Joyce Diana

Meeting d abanse😂😄from Abudhabie to Phil. And Saudi😍😍

Dubai airport 😂😂❤️❤️

ANO ANG BENEPISYO NG KAISER HEALTHCARE?
Sa PhilHealth hanggang 60years old tayo magrerenew pero sa KAISER, 7years ka Lang mag-iipon. Mabuhay ka man hanggang 100years old may healthcare ka pa rin.
3in1 product kaya may peace of mind ka. May HealthCare + Income Replacement + Investment ka na.
Disadvantages ng hindi KAISER:
❎Insurance at Investment lang. Pinakaimportante may healthcare ka. Panu babayarin mo sa hospital?
❎Kapag Insurance at Investment lang inoffer sayo at gusto mo may HealthCare. Kukuha sila ng Rider, separate mo siya babayaran kaya mapapamahal ka. Sa KAISER 3in1 Package na.
❎Taon taon tataas ang binabayaran mo kasi dumadagdag ang edad mo.
❎Sa PhilHealth naman, 15% to 20% lang ang discount sa hospital bills mo. Hindi pa lahat na sakit covered ni PhilHealth. Sa KAISER covered lahat na sakit mo.
Advantages ng KAISER:
✅Very affordable. 7 years mo lng babayaran. Sa iba 10 to 20 years. Kung may 5 years man masyadong mataas wala pang HealthCare.
✅Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅Sagot ang hospital bills mo including room accomodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅Unlimited FREE Consultation mo pati immediate family mo. Kahit araw araw ka magpacheck-up at kahit iba iba sakit mo bawat araw.
✅The day na pagsign mo ng policy mo sa KAISER kung ilan ang amount na nakalagay un lang din ang babayaran hanggang 7years. Hindi na siya dadagdag.
✅Maari mo pa itong itransfer sa iyong principal beneficiary na pagdating ng maturity makakakuha siya ng malaking pera galing sa investment mo.
Nakakatuwa diba? Yes or yes?
♡MESSAGE ME TO ASSIST YOU♡

The plan holder opened his account just this January (Kaiser K45 annual) then his account was approved 3 weeks after (February) and days after he died due to accident.

So his beneficiary received a double amount of the life insurance and his plan was being transferred to his first beneficiary fully paid.

Credit to the Original Owner of The post
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Masakit mawalan ng mahal sa buhay. At mahirap sa mga naiwan lalo na kung bread winner ang mwawala. Kaya malaking tulong ang mga ganitong klase ng Insurance.

Yes hindi na mababalik ang buhay ng namatay pero mapagpapatuloy ng mga naiwan ang knilang buhay.

Mahal mo ba pamilya mo?
Proteksyunan mo sila.

Mahal mo ba sarili mo?
Dapat may Long-term care ka.
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𝐌𝐚𝐤𝐢-𝐌𝐚𝐫𝐢𝐭𝐞𝐬 𝐭𝐚𝐲𝐨 𝐟𝐫𝐨𝐦 𝐚 𝐛𝐚𝐧𝐤 𝐭𝐞𝐥𝐥𝐞𝐫 𝐚𝐭 𝐬𝐚 𝐢𝐬𝐚𝐧𝐠 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐧𝐚 𝐈𝐌𝐆 𝐌𝐞𝐦𝐛𝐞𝐫, 𝐡𝐚𝐛𝐚𝐧𝐠 𝐧𝐚𝐠𝐝𝐞𝐝𝐞𝐩𝐨𝐬𝐢𝐭 𝐧𝐠 𝐊𝐚𝐢𝐬𝐞𝐫 𝐚𝐧𝐝 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬: 😀
𝐓𝐞𝐥𝐥𝐞𝐫: Ano po yung IMG sir?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: International Marketing Group po. Financial distribution company and benefit platform po mam.
𝐓𝐞𝐥𝐥𝐞𝐫: Para saan po itong deposit niyo sa IMG?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Para po sa mutual funds and Kaiser savings plan ko po.
𝐓𝐞𝐥𝐥𝐞𝐫: Safe po ba ang investment niyo sa IMG?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Hindi naman po sa IMG ako nag-iinvest mam, sa mutual funds company po at sa Kaiser.
Naging bridge ko lang po ang IMG para magkaroon ako ng access sa mga investments na ito.
𝐓𝐞𝐥𝐥𝐞𝐫: Magkano naman po ang rate of return dyan sa mutual funds niyo?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Same lang po sa mutual funds na ini-ooffer niyo po. Magbi-base po sa market performance.
𝐓𝐞𝐥𝐥𝐞𝐫: Eh bakit kay IMG pa kayo dumaan para makapag invest sa mutual funds, pwede naman sa amin po?
𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫: Kapag thru IMG kasi mam part ng benefit namin ay yong tinatawag na Zero Entry Fee forever.
Halimbawa po yong additional investment na idineposit ko po ngayon, buo po yan ibibili ng shares at walang kaltas.
Everytime po na naglalagay ako, hindi kinakaltasan ng entry fee yong investment ko.... Yong po bang ini-ooffer niyo na mutual funds ay Zero Entry Fee?
𝐓𝐞𝐥𝐥𝐞𝐫:(hindi nakasagot) Ito na po ang resibo niyo sir...
Dito sa IMG madami ka talaga matutunan at makukuha na benefits para mas maintindihan mo ang investment na sinasalihan mo.
Then, we will educate others, not to sell.
The IMG Advantage and Solution!!!
Para malaman sino si IMG, at malaman kung paano magsave and maginvest ng tama,

