Westaby Financial Coaching
We offer financial coaching services to those in need.
Whether the collection calls have gotten to be too much, the fear of eviction is on your mind, you are trying to plan for your child's college or are looking forward to retirement, we can help.
03/02/2023
Excited to share the latest addition to my shop: Gig Work Monthly Budget, Mileage and Expense Tracker https://etsy.me/3Y0Qhvi
11/01/2023
Excited to share the latest addition to my shop: Debt Snowball Monthly Budget Google Sheet https://etsy.me/3GxxP5O
10/01/2023
Excited to share the latest addition to my shop: 0 Based Monthly Budget https://etsy.me/3GDUrBU
10/01/2023
As you may have noticed we have opened an Etsy shop where we are now offering budgeting and other financial spreadsheets. So, please take some time to look at our offerings and see if there is anything that interests you. If you have a specific template that you would like to request send us a message and we will be happy to create it for you. Thank you for your business.
WestabyFinancial - Etsy Shop items by WestabyFinancial.
10/01/2023
Excited to share the latest addition to my shop: Debt Avalanche Monthly Budget https://etsy.me/3CEeQFE
10/01/2023
Excited to share the latest addition to my shop: Debt Snowball Budget https://etsy.me/3CG19WD
Are you currently considering buying a house and worried you may not be able to afford the payment? Are you not sure what percentage of your budget should be spent on the payment? General guidance is to spend no less than 25% of your budget on housing payments. Not sure where a potential payment would fall compared to your budget? Contact me for a free consultation and see how I can help you get a budget and relieve stress as you continue on your home buying journey.
20/10/2021
An article from a while ago, it says 7 out of 10 millennial are living pay check to paycheck. What does that mean, well usually a person living paycheck to paycheck would struggle to cover an emergency of more than $500 without going further into debt. The paycheck is gone by the next time they get paid without any going into savings. So the question is, is that you? If it is I'm here to help because life doesn't have to be that way. It isn't always easy, but having a written budget to tell your money where to go is always a good first step. Message me to see how I can help you have financial freedom and not have to live paycheck to paycheck.
70% of millennials are living paycheck to paycheck, more than any other generation Most millennials are hitting a precarious life stage, full of expensive milestones but not peak earnings. The economy of this century hasn't helped.
So, what is financial coaching? Its working with someone to achieve your financial goals. So, we spend some time talking to find out what your goals are, and I help guide you to those goals. Do you want to get out of debt? Retire at 50? Maybe you want to help your kids go to college debt free, something many of us weren't able to do ourselves. I can help guide you in any of these and more. Just message me to set up your free consult and get started toward your financial dreams today.
05/08/2021
During the 2nd Quarter of 2021 consumer debt increased by $313 billion, in one quarter. That's $313 billion dollars that someone is going to have to pay payments on. One of the biggest notes in that is that credit card debt increased by $17 billion. That usually has some of the largest interest rates of all debt available. So, if you want an easy way to make 12-18% on your money, pay off your credit cards. Need help figuring out how to make your financial situation work to get those credit cards paid off? Message me to schedule your free consultation.
U.S. demand for household debt climbed in Q2, New York Fed report shows U.S. consumers' demand for new debt grew in the second quarter and credit card use rebounded, reversing the trend of declining card use seen earlier in the coronavirus pandemic, according to a report released on Tuesday by the New York Federal Reserve.