Harmonious Money

Hi, I am Andrew – what you need to know about me…
1) I help couples solve their money disagreements so they can get back to the relationship they had at the start.
2) I have been helping people with their money for over 20 years.
3) When I'm not working you'll see me out and about with my family in East Devon.

What does a Financial Coach do? Here’s three key things you need to know...
1) We help you uncover the root causes of your beliefs about money and why they may not be helping you.
2) We provide a safe space for you and your partner to discuss your beliefs, fears and hopes so you can create a future that excites you both.
3) We do not judge. We ask questions, but mostly we listen so you can find the answers yourselves.
Find out more here: https://www.harmoniousmoney.co.uk/

How to stop being a statistic… read my advice on how to protect your relationship against the pressures of the new year: https://www.harmoniousmoney.co.uk/articles/how-to-avoid-being-a-statistic-on-national-divorce-day.

How to come to a (new year) resolution over finances – addressing financial issues now with your partner can prevent problems down the line – or you can speak to me about how to get on the same page. https://www.harmoniousmoney.co.uk/







Photo by Oziel Gómez on Unsplash.

As January sees a rise in divorce enquiries, what steps can you take in 2024 to avoid being the next statistic?

Read more here: https://www.harmoniousmoney.co.uk/articles/how-to-avoid-being-a-statistic-on-national-divorce-day






Photo by Shelby Deeter on Unsplash.

The realities of Christmas spending are taking a toll on relationships, law firms brace for more divorce enquiries as couples can’t agree on financial decisions – read here on how to avoid becoming a statistic.
https://www.harmoniousmoney.co.uk/articles/how-to-avoid-being-a-statistic-on-national-divorce-day

Could your love language cause friction this Christmas?

Couples who have different views on spending, often have different ways of expressing love as well.

Some people feel like the bigger the gift, the more they are showing their love to their partner.

Others can be resentful of big-ticket items, seeing them as a waste of money, when they are hoping to invest in your future together.

Whether gift-giving or acts of service are your love language, if your financial spending isn’t aligned you can find relationship will suffer.

To talk more about this issue or find out how I can help contact me at: https://www.harmoniousmoney.co.uk/contact

Do you find as your kids get older working out how to afford Christmas is becoming more of a strain on your financial planning as a family?

Trying to recreate the ‘Father Christmas’ magic as your tots’ become teens, can mean forking out for expensive brands or gadgets.

And what if you don’t always see eye-to-eye on how much is enough?

Sometimes arguments on Christmas spending can be indicative of a wider issue – if you want to speak to someone about these issues, or are looking for further advice go to https://www.harmoniousmoney.co.uk/contact

Is Christmas about creating memories or managing expectations?

Couples’ attitudes to Christmas can often be shaped by their childhood experiences, but if you have different views on what Christmas means to you, you can also differ in how to allocate your festive budget.

Trying to recreate or repair Christmases of days gone by, can put pressure on families and cause friction.

Sometimes by identifying our ideologies around Christmas means we can help prevent fallouts before they escalate.

Get in touch for more advice about how to prevent finances from becoming a bigger issue in your relationship. https://www.harmoniousmoney.co.uk/contact

Three reasons you’re arguing with your partner this Christmas – don’t let the ghosts of Christmas past, present and future overshadow your festive feels this season.
https://www.harmoniousmoney.co.uk/articles/cold-turkey-without-the-cold-shoulder-how-to-avoid-money-arguments-this-christmas

Want to avoid falling out over money this Christmas? Here are some tips for avoiding conflict with your partner:

• Open the conversation about money well before spending begins.
• Talk about what your worries are and what you want to avoid.
• Broach the subject with no judgement, we often bring our history into the present day, especially when it comes to Christmas.
• Work out how high up Christmas is in your list of priorities – allocate money accordingly.

To learn more or to discuss your financial difficulties, come speak to me as an impartial adviser and get ahead of issues down the road. https://calendly.com/neliganfinancial/harmonious-money-intro-call

Struggling to talk to your partner about money? Watch this TEDx talk to find out how to have the money conversation, including the 5 areas to consider:
https://youtu.be/qNATvBDifpk?si=AmLPn4DLJ-YrgL_J

The right way for couples to talk about money | Meredith Moore | TEDxAtlantaWomen Finance whisperer Meredith Moore taps into her 23-year career in financial planning to share a simple framework that couples can use to have productive conve...

Did you know Brits will spend nearly £740 more in December than any other month of the year – do you & your partner always agree on how to spend it? Here are some tips on why people don’t always see eye to eye on Christmas spending.

https://www.harmoniousmoney.co.uk/articles/cold-turkey-without-the-cold-shoulder-how-to-avoid-money-arguments-this-christmas.

Cold turkey or the cold shoulder?

Christmas should be a time of love and celebrations, but for many couples it can be a strain on the relationship and cause arguments – read our/my tips on how to avoid conflict this Christmas.

https://www.harmoniousmoney.co.uk/articles/cold-turkey-without-the-cold-shoulder-how-to-avoid-money-arguments-this-christmas

Celebrating win in Crete.

If you and your partner argue about money, don’t make it the reason you split up.

can help you overcome your differences and find harmony again. Talk to me if you want to make your arguments a thing of the past, not your relationship.