 𝐚𝐧𝐝 𝐖𝐞𝐥𝐥 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞

✅If you also want your parents or grandparents to be insured?
-𝐒𝐔𝐍 𝐒𝐞𝐧𝐢𝐨𝐫 𝐂𝐚𝐫𝐞

✅If you want your mother, sister, or aunt insured?
-𝐒𝐔𝐍 𝐌𝐚𝐢𝐝𝐞𝐧/𝐒𝐔𝐍 𝐌𝐚𝐢𝐝𝐞𝐧 𝐏𝐥𝐮𝐬

And many more...

If you're not yet sure which plan you should get, let me help you 😊

Love,

KRIS LYNN F. ARABE
YOUR SUN LIFE Financial Nurse💛🌞😘

Panalo kapa nga sa totoo lang.

Lagi mo tatandaan, kapag kukuha ka ng insurance - yung coverage ang tignan mo.

Sa panahon ngayon may mga insurance na may kasama na ang investment pero tandaan mo na BONUS part lang ito sa insurance mo.

Kaya madami nagsasabing lugi sila sa mga insurance nila kasi tinitignan palagi ng may short term mindset, yun tipong less than 5 years eh sinasabi hindi kumikita yung plan nila.

Kadalasan 5-10 years mo makikita na mageksakto yung nahulog mo sa investment mo pero hindi ibig sabihin na hindi mo nakitang nag eksakto e lugi kana, tandaan mo INSURED kapa din!

Yung investment na kasama sa mga ganyang plan ay para sa long term.

Ano ibig sabihin ng long term nito?
Kadalasan 15 years or more bago mo gamitin, tulad ng pang college ng anak mo o kaya gagamitin mo pang retirement mo.

Kaya SOBRANG IMPORTANTE na malaman mo kung saan mo gagamitin yung insurance plan na kinuha mo para hindi ka araw-araw problemado sa investment mo.

Huwag mong istressin ang sarili mo.

Kung gusto mo ng lumago agad ang pera mo huwag ka sa insurance dahil hindi ito pang mabilisan.

Pero tandaan mo bago ka maginvest dapat may insurance ka muna.

10 years lang bayaran? Pero until age 100 nakang protected? Plus with guaranteed payouts pa every other year starting age 6 until 100? Ang insurance nga di dapat ka mamatay para maka benepisyo ka. The more years kang buhi, the more benefits kang makuha. Amazing dbaaaa??

Today, I got a few inquiries of parents wanting to secure their loved ones, especially their kids, through life insurance.

Maka happy kaau knowing that they are now actively making the first step in securing the lives of their babies. i am grateful for this job because I am able to give them options and help them achieve that. Kay diba? Kinsa gud ang dili ganahn protektahan ilang pamilya? ☺️💛

Its about time we see INSURANCES at a different light. This could be your PAMANA for your loved ones, especially you KIDS. 😘💛

Each day, PRAY BEFORE YOU PAY.
Happy Sunday everyone! 🌞💛

🌞Looking for a great insurance that covers you until age 100?
🌞How about a plan that you will only be paying for 10 years?
🌞What about a policy that gives you GUARANTEED CASH benefits while you are still living?

Then this is what you are looking for! Our SUN Smarter Life Elite coverage.

PM me to know more.

Just before I sleep tonight! 😍😍😍

All praises to you Lord God! Dghang salamat pd sa mga nisalig nako! This is just the beginning! I will be with you always! 💛💛💛

Yesterday's policy delivery😍😍😍

This is my client's 2nd policy with me💛 Her first one was an insurance + investment plan for her and now she got another plan intended to secure her child - guaranteed funds for her future use such as college needs. We call this plan the ELITE plan.

With this plan, my client is not only securing her child's life with insurance coverage, she is also giving her a lifetime PAMANA starting on the 6th year and every other year until age 100! Good thing is she will just be paying this plan for 5 years!!!

Akalain mo! Naa diay ta ani sa Sun Life? Ohw yessss!!! We definitely have LIFETIME PAMANA options 😘 Interested?? Ask me how! I CAN HELP YOU!

Thank you APRIL🥰🥰🥰You have been so good!

Looking forward to securing more lives and families this May and being an instrument of bringing forward our advocacy!

To everyone who trusted me, thank you! I will be with you in every step of the way! 😘

Its never too early to start preparing for your retirement💯

Ask me to know your options😘

Mabilis lang ang panahon.

Di mo namamalayan, nasa 30s ka na. Biglang 40s. Tapos 50s.

And then boom, retirement age ka na.

Kaya nga diba, madalas natin marinig yung "so many things to do, so little time?"

Kasi nga ang bilis lang ng oras, pero ikaw, ang dami dami mo pang gustong gawin sa buhay - to excel in your work, to improve your knowledge, to reach greater highs in life, and to build a family of your own.

You've been caught up with so many things you want to achieve in life but have you started preparing for the future?

One of the biggest mistake that most people make when it comes to their future is that they do not plan financially for it.

Have you ever asked yourself,

What if tumanda na ako at wala nang trabaho, san ako kukuha ng panggastos sa araw araw?
What if magkasakit ako when I'm in my 60s san ako kukuha ng med expenses?
What if gusto ko pa ding ma-maintain yung lifestyle ko ngayon until I retire, pano ko maa-achieve yun?

San ka kukuha? Dedepende ka na lang ba sa anak o kamag anak mo? May sarili din silang buhay. Wag natin ipasa ang responsibilidad sa kanila.

Here's a little reminder na habang kaya mo pa, do everything you can to prepare for your future.

Dahil kung financially capable ka na, you will also achieve the peace of mind and happiness that you're hoping for when you retire kasi nga, alam mong ready ka na.

Start making decisions in your present life with the intent to provide for your future life.

Minsan lang ang buhay, paghandaan mo. Di lang ito para sa'yo, kundi para na rin sa future ng mga mahal mo sa buhay. 💙

________
Start achieving your dreams and build your retirement fund today: www.investa.ph ✨

Sharing to you ideas on 5 Financial Things to do before 30.

5 Finance things to do before 30 This is a special video for the Gen Z and Millennials -- it's a "Kuya" tip video that I hope will help.Check out my Financial Regrets video here: https://you...

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Marami ang nade-deny ❌️ sa kanilang application. Kung ihahalintulad sa Immigration moments, sila 'yung mga nao-offload dahil kulang sila sa isang napakaimportanteng requirement — maayos na kalusugan.

Keep your policy/ies in force. Pay your premiums on time.



To start your life insurance application, message our resident agent here: https://www.facebook.com/LeeHarvey911

My first (and claiming not my last) for April! I'm excited for u April😍😍😍 lets do this!

Wake up, late na.

Proud to represent the number 1 in the industry💛💛💛

12 years as No. 1 in the Philippines! We’re delighted to be the leader based on 2022 Total Premium Income and New Business.

More than anything, this is a testament to our clients’ trust and support. You inspire us to shine brighter! 💛

One day, ako naman! 🙌