Stefan Heinz, Mortgage Loan Officer, NMLS #1916363

Still wondering if the market has changed? ... https://www.bloomberg.com/news/articles/2022-09-19/home-flipper-opendoor-hit-with-losses-in-echo-of-zillow-collapse

Home-Flipper Opendoor Hit With Losses in Echo of Zillow Collapse Company lost money on 42% of its August resales after it failed to anticipate slide in housing demand.

Starting tomorrow

That's the kind of client response I like :-) ... (and yes, it makes me happy to be able to send this kind of messages)

This alone can make a big difference for some people. One less reason to pay mortgage insurance.

Dead Loans Walking

We Want To Get Those Keys In Your Hands ASAP. Call today to find out how!

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Could you use some extra money in your pocket every month? If you’ve built up enough equity in your home, it could be time to eliminate mortgage insurance! Call today to find out how.

Contrary to popular belief, you don’t need 20% down to buy a home! Call us today to find the loan that best fits your unique financial situation.

We’re honored to help our veterans get into the home of their dreams with no money down and no mortgage insurance required. Call today to find out more!

Can you imagine purchasing your dream home AND having a low monthly mortgage payment? When you work with independent mortgage brokers like us, you can! We shop wholesale rates from multiple lenders and pass the savings along to you. Call us today to get started!

Not sure if it’s time to buy? We can review your finances and determine how much home you can afford before you begin your search. Give us a call today!

Is your adjustable-rate mortgage from the mid-2010s about to adjust? Refinance into a fixed-rate mortgage to lock in today’s low rates for the long term!

Did you know a higher credit score can result in a lower home loan interest rate? To improve your credit score, pay your bills on time, don’t exceed the spending limit on credit cards and monitor your credit report for errors. Call us for more interest-saving tips!

Are you ready to put holes in your walls, change the carpets or paint the bedroom purple? Forget your landlord’s rules; it’s time to buy! Call us now to get the process started.

Before you start shopping for a home, make sure you know your budget. Call us today to find out how much you qualify to borrow – it only takes a few minutes!

If your credit score has improved since you took out your mortgage loan, you may be eligible for a lower interest rate and new loan terms! Call today to learn more!

We do jumbo loans! Get expert advice and an easy process by calling us today.

Big banks pick from their own limited products. Mortgage brokers like me act as your personal shopper and look for the best mortgage across many lenders. Give yourself more options – call today!

We close on most home loans in 20 days or less, meaning you’ll be able to get into the home of your dreams faster, easier and with less stress. Call today if you’re ready to make your next move.

Worried rates might go up while you look for that dream home? With our Lock & Shop program, you can lock in an interest rate even if you haven’t yet found “the one”. Reach out for more info today!

We've (almost) all been impacted by this pandemic ... things are slowly changing for the better. https://www.shmlo.com/covid-overlays-are-going-away/

Whether you’re looking to pay off high-interest debt, book a dream vacation or finally complete a home renovation off your to-do list, a VA cash-out refinance can help. Call today to learn more.

Great news if your partner's credit score is much lower than yours.
https://www.shmlo.com/unbalanced-credit-scores-good-news-for-multiple-borrowers/

Adjustable Rate Mortgages (ARMs) have a tasty reputation ... rightly so for how they were used many years ago. ... and they have changed. An ARM could be the perfect loan for your situation.

In 2021, Planet Home Lending will plant 100,000 trees as a corporate sponsor of the National Forest Foundation – up from 30,000 last year. Why? Because we believe in passing on our success. Good for the planet, good for people, good for the future. That’s our purpose. What’s yours?

- https://bit.ly/3jhc3FW

5.0 star review received on Experience.com for Stefan Heinz by Beth T. - Stefan was great at communicating throughout the process. I definitely would recommend him to others.

New ★★★★★ 5 Star Experience.com Review by Beth T. Click to see all 4 reviews of Stefan Heinz,
Mortgage Loan Originator | NMLS 1916363

We are proud to say that many of our borrowers are veterans. So if you're a qualified veteran, member of the Armed Forces on active duty, or a military spouse, you can be assured that our VA Mortgage Lending Specialists truly understand your needs. https://bit.ly/3hcjzUN

Wishing you the very best 4th of July — and a great summer!

- https://planethomelending.com/stefan-heinz/

Reach out today and see what mortgage or refi options are available for you!

- https://planethomelending.com/stefan-heinz/

Rates are still low, but they can change quickly. Refinance now and see if you can keep more money in your pocket with a lower interest rate.

- https://planethomelending.com/stefan-heinz/