Pride and Property

*Bandar Bukit Raja Brand New 2 Storey For Rent RM2300

- Terrace
- 2 Storey
- Bandar Bukit Raja
- 4 room
- 4 bath
- Land Area: 1500
- 1900 sf
- Unfurnished
- Rm 2300

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For more information:
Shamalah 01133268542

𝐡𝐨𝐰 𝐭𝐨 𝐩𝐫𝐞𝐯𝐞𝐧𝐭 𝐚 𝐛𝐚𝐝 𝐂𝐓𝐎𝐒 𝐫𝐞𝐜𝐨𝐫𝐝 𝐚𝐧𝐝 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧 𝐚 𝐠𝐨𝐨𝐝 𝐂𝐓𝐎𝐒 𝐫𝐞𝐜𝐨𝐫𝐝:

🚩Pay your bills on time and in full, including credit card bills, loan payments, and utility bills.

🚩Keep your credit utilization low by not maxing out your credit cards or other lines of credit.

🚩Limit your credit applications as too many credit applications in a short period of time can negatively impact your credit score.

🚩Monitor your credit report regularly to ensure accuracy and detect any errors or fraudulent activities.

🚩Notify your creditors immediately if you are facing financial difficulties and work with them to develop a repayment plan.

🚩Avoid defaulting on loans or other financial obligations, as this can severely impact your credit score and CTOS record.

𝗟𝗼𝗼𝗸𝗶𝗻𝗴 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗱𝗿𝗲𝗮𝗺 𝗵𝗼𝗺𝗲? 𝗟𝗼𝗼𝗸 𝗻𝗼 𝗳𝘂𝗿𝘁𝗵𝗲𝗿! 𝗔𝘀 𝗮 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝗻𝘁, 𝗺𝘆 𝗴𝗼𝗮𝗹 𝗶𝘀 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂 𝗳𝗶𝗻𝗱 𝘁𝗵𝗲 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝗵𝗼𝗺𝗲. 𝗔𝗻𝗱 𝗜'𝘃𝗲 𝗴𝗼𝘁 𝗷𝘂𝘀𝘁 𝘁𝗵𝗲 𝗱𝗲𝗮𝗹 𝗳𝗼𝗿 𝘆𝗼𝘂!

Book your dream house now with only RM1,000 and enjoy all legal fees waived. Plus, for early birds, there's a cashback offer you won't want to miss.

This stunning property boasts freehold status, 22x70 square feet of space, and between 1,870 and 2,159 square feet of built-up area. With four bedrooms and four bathrooms, this house has everything you need for a comfortable and spacious home.

Located conveniently near a variety of amenities, including an international school, NKVE exit, NSK, Aeon Rawang, MCD, Tesco, and SJK(C) Kota Emerald, this property is easily accessible and well-connected. And if you're worried about the commute, don't be - it's just 20 minutes from PJ/Damansara and 30 minutes from KL.

But it's not just about location - this property offers a luxury neighborhood, complete with gated and guarded security, an open-door concept, a clubhouse, greenery, and even a lake garden. It's the perfect combination of security, convenience, and lifestyle.

Don't miss your chance to own your dream home. Call me, Shamalah Kodiswaran, today for more information and to schedule a visit to our showroom. Your dream home is waiting for you!

Jasmin

Are you planning to buy a unit in the upcoming KL Condo project in Brickfield ?Over the past year, property prices have been on the upward trend. The new project by Sentral Suits will be a revolutionary change of the property market.

The units have already sold like hot cakes!

And this is your last chance to get into the market before prices soar again.

Come and visit our showroom and see what it has to offer.

Investing in KL Sentral has numerous benefits, including its convenient transit-oriented development that makes it easy to live, work, dine, and travel. Being the largest transit hub in Malaysia, it offers global connectivity and is an international business address in Kuala Lumpur.

This property is a great investment opportunity due to its ongoing development that's set to be completed in 2023. It offers high demand layouts with 1-3 bedrooms, making it accessible to a wide range of potential tenants, including quality tenants working in multinational companies. The property is also offering an attractive package for investors currently, making it an excellent opportunity to secure a return on investment. The available layouts include a 1 bedroom at 650 sqft and a 2 bedroom at 826 sqft.

For more details please WhatsApp me https://wa.me/message/FSQONCX3F5P6J1

Property Guru

https://www.propertyguru.com.my/property-listing/37261813

Telegram Channel

https://t.me/shamalahlistingchannle

Investing in KL Sentral:

Convenient transit-oriented development
Largest transit hub in Malaysia with global connectivity
International business address in Kuala Lumpur
Investing in this property:

Ongoing development to be completed in 2023
High demand layouts (1-3 bedrooms)
Quality tenants working in multinational companies
Attractive package for investors available
Available layouts: 1 bedroom (650 sqft) and 2 bedroom (826 sqft)

Investing in KL Sentral has numerous benefits, including its convenient transit-oriented development that makes it easy to live, work, dine, and travel. Being the largest transit hub in Malaysia, it offers global connectivity and is an international business address in Kuala Lumpur.