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Payong kaibigan.
Sa tuwing sahuran 😊
Being a breadwinner can be a blessing and a burden. Blessing yan kasi nakakatulong ka sa pamilya, pero pwedeng maging burden yan kung hindi ka din magtatabi para sa sarili mo.
Fulfilling ang pakiramdam pag nakakatulong ka sa family. Pero mas masaya kung maisasabay mo ang pagtulong at pagmamahal mo sa sarili, iba pa rin yung secured ka, may investment ka, hindi ka magiging pabigat sa pamilya balang araw pag retire mo, may pera ka na bubuhay sayo pagtanda mo. Hindi mo na kailangan manghingi ng tulong o awa sa mga taong nakapaligid sayo dahil may sarili kang pera.
Join our community of savers and investors.
Equipped ourselves with the right knowledge and put them into action in order to have a good result.

Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

Wag kang matakot MAG JOIN sa IMG.
Mas nakakatakot yung hindi ka secured at na scam ka pa.
Dahil sa takot mo at pagdududa lahat ng nasa Paligid mo member na pala at ikaw nalang ang wala pa😇

In 2018, International Marketing Group or IMG is 21st Biggest Insurance Brokers in the Philippines in terms of commission earned.
That's how big our business is.
👉We help people become financial educated and for every family we help IMG gives us rewards. And that reward doubled our savings. 😍

Be part of this financial industry.... once you joined the company IMG you will get instant 100,000pesos personal accidental life (Phil.code) and P600k (international code) insurance coverage by MBlife and 1,000pesos worth of investment in Mutual Funds.

👉Our mission is not to sell Insurance and investments instead ...
👉Our Mission is to Educate people and help them to overcome their financial problems and build their solid financial foundation.

Become a Member Now!

Message me..👇

𝐈𝐍𝐓𝐄𝐑𝐍𝐀𝐓𝐈𝐎𝐍𝐀𝐋 𝐌𝐀𝐑𝐊𝐄𝐓𝐈𝐍𝐆 𝐆𝐑𝐎𝐔𝐏 (𝐈𝐌𝐆)---Para po sa kaalaman ng lahat, ang 𝐈𝐌𝐆 po at 𝐊𝐀𝐈𝐒𝐄𝐑 ay magkaiba.

Ang 𝐈𝐌𝐆 po ay isang 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘 while ang 𝐊𝐀𝐈𝐒𝐄𝐑 po is 𝐇𝐄𝐀𝐋𝐓𝐇 𝐌𝐀𝐈𝐍𝐓𝐄𝐍𝐀𝐍𝐂𝐄 𝐎𝐑𝐆𝐀𝐍𝐈𝐙𝐀𝐓𝐈𝐎𝐍 (𝐇𝐌𝐎) na isa sa mga companies na partnered nang 𝐈𝐌𝐆.

𝐈𝐌𝐆 is a Financial Institution, partnered with top leading companies in the Philippines. Tinuturo po ng IMG ang kahalagahan ng pagkakaroon ng 𝐒𝐎𝐋𝐈𝐃 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐅𝐎𝐔𝐍𝐃𝐀𝐓𝐈𝐎𝐍. Gaya ng tamang pag-iipon, pagkakaroon ng protection through 𝐋𝐢𝐟𝐞 and 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, paano mo proteksyunan ang 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 mo at kung paano mo palaguin ang pera mo na hindi ka nagtatrabaho para in the future magkaroon ka ng Financial Security.

You don’t invest in 𝐈𝐌𝐆, instead you learn from 𝐈𝐌𝐆.
𝐈𝐌𝐆 membership ay parang discounted 𝐠𝐢𝐟𝐭 𝐜𝐚𝐫𝐝, it helps you save money and reduce your spending. Hindi mo na kailangang dumaan sa mga agents ng mga companies, dahil kapag 𝐈𝐌𝐆 member ka at once nag-invest ka or nag-avail ng mga products ng partner companies ng 𝐈𝐌𝐆, yung fees na para sa agent ay mapupunta na sa’yo. This can be a best way to save money.

