Caple Insurance Agency

Happy 4th of July from Caple Insurance Agency!

Stay safe, healthy and celebrate freedom in peace. ♥️🤍💙

Read some of our nations history here: https://www.history.com/topics/holidays/july-4th

Don't Forget! 👋

My agency is partnered with Ge**er Life & I can help you with the Grow-Up® Plan.

As a busy parent, you do a lot to keep your child happy and healthy every day. But did you know that you could also help secure your child's financial future? The Ge**er Life Grow-Up® Plan is life insurance that your child can keep as an adult, just by paying the premiums. The policy's cash value can be borrowed against toward college expenses, a down payment on a car, or just about anything else he or she may need tomorrow1.

Choose from $5,000 to $50,000 in whole life insurance protection

Builds cash value – like a nest egg that grows and grows

Premiums as little as $1 a week will never go up as long as premiums are paid

Coverage doubles during age 18 – at no extra cost

Coverage for life

Just click, request quote on my website or send me a message... and I will help secure your child's future!

www.capleinsuranceagency.com

*1 Policy loan interest is 8%. Loans may impact cash value and death benefit. This policy is a whole life policy.

Life can change in an instant for you and your family.

Help secure yourself and your loved ones with Accident Protection.

Did you know?
Even if you’re young and healthy, accidents are a fact of life. They’re the leading cause of death for Americans under age 45.1 *

As little as 17 cents a day*-
You can get $50,000 to $250,000 in coverage to help cover out-of-pocket medical expenses, lost wages and more.

No medical exam, no rate hikes* -
You can qualify for coverage as long as you’re 18 to 69 years old3 and the rate is locked in as long as premiums are paid.

Lock in Accident Protection that won’t break the bank.
Get a free quote by sending me a message here or visit my website for a quote request www.capleinsuranceagency.com

1* Source: Center for Disease Control (https://www.cdc.gov/injury/wisqars/LeadingCauses.html)

2* 17 cents a day payment is based on a $50,000 policy

3* This accident only policy may be offered to adults ages 18-69. Minimum/maximum age requirements and maximum coverage amounts vary by state.

WHY KIDS NEED LIFE INSURANCE COVERAGE

⭐️Lifetime of protection: Your child's permanent whole life insurance can last a lifetime as long as premiums are paid.

⭐️Premiums locked in for life: The rate you pay today will never go up, even when your child takes over the policy.

⭐️Coverage doubles at no extra cost: Your child's coverage automatically doubles during the year they turn 18 with no premium increase.

⭐️Builds cash value: Every time you pay your premium, money is set aside for the immediate need that you can borrow against should the need arise.*

⭐️Guaranteed right to add coverage: Your child can keep their policy when they become an adult or add coverage, no matter their health or job status.

Send me a message for a quick quote or visit my website to schedule a meeting.

www.capleinsuranceagency.com

https://content.govdelivery.com/accounts/WASNOHOMISHCO/bulletins/318be86?fs=e&s=cl&fbclid=IwAR0vnWp3PRSs2FiVCdeFT3Sa5_IwJkDq7QaxyMkcAZNMY5ugqxGjkw5j928&fs=e&s=cl

COVID-19 Brief 05-20-2022 COVID-19 Brief 05-20-2022 Snohomish County sent this bulletin at 05/20/2022 11:57 AM PDT May 20, 2022 How would YOU spend $160 million? Calling all Snohomish County communities! In 2021, the federal government passed the American Rescue Plan Act (ARPA) which provides direct financial assistance to l...

🚨🚨🚨🚨🚨🚨🚨

Notice from Snohomish County Sheriff's Office
Local Agency, Director of Communications Courtney O'Keefe:

🚨🚨🚨🚨🚨🚨🚨
Regional Disaster Response Exercise on June 7.

SNOHOMISH COUNTY, Wash. – On Tuesday, June 7, the Sheriff’s Office will be participating in a regional aircraft emergency response training exercise that includes aircraft and first responders from state, county, and local partner agencies in the Northwest Regional Aviation consortium. The training focuses on preparing for a potential real-world earthquake and tsunami disaster response.

The exercise will take place at several locations throughout the county, including Arlington Municipal Airport, Providence Regional Medical Center, Naval Air Station Everett and Gold Bar Fire Station. Residents nearby those locations may hear mass warning announcements, active emergency response vehicles, boat activity, and low-flying aircraft.

Aircraft from Snohomish, King, and Pierce County Sheriff’s Departments along with Washington State Patrol, U.S. Navy, FBI, Customs Border Patrol, Airlift Northwest and Life Flight Network will be coordinating joint response efforts. Supporting scenarios for the exercise will include water rescues, high-rise rescues, K-9 building searches, aerial surveys, and rescue team and equipment transports.