This property is a great investment opportunity due to its ongoing development that's set to be completed in 2023. It offers high demand layouts with 1-3 bedrooms, making it accessible to a wide range of potential tenants, including quality tenants working in multinational companies. The property is also offering an attractive package for investors currently, making it an excellent opportunity to secure a return on investment. The available layouts include a 1 bedroom at 650 sqft and a 2 bedroom at 826 sqft.

For more details please WhatsApp me https://wa.me/message/FSQONCX3F5P6J1

Property Guru

https://www.propertyguru.com.my/property-listing/37261813

Telegram Channel

https://t.me/shamalahlistingchannle

Investing in KL Sentral has numerous benefits, including its convenient transit-oriented development that makes it easy to live, work, dine, and travel. Being the largest transit hub in Malaysia, it offers global connectivity and is an international business address in Kuala Lumpur.

This property is a great investment opportunity due to its ongoing development that's set to be completed in 2023. It offers high demand layouts with 1-3 bedrooms, making it accessible to a wide range of potential tenants, including quality tenants working in multinational companies. The property is also offering an attractive package for investors currently, making it an excellent opportunity to secure a return on investment. The available layouts include a 1 bedroom at 650 sqft and a 2 bedroom at 826 sqft.

For more details please WhatsApp me https://wa.me/message/FSQONCX3F5P6J1

Property Guru

https://www.propertyguru.com.my/property-listing/37261813

Telegram Channel

https://t.me/shamalahlistingchannle

𝟒 𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐁𝐮𝐲𝐢𝐧𝐠 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲 𝐧𝐞𝐚𝐫 𝐩𝐮𝐛𝐥𝐢𝐜 𝐭𝐫𝐚𝐧𝐬𝐩𝐨𝐫𝐭𝐚𝐭𝐢𝐨𝐧 𝐡𝐚𝐬 𝐬𝐞𝐯𝐞𝐫𝐚𝐥 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬

1) Buying property near public transportation is convenient

2) It can increase property value

3) There is easier access to amenities

4) Living near public transportation can lead to a healthier lifestyle

Hey guys, if you're young and thinking about buying a house, listen up! It's a smart move that can pay off big time. When you buy a house, you're building equity and investing in your future. Plus, you'll save money on rent and have a place to call your own. So don't wait too long, start thinking about buying a house today!

𝐇𝐞𝐫𝐞 𝐚𝐫𝐞 𝟓 𝐬𝐢𝐦𝐩𝐥𝐞 𝐬𝐭𝐞𝐩𝐬 𝐭𝐡𝐚𝐭 𝐜𝐚𝐧 𝐡𝐞𝐥𝐩 𝐚 𝐛𝐮𝐲𝐞𝐫 𝐧𝐚𝐯𝐢𝐠𝐚𝐭𝐞 𝐭𝐡𝐞 𝐩𝐫𝐨𝐜𝐞𝐬𝐬:
1) Determine your budget and needs: The first step is to determine your budget and needs. This will help you narrow down your search and avoid wasting time looking at properties that are not suitable for your needs or outside of your budget. Determine your preferred location, size, amenities, and any other features that are important to you.
2) Start your search: Once you have determined your budget and needs, start your search for properties that meet your criteria. You can search online through property portals or engage a real estate agent to help you with the search. Attend property viewings to get a feel for the properties and their surroundings.
3) Evaluate the property: After identifying a property that you are interested in, evaluate the property thoroughly. Check the condition of the property, the quality of the construction, and any potential issues that may need repairs or renovations. It is also important to evaluate the surrounding area, including the accessibility to public transport, amenities, and potential future developments.
4) Secure financing: Once you have found a suitable property, secure financing to purchase the property. This may involve getting a mortgage or loan from a bank or other financial institution. Ensure that you understand the terms and conditions of the loan and that it is within your budget.
5) Make an offer and close the deal: Once you have secured financing, make an offer on the property. Negotiate with the seller to reach a fair price that works for both parties. Once you have agreed on a price, close the deal by signing the necessary legal documents and transferring ownership of the property.
Congratulations, you are now a property owner!

If you found it helpful, please consider giving it a thumbs up and sharing it with your friends. Your support helps me create more like this, and it means a lot to me.

So, if you're ready to take the next step in your real estate journey, give us a call. Let's talk about how we can help you achieve your goals and make your dreams a reality.