To summarize that:

☑️ 𝐈𝐌𝐆 at 𝐊𝐀𝐈𝐒𝐄𝐑 ay hindi pareho
☑️ 𝐈𝐌𝐆 is a 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘
☑️ 𝐈𝐌𝐆 is a Financial Institution
☑️ You don’t Invest in 𝐈𝐌𝐆, You invest in its partnered companies
☑️ 𝐈𝐌𝐆 membership is like discounted gift card. (Discounted and free fees)
✍📖𝐋𝐞𝐚𝐫𝐧 , 𝐄𝐚𝐫𝐧, 𝐒𝐚𝐯𝐞, & 𝐈𝐧𝐯𝐞𝐬𝐭🤔

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READ and LEARN

GUYS ITO YUNG SABI KO SA INYO.. ako .. ikaw. MaY SSS pero anong ginawa nila??? MAGISIP NA KAYO

Ung contribution mo sa SSS at GSIS
Ini invest sa Mutual fund.

Nung inalok kita mag invest sa Mutual fund
Sabi mo wag na dito na lang ako sa SSS mas safe!

Why not dumeretso ka kung saan ini invest ni SSS ang contribution mo
Para lahat ng kita ng pera mapupunta sayo.

Financial literacy is the Key.😊

Gusto mo matutuo ng tamag pag iipon at pag iinvest? HUWAG MAG ALALA HINDI KA NA LALABAS NG BAHAY MO DAHIL QUARANTINE, FREE ONLINE FINANCIAL LITERACY CLASS FOR ALL.
Mag message ka lng para sa instructions how to join.😊

🙏🏼

May Philhealth ka?

Eh di mabuti basta taon taon kailangan mo lang magrenew gang mag 60 ka para macover ka nila kapag nagkasakit ka. Kapag dimu nagamit, thank you ang bayad mo. Kapag di mu nrenew at nagkasakit ka, dimu siya magagamit. Ito ang tinatawag na Short Term Healthcare.

Eh Paano naman ang Kaiser Long Term Healthcare?

Sa KAISER Healthcare, 7 years ka lang magbabayad ng premium mo, lifetime mo ng magagamit kahit 100 years old ka na. Yearly din na kumikita ang pera mo kapag hindi ka nagkasakit at hindi mo nagamit ang Healthcare mo. May kasama pang insurance coverage na pwedeng makuha ng family mo kapag ikaw na plan holder ay kinuha ni Lord.

So alin nga ba ang mas maganda?
Short Term or LongTerm Healthcare?

Kung ako ang tatanungin, dapat meron ka pareho.

Direct message me if your interested to know more about Kaiser Long Term Healthcare.

Ang Healthcare ay my access sa over 500 hospitals sa Pilipinas.

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REALTALK.

Natatakot kang magalit sila kpag kinulang ang iyong padala. Pero hindi ka ntatakot na umuwing walang naipong pera.

Wag ganun kabayan! Paano kung isang araw dika na pwedeng magAbroad? Paano ka? Paano sila? ikaw lng ang makakasagot lahat na yan...

Gusto mo bang matuto ng tamang paghawak at pagpapalago ng pera? Humanap ka ng magtuturo sayo or sumama ka sa tao niyaya ka sa IMG o INTERNATIONAL MARKETING GROUP

MESSAGE ME FOR DETAILS HERE:




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5, 10yrs working natatanong mo sa sarili mo saan nga ba napunta ang sweldo ko?

Gusto mo bang baguhin ang maling nkasanayan mo? May pag asa pa...
IMG will guide you paano ka mgsimula mag ipon.
Tulad ng natutunan ko. Dati din di ako nakakaipon pero sa gabay ng IMG malaking tulong.

Kung relate ka, simulan na mag ipon...

Attend Financial education webinar

contact me for more details ,we will guide u po❤️👇

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BASHIN NG MAIGI PARA MAINTINDIHAN

Bakit nga ba maganda magkaroon ng Kaiser 3-in-1 Investment Product ang bawat miyembro ng pamilya lalo na yung mga bread winner?

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwo-worry kung maospital ka.

✔Kapag hindi mo nagamit ang Annual Health Care Coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man o hindi. Sa Kaiser mare-receive mo ang guaranteed Long-term Care Bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary

✔Good as cash siya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may funds ang iyong acçount!

Kaiser 3-in-1. May life insurance, health insurance at investment.
Gawan kita ng Kaiser Proposal?