Snohomish County Sheriff’s Office, Seattle Police, Seattle Fire, Snohomish County Fire Technical Rescue, Snohomish County Department of Emergency Management, Sky Valley Fire, Snohomish and King County Volunteer Search & Rescue, Arlington Airport, Providence Regional Medical Center, Everett Fire & EMS, Naval Station Everett, SnoCounty911 and WSDOT-Aviation will all be participating in the exercise.

Today we memorialize those who lost their lives and could not come home. Today we reflect on their service and why we have the luxury & freedom that we enjoy.

Our Priority: Protecting Our Clients

Caple Insurance Agency was established to help everyone protect their most valuable assets. Insurance coverage available in WA & TX. Our goal is to protect you & your loved ones all while making a difference in the lives of others.

Contact us today for a free review of your current insurance policy.

https://capleinsuranceagency.com/caple-insurance-agency

🚨🚨🚨🚨PLEASE SHARE🚨🚨🚨🚨

This van was stolen earlier today & it belongs to the non-profit organization Mari’s Place for the Arts. Please contact Lake Stevens, Washington police with any information . Case number #22-8869 Thank you!

General Liability Insurance (GL) for Trucking Companies:

Whether you are a large truck company or an O/O, GL insurance is a good idea. General liability insurance can cover risks to your business outside of operating your truck. Some of the exposures GL insurance can guard you against are:

✅Delivering your load to the wrong place
✅A client slipping and falling in your office
✅One of your drivers going berserk at a truck stop
✅Slandering a load broker that later sues you

It makes sense to cover your risks whether they are on the road of off the road.

Contact Caple Insurance Agency for a free quote today!

https://capleinsuranceagency.com/business-insurance-1

There are no words to heal the heartbreak that many are feeling right now. 💔 This is devastating. Prayers for all involved 🙏

Before you earn you invest. Make sure to protect yourself before you start growing your income.

Be a smart business owner and invest in business insurance as it will protect you against liability claims. More so, business insurance is needed prior to obtaining necessary licenses.

Contact Caple Insurance Agency for a no obligation quote: https://capleinsuranceagency.com/business-insurance-1

What is special event insurance?

Special event insurance, aka one day event insurance, is a liability policy that covers events in case of injuries, property damage, or lawsuits that occur. This coverage is for claims by third parties and covers all events such as weddings, birthday parties, concerts, trade shows, festivals, etc.

Contact Caple Insurance Agency so we can help set up your special event policy.

https://capleinsuranceagency.com/

Some breadwinners have life insurance at work.

Which is great, but what happens if they get ill & lose their job?

They lose their life insurance policy. No job, no
job life policy in place.

What will the family do when the breadwinner who contributes the largest portion of household income, generally cover most household expenses and financially supports them can no longer support them?

The loved ones stress, they worry and they find themselves in a situation that could have been prevented.

Caple Insurance Agency recommends you have a policy set up out side of work so you are prepared in the event you are not employed.

Contact us for a quote. No obligation required & no medical exam options are available too.

https://capleinsuranceagency.com/most-important-insurance

Life insurance is for the living not the dead. Visit my website to learn more about the most important insurance you need.

https://capleinsuranceagency.com/most-important-insurance

Happy National Bike to Work Day. The observance encourages us to bike to work, but it also raises awareness of cyclists as they commute to and from work each day.

As more and more people take to bicycles for transportation to and from work, it’s important for both cyclists and drivers to share the road safely. Both must be aware of the traffic laws and follow them.

Safe driving!

Why Buy Life Insurance for Children?

Think of life insurance for your child as protection against the unexpected and for your child’s future. For pennies a day, you can feel confident that you are doing everything you can to provide protection for your child’s entire life.

As a parent or grandparent, your primary concern is protecting your family. Imagine a child life insurance policy that grows as your little one grows, helping provide some added peace of mind.

As you pay the monthly premium, the policy develops a cash value. This value is similar to a savings account which can be used in the future.

Cash value works like this: each time you make a monthly premium payment for the policy the insurance carrier sets aside a small amount of money. Over time, this becomes the cash value of the policy. It represents how much the policy is worth at any given point in time. You can watch the amount grow, just like your child.

Caple Insurance Agency has insurance policies available for children. Connect with us today.

www.capleinsuranceagency.com

Whole Life Insurance:

Although whole life premiums are initially higher than term life premiums, whole life policies develop a “cash value.” Technically speaking, these are called “non-forfeiture benefits” because you do not lose the cash value if you stop paying the premiums.