𝐇𝐨𝐦𝐞𝐨𝐰𝐧𝐞𝐫𝐬 𝐂𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐒𝐞𝐥𝐥𝐢𝐧𝐠 𝐚𝐧𝐝 𝐒𝐭𝐚𝐫𝐭𝐢𝐧𝐠 𝐚 𝐍𝐞𝐰 𝐂𝐡𝐚𝐩𝐭𝐞𝐫.

1) Hire a reputable real estate agent: The first step to selling a property is to hire a reliable and experienced real estate agent who can help guide you through the selling process, set the right price, and market the property effectively.

2) Price the property appropriately: The agent will help you determine a fair and appropriate price for your property based on its location, size, condition, and comparable sales in the area. It's important to price the property correctly to attract potential buyers and maximize your chances of a successful sale.

3) Prepare the property for sale: Before listing your property, you'll need to make sure it's in good condition and ready for showings. This might involve cleaning, decluttering, making repairs, or staging the property to make it more attractive to buyers.

4) Market the property: Once your property is ready for sale, your agent will create a marketing plan to promote it to potential buyers. This might include listing the property on popular real estate websites, hosting open houses, or advertising in local newspapers or magazines.

5) Negotiate and close the sale: Once you receive an offer on your property, your agent will help you negotiate with the buyer to reach an agreement on price and other terms. They'll also help you navigate the closing process, which involves finalizing the sale and transferring ownership of the property to the buyer.

Selling your home can be a daunting task, but I'm here to make the process as seamless as possible. My goal is to ensure that you receive the best possible price for your property, while also making sure that the transaction is completed in a timely and efficient manner.

So if you're ready to sell your home, let's chat! Whether you have questions, concerns or just want to discuss the next steps, I'm here to help. Simply reach out to me at [Shamalah 01133268542 ] and we can get started today.

Thank you for reading ! If you found it helpful, please consider giving it a thumbs up and sharing it with your friends. Your support helps me create more like this, and it means a lot to me.

Thanks again, and I'll see you in the next video👍👍👍👍

𝐖𝐡𝐞𝐧 𝐢𝐭 𝐜𝐨𝐦𝐞𝐬 𝐭𝐨 𝐜𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐛𝐞𝐭𝐰𝐞𝐞𝐧 𝐫𝐞𝐧𝐭𝐢𝐧𝐠 𝐚𝐧𝐝 𝐛𝐮𝐲𝐢𝐧𝐠 𝐚 𝐩𝐫𝐨𝐩𝐞𝐫𝐭𝐲, 𝐭𝐡𝐞𝐫𝐞 𝐚𝐫𝐞 𝐚 𝐟𝐞𝐰 𝐭𝐡𝐢𝐧𝐠𝐬 𝐭𝐨 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫.
Renting offers flexibility and convenience, but can be more expensive in the long run as you're not building equity in the property. Buying a property provides long-term financial benefits and stability, but requires a larger upfront investment and comes with additional responsibilities such as property maintenance and repair.

Ultimately, the decision to rent or buy a property depends on your financial situation, long-term goals, and personal preferences. It's important to weigh the pros and cons before making a decision that's right for you.

Whether you're a buyer or an owner, we're thrilled to have you here. We understand that buying or owning a property can be a significant milestone in your life, and we're committed to making your experience as smooth and enjoyable as possible. Our team is dedicated to providing you with the highest level of service and support, and we're here to answer any questions you may have. So once again, welcome, and thank you for choosing us as your partner in your property journey.

🤩

Move in immediately to this fully-furnished, freehold 3 room and 3 bathroom Condominium. 1,805 sqft with one covered car park and a 10 minutes drive to malls and 5 minutes to the K.L. city Centre Be captivated by a sense of space, luxury, and royalty within its modern-chic contemporary deco. Contact me for further details

FOR SALE & RENT : Tong Weng Mansion, Brickfields, Kuala Lumpur
Unit Information
Sqft : 1100
Level : 4
Bedroom : 3
Bathroom : 2
Parking lot : 1
Furnish : no
Expected rental : rm1800
Expected selling price : rm450 000(neg)
Available date :available now

Nearby transportation:
KL Sentral (Monorail), Tun Sambanthan (Monorail), KL Sentral (ERL), KL Sentral (KTM), KL Sentral (LRT)

Nearby medical:
Iheal Medical Centre Kuala Lumpur, Klinik Kesihatan Tanglin, Pantai Hospital Kuala Lumpur, Klinik Kesihatan Pantai , Tung Shin Hospital

COA

*WTB*

* Terrace Hse
* seremban or seremban 2
* Budget below RM 200 to RM 250k
* frist home buyer
* Deposit ready

Kindly propose.
Tq

Shamalah
IQI
011-33268542

Urgently looking for unit

Cara Kira DSR :