Lower and higher Kaiser Plans are available depende sa iyong age.
Nasa abroad ka man o sa Pinas, pwedeng-pwede pa rin mag-apply.
Send us a message for more details. 🙂

LET YOUR MONEY WORK FOR YOU!
𝗬𝗲𝘀! 𝗬𝗼𝘂 𝗰𝗮𝗻 𝗯𝗲 𝗮 𝘀𝗵𝗮𝗿𝗲𝗵𝗼𝗹𝗱𝗲𝗿 𝗼𝗳 𝗰𝗼𝗺𝗽𝗮𝗻𝗶𝗲𝘀 like SM, Cebu Pacific, GMA, PLDT, Jollibee, Robinsons, Ayala, 7/11, Metrobank, BDO, etc.
Alam mo ba, sa P1,000 mo pwede ka nang maging shareholder ng blue chip companies through MUTUAL FUND!
Investing in STOCK MARKET and MUTUAL FUND is now easy with the help of IMG.
No need to be an expert to invest in stock market.
Dati you need P100,000 para makapag-invest sa malalaking companies. Ginawang P5,000. Ngayon P1,000 na lang! Ang galing di ba?!
Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang financial goals thru this investment.
Financial literacy is the key! Aral muna bago mag invest.
Grab this opportunity to be an investor.
Start investing NOW!
◉ Open to all professional and non-professionals.
◉ No age limit.
◉ No Maturity
◉ No Due Date.
◉ Withdrawable/Redeem.
◉ Tax Exempt.
For as low Php1,000 minimum initial investment. No Sales Load or Entry Fee as one of our benefits in IMG.
Message us to learn more.

The key is not just to save money but invest. Because you don’t grow your money through the bank. Remember that money shrinks. If the inflation rate is 4% every year, and your savings interest is less than 1% every year, your money is shrinking by 3% every year.

Your money is the bank is not intended for long-term financial goals. It is sleeping. It is being used for living & emergency expenses only. Otherwise, if you keep your money in the bank, you’ll grow old & poor. If you want to grow your money and have a comfortable retirement, learn how to invest.
https://311469ph.imgcorp.com/hom/com

NO MORE PHILHEALTH???
BUT HEALTH IS WEALTH, MAHAL MAGKASAKIT!

Let me SHARE my KAISER 3 in 1 Savings Plan.

Pinakamurang Investment na pwede kang makapagsimula sa halagang 88 pesos a day.✔️

Kung nakakagastos ka ng 100 pesos araw araw. Ipunin mo nalang yan meron ka nang:

- Hospitalization 50,000 pesos yearly.
- Libreng Dental Benefit (Bunot, Check up, Cleaning)
- Annual Physical Exam or APE
- Life Insurance na hanggang 405,000 pesos
- Retirement Fund of 3 million

Meron din 4 beneficiaries for Family assistance.

May nagsasabi "ang mahal naman nyan", In reality mas mahal ang magkasakit, mahal ang kamatayan, at mas magastos ang pagtanda..lalo pa kung wala kang ipon, tama ba?

START INVESTING NOW !!!

Meron din KAISER SENIOR CARE for Ages above 60 years old. 🙂

Message me I am willing to help you get your KAISER. ❤

In IMG it's changing life ....From spender to saver!!!

Message me now!!:

Ito yung tatlong mahalagang tanong sa buhay natin.
1. What if we get sick?
Sino mag aalaga at mag babayad ng bill ko sa hospital. Gagaling at madudugtungan kaya buhay ko?
2. What if we die too soon?
Ano kaya mangyayari sa anak at family ko. Magugutom ba sila? Iiwanan ko ba sila ng tambak na utang?
3. What if live too long?
Pag tumanda ba ako di ako maging pabigat sa family ko kasi may investment ako?
Kung mahal mo pamilya mo inisip mo dapat ang tatlong tanong na ito.
Alamin ang Benepisyo ng Kaiser 3 in 1.
Message mo lng ako.

STEPS TO FINANCIAL SUCCESS THIS YEAR 2022.

1. INCREASE YOUR CASH FLOW.
- make more money when you can, while you can. Have multiple sources of Income.

2. SPEND LESS.
- cut down your expenses. It's not how much you earn that counts. It's what you keep. Set aside 5, 10, 15% of your income to savings.

3. REDUCE YOUR DEBTS AND LIABILITIES.
- interest on the debt will interfere with your goal for long-term asset accumulation.

4. UNDERSTANDING HOW MONEY WORKS.
- you must take time to understand how money works. You must learn how to make money work for you.

5. HAVE A FINANCIAL GOAL.
- Set up a pan of action. Take care of your responsibilities and build up your wealth.

6. EMBRACE CHANGES AND EXPECT TO SUCCEED.
- change your habits. Not only can you change the way you think, you must also change your habits. A better environment will help provide better thinking and better solutions.

INTERESTING?

Attend our FREE Financial Coaching Class and learn how to:
*Make Money
*Save Money
*Grow Money
*Protect Money

MESSAGE me for details and access

Join Our FINANCIAL LITERACY

Stay safe and healthy every1 God bless us all