Emerald Life Planner

What is currently happening to OFWs:

After working so many years abroad, they come home empty-handed and without any investment. As much as we want to maintain providing the best lifestyle to our families in PH, we might also want to prepare for uncertainties that might happen. Walang forever sa pagtatrabaho at sa pag-aabroad. PREPARE, SAVE, AND INVEST!

"The wise have wealth and luxury,
but fools spend whatever they get."
Proverbs 21:20 NLT

If you need help in starting your financial freedom journey, contact me. 🤗

Saving starts with CONTENTMENT.

Ok lang naman mangarap, pero ok lang din gumising.. Gumising sa katotohanan kung ano lang ang afford mo sa ngayon..😅

Hulaan ko, tumingin sa cellphone? Haha!

See your value through the lens of how God sees you, not based on just how other people see you.

Minsan ba nako-compare mo ang sarili mo sa iba? Yung gift nila vs gift mo?

Lagi mo isipin na meron kang unique na gift na galing kay Lord! And that gift is intended to serve others.

You have a gift! Use that to be a blessing to others. ❤️

Life Insurance is not only for those who have families, it’s also for young people.

If you are young and single, you would need life insurance for the following reasons:

- You own a business
- You have people depending on you
- You want to pay for your final expenses
- You want to grow your wealth
- You want to leave something memorable to your family

There are affordable life insurance options for young people. Send me a message and I can share them to you. 🤗

80% of your social media posts should inform, educate, and entertain your audience, 20% should directly promote your business!

PROMOTE YOUR BUSINESS TODAY!

I can imagine how difficult it is for a widow to go on with her life without a husband and without money, if the husband has not provided for this exact situation.

Dear husbands (and wives!) Please make sure that your household is adequately insured. Kahit magsimula sa maliit and sa pasok sa budget, pwede naman po i-increase as your income increases over time. Ang importante, may life insurance lalo na ang breadwinner sa family.

Merong mga affordable na life insurance na pwede simulan. If you want to know more of about your options, message mo lang ako. 🤗

Have you experienced this?
Nagbabasa ka ng personal finance blog then bigla mo maiisip..

"OMG, I'm not so good in handling my money, I spent so much on Shopee!"
or your conscience will tell you
"You spent most of your money on the things you like, you should feel bad about it."

Actually, ganito din ako dati! Hindi naging maganda ang epekto sa akin. I felt sorry for spending things for myself. Tried to cut fun to save money, but in the long run, hindi rin ako nakasave and nakapagresult pa ito more on impulsive spending kasi I felt depraved!

Here's what I learned.: You can be good at handling money and still spend on things that make you happy. There's only one thing that you can do. SET A FUN BUDGET!

Every payday, decide on the amount you will set aside as your fun budget. You can do anything with this fun budget - bumili ng bagong shoes, damit, kumain sa labas with friends, magbakasyon, etc..

This is the secret for guilt free spending. You are giving yourself a chance to do anything with your money - but only with money set aside as your FUN BUDGET, your designated PLAY JAR!

You deserve to enjoy your hard-earned money. Enjoy life! Balance your wants with your needs while planning your long term goals.

Life is good. Enjoy every moment of it. Have fun 🙂

Sana may ibang sagot bukod sa "magcheck ng cellphone" 🤭😂

Challenges bring out the best version of you! ❤️

This is a good reminder for us to think twice and act wise for there's always a consequence for all our actions and decisions.

Our priority is to set our heart right with God, so our actions will also be right! ❤️

Getting life insurance is an expression of LOVE to your loved ones.
It's something that you can give to them even after you're gone.

80% of your social media posts should inform, educate, and entertain your audience, 20% should directly promote your business!

PROMOTE YOUR BUSINESS TODAY!

Education is one of the greatest gifts we can ever give to our children. The good news is, we can plan ahead for their education as earliest as possible, as early as NOW!

How can you start saving for your child's education? I can help you. Feel free to send me a message!

According to survey, only 1 in 4 Filipino household has savings. ‼️

We can increase this number by proper financial education and by consistently applying and monitoring our finances.

Do you need ideas on how to protect, save and grow your hard earned money? We can discuss your options. Message me!

I look forward to seeing the hot air balloons of Cappadocia in person! 🎈

How about you? What is something you are looking forward to in the future?

How you see your future is more important than dwelling in the pains of your past. The good news is you can change your future by the decisions that you will make today!

Ang mga tao ngayon marami at iba't ibang klase ang pinagdadaanan. This is the best time para maging mabait, understanding, considerate and forgiving. Happy Sunday! 🤗

Invest in YOUR HEALTH. Mahal magkasakit. Let’s have regular visits to our doctors and dentists. Let’s take vitamins, eat healthy and exercise!

DID YOU KNOW?

That Critical Illness Insurance was not created by an insurance company? It was created by a doctor named Dr. Marius Barnard.

He found that his patients “didn’t lose their life, but they lost their life savings” after surviving once fatal illnesses such as cancer, stroke or heart disease.

Dr. Barnard states that “before the age of 65, the chances of suffering a condition keeping someone off work for more than six months are 15 times higher than that of dying. With the increasing life expectancy, we have a greater chance of experiencing a serious illness and surviving longer."

Secure a critical illness insurance today! Send me a message :)

Being in control of your finances is a great stress reliever.. para hindi ka lagi nag iisip kung bakit laging parang may magic. Yung parang nililipad na lang ng hangin yung sweldo mo, di mo namalayan ubos na agad! 😂

Let's be responsible with our hard earned money. May we manage it properly. Remember, we are not the owner, we are just the manager. 🙌

Curious lang, sino ang LODI mo at this season of your life?

Spend more time and energy in appreciating what you have. ❤️

Meron ka bang mga kaaway? Yun mga taong nakasakit sayo or nakadisappoint sayo?

God commanded 4 things to do to them:
- Love them
- Do good to them
- Bless them
- Pray for them

In my journey, I realized that these commandments are really for my own sake. As I do these, nahiheal unti-unti ang heart ko. This healing provides a way for me to love more.

Try mo din. Hindi madali, hindi mabilis. Pero sobrang worth it. 🥰

If you are a husband and a breadwinner, the only installment plan that you can buy for your wife and your family that will benefit them even after you're gone is LIFE INSURANCE.

Interested? Send a message!

One illness can wipe out your lifetime family savings.. except if you have comprehensive health insurance!

If you don’t have a health insurance yet, or you want to add a health or life insurance coverage, message nyo lang po ako! 😊

No matter how big or small our salary is, we must save so we will have something to use in case of emergency. 😊

Mahirap mastress nang dahil sa money. Let us be good stewards. 🙌