Formula :
Gaji Bersih / (Total komitmen + instalment rumah yg nk dibeli)

Komitmen termasuk :
- Loan kereta / motor
- Personal loan
- Kad Kredit
- PTPTN

A. Gaji bersih lepas tolak epf socso

B. Total komitmen yg ada dgn bank shj (dalam rekod ccris)

C. Instalment rumah baru boleh guna magic formula harga rumah / 200
Cth: rm300k/200 = rm1500/bln
Utk lebih tepat, guna apps

+++++++
Kalau gaji lebih RM4,000, DSR 70%
Kalau gaji kurang RM4,000, DSR 60%
++++++

Quadro KLCC
Unit : A-12-1,
2343sqft,
4 bedrooms,
2 carpark: Basement 2 (lot 82, 84)
Fully furnished, graded fixture n furniture, well renovated.
Asking: RM12k/mth

Please pm for more info

SBR and effective rates update as at October 2022

Bank Megara Malaysia has increased again the overnight policy rate (OPR) by 25 basis points to 2.50 per cent, effective from September onwards.

May 2022, +0.25, 2.00%
July 2022, +0.25, 2.25%
Sept 2022, +0.25, 2.50%

Pls refer the latest effective rate banks offer as at October 2022.

DSR for 18 Bank's

Latest update by October 2022

Check and see your profile eligibility for housing loan by DSR calculation.🧮

‼️NEW PROJECT @ Taman Melawati‼️
📍LEA By The Hills @ Taman Melawati.
✅ LOW DENSITY CONDOMINIUM
✅ CLOSE TO NATURE
✅ BREATHTAKING MOUNTAIN VIEWS
⚠️PROJECT DETAILS :
* From RM532,239
* Residential Land
* Leasehold 99 years
* 1 Block
* 344 Units Only
* 1,050 sqft - 1,243 sqft
* 3+1R & 2B / 4R & 2B
* 2 Carpark
* 12 Units/floor
* 3 Lifts
* 27 Facilities Available
⚠️SPECIAL ABOUT THIS PROJECT :
> Strategic Location
> Greeny and Windy Area
> Matured Neighbourhoods
> Surrounded by Primary & Secondary School
> Surrounded by Mall and Commercial Shop Lot
> Easy Access to all Major Highway
For viewing arrangement please contact :
Shamalah
http://www.wasap.my/601133268542

💥FREEHOLD SUPERLINK 24X65
ECO CONCEPT, CHINESE MAJORITY, 5MIN TO AEON RAWANG
BIG & CHEAP, GOOD FENG SHUI, HIGH LAND AREA🌳🌳

🌳GREENERY CONCEPT
🌳GATED & GUARDED
🌳DOUBLE VOLUME CEILING HEIGHT
🌳BACKYARD WITH EXTRA LAND
🌳4 ROOM 3 BATHROOM
🌳LOW DENSITY

📝0% DOWNPAYMENT
📝FREE SNP LEGAL
📝FREE LOAN LEGAL
📝DISCOUNT FOR BUMI / NON BUMI

🚗NEARBY AMENITIES:
5MIN TO AEON RAWANG, NEARBY TOL RAWANG, HOSPITAL, SCHOOLS, BANKS, RESTAURANTS, ANGGUN CITY ETC...

FOR MORE INFO, PLEASE CALL/WASAP
📲 011-33268542

fb.me

Loan margin.

1) 1st house loan. 100%+5%. Subject T&C

2) 2nd house loan. 90%+5%

3) 3rd house loan. 70%+MRTT

4) SPA under company purchase house. 60%+5%

5) Business profile, Spa personal name. 90%+5%. 100% loan subject to first time purchaser with T&C

6) Personal name purchase commercial shop and office. 85%+5%

7) Company name purchase commercial shop and office. 90%5%+55%(working capital)

😎 Residential & Commercial land 70%+5%

9) Agricultural land 40-50%. Some bank offer 90% subject to profile and nature of buyer business.

10) SPA under company name purchase residential land. 60%+5%

Credit fb Cheah Hon Thung

How much downpayment is required to buy a house? Is there a hidden cost?

If you want to make a rough estimate?

1. Legal fee SPA 1% from the house price
2. Stamp duty SPA 2% from the house price
3. Legal fee loan 1% from loan amount
4. Stamp duty 0.5% from loan amout
5. Valuation 0.5% from house price
6. MRTT/MLTT depending on Age, Gender and JoB

Regarding hidden costs, the prices of lawyers' services are not the same and the insurance requirements are also different.

SHAMALAH
Real Estate Negotiator
011-33268542
http://www.wasap.my/601133268542/Leathebyhils
Great Casa Realty.