For example, if you are not able to continue paying for the policy, you could use the cash value to pay your premiums or to reduce the coverage amount of the policy. Or, you could surrender the policy and receive the cash value that has accumulated until that time. If you choose to surrender the policy, you will no longer be covered by life insurance.

Also, you could borrow against the cash value*. However, any money owned in the form of a policy loan plus interest will be deducted from the benefit paid to your beneficiary after you die, or from the accumulated cash value if you had stopped paying premiums.

Contact Caple Insurance Agency for a free quote today!
www.capleinsuranceagency.com

Why get mortgage protection?

If something ever happened to you, the last thing you would want is for your family to lose the home you worked so hard to buy. Mortgage protection provides you with the peace of mind that your family will be able to keep the home. It is a type of term life insurance that allows your mortgage to be paid off in case of your death.

Cash back mortgage protection plans available. If you don't use the policy you have options to receive cash back after a certain term.

Contact our agency today for more details.

www.capleinsuranceagency.com

What's Term Life Insurance? It's affordable insurance...

Term life insurance provides life insurance coverage for a designated period of time. Benefits are paid only if something happens to you within that specified period, known as a “term.” This type of insurance costs less than whole life insurance, and so, in general, pays the highest immediate benefit for your premium dollar.

Caple Insurance Agency offers terms of 10, 20 and 30 years.

Same day no obligation quote available.

More info here: www.capleinsuranceagency.com

https://capleinsuranceagency.com/most-important-insurance

Onesies. Check. ✅
Sippy cup. Check. ✅
The Grow-Up® Plan? You bet. 👍🏼

Put your child's financial future on your list.

Connect with me today to set up your child’s/grandchild’s plan.

7 Reasons Why You May Need Life Insurance 🧐

1. You're going to have a baby or already have children
2. You're planning to get married
3. You support aging parents financially
4. You have private student loan debt
5. You work for yourself or have a family-owned business
6. Your job is high-risk
7. You have extreme hobbies

Most people aren't thinking about life insurance in their 20s, but it's the best time to buy it because most people's health declines with age. The longer you wait to buy a policy, the greater the eventual cost.

Contact me to obtain a no obligation FREE QUOTE by answering 4 simple questions.

Get 40% off QuickBooks Online for 6 months by using my referral link: https://quickbooks.grsm.io/crystalperez1215

Tax season is upon us, do you have an accounting system in place? Get 40% off QuickBooks Online for 6 months by using my referral link:

https://quickbooks.grsm.io/crystalperez1215

Today, the rolls into Washington state, providing an additional way for you to get notified about earthquakes seconds before they happen. Look for MyShake in places where you download apps.

Find direct links and information at mil.wa.gov/alerts

Did you know Caple Insurance Agency partners with Ge**er Life?

Now’s the perfect time to look ahead — and help protect your little one’s future with the Grow-Up® Plan.

See why over a million families have already chosen the Grow-Up® Plan:

Doubling coverage — If you get a $50,000 policy, the amount doubles to $100,000 during age 18 at no extra cost (as long as your premiums are paid).

Build cash value — The longer you keep the policy, the more the policy’s cash value grows.

Starts at pennies a week — You can get coverage for as little as 87 cents a week (Rate is based on $5,000 in coverage for a child under 1 year old). And once you sign up, the childhood rate never goes up.

Contact us today to obtain a free quote!

Many have questioned the significant rate increases. This is why I have recommended you talk to your current insurance agent before switching to another carrier. Your agent should have received noticed from the carrier about such increases.

Some may argue that it is not in my best interest as an insurance agent to decline potential new clients. I am not declining new clients, I am looking out for their best interest. Clients have families and financial responsibilities and I am not an agent who will take advantage of changes occurring that's beyond any of our control.

Make sure to mark your calendars for a yearly or semi-annual review with your insurance agent. As an insurance agency owner, I make it my responsibility to schedule my reviews with my clients & stay up-to-date with changes in the insurance industry.

Kreidler extends deadline to Jan. 31 for insurers to respond to credit scoring questions. More details about credit scoring for WA state can be found here: https://www.insurance.wa.gov/news/kreidler-extends-deadline-jan-31-insurers-respond-credit-scoring-questions

Kreidler extends deadline to Jan. 31 for insurers to respond to credit scoring questions | Washington state Office of the Insurance Commissioner Washington state Insurance Commissioner Mike Kreidler has sent a second letter to insurers requesting data on how his credit scoring rule has impacted their policyholders. Responses to his second request are due Jan. 